Cost of Living Comparison Between Toronto and Waterloo 
| Indices Difference |  |
|---|---|
| Consumer Prices in Waterloo are 14.8% lower than in Toronto (without rent) | |
| Consumer Prices Including Rent in Waterloo are 20.1% lower than in Toronto | |
| Rent Prices in Waterloo are 28.6% lower than in Toronto | |
| Restaurant Prices in Waterloo are 22.3% lower than in Toronto | |
| Groceries Prices in Waterloo are 10.8% lower than in Toronto | |
| Local Purchasing Power in Waterloo is 54.6% higher than in Toronto | |
Restaurants | Toronto Edit |
Waterloo Edit | Difference |
|---|---|---|---|
| Meal, Inexpensive Restaurant | 23.36 C$ | 18.00 C$ | -23.0 % |
| Meal for 2 People, Mid-range Restaurant, Three-course | 115.00 C$ | 85.00 C$ | -26.1 % |
| McMeal at McDonalds (or Equivalent Combo Meal) | 13.00 C$ | 12.50 C$ | -3.8 % |
| Domestic Beer (1 pint draught) | 8.00 C$ | 7.00 C$ | -12.5 % |
| Imported Beer (12 oz small bottle) | 8.54 C$ | 7.50 C$ | -12.2 % |
| Cappuccino (regular) | 4.99 C$ | 3.94 C$ | -21.2 % |
| Coke/Pepsi (12 oz small bottle) | 2.72 C$ | 2.05 C$ | -24.7 % |
| Water (12 oz small bottle) | 2.13 C$ | 1.55 C$ | -27.5 % |
Markets | Toronto Edit |
Waterloo Edit | |
| Milk (regular), (1 gallon) | 13.95 C$ | 7.83 C$ | -43.9 % |
| Loaf of Fresh White Bread (1 lb) | 3.11 C$ | 2.96 C$ | -4.8 % |
| Rice (white), (1 lb) | 1.89 C$ | 2.06 C$ | +8.7 % |
| Eggs (regular) (12) | 4.39 C$ | 4.04 C$ | -8.0 % |
| Local Cheese (1 lb) | 7.19 C$ | 6.67 C$ | -7.3 % |
| Chicken Fillets (1 lb) | 7.34 C$ | 6.71 C$ | -8.6 % |
| Beef Round (1 lb) (or Equivalent Back Leg Red Meat) | 8.26 C$ | 8.25 C$ | -0.1 % |
| Apples (1 lb) | 2.23 C$ | 1.82 C$ | -18.4 % |
| Banana (1 lb) | 0.77 C$ | 0.73 C$ | -5.5 % |
| Oranges (1 lb) | 2.04 C$ | 2.03 C$ | -0.4 % |
| Tomato (1 lb) | 2.30 C$ | 1.82 C$ | -21.1 % |
| Potato (1 lb) | 1.62 C$ | 1.19 C$ | -26.8 % |
| Onion (1 lb) | 1.67 C$ | 1.42 C$ | -15.0 % |
| Lettuce (1 head) | 3.28 C$ | 2.85 C$ | -13.1 % |
| Water (1.5 liter bottle) | 2.22 C$ | 2.56 C$ | +15.5 % |
| Bottle of Wine (Mid-Range) | 16.98 C$ | 15.00 C$ | -11.6 % |
| Domestic Beer (0.5 liter bottle) | 3.14 C$ | 2.58 C$ | -18.0 % |
| Imported Beer (12 oz small bottle) | 3.74 C$ | 3.25 C$ | -13.1 % |
| Cigarettes 20 Pack (Marlboro) | 17.00 C$ | 14.40 C$ | -15.3 % |
Transportation | Toronto Edit |
Waterloo Edit | |
| One-way Ticket (Local Transport) | 3.25 C$ | 3.50 C$ | +7.7 % |
| Monthly Pass (Regular Price) | 156.00 C$ | 90.00 C$ | -42.3 % |
| Taxi Start (Normal Tariff) | 4.44 C$ | 4.00 C$ | -9.9 % |
| Taxi 1 mile (Normal Tariff) | 2.82 C$ | 3.38 C$ | +20.0 % |
| Taxi 1hour Waiting (Normal Tariff) | 30.50 C$ | 32.00 C$ | +4.9 % |
| Gasoline (1 gallon) | 6.10 C$ | 6.33 C$ | +3.7 % |
| Volkswagen Golf 1.4 90 KW Trendline (Or Equivalent New Car) | 29,000.00 C$ | 27,890.00 C$ | -3.8 % |
| Toyota Corolla Sedan 1.6l 97kW Comfort (Or Equivalent New Car) | 26,775.09 C$ | 25,228.57 C$ | -5.8 % |
Utilities (Monthly) | Toronto Edit |
Waterloo Edit | |
| Basic (Electricity, Heating, Cooling, Water, Garbage) for 915 sq ft Apartment | 189.28 C$ | 186.59 C$ | -1.4 % |
| 1 min. of Prepaid Mobile Tariff Local (No Discounts or Plans) | 0.43 C$ | 0.30 C$ | -30.9 % |
| Internet (60 Mbps or More, Unlimited Data, Cable/ADSL) | 76.35 C$ | 63.00 C$ | -17.5 % |
Sports And Leisure | Toronto Edit |
Waterloo Edit | |
| Fitness Club, Monthly Fee for 1 Adult | 64.18 C$ | 45.50 C$ | -29.1 % |
| Tennis Court Rent (1 Hour on Weekend) | 23.77 C$ | 28.00 C$ | +17.8 % |
| Cinema, International Release, 1 Seat | 15.00 C$ | 12.00 C$ | -20.0 % |
Childcare | Toronto Edit |
Waterloo Edit | |
| Preschool (or Kindergarten), Full Day, Private, Monthly for 1 Child | 1,543.35 C$ | 1,133.33 C$ | -26.6 % |
| International Primary School, Yearly for 1 Child | 25,733.08 C$ | 15,000.00 C$ | -41.7 % |
Clothing And Shoes | Toronto Edit |
Waterloo Edit | |
| 1 Pair of Jeans (Levis 501 Or Similar) | 78.87 C$ | 58.75 C$ | -25.5 % |
| 1 Summer Dress in a Chain Store (Zara, H&M, ...) | 49.40 C$ | 40.83 C$ | -17.3 % |
| 1 Pair of Nike Running Shoes (Mid-Range) | 123.54 C$ | 103.62 C$ | -16.1 % |
| 1 Pair of Men Leather Business Shoes | 142.02 C$ | 122.22 C$ | -13.9 % |
Rent Per Month | Toronto Edit |
Waterloo Edit | |
| Apartment (1 bedroom) in City Centre | 2,433.97 C$ | 1,718.33 C$ | -29.4 % |
| Apartment (1 bedroom) Outside of Centre | 2,055.83 C$ | 1,531.25 C$ | -25.5 % |
| Apartment (3 bedrooms) in City Centre | 3,913.19 C$ | 2,741.14 C$ | -30.0 % |
| Apartment (3 bedrooms) Outside of Centre | 3,186.10 C$ | 2,335.71 C$ | -26.7 % |
Buy Apartment Price | Toronto Edit |
Waterloo Edit | |
| Price per Square Feet to Buy Apartment in City Centre | 1,195.98 C$ | 999.99 C$ | -16.4 % |
| Price per Square Feet to Buy Apartment Outside of Centre | 939.86 C$ | ? | |
Salaries And Financing | Toronto Edit |
Waterloo Edit | |
| Average Monthly Net Salary (After Tax) | 4,255.16 C$ | 5,254.17 C$ | +23.5 % |
| Mortgage Interest Rate in Percentages (%), Yearly, for 20 Years Fixed-Rate | 5.99 | 4.92 | -17.8 % |
| Last update: | March 2023 | March 2023 | |
| Contributors in the past 12 months: | 989 | 40 |
Moving to Toronto? Explore:
Moving to Waterloo? Explore:
Cities near Toronto: | Cost of Living in Vaughan | 16.10 miles |
| Cost of Living in Richmond Hill | 22.87 miles |
| Cost of Living in Oakville | 25.57 miles |
| Cost of Living in Brampton | 27.62 miles |
| Cost of Living in Whitby, ON | 33.84 miles |
| Cost of Living in Burlington | 34.94 miles |
| Cost of Living in Oshawa | 35.88 miles |
| Cost of Living in Hamilton | 44.17 miles |
| Cost of Living in Guelph | 58.38 miles |
| Cost of Living in Cambridge | 60.12 miles |
Cities near Waterloo: | Cost of Living in Kitchener | 5.82 miles |
| Cost of Living in Cambridge | 14.40 miles |
| Cost of Living in Guelph | 17.92 miles |
| Cost of Living in Stratford, ON | 26.89 miles |
| Cost of Living in Milton | 31.02 miles |
| Cost of Living in Brantford | 32.44 miles |
| Cost of Living in Woodstock | 37.86 miles |
| Cost of Living in Hamilton | 43.61 miles |
| Cost of Living in Burlington | 46.51 miles |
| Cost of Living in Simcoe, ON | 48.15 miles |