Cost of Living Comparison Between Toronto and Montreal 
| Indices Difference |  |
|---|---|
| Cost of Living in Montreal is 11.0% lower than in Toronto (excluding rent) | |
| Cost of Living Including Rent in Montreal is 15.9% lower than in Toronto | |
| Rent Prices in Montreal are 26.4% lower than in Toronto | |
| Restaurant Prices in Montreal are 7.0% lower than in Toronto | |
| Groceries Prices in Montreal are 5.9% lower than in Toronto | |
| Local Purchasing Power in Montreal is 1.1% lower than in Toronto | |
Restaurants | Toronto Edit |
Montreal Edit | Difference |
|---|---|---|---|
| Meal at an Inexpensive Restaurant | 25.00 C$ | 25.00 C$ | 0.0 % |
| Meal for Two at a Mid-Range Restaurant (Three Courses, Without Drinks) | 120.00 C$ | 100.00 C$ | -16.7 % |
| Combo Meal at McDonald's (or Equivalent Fast-Food Meal) | 16.00 C$ | 15.39 C$ | -3.8 % |
| Domestic Draft Beer (1 Pint) | 9.00 C$ | 8.50 C$ | -5.6 % |
| Imported Beer (12 oz Small Bottle) | 10.00 C$ | 9.50 C$ | -5.0 % |
| Cappuccino (Regular Size) | 5.50 C$ | 5.49 C$ | -0.2 % |
| Soft Drink (Coca-Cola or Pepsi, 12 oz Small Bottle) | 2.88 C$ | 2.78 C$ | -3.7 % |
| Bottled Water (12 oz) | 2.46 C$ | 2.07 C$ | -15.7 % |
Markets | Toronto Edit |
Montreal Edit | |
| Milk (Regular, 1 Liter) | 3.83 C$ | 3.04 C$ | -20.6 % |
| Fresh White Bread (1 lb Loaf) | 3.51 C$ | 3.98 C$ | +13.3 % |
| White Rice (1 lb) | 1.89 C$ | 2.04 C$ | +8.0 % |
| Eggs (12, Large Size) | 5.05 C$ | 4.67 C$ | -7.4 % |
| Local Cheese (1 lb) | 7.87 C$ | 8.86 C$ | +12.5 % |
| Chicken Fillets (1 lb) | 8.18 C$ | 7.99 C$ | -2.3 % |
| Beef Round or Equivalent Back Leg Red Meat (1 lb) | 9.96 C$ | 9.08 C$ | -8.9 % |
| Apples (1 lb) | 2.32 C$ | 2.06 C$ | -11.2 % |
| Bananas (1 lb) | 0.79 C$ | 0.96 C$ | +20.8 % |
| Oranges (1 lb) | 2.33 C$ | 2.05 C$ | -12.0 % |
| Tomatoes (1 lb) | 2.33 C$ | 1.88 C$ | -19.5 % |
| Potatoes (1 lb) | 1.51 C$ | 1.81 C$ | +20.3 % |
| Onions (1 lb) | 1.05 C$ | 1.50 C$ | +42.2 % |
| Lettuce (1 Head) | 3.32 C$ | 2.92 C$ | -12.0 % |
| Bottled Water (50 oz) | 2.61 C$ | 2.01 C$ | -23.0 % |
| Bottle of Wine (Mid-Range) | 18.50 C$ | 15.00 C$ | -18.9 % |
| Domestic Beer (16.9 oz Bottle) | 3.41 C$ | 3.46 C$ | +1.6 % |
| Imported Beer (12 oz Small Bottle) | 4.29 C$ | 4.41 C$ | +2.7 % |
| Cigarettes (Pack of 20, Marlboro) | 20.00 C$ | 16.00 C$ | -20.0 % |
Transportation | Toronto Edit |
Montreal Edit | |
| One-Way Ticket (Local Transport) | 3.35 C$ | 3.75 C$ | +11.9 % |
| Monthly Public Transport Pass (Regular Price) | 156.00 C$ | 104.50 C$ | -33.0 % |
| Taxi Start (Standard Tariff) | 4.25 C$ | 4.75 C$ | +11.8 % |
| Taxi 1 mile (Standard Tariff) | 2.82 C$ | 3.30 C$ | +17.1 % |
| Taxi 1 Hour Waiting (Standard Tariff) | 31.03 C$ | 46.20 C$ | +48.9 % |
| Gasoline (1 Liter) | 1.34 C$ | 1.54 C$ | +15.2 % |
| Volkswagen Golf 1.5 (or Equivalent New Compact Car) | 37,378.00 C$ | 39,580.00 C$ | +5.9 % |
| Toyota Corolla Sedan 1.6 (or Equivalent New Mid-Size Car) | 28,678.53 C$ | 29,579.47 C$ | +3.1 % |
Utilities (Monthly) | Toronto Edit |
Montreal Edit | |
| Basic Utilities for 915 Square Feet Apartment (Electricity, Heating, Cooling, Water, Garbage) | 199.16 C$ | 110.68 C$ | -44.4 % |
| Mobile Phone Plan (Monthly, with Calls and 10GB+ Data) | 53.34 C$ | 50.23 C$ | -5.8 % |
| Broadband Internet (Unlimited Data, 60 Mbps or Higher) | 71.33 C$ | 57.72 C$ | -19.1 % |
Sports And Leisure | Toronto Edit |
Montreal Edit | |
| Monthly Fitness Club Membership | 80.48 C$ | 53.29 C$ | -33.8 % |
| Tennis Court Rental (1 Hour, Weekend) | 31.17 C$ | 26.84 C$ | -13.9 % |
| Cinema Ticket (International Release) | 17.99 C$ | 16.00 C$ | -11.1 % |
Childcare | Toronto Edit |
Montreal Edit | |
| Private Full-Day Preschool or Kindergarten, Monthly Fee per Child | 1,323.95 C$ | 730.97 C$ | -44.8 % |
| International Primary School, Annual Tuition per Child | 28,427.81 C$ | 19,995.59 C$ | -29.7 % |
Clothing And Shoes | Toronto Edit |
Montreal Edit | |
| Jeans (Levi's 501 or Similar) | 80.40 C$ | 72.91 C$ | -9.3 % |
| Summer Dress in a Chain Store (e.g. Zara or H&M) | 61.69 C$ | 55.42 C$ | -10.2 % |
| Nike Running Shoes (Mid-Range) | 125.82 C$ | 134.62 C$ | +7.0 % |
| Men's Leather Business Shoes | 165.53 C$ | 168.76 C$ | +2.0 % |
Rent Per Month | Toronto Edit |
Montreal Edit | |
| 1 Bedroom Apartment in City Centre | 2,304.89 C$ | 1,758.93 C$ | -23.7 % |
| 1 Bedroom Apartment Outside of City Centre | 2,005.17 C$ | 1,314.43 C$ | -34.4 % |
| 3 Bedroom Apartment in City Centre | 3,701.80 C$ | 2,901.56 C$ | -21.6 % |
| 3 Bedroom Apartment Outside of City Centre | 3,107.00 C$ | 2,205.60 C$ | -29.0 % |
Buy Apartment Price | Toronto Edit |
Montreal Edit | |
| Price per Square Feet to Buy Apartment in City Centre | 1,119.77 C$ | 659.96 C$ | -41.1 % |
| Price per Square Feet to Buy Apartment Outside of Centre | 872.22 C$ | 512.84 C$ | -41.2 % |
Salaries And Financing | Toronto Edit |
Montreal Edit | |
| Average Monthly Net Salary (After Tax) | 4,972.42 C$ | 4,132.46 C$ | -16.9 % |
| Annual Mortgage Interest Rate (20-Year Fixed, in %) | 4.45 | 4.47 | +0.4 % |
| Last update: | 4 March 2026 | 4 March 2026 | |
| Contributors in the past 12 months: | 353 | 243 | |
Moving to Toronto? Explore:
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Cities near Toronto: | Cost of Living in Vaughan | 16.10 miles |
| Cost of Living in Richmond Hill | 22.87 miles |
| Cost of Living in Oakville | 25.57 miles |
| Cost of Living in Brampton | 27.62 miles |
| Cost of Living in Whitby, ON | 33.84 miles |
| Cost of Living in Burlington | 34.94 miles |
| Cost of Living in Oshawa | 35.88 miles |
| Cost of Living in Hamilton | 44.17 miles |
| Cost of Living in Georgina | 57.04 miles |
| Cost of Living in Guelph | 58.38 miles |
Cities near Montreal: | Cost of Living in Longueuil | 8.36 miles |
| Cost of Living in Sainte-Martine | 25.85 miles |
| Cost of Living in Sherbrooke | 99.30 miles |
| Cost of Living in Gatineau | 112.36 miles |
| Cost of Living in Ottawa | 119.48 miles |
| Cost of Living in Quebec City | 157.18 miles |
| Cost of Living in Kingston | 176.74 miles |
| Cost of Living in Belleville | 220.82 miles |