Cost of Living Comparison Between Toronto and Montreal 
| Indices Difference |  |
|---|---|
| Cost of Living in Montreal is 8.6% lower than in Toronto (excluding rent) | |
| Cost of Living Including Rent in Montreal is 15.9% lower than in Toronto | |
| Rent Prices in Montreal are 30.5% lower than in Toronto | |
| Restaurant Prices in Montreal are 6.9% lower than in Toronto | |
| Groceries Prices in Montreal are 3.6% lower than in Toronto | |
| Local Purchasing Power in Montreal is 3.5% higher than in Toronto | |
Restaurants | Toronto Edit |
Montreal Edit | Difference |
|---|---|---|---|
| Meal at an Inexpensive Restaurant | 25.00 C$ | 25.00 C$ | 0.0 % |
| Meal for Two at a Mid-Range Restaurant (Three Courses, Without Drinks) | 120.00 C$ | 100.00 C$ | -16.7 % |
| Combo Meal at McDonald's (or Equivalent Fast-Food Meal) | 15.00 C$ | 15.39 C$ | +2.6 % |
| Domestic Draft Beer (1 Pint) | 9.00 C$ | 8.00 C$ | -11.1 % |
| Imported Beer (12 oz Small Bottle) | 9.72 C$ | 9.00 C$ | -7.5 % |
| Cappuccino (Regular Size) | 5.46 C$ | 5.23 C$ | -4.2 % |
| Soft Drink (Coca-Cola or Pepsi, 12 oz Small Bottle) | 2.78 C$ | 2.76 C$ | -0.6 % |
| Bottled Water (12 oz) | 2.31 C$ | 2.08 C$ | -10.0 % |
Markets | Toronto Edit |
Montreal Edit | |
| Milk (Regular, 1 Liter) | 3.79 C$ | 3.18 C$ | -16.1 % |
| Fresh White Bread (1 lb Loaf) | 3.38 C$ | 3.69 C$ | +9.0 % |
| White Rice (1 lb) | 2.38 C$ | 2.44 C$ | +2.4 % |
| Eggs (12, Large Size) | 4.77 C$ | 4.56 C$ | -4.4 % |
| Local Cheese (1 lb) | 8.85 C$ | 9.32 C$ | +5.4 % |
| Chicken Fillets (1 lb) | 7.83 C$ | 7.01 C$ | -10.5 % |
| Beef Round or Equivalent Back Leg Red Meat (1 lb) | 10.60 C$ | 9.33 C$ | -12.0 % |
| Apples (1 lb) | 2.52 C$ | 2.37 C$ | -6.0 % |
| Bananas (1 lb) | 0.75 C$ | 1.08 C$ | +42.9 % |
| Oranges (1 lb) | 2.26 C$ | 2.30 C$ | +1.5 % |
| Tomatoes (1 lb) | 2.34 C$ | 2.39 C$ | +2.0 % |
| Potatoes (1 lb) | 1.51 C$ | 1.94 C$ | +28.1 % |
| Onions (1 lb) | 1.52 C$ | 1.48 C$ | -2.4 % |
| Lettuce (1 Head) | 3.36 C$ | 3.05 C$ | -9.1 % |
| Bottled Water (50 oz) | 2.53 C$ | 2.23 C$ | -12.0 % |
| Bottle of Wine (Mid-Range) | 18.00 C$ | 18.00 C$ | 0.0 % |
| Domestic Beer (16.9 oz Bottle) | 3.38 C$ | 3.77 C$ | +11.6 % |
| Imported Beer (12 oz Small Bottle) | 4.26 C$ | 4.65 C$ | +9.0 % |
| Cigarettes (Pack of 20, Marlboro) | 20.00 C$ | 17.00 C$ | -15.0 % |
Transportation | Toronto Edit |
Montreal Edit | |
| One-Way Ticket (Local Transport) | 3.30 C$ | 3.75 C$ | +13.6 % |
| Monthly Public Transport Pass (Regular Price) | 156.00 C$ | 104.50 C$ | -33.0 % |
| Taxi Start (Standard Tariff) | 5.00 C$ | 5.00 C$ | 0.0 % |
| Taxi 1 mile (Standard Tariff) | 3.22 C$ | 3.69 C$ | +14.5 % |
| Taxi 1 Hour Waiting (Standard Tariff) | 35.00 C$ | 46.10 C$ | +31.7 % |
| Gasoline (1 Liter) | 1.42 C$ | 1.58 C$ | +10.7 % |
| Volkswagen Golf 1.5 (or Equivalent New Compact Car) | 33,978.00 C$ | 33,978.00 C$ | 0.0 % |
| Toyota Corolla Sedan 1.6 (or Equivalent New Mid-Size Car) | 29,578.80 C$ | 30,105.36 C$ | +1.8 % |
Utilities (Monthly) | Toronto Edit |
Montreal Edit | |
| Basic Utilities for 915 Square Feet Apartment (Electricity, Heating, Cooling, Water, Garbage) | 179.68 C$ | 101.54 C$ | -43.5 % |
| Mobile Phone Plan (Monthly, with Calls and 10GB+ Data) | 52.82 C$ | 50.15 C$ | -5.1 % |
| Broadband Internet (Unlimited Data, 60 Mbps or Higher) | 71.33 C$ | 58.37 C$ | -18.2 % |
Sports And Leisure | Toronto Edit |
Montreal Edit | |
| Monthly Fitness Club Membership | 77.59 C$ | 58.77 C$ | -24.3 % |
| Tennis Court Rental (1 Hour, Weekend) | 29.33 C$ | 26.06 C$ | -11.2 % |
| Cinema Ticket (International Release) | 16.00 C$ | 15.50 C$ | -3.1 % |
Childcare | Toronto Edit |
Montreal Edit | |
| Private Full-Day Preschool or Kindergarten, Monthly Fee per Child | 1,446.58 C$ | 708.13 C$ | -51.0 % |
| International Primary School, Annual Tuition per Child | 24,974.54 C$ | 6,688.89 C$ | -73.2 % |
Clothing And Shoes | Toronto Edit |
Montreal Edit | |
| Jeans (Levi's 501 or Similar) | 80.34 C$ | 81.53 C$ | +1.5 % |
| Summer Dress in a Chain Store (e.g. Zara or H&M) | 54.00 C$ | 58.61 C$ | +8.6 % |
| Nike Running Shoes (Mid-Range) | 116.69 C$ | 142.24 C$ | +21.9 % |
| Men's Leather Business Shoes | 154.13 C$ | 169.95 C$ | +10.3 % |
Rent Per Month | Toronto Edit |
Montreal Edit | |
| 1 Bedroom Apartment in City Centre | 2,363.52 C$ | 1,705.36 C$ | -27.8 % |
| 1 Bedroom Apartment Outside of City Centre | 2,073.23 C$ | 1,345.58 C$ | -35.1 % |
| 3 Bedroom Apartment in City Centre | 3,820.27 C$ | 2,796.53 C$ | -26.8 % |
| 3 Bedroom Apartment Outside of City Centre | 3,284.42 C$ | 2,173.10 C$ | -33.8 % |
Buy Apartment Price | Toronto Edit |
Montreal Edit | |
| Price per Square Feet to Buy Apartment in City Centre | 1,108.85 C$ | 805.49 C$ | -27.4 % |
| Price per Square Feet to Buy Apartment Outside of Centre | 940.94 C$ | 589.72 C$ | -37.3 % |
Salaries And Financing | Toronto Edit |
Montreal Edit | |
| Average Monthly Net Salary (After Tax) | 4,822.87 C$ | 4,199.22 C$ | -12.9 % |
| Annual Mortgage Interest Rate (20-Year Fixed, in %) | 4.40 | 4.73 | +7.6 % |
| Last update: | 16 November 2025 | 13 November 2025 | |
| Contributors in the past 12 months: | 516 | 354 |
Moving to Toronto? Explore:
Moving to Montreal? Explore:
Cities near Toronto: | Cost of Living in Vaughan | 16.10 miles |
| Cost of Living in Richmond Hill | 22.87 miles |
| Cost of Living in Oakville | 25.57 miles |
| Cost of Living in Brampton | 27.62 miles |
| Cost of Living in Whitby, ON | 33.84 miles |
| Cost of Living in Burlington | 34.94 miles |
| Cost of Living in Oshawa | 35.88 miles |
| Cost of Living in Hamilton | 44.17 miles |
| Cost of Living in Georgina | 57.04 miles |
| Cost of Living in Guelph | 58.38 miles |
Cities near Montreal: | Cost of Living in Longueuil | 8.36 miles |
| Cost of Living in Sainte-Martine | 25.85 miles |
| Cost of Living in Sherbrooke | 99.30 miles |
| Cost of Living in Gatineau | 112.36 miles |
| Cost of Living in Ottawa | 119.48 miles |
| Cost of Living in Quebec City | 157.18 miles |
| Cost of Living in Kingston | 176.74 miles |
| Cost of Living in Belleville | 220.82 miles |