Cost of Living Comparison Between Jersey City, NJ and Charlotte, NC 

Indices DifferenceInfo
Cost of Living in Charlotte, NC is 9.8% lower than in Jersey City, NJ (excluding rent)
Cost of Living Including Rent in Charlotte, NC is 22.1% lower than in Jersey City, NJ
Rent Prices in Charlotte, NC are 38.5% lower than in Jersey City, NJ
Restaurant Prices in Charlotte, NC are 16.1% lower than in Jersey City, NJ
Groceries Prices in Charlotte, NC are 2.6% lower than in Jersey City, NJ
Local Purchasing Power in Charlotte, NC is 5.6% lower than in Jersey City, NJ
Currency: Sticky Currency      Switch to metric measurement units
Restaurants
Jersey City, NJ Edit Charlotte, NC Edit Difference
Meal at an Inexpensive Restaurant 22.00 $ 18.00 $      -18.2 %
Meal for Two at a Mid-Range Restaurant (Three Courses, Without Drinks) 100.00 $ 75.00 $      -25.0 %
Combo Meal at McDonald's (or Equivalent Fast-Food Meal) 11.00 $ 10.50 $      -4.5 %
Domestic Draft Beer (1 Pint) 8.00 $ 5.50 $      -31.2 %
Imported Beer (12 oz Small Bottle) 8.00 $ 8.00 $      0.0 %
Cappuccino (Regular Size) 5.25 $ 4.90 $      -6.6 %
Soft Drink (Coca-Cola or Pepsi, 12 oz Small Bottle) 2.38 $ 2.56 $      +7.9 %
Bottled Water (12 oz) 1.69 $ 2.12 $      +26.0 %
Markets
Jersey City, NJ Edit Charlotte, NC Edit
Milk (Regular, 1 Liter) 1.44 $ 1.08 $      -25.1 %
Fresh White Bread (1 lb Loaf) 3.75 $ 3.62 $      -3.5 %
White Rice (1 lb) 2.61 $ 1.69 $      -35.2 %
Eggs (12, Large Size) 5.59 $ 4.66 $      -16.8 %
Local Cheese (1 lb) 6.69 $ 7.52 $      +12.4 %
Chicken Fillets (1 lb) 5.62 $ 7.16 $      +27.4 %
Beef Round or Equivalent Back Leg Red Meat (1 lb) 7.83 $ 7.99 $      +2.1 %
Apples (1 lb) 2.37 $ 2.46 $      +3.9 %
Bananas (1 lb) 0.89 $ 0.67 $      -24.7 %
Oranges (1 lb) 2.16 $ 2.67 $      +23.6 %
Tomatoes (1 lb) 2.37 $ 2.05 $      -13.6 %
Potatoes (1 lb) 1.41 $ 1.51 $      +7.1 %
Onions (1 lb) 1.51 $ 1.33 $      -11.9 %
Lettuce (1 Head) 2.42 $ 2.01 $      -16.9 %
Bottled Water (50 oz) 2.88 $ 2.02 $      -29.9 %
Bottle of Wine (Mid-Range) 15.00 $ 15.60 $      +4.0 %
Domestic Beer (16.9 oz Bottle) 1.73 $ 2.40 $      +38.8 %
Imported Beer (12 oz Small Bottle) 6.00 $ 3.38 $      -43.7 %
Cigarettes (Pack of 20, Marlboro) 11.69 $ 8.97 $      -23.2 %
Transportation
Jersey City, NJ Edit Charlotte, NC Edit
One-Way Ticket (Local Transport) 2.90 $ 2.20 $      -24.1 %
Monthly Public Transport Pass (Regular Price) 110.00 $ 88.00 $      -20.0 %
Taxi Start (Standard Tariff) 3.00 $ 3.00 $      0.0 %
Taxi 1 mile (Standard Tariff) 3.30 $ 3.00 $      -9.1 %
Taxi 1 Hour Waiting (Standard Tariff) 24.00 $ 30.00 $      +25.0 %
Gasoline (1 Liter) 0.86 $ 0.80 $      -7.3 %
Volkswagen Golf 1.5 (or Equivalent New Compact Car) 36,651.00 $ 35,535.00 $      -3.0 %
Toyota Corolla Sedan 1.6 (or Equivalent New Mid-Size Car) 25,735.22 $ 25,117.40 $      -2.4 %
Utilities (Monthly)
Jersey City, NJ Edit Charlotte, NC Edit
Basic Utilities for 915 Square Feet Apartment (Electricity, Heating, Cooling, Water, Garbage) 146.17 $ 150.22 $      +2.8 %
Mobile Phone Plan (Monthly, with Calls and 10GB+ Data) 65.00 $ 65.12 $      +0.2 %
Broadband Internet (Unlimited Data, 60 Mbps or Higher) 61.43 $ 74.61 $      +21.5 %
Sports And Leisure
Jersey City, NJ Edit Charlotte, NC Edit
Monthly Fitness Club Membership 57.50 $ 57.83 $      +0.6 %
Tennis Court Rental (1 Hour, Weekend) 43.33 $ 15.00 $      -65.4 %
Cinema Ticket (International Release) 13.00 $ 16.00 $      +23.1 %
Childcare
Jersey City, NJ Edit Charlotte, NC Edit
Private Full-Day Preschool or Kindergarten, Monthly Fee per Child 2,250.00 $ 1,593.94 $      -29.2 %
International Primary School, Annual Tuition per Child 23,666.67 $ 24,700.00 $      +4.4 %
Clothing And Shoes
Jersey City, NJ Edit Charlotte, NC Edit
Jeans (Levi's 501 or Similar) 62.42 $ 46.81 $      -25.0 %
Summer Dress in a Chain Store (e.g. Zara or H&M) 63.33 $ 41.89 $      -33.9 %
Nike Running Shoes (Mid-Range) 80.00 $ 103.46 $      +29.3 %
Men's Leather Business Shoes 133.75 $ 144.35 $      +7.9 %
Rent Per Month
Jersey City, NJ Edit Charlotte, NC Edit
1 Bedroom Apartment in City Centre 3,342.50 $ 1,783.67 $      -46.6 %
1 Bedroom Apartment Outside of City Centre 2,322.86 $ 1,360.60 $      -41.4 %
3 Bedroom Apartment in City Centre 5,913.33 $ 3,589.06 $      -39.3 %
3 Bedroom Apartment Outside of City Centre 3,240.00 $ 2,385.31 $      -26.4 %
Buy Apartment Price
Jersey City, NJ Edit Charlotte, NC Edit
Price per Square Feet to Buy Apartment in City Centre 705.14 $ 377.18 $      -46.5 %
Price per Square Feet to Buy Apartment Outside of Centre 516.65 $ 228.86 $      -55.7 %
Salaries And Financing
Jersey City, NJ Edit Charlotte, NC Edit
Average Monthly Net Salary (After Tax) 5,800.05 $ 4,265.65 $      -26.5 %
Annual Mortgage Interest Rate (20-Year Fixed, in %) 6.47 6.41      -1.0 %
Last update: 15 January 202617 January 2026
Contributors in the past 12 months:2343