Property Prices in Poland

Index Info
Price to Income Ratio: 12.40
Mortgage as Percentage of Income: 119.46%
Loan Affordability Index: 0.84
Price to Rent Ratio - City Centre: 25.55
Price to Rent Ratio - Outside of Centre: 21.86
Gross Rental Yield (City Centre): 3.91%
Gross Rental Yield (Outside of Centre): 4.57%
Rent Per Month
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Apartment (1 bedroom) in City Centre 2,644.74 zł 1,800.00-4,000.00
Apartment (1 bedroom) Outside of Centre 2,174.65 zł 1,500.00-3,000.00
Apartment (3 bedrooms) in City Centre 4,231.59 zł 2,720.00-7,800.00
Apartment (3 bedrooms) Outside of Centre 3,422.31 zł 2,400.00-5,500.00
Buy Apartment Price
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Price per Square Feet to Buy Apartment in City Centre 1,301.42 zł 836.12-1,950.95
Price per Square Feet to Buy Apartment Outside of Centre 909.06 zł 650.32-1,300.63
Salaries And Financing
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Average Monthly Net Salary (After Tax) 4,798.61 zł
Mortgage Interest Rate in Percentages (%), Yearly, for 20 Years Fixed-Rate 7.46 4.00-9.50

These data are based on 3508 entries in the past 18 months from 540 different contributors.
Last update: June 2023
Our data for each country are based on all entries from all cities in that country.

Sources and References

By City in Poland

Rank
City
Price To Income Ratio
Gross Rental Yield City Centre
Gross Rental Yield Outside of Centre
Price To Rent Ratio City Centre
Price To Rent Ratio Outside Of City Centre
Mortgage As A Percentage Of Income
Affordability Index
Bialystok 12.4 4.1 4.2 24.7 23.8 119.9 0.8
Bydgoszcz 12.5 3.6 4.2 27.6 23.5 108.3 0.9
Gdansk 13.6 3.3 4.3 30.7 23.2 126.9 0.8
Gdynia 15.5 3.1 4.1 32.4 24.3 147.2 0.7
Katowice 9.6 3.6 4.6 27.9 21.7 86.9 1.2
Krakow (Cracow) 11.7 4.0 4.7 25.0 21.3 119.9 0.8
Lodz 9.9 4.6 5.0 21.6 19.8 93.8 1.1
Lublin 13.4 3.2 4.3 31.1 23.2 132.0 0.8
Olsztyn 13.8 3.6 3.8 27.9 26.3 106.9 0.9
Poznan 12.0 3.8 4.4 26.0 22.8 101.1 1.0
Rzeszow 12.9 2.7 3.5 37.6 28.7 133.3 0.8
Szczecin 10.3 5.1 5.2 19.4 19.3 86.7 1.2
Warsaw 13.2 4.2 5.1 23.7 19.4 135.1 0.7
Wroclaw 11.7 4.5 5.3 22.2 19.0 117.9 0.8
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