Property Prices in Gdynia, Poland

Index Info
Price to Income Ratio: 8.02
Mortgage as Percentage of Income: 72.92%
Loan Affordability Index: 1.37
Price to Rent Ratio - City Centre: 22.75
Price to Rent Ratio - Outside of Centre: 18.58
Gross Rental Yield (City Centre): 4.40%
Gross Rental Yield (Outside of Centre): 5.38%
Rent Per Month
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1 Bedroom Apartment in City Centre 3,230.00 zł 2,800.00-3,500.00
1 Bedroom Apartment Outside of City Centre 2,600.00 zł 2,300.00-3,000.00
3 Bedroom Apartment in City Centre 5,255.00 zł 4,000.00-7,500.00
3 Bedroom Apartment Outside of City Centre 3,450.00 zł 3,000.00-3,800.00
Buy Apartment Price
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Price per Square Feet to Buy Apartment in City Centre 1,425.04 zł 1,374.95-1,475.13
Price per Square Feet to Buy Apartment Outside of Centre 863.50 zł 763.66-929.02
Salaries And Financing
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Average Monthly Net Salary (After Tax) 7,676.44 zł
Annual Mortgage Interest Rate (20-Year Fixed, in %) 6.70 6.00-7.05

These data are based on 63 entries from 12 contributors over the past 18 months.
Last update: 9 February 2026

Sources and References
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