Cost of Living in Manila

Cost of Living Index (Excl.Rent): 38.92
Rent Index: 16.91
Groceries Index: 35.01
Restaurants Index: 25.79
Cost of Living Plus Rent Index: 28.37
Local Purchasing Power: 45.56
Restaurants [ Edit ] Avg. Range
Meal, Inexpensive Restaurant 190.00 ₱ 100.00-300.00
Meal for 2 People, Mid-range Restaurant, Three-course 1,000.00 ₱ 800.00-1,200.00
McMeal at McDonalds (or Equivalent Combo Meal) 120.00 ₱ 85.00-160.00
Domestic Beer (1 pint draught) 45.00 ₱ 35.00-55.00
Imported Beer (11.2 oz small bottle) 95.00 ₱ 70.00-150.00
Cappuccino (regular) 114.83 ₱ 70.00-150.00
Coke/Pepsi (11.2 oz small bottle) 29.55 ₱ 20.00-45.00
Water (11.2 oz small bottle) 19.48 ₱ 12.00-30.00
Markets [ Edit ] Avg.
Milk (regular), (1 gallon) 284.18 ₱ 246.05-321.76
Loaf of Fresh White Bread (1 lb) 56.19 ₱ 40.82-68.04
Rice (white), (1 lb) 21.29 ₱ 15.88-27.22
Eggs (12) 73.13 ₱ 60.00-85.00
Local Cheese (1 lb) 103.32 ₱ 36.29-190.51
Chicken Breasts (Boneless, Skinless), (1 lb) 67.80 ₱ 40.82-99.79
Beef Round (1 lb) (or Equivalent Back Leg Red Meat) 113.35 ₱ 63.50-136.08
Apples (1 lb) 51.66 ₱ 36.29-90.72
Banana (1 lb) 36.49 ₱ 22.68-54.43
Oranges (1 lb) 53.80 ₱ 31.75-113.40
Tomato (1 lb) 29.57 ₱ 22.68-40.82
Potato (1 lb) 30.77 ₱ 22.68-36.29
Onion (1 lb) 29.75 ₱ 20.41-45.36
Lettuce (1 head) 50.50 ₱ 30.00-90.00
Water (1.5 liter bottle) 36.18 ₱ 30.00-50.00
Bottle of Wine (Mid-Range) 299.00 ₱ 200.00-400.00
Domestic Beer (0.5 liter bottle) 41.36 ₱ 25.00-50.00
Imported Beer (11.2 oz small bottle) 80.90 ₱ 50.00-100.00
Pack of Cigarettes (Marlboro) 65.00 ₱ 50.00-75.00
Transportation [ Edit ] Avg.
One-way Ticket (Local Transport) 20.00 ₱ 10.00-25.00
Monthly Pass (Regular Price) 500.00 ₱ 450.00-800.00
Taxi Start (Normal Tariff) 40.00 ₱ 30.00-40.00
Taxi 1 mile (Normal Tariff) 19.31 ₱ 12.87-24.14
Taxi 1hour Waiting (Normal Tariff) 150.00 ₱ 125.00-210.00
Gasoline (1 gallon) 146.44 ₱ 109.78-170.34
Volkswagen Golf 1.4 90 KW Trendline (Or Equivalent New Car) 1,100,000.00 ₱ 800,000.00-1,600,000.00
Toyota Corolla 1.6l 97kW Comfort (Or Equivalent New Car) 1,031,909.09 ₱ 800,000.00-1,400,000.00
Utilities (Monthly) [ Edit ] Avg.
Basic (Electricity, Heating, Water, Garbage) for 915 sq ft Apartment 4,091.39 ₱ 2,000.00-7,000.00
1 min. of Prepaid Mobile Tariff Local (No Discounts or Plans) 7.41 ₱ 6.50-8.00
Internet (10 Mbps, Unlimited Data, Cable/ADSL) 2,204.23 ₱ 1,500.00-3,500.00
Sports And Leisure [ Edit ] Avg.
Fitness Club, Monthly Fee for 1 Adult 2,369.44 ₱ 1,500.00-3,500.00
Tennis Court Rent (1 Hour on Weekend) 347.73 ₱ 200.00-500.00
Cinema, International Release, 1 Seat 250.00 ₱ 220.00-300.00
Childcare [ Edit ] Avg.
Preschool (or Kindergarten), Private, Monthly for 1 Child 20,000.00 ₱ 20,000.00-20,000.00
International Primary School, Yearly for 1 Child 455,696.45 ₱ 455,696.45-802,000.00
Clothing And Shoes [ Edit ] Avg.
1 Pair of Jeans (Levis 501 Or Similar) 2,273.66 ₱ 1,200.00-4,000.00
1 Summer Dress in a Chain Store (Zara, H&M, ...) 1,444.39 ₱ 900.00-2,500.00
1 Pair of Nike Running Shoes (Mid-Range) 3,952.38 ₱ 3,000.00-5,000.00
1 Pair of Men Leather Business Shoes 3,411.76 ₱ 2,000.00-5,000.00
Rent Per Month [ Edit ] Avg.
Apartment (1 bedroom) in City Centre 23,373.82 ₱ 15,000.00-35,000.00
Apartment (1 bedroom) Outside of Centre 8,446.67 ₱ 5,000.00-17,000.00
Apartment (3 bedrooms) in City Centre 64,009.01 ₱ 32,000.00-100,000.00
Apartment (3 bedrooms) Outside of Centre 22,573.99 ₱ 13,000.00-40,000.00
Buy Apartment Price [ Edit ] Avg.
Price per Square Feet to Buy Apartment in City Centre 8,684.95 ₱ 4,645.11-13,935.34
Price per Square Feet to Buy Apartment Outside of Centre 5,024.46 ₱ 2,322.56-9,290.23
Salaries And Financing [ Edit ] Avg.
Average Monthly Disposable Salary (Net After Tax) 26,322.64 ₱
Mortgage Interest Rate in Percentages (%), Yearly 9.00 5.50-12.00

Prices in Manila, Philippines

These data are based on 1547 entries in the past 18 months from 275 different contributors.
Last update: February, 2017
Sources and References: Info
Add new source here:
Cost of living in Manila is 61.08% lower than in New York (Info)Our estimator (with default settings) estimate monthly expenses for a single person at 460.68$ (23,111.62₱) and for four person family at 1,608.00$ (80,671.62₱) (without rent).
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92 Comments so far

#Jason on Dec 01, 2016 :
Hi there, i have extended family in Manilla, they tell me that a young call-centre employee; of which millions of Filipinos are, typically earn around 8-10000 pesos a month, and this covers their living expenses, ie a small apartment, utilities, food, transport and leisure. that's around 200 USD per month. So if your a westerner wondering if you will have enough, then stop worrying; unless you want to live luxurious then you have nothing to worry about. Please think people, if it was too expensive, then Filipinos themselves wouldn't be able to live!
Even better if; like me you have family you an stay with. When in Rome, do as Romans do.
#Lfen on Aug 15, 2016 :
Hi, I am a retired American living with my wife in Taguig for 1 year. We can easily live off of $1500 or 70000p a month. This is how it breaks down:
Rent - $540/25000p
Electric - $100/5000p Month running Aircon 24/7
Water - $5/200p
Gas - $14/700p price for 1 tank, lasted 6 months!
Food - $840/39000p for 30 days

We live 2.5km from Bonafacio Global City it costs between $2-3/100-150p for taxi one way. And approximately $5-200p to Makati or airport depending on traffic. Have paid $6-300p to airport due to traffic.

Our income is $4600, we bank $3000 every month and use the remaining $1500-$1600 to live on. You can live much cheaper in Pasay or other areas but these are the prices in Taguig. Out of the center but still close enough to enjoy and have some fun. Hopes this helps
#firelitother on Aug 14, 2016 :
Hi everyone,

I am looking at working in NCR. My current take home pay in Mindanao is around 20k. How much should my salary be in NCR to be able to at least bring home the samy take home pay?
#Bill on Jul 29, 2016 :
I did the maths.. Me along with my girl have two rental properties in QC (squatters area also in ANGELES) we only get 6000 p a month on those 2 places, intending to buy more to increase rentals to roughly 14-16,000p a month.
We have land also with a house being built in QP with furnishing it also a hut on our land, land, house, nippa, furnishing it comes to about 2,000,000p (all inclusive including power, water tank)
We are spending roughly 300,000p on furnishings (built into the 2,000,000) the guesstimate@ current costs puts us 10,000p on food along with electricity, internet (cable) not a lavish lifestyle, but what we have we own and not paying dead money in rentals.
#lollippop on Jul 13, 2016 :
#Aswler If you rent outside BGC but still within Taguig, that will be around P12K a month (check in BCDA). Add around 5k for utilities and budget P1k for everyday expenses (eating out, commuting/taxi, etc.) so that's 47k total. The difference from 60k to 47k is probably enough to cover for your taxes.

You won't have much left for savings. But you'll probably be able to save at least 2k per month for travelling.
#Intellectually Stupid on Jun 23, 2016 :
#Aswler You can find an studio or 1 bd. apartment/condo in Eastwood City from 17k to 20k a month. It is a very safe neighborhood but commuting to taguig for work is a nightmare bec of the traffic. There are also condos for rent in the Taguig area but they are more expensive - starting at around 30k a month.

You also have an option to rent a condo/apartment in Makati - outside of ayala - for 15k to 20k. That leave you about 40k a month. If you cook for your everyday meals, it would run you about 3k pesos a mont. Utilities, including internet is about 5k a month.

Let's say it would leave you at total of 30k a month for yourself but, remember, I have not taken income taxes into consideration.

I can say you can live off with 60k pesos a month but you just have to budget your money wisely.
#Aswler on May 10, 2016 :
Hi to everybody! I wonder if the lical experts here can give me a feedback on a job I have recently seen in Taguig. They offer around 60 thousand pesos, without any accommodation or other benefits mentioned. I am a single person. How can I live with that? I do not need luxury but I do not want to restrict myself in terms of going/eating out or travelling. Thanks for any hints.
#SST on Mar 24, 2016 :
I am travelling abroad for the first time and this opprotunity is from Manila. What is the normal expenses and a good saving there?
#Penguin on Feb 26, 2016 :
Hi, my name is Penguin. I used to be a villain fighting Batman in Gotham City. But now that I'm retired my family and I are considering moving from Antarctica where we currently reside to a place with a much warmer climate like the Philippines. Would this be a feasible option? I've heard that I might run into problems with local superheroes like Captain Barbel, Darna, Super Islaw and Lastikman etc.
#Emily on Nov 29, 2015 :
I came up with this site and is surprised to see how accurate the figures are.

For Tony and those looking to retire in manila here is the link Philippine Retirement Agency is a government owned and controlled corporation, a program offered to foreigners who plan to retire in the Philippines. You will also be provided a Special Retirement Resident Visa (srrv) with some extra perks and benefits.

To those who intend to work in Manila, I suggest you demand free housing or transportation to add to your relocation benefit and that the house/ condominium provided should be in the same district of your office location.
I am Filipina and each job I take in Manila, I move in near my work to save myself from the hassle of the horrible traffic. The salary would vary depending on the company, the position and of course your certifications and trainings and qualifications. I suggest you take on a job comparison survey online or search for similar jobs offered by top companies.
Security is okay, as long as you remain in the boundaries of the safe zone. If you are wild and careless chances are you will be in unsafe zone with unsafe people then be prepared for danger. Maniacs often get what they deserve in this part of the world!

Education from private schools in the Manila is excellent for your children. There are numerous international schools in almost every business district. I also suggest you buy fresh produce from the local market on weekends to save on food expenses and avoid eating out or the nightlife if you wish to save money.
For the outdoor adventurers, I have managed to travel every month to different places around the country and spend an average of Php 2,000 only per travel + existing local airfare if it is outside Luzon. Manila is also a good entry point for travel within Asia which I also do for leisure. Airfares are quite affordable.
#King Kano on Nov 01, 2015 :
Where do they get these prices? Especially rent? Food is much higher and rent lower
#tony on Oct 21, 2015 :
Question to Alex (Oct 10)

I would like to know if still a good to time to invest rental property in prime locations in Manila?
I have a funds that is in stocks and planning to retire next year for my social security benefits to live on by myself. I have enough funds to have at least put 40% down each for 3 condos rental property. I would like your input of what are do's and don't s to invest a condos rental property.
Thank you
#Alex on Oct 10, 2015 :
Hi there all

Been married to a filipina for many yrs 30+ ... Invested in properties in manila over 20yrs ago and have built up a fantastic portfolio of properties at a total worth of P120million of which are all rented out.

So if anyone who is planning to come and live in Manila am more than happy to give you free tips on the best properties to invest in
#R. Bartolome on Oct 02, 2015 :
It seems lots of questions regarding a place to stay here in Manila. Those looking for help in real estate (places to rent, average rent, best place, best condo to buy, etc.) Don't hesitate to contact me at My team will help you find your best home here in the Philippines.
#Angie K on Aug 07, 2015 :
Hello there, I have a townhouse 3 bedroom 2baths available in January 2016 located in Project 6 Quezon City available for Php 12,000.00 monthly. You can email me at if interested. Thank You
#Kat on Jun 22, 2015 :
Pretty sure the same shareholders who decided to outsource my job, are the same investors who push our rents up 12% a year. I can't rent an outhouse in Appalachia for the wages they pay these outsources peeps.
#Moh on Jun 20, 2015 :
Looking for honest business partners to join any small profitable business can be male or female and can be inside or outside the Philippines . Please email me at : and lets discuss any reasonable business ideas .

Thank you.
#Big Johnson on Jun 12, 2015 :
I've read most of these posts and they seem like people are getting accurate info. That being said, how hard is it to get a job in Manila as an expat? Does anyone have any contacts or leads? Willing to discuss education, skills & training via email. I have monthly income of about P69k monthly until I find work. Would be looking for operations manager related or anything involving admin. management positions. I have a medical background with the US Army and social science degree. Thanks!
#Anonymous on May 26, 2015 :
There is a govt agency called PRA (Philippine Retirement Agency).Its function is to attract retirees and provide assistance. Stay blessed!
#Anonymous on May 21, 2015 :
Hi all,
Any one needing a place to stay. I offer my condo unit at heart of global city for only 35,000 php monthly . Please contact me or email me direct owner. Lev_hi@yahoo.con
#morgandollar on Apr 23, 2015 :
My wife and I will have $10,000/month retirement gross income when we retire in 3 years. We're planning to buy a condo but which area has the best condo location in Manila?
#Manuelm106 on Apr 07, 2015 :
Hi, I am being able offered a position in Manila, with a base salary of 59000 and a taxable allowance of 40000. What kind of live can I afford? What would be the tax burden? I appreciate any comments I can get. Thanks
#elijah on Mar 18, 2015 :
I am a student in 200level in nigeria who which to transfer to manilla university. Plz can u share more light on this
#Mich on Mar 10, 2015 :
@Giusseppe Your decision will depend greatly on your goals. Cebu and Manila are vastly different. Cebu is rapidly developing, and I wouldn't be surprised if it becomes more commercialized in the next 10 years. Manila, being the center of foreign and local investments, will pay higher than its provincial counterpart. It is all up to you, weigh how much risk you would be willing to take with the new venture. Work in Manila and retire in Cebu, maybe?:)
#Mich on Mar 10, 2015 :
I am a local residing in Manila (city center) and I would like to help you with your questions.

@awnurse2002: Excluding airfare to and from Manila, $3000 would be more than enough. If you plan to go on trips during your 7 day stay, I suggest you make an itinerary. There are plenty posted on the internet with budget breakdowns included. Top spots outside the metro: El Nido, Calaguas, etc.

@Victor: Cost of studies will depend on the course you would like to take. You may contact De Lasalle directly for rates and fees for international students. Accommodation may cost anywhere from Php 5000 (shared room) to Php 20,000 (condo unit). It depends on the location and number of occupants. Meals can cost anywhere from Php 80 to 250 within the university. Transportation costs will depend on your proximity to the school.

Basic fare:
Jeepney - php 7.50 (minimum fare)
Fx - php 15 (minimum fare)
LRT train - php 12 (minimum)
#awnurse2002 on Feb 22, 2015 :
I am planning to take a 7 day vacation to the philippines Manila. I will have a date im meeting there. Will $3000 US dollars be enough for 7 days?
#Victor on Feb 14, 2015 :
I'm a Nigerian, planning of study in De La Salle University for a 4 years course. How much will it cost me to secure an Accommodation, Feeding, Transportation e.t.c and also the possibility of getting a part time Job.
#Giusseppe on Feb 13, 2015 :
Hi all,

I'm from Cebu with a wife and a 1yr old daughter currently earning around 80K/month net (Gross around 115K/month). I'm currently being interviewed for a role and I'm contemplating if I should accept it if it pushes through. I'm asking around 120K/month net (175K/month gross) - is that a good deal?

Although 80K/month in Cebu is good, one thing I'm considering is the career opportunities in MNL compared to Cebu. I'm still 31 and moving to Manila means earning more in the next years to come as opposed to the opportunities getting higher pay in Cebu. You don't get much opportunities with that salary.

Do you have any thoughts on this? Is it:
1. Ask for more? or
2. Just stay in Cebu since 80K/month net in Cebu is ok already?

Your thoughts will be appreciated.

#Rasler on Feb 05, 2015 :
@Subhash Chandra Yadav

Details, where in the philippines and for what position?


The best place to retire will be Cebu, Pampanga, Laguna and Palawan


That depends, are you in High School/College and what degree would you be taking?
#UsmcExPat on Feb 02, 2015 :
Is $2,843 us enough to live off of and go to school a month in the Philippines?
#Maria on Jan 30, 2015 :
I am 61 year old woman (divorced) and planning to retire on 07/31/2016. I will be collecting over $4,000.00 with my Calpers pension and SS before taxes so figured net about $3,400.00. Where in the Philippines (nice area) I can live well without worrying getting rob while I am asleep?
#Subhash Chandra Yadav on Jan 12, 2015 :
Dear All,

Could you please suggest me what will be best salary package
for a single man candidate in Philippines.
and i have to bear only food changes where flat and transport facility will be provided by the company.

Would appreciate your immediate response.

Thanks in advance.


Subhash Yadav
#Hkg on Dec 27, 2014 :
Hi , this site have lot of good information and is helpful. I am an Indian planning offered a job in Taguig Manila with 1,30,000 peso/month post tax. I have family of 3 (me, wife, kid of 5 yr). Can someone please suggest what would be my approx cost of life, including kid's education in a good school. I would like to rent a 1br house. Thanks!
#switlu on Dec 20, 2014 :
Rajan, the p40000 compensation are enough for you and your spouse.
#Rajan on Dec 19, 2014 :
Hi all,

I have been offered a onsite in Manila and will be paid around 40000 Pesos per month. Can any one guide me if it is sufficient for two person (accommodation provided by company). Thanks
#viky on Dec 09, 2014 :
HI I am a bachelor moving to phillipinnes for a 3 month stay, I will be paid around $3500 a month. I want to know what the rents are like in Cebu city or Makati city for a fully furnished 1 BR flat for a month.
#doug on Nov 22, 2014 :

130,000 per month plus insurance and child transportation,,,,,,, you will easily be one of the most wealthy persons in Taguig,,,,, you will have no problem sir, average salary for that area is about 19,000 PHP per month,,,,,its not nice there. its dirty and has troublesome communities with high crime
#jan on Nov 12, 2014 :
I'm a 54 year old plant manager in Belgium, looking for a job in Davao as a consultant/manager (real estate, business relations etc.)I have relatives in Digos city.
Who can put me on the track?
#User12 on Oct 04, 2014 :
I live in mandaluyong which is 4kms from city center. Rent is 14000 for a townhouse with 2 bedrooms. I have 2 children. My daughter's tuition fee is at 90k a year in a private school. My boy is only 18 months old and we spend 5000/month for formula milk. I also have 2 helpers, a compact sedan 800/week worth of gas and some monthly amortization for a small condo unit we bought. We spend 2400/week for food. 5000/month electrocity, 1000/month water bill. Health insurance and gym membership are perks from my employer. We earn around 120k/month. We dont eat out as much. We do the cooking at home. We bring lumchboxes to the office. Hope this helps
#BeHonest on Sep 15, 2014 :
Philippine not safe for tourists according to the news at the link below. Tourists being accused and kidnapped by real police of the Philippines Government. Visit Philippines to enjoy Philippines' prison meals or donate your fortune to the local corrupt police for an escapes of makeup accusations. This is the first news I've come across so far of government police alleging innocent tourists with whatever makeup stories they want for fortune extortion purpose from poor tourists. It is kind of the only animal kingdom among honest nations where benevolent human beings dwell.
#Amanda on Sep 13, 2014 :
This shows an average Filipino is actually underpaid and has a low standard of living. It would take longer for a Filipino to buy a potato than, say, an Australian to buy one. Sadly!
#Jd on Sep 10, 2014 :
Security guards in the Philippines do not earn 25k-30k. They earn 6k-9k.

Many expats aim to hit $2000 for a good life. You can live for much less, but for the good life you need $2000.

Call workers earn 10-15k. The president earns 90k.
#camille on Jul 08, 2014 :
i own a house in davao cost me 30.000 american dollar beautiful 3 bedrooms house .life there is soo cheap decent weather warm people low crime easy transportation and cheap ...i am away from downtown 20 minutes cost me to be there less than 30 pesos . my advice to any one going to retierd soon to look over there and buy a house as soon as possable things getting expensive day after day . if you have any questions please ask me
#Csaba on Jun 19, 2014 :
I earn 3000euro per month in Switzerland,so is that enough to visit Manila and live some time there ?
#Anonymous on Apr 28, 2014 :
Hi AJ,

Even i'm not sure about benchmark.

I just got an idea from the net and this forum. for a family of 2+2Kids, to live comfortability, you need around P100,000 - P125,000 a month. ( its including all ) + kids education is seperate.

AS i said, i'm not sure, this data may be right ..

but if u consider taxation , its flat 33%. So, you need good amount in hand, so that, u can save something.

#Ganesh on Apr 24, 2014 :
Hello, At Manial what is the monthly expenses for a family with 2 kids?
How much should be salary a consultant should ask for?

#AJ on Apr 11, 2014 :
Hi Rahul,

May I know when you would be joining and the offer made by the company.
I am also in pursuit of a consultant job offer and hence wanted to know the benchmark salary to live in Manila.

I did look at few details from glass door but I would like some advice from you too.
please call me on 9980763059 if you wish to discuss. Thanks.
#Rahul on Apr 10, 2014 :
I'm from India and getting job offer from one of great MNC, what would be the best salary to ask , so,that, I can save atleast 1-1.5L per month.
How is the taxation in Philippines. I've 2 kids 8 yr and 5 yr old and wife . So, with all this saving how much should be the salary ( pls consider the cost of living as well )
Early response is appreciated.
#brach on Apr 01, 2014 :
You have more than enough to live typein manila comfortably. that means you are not the typthat loves to go out gallivanting caballero. you can live the quiet life you want in the phillipines and not spend much of your income on night life.enjoy the beaches and the sports *you may want to see a cock fight or two.its a lot cheaper tomlive there as compared to other places in asia. They all speak english too. its an americanized country. see for youreself. since it was a former american colony, almost ev eryone speaks english. businass correspondence is also in english. so go and enjoy.
#Alan on Mar 31, 2014 :
I got the job offer in Manila Philipines with salary USD 2000 per month also lodging and boarding is free is it ok where i can easily sustain with this salary and also save some
#elaine on Mar 14, 2014 :

#pk on Mar 11, 2014 :
i am indian and i got a job offer in one of resort in philipins. they offer me 2100 usd net per month please let me know is this is good salary
#Devilish on Mar 07, 2014 :
i'm considering an offer to move to Makati for 2-3 yrs. I have been offered a global position based out of Makati for the company Global BPO office. I am yet to be offered salary. Someones help would be a great help on the below mentioned points, so as to take decision on this regard. We are a family of 2 (Husband & Wife). Looking to rent a fully furnished 2Br Condo/Flat in Makati or Banifacio Global City. Can someone tell me, What should be the minimum salary that would lead to some savings after all the expenses like Rent, Day to day food, Electricity (a/c avg 8 hrs/day), vehicle and gas, water, internet, travel and other expenses

Also would love if someone can provide me tax computation prevalent in Philippines.
#Jin Peng Chan on Feb 21, 2014 :
Almost same , phil poor country with expensive life .. but something wrong . Buy apartment not that cheap . In the city center makati area about 4000-5000 USD or more for per sqm. There s no place with that cheap price to buy a condominium. Rent is wrong too .ok , depends your quaility. In the city center you can not get under 80000 peso for three bedrooms.about 2000 USD ..
#Kent on Feb 01, 2014 :
This cost of living posted here is so way out of the expenses that I used up when I was in Manila. You can almost half everything in that list! If you plan to live luxuriously (in hotels and eating out all the time) probably this is accurate but if you go to a local market, live like a normal human, this is too much. The local fare (one way) is only 8 php and the one posted is 12 php?!?!
#SRG on Jan 20, 2014 :
#Andy, If they are offering this salary with accommodation (inside the campus, with free electricity, water and transport) you may take a look at it. otherwise, 55K before tax means, 51K after tax. you still can lead life but definitely not of a professor's quality especially if you are an expat. A security guard working for 12 hours a day will earn close to 25 to 30 K per month. So, am not sure, how a professor salary is just 55K with out tax.
#Andy on Jan 16, 2014 :
I've been offered a professor position that only pays 55000 pesos/mont (before taxes) so after taxes I will be left with 32000 pesos/month living in Manila Bay area. Will I be able to survive? Do I have to live poorly?
#Shri on Jan 14, 2014 :
Yesterday only i was offered a job in Philippines. I am joining an organisation in a Sr. Manager level and will get 1,30,000 peso/month as salary (Post income tax deduction)

They are giving me few more things other than salary as mentioned below:

$3000 as relocation allowance
Complete Child education support (Donation, Fees & School Transport)
Health insurance to Me and Family
30 day home leave
Annually one time air fare for self and family to travel in India.
They will provide me with Car for close to 7,50,000 - 8,00,000 peso.

The calculation that they gave me is that other than the above mentioned things...... post income tax deduction i will get 1,30,000 peso per month. Would like to know from you based on your understanding... whether the amount is good enough to run a family of three (Self, Wife and 5 yr old Daughter).

Planning to get a fully furnished 1 br Flat in Taguig for stay as the office is also in Taguig.

Also would like to know after 1Br Flat + Cost of Living, does the salary of 1,30,000 peso/month can support for any savings.

Look forward for your kind help.
#Abide Pala on Jan 14, 2014 :
@Khuyen Tuong Thank you for your replay... Maybe Davao better than Manila...
#SRG on Jan 11, 2014 :
Shri, send a mail with your details, I would be able to explain all the info I have on Metro Manila. my mail Id is
#Shri on Jan 11, 2014 :
Well yesterday only i came to know that my would be office will be in Taguig..... Can somebody help me with information as to what would be approx rent for 1Br Fully Furnished Flat in Taguig. Moreover if not taguig, which are the other nearby places that are safe for a family and from where its easy to commute to taguig.
#Shri on Jan 11, 2014 :
Hi George... Thanks a lot for the information.
#SRG on Jan 08, 2014 :
It depends on what position you have been offered. Generally, the salaries for expats are reasonably good and especially when you go on a global position, it is always worked out with USD and then convert to PESO. following points must be kept in mind.

Director/Sr. Directors: package of 4to 4.5 million pesos
AVPs and VPs : 5 to 9 Million PESOs.

again as I said, it all depends on what position you are offered and the company. please negotiate on following;

1. High Base Salary
2. Conveyance, HRA, Meal reimbursement
3. performance pay not more than 20% of your base salary.
4. 13th month Pay (statutory norm and automatically calculated from your base salary)in the month of December, you will receive 2 salaries.
5. for all the senior positions, salary is given once in a month unlike for junior positions salary is disbursed once in 15 days.

the tax rule is very simple. 32% of your total CTC will go as tax and there are no shortcuts. however, if your wife is not working and you have a kid, I assume you might be getting 2 to 5 % tax relief.

Life style;

I had been to Philippines several times before deciding to relocate. it is simply awesome and with a 400,000 monthly base salary (minus tax 120K) you will have cash in hand of 280,000. with your Kid, and reasonably luxurious life, you will not be spending more than 125K. hence, you will be able to save 150K Peso (INR 210,000) every month. all the performance pay, 13th month pay, sick leave reimbursement etc., will be additional savings. so, by leading a great life still you can 30 to 35 lakhs (INR) per year and retire after 5 years :-)

In addition to CTC, following must be negotiated;

1. for you and your immediate family, company must provide return air tickets to India twice in a year. if they don't agree for twice, then at least ask for once a year.
2. At least one month guest house or hotel accommodation must be provided by company before you settle down in Manila
3. Ask for a relocation allowance of minimums USD 4000K

I have done loads of research on Philippines and please let me know your phone number to explain you many other aspects. I shall be relocating by last of week of this month and looking forward to see you in Makati.

All the best.

#George on Jan 08, 2014 :
hi Shri

If you are looking for a 1BR unit in Makati or BGC, email me at
I'll provide you more details

#Shri on Jan 07, 2014 :
My Name is Shri and I am from India. I have been offered a global position based out of Manila. I am yet to be offered salary. Someones help would be a great help on the below mentioned points, so as to take decision on this regard. We are a family of 3 (Husband, Wife & 5 yr old Kid), We live a moderately luxury life, monthly 2 visit to restaurant and family outing once in three months. Looking to rent a fully furnished 1Br Flat and want to get my kid into some international School (English). Can someone tell me, What should be the minimum salary that would lead to some savings after all the expenses like Flat Rent, School fees, Day to day food, Electricity, vehicle and gas, maid, water, internet, travel and other expenses

Also would love if someone can provide me tax computation prevalent in Philippines.
#Khuyen Tuong on Jan 06, 2014 :
@Abide Pala: It depends on your demand. But for me, that budget is ok.
Let's say you live in Ortigas center, Pasig city, Metro Manila. You pay around p12000 for a studio/month, tuition fee for study, around p7000/month, allowance (electric, water, internet, food, travel) around p12000. That's my spending, so 1500usd (p60000/month) is not bad.
#Abide Pala on Dec 30, 2013 :
Hello everybody,I am 35.I have been retired.(Some health problems.)I make about 1.500 USD a month. I want to study English Language in Manila.I will go to university.How is price of university ? Can I live easy as a foreign person in Manila ?( As I say, monthly budget is 1.500 USD ) How is Cebu city ? Thank you...
#SRG on Dec 25, 2013 :
sorry, please read the savings as 200,000 per month.
#SRG on Dec 25, 2013 :
I have been offered a global position based out of Manila. the salary offered is 6.2 million Pesos per year (520,000/month). We are a family of 2 currently leading a reasonably luxurious life in India. My place of work shall be in Makati and planning to rent a Condo or a 2Br apartment in and around Makati area only. Can someone tell me, is the salary offered will have an option of saving 200,000 pesos per year? and what are the general monthly costs? I am assuming 40K on house rent, 30K for food, 20K for Kusa + Parking + Electricity, 20 K for a vehicle and gas, 20 K for a maid and other expenses. tax at 32% on gross. Is it advisable to buy a condo or go with rental option? if I buy a house, will that be easier to sell it off when I move out of Philippines?
#aesir on Dec 16, 2013 :
As of now...Davao is the best place to live here in the Philippines...low crime rate, plenty of places to visit, close to nature, either live near mountain areas or near coastal areas facing the can live peacefully there...foods are fresh, from seafoods to different types of meat(except for lamb meat), tropical fruits and vegetables which you can try each season...with only a 60-65% of your living expenses in manila, you can have the same life style you want in Davao...
#manila boy on Nov 05, 2013 :
US $1200/month will allow you to rent a condo, pay your water+ electric bills, transportation.
Blue collared jobs usually take home $300- $500 per month.

if you plan to buy a 1BR condo($70k) in 5 years, you will need to earn at least $1200 more.

So if you earn $2500 a month you should be doing very well.

Take note of tax:
if you earn at least P500,000 a year, your annual income tax is P125,000 + 32% of the Excess over P500,000 in 2000 and onward
#keith on Nov 03, 2013 :
I am an Indian 53 years old wanting to move to the Phillipines and retire there in the next 2-3 years. I will have a monthly income of 2000 us dollars. I have heard about the SRRV retirement visa for expatriates wanting to spend their retirement in the Phillipines. How do I apply for this visa? Can someone suggest a reliable immigration consultant? What is the visa process and do I have to be in the Phillpines while my visa is being processed? I will be grateful for any assistance and advice.
#Sophie on Oct 28, 2013 :
Hello Ana,
Did you get any answers to your query? I have the exact same question??
#M L on Oct 10, 2013 :
Good site..If anyone wants to own or invest in Davao, we have Davao Amiya Resort 300 sqm lot for sale at p500 000 with great amenities, priced less than the actual price. It is corner premium lot. Also avilable a farm in North cotabato with piggery, mango, palm oil and coconut. if interested call 09072986365
#ana on Oct 07, 2013 :
I am offered 86000 gross.monthly pesos to work in manila. As i am new to.philiipines ,please help if this amount is decent enough for a living.which areas shud i look for rent ..where is quezon city? And how much.average is the rent for a 1 bed apartment fully furnished?
#Mark S on Sep 27, 2013 :
I make about 4000 USD a month and I'm retire. What kind of lifestyle could have in the Manila?
#taba smiles on Sep 09, 2013 :
I'm coming home to find my first love Juditha Jordan. No ammount of money, cost, or problem will stand in my way I'm coming home. I served aboard the USS Hospital Ship Repose during the war (69-72. I hope to find old friends and a peaceful life in and around the beach near Subic, Cebu, or Devao. See you soon. I'm retired just three more semesters in college (I promised myself I would attend 40 years ago) and I'm coming home Chief Moore, USNR-R
#Sebastian on Sep 06, 2013 :
It's nice to have such site to look for this. the problem is some of this prices are really high. is this "cost of living" thingy you posted is designed for retiree's, higher-middle class. because i know people that can live with only 3,00 a month and do anything.
#mermeid6 on Jul 19, 2013 :
Retirees or empty nesters would love to look out from their balconies or windows and breathe in the spectacular sunset scenery in front of them.
#mermeid6 on Jul 12, 2013 :
This is the place to be and the condo to choose for people who like to commune with other people, for the free-spirits and the easygoing individuals.
#Gerry Roche on Jun 30, 2013 :
Thanks everyone for your comments and advice, I guess the thing to do would be to have plenty of money with me at the start so as I can move around. Thank you again for all your help.
#nytramyarrum on Jun 22, 2013 :
looking at some of everyday things it can be costly but uk can be less of a struggle if you lose your job i have agirl called rosie clarke telling me she is in dire straits she originated from uk she lost her job in manila but cant afford fee to get back to uk
#Local on Jun 21, 2013 :
I am a Filipino based in Manila, single, and I own my house, so am not paying rent.

Let me address first Gerry's concerns: a nice quiet life close to amenities - and if possible within walking distance to the beach. We are not talking about Manila at all. If the beach is your thing, you might want to consider Boracay. It's very laid back, but yes, there are bars, shops, an expat community, even hotels, spas and golf courses. If you prefer a laid-back city atmosphere, then go for Cagayan de Oro or Davao (in Mindanao) or Cebu (in the Visayas). Any of these three cities will still be close to the beach. I don't really see any advantage in having to live in Luzon, but if you want to be near Manila, you might want to consider Tagaytay. Weather is cool, since it's in the mountains, but drive down and you'll be in Nasugbu, which has nice beaches. Pampanga and Subic used to have US bases, so they still have bars and expats. Baguio is already far from Manila, but weather is lovely. Bataan is already remote and rather inaccessible, but it is surreal.

As for the cost of living - everything will be relative to your expectations. From the data presented above, a 1-BR apt in the city center would average P16,500. It would go down if you don't need to be in the city center. Food costs would also depend on your dining style. Anything imported from the US or Australia will of course be more expensive here! And if you choose to eat in the restaurants at the Fort or in Makati where commercial space rental is high, you will of course have to contend with high prices. A meal in any of those restaurants will easily cost between 1-2K (pesos). But if you buy a whole rotisserie chicken at the grocery, it will just be approx P180.

If you expect to be chauffered around in a rented car or taxi, it will cost you. Why not commute and take the train? As for utilities, my electricity bill hovers between P5000-P7000. I live alone, but don't scrimp on airconditioning when I get home in the evening. I've stopped using a landline, but have a 3G smartphone with a data plan subscription. I tend to text more than make voice calls. My monthly phone bill is just a little over P1000.

#Miguel Santos on Jun 06, 2013 :
Hi, hope I can get valuable intel for anyone out there. I'm about 60% committed to building a home in Metrogate in Angeles City.
The land has already been paid for and the home plans are gonna be in the S45-55K USD range for a nice 270 Sq Mtr home. My question is, If the home is paid cash, what can I expect will be my monthly bills when factoring food, electricity, phone/internet. I wont have a rent or a mortgage, so I'm thinking it might be about $300-450 USD. Does this sound reasonable??? ALSO, maybe I otta use that 50K USD and not pay for a home, but, just rent something nice in a nice area say Davao or Subic Bay or Baguio (because of the cooler temps in the mountains) I'm retired military, young man at 50 years and have a nice savings acct to go with my $1000 USD pension (wife took the other half in a divorce??? Please help me make a life changing decision. Salamat
#Karyo on Jun 04, 2013 :
Hi.. I am a Malaysian, is it affordable enough to own 49,300 PHP (Monthly) to live in Ortigas with 1 wife and 1 child ? The apartment, watee, and electricity are my company responsibility. Please advise.
#PS# on May 28, 2013 :
How much is the school and tution fees yearly ina decent school..
#Rahul on May 22, 2013 :

I am getting Job offer from manila Place Jakati. They are offering me 50000 pesos without accommodation. How much I can save. What about the Food & Other Things. Whether Jakati is a gud place to stay.
Please suggest
#sid on May 15, 2013 :
Is 50K PHP (except house rent) good amount to for a family of 2 for living in manila region. how are medical facilities especially for infants?
#jun on May 08, 2013 :
Hi gerry,& to all

if you choose to live in philippines i suggest this great places.

1. pampanga (near manila)
2. subic (near beach)
3. baguio (cool temp.)

all the above are have nice amenities, shops, bars, expats etc.

thank you
#Sar on May 01, 2013 :
Hi Gerry, Luzon is a good place. Why not search Batanes, it's nice and quiet place. Read about honesty coffee shop in Batanes.
#Art on Apr 05, 2013 :
This website is a very helpful guide in determining whether one can afford to live in a particular place. I now live in San Antonio Texas and I used to reside in San Francisco, Ca. Based on the data below I can't go back and live in San Francisco unless I double my income, I knew this years ago and and am just amazed how reliable as a guide the data this website provides. San Antonio is a comfortable and convenient place but Metro-manila, Cebu and Leyte where I grew up are places to consider at retirement.

You would need around 85,869.34₱ (2,077.65$) in Manila to maintain
the same standard of life that you can have with 3,300.00$ in San Antonio,

You would need around 87,336.91₱ (2,113.16$) in Manila to maintain
the same standard of life that you can have with 5,600.00$ in San Francisco,

You would need around 87,422.70₱ in Manila to maintain
the same standard of life that you can have with 84,000.00₱ in Cebu.

#timmy on Mar 28, 2013 :
@Gerry Roche

56k even in CBDs allows you to live comfortably even in Metro Manila CBDs. Philippines is one of the best retirement destinations. If you want somewhere near the beach, the place for expats is the north Luzon--Subic area--near the beach and lower cost of living. But as youngamericanguy said, go for the top 3 he mentioned. I grew up in Davao. Everything's there--beach, mountains, restos, bars, and not to mention it has very low crime rate, clean, disciplined and organized city...just among the few reasons to live there.