Cost of Living in Singapore

Summary about cost of living in Singapore:

Restaurants [ Edit ] Range
Meal, Inexpensive Restaurant 13.00 S$ 10.00-20.00
Meal for 2 People, Mid-range Restaurant, Three-course 60.00 S$ 40.00-80.00
McMeal at McDonalds (or Equivalent Combo Meal) 7.65 S$ 6.00-10.00
Domestic Beer (1 pint draught) 10.00 S$ 6.00-12.00
Imported Beer (11.2 oz small bottle) 10.00 S$ 6.00-15.00
Cappuccino (regular) 5.26 S$ 4.00-6.00
Coke/Pepsi (11.2 oz small bottle) 1.72 S$ 1.10-2.50
Water (11.2 oz small bottle) 1.23 S$ 0.70-2.00
Markets [ Edit ]
Milk (regular), (1 gallon) 11.62 S$ 9.08-18.93
Loaf of Fresh White Bread (1 lb) 2.20 S$ 1.63-2.72
Rice (white), (1 lb) 1.24 S$ 0.91-1.95
Eggs (regular) (12) 2.88 S$ 2.30-3.50
Local Cheese (1 lb) 11.09 S$ 5.44-31.75
Chicken Breasts (Boneless, Skinless), (1 lb) 4.11 S$ 2.72-6.80
Beef Round (1 lb) (or Equivalent Back Leg Red Meat) 12.34 S$ 4.54-17.24
Apples (1 lb) 1.97 S$ 1.36-2.72
Banana (1 lb) 1.21 S$ 0.91-1.81
Oranges (1 lb) 1.71 S$ 1.36-2.72
Tomato (1 lb) 1.23 S$ 0.82-2.27
Potato (1 lb) 1.19 S$ 0.68-2.27
Onion (1 lb) 0.99 S$ 0.68-1.36
Lettuce (1 head) 2.50 S$ 1.50-4.00
Water (1.5 liter bottle) 1.95 S$ 1.00-3.00
Bottle of Wine (Mid-Range) 30.00 S$ 22.00-35.00
Domestic Beer (0.5 liter bottle) 5.38 S$ 3.50-8.00
Imported Beer (11.2 oz small bottle) 5.83 S$ 3.66-10.00
Pack of Cigarettes (Marlboro) 13.00 S$ 12.00-14.00
Transportation [ Edit ]
One-way Ticket (Local Transport) 1.65 S$ 1.20-2.00
Monthly Pass (Regular Price) 100.00 S$ 55.00-120.00
Taxi Start (Normal Tariff) 3.50 S$ 3.20-3.90
Taxi 1 mile (Normal Tariff) 0.89 S$ 0.64-1.61
Taxi 1hour Waiting (Normal Tariff) 18.00 S$ 13.20-27.00
Gasoline (1 gallon) 8.08 S$ 7.57-9.08
Volkswagen Golf 1.4 90 KW Trendline (Or Equivalent New Car) 120,000.00 S$ 100,000.00-135,000.00
Toyota Corolla 1.6l 97kW Comfort (Or Equivalent New Car) 108,377.73 S$ 97,000.00-140,000.00
Utilities (Monthly) [ Edit ]
Basic (Electricity, Heating, Cooling, Water, Garbage) for 915 sq ft Apartment 147.15 S$ 100.00-220.00
1 min. of Prepaid Mobile Tariff Local (No Discounts or Plans) 0.17 S$ 0.10-0.20
Internet (60 Mbps or More, Unlimited Data, Cable/ADSL) 47.04 S$ 30.00-79.00
Sports And Leisure [ Edit ]
Fitness Club, Monthly Fee for 1 Adult 136.77 S$ 90.00-185.00
Tennis Court Rent (1 Hour on Weekend) 16.01 S$ 9.00-30.00
Cinema, International Release, 1 Seat 12.00 S$ 10.00-14.00
Childcare [ Edit ]
Preschool (or Kindergarten), Private, Monthly for 1 Child 1,089.57 S$ 600.00-1,700.00
International Primary School, Yearly for 1 Child 27,800.00 S$ 18,000.00-35,000.00
Clothing And Shoes [ Edit ]
1 Pair of Jeans (Levis 501 Or Similar) 95.82 S$ 50.00-120.00
1 Summer Dress in a Chain Store (Zara, H&M, ...) 52.09 S$ 30.00-80.00
1 Pair of Nike Running Shoes (Mid-Range) 127.82 S$ 99.00-179.00
1 Pair of Men Leather Business Shoes 136.52 S$ 80.00-200.00
Rent Per Month [ Edit ]
Apartment (1 bedroom) in City Centre 2,978.95 S$ 2,008.00-3,800.00
Apartment (1 bedroom) Outside of Centre 1,978.33 S$ 1,500.00-2,500.00
Apartment (3 bedrooms) in City Centre 5,251.52 S$ 3,500.00-7,000.00
Apartment (3 bedrooms) Outside of Centre 3,139.35 S$ 2,300.00-4,500.00
Buy Apartment Price [ Edit ]
Price per Square Feet to Buy Apartment in City Centre 2,285.20 S$ 1,393.53-2,999.98
Price per Square Feet to Buy Apartment Outside of Centre 1,181.44 S$ 836.12-1,499.99
Salaries And Financing [ Edit ]
Average Monthly Net Salary (After Tax) 4,241.06 S$
Mortgage Interest Rate in Percentages (%), Yearly, for 20 Years Fixed-Rate 2.22 1.50-4.00

Prices in Singapore

These data are based on 4782 entries in the past 12 months from 543 different contributors.
Last update: February 2018
Sources and References: Info
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91 Comments so far

#AS on Nov 23, 2017 :
I am relocating to Singapore in Jan 2018. My office is at Maple tree business Centre. I would like to know good place probably 30 mins travel time from work within S$800. Please tell me the areas where the rent is reasonable.
#Dev Kelkar on Nov 01, 2017 :
I am currently reviewing an offer and will like to have some suggestions from folks out in Singapore.
The package is 11,000 SGD per month with 13 month pay & variable bonus
That is around 143000 SGD per anum fixed.

Is this sufficient to sustain a comfortable lifestyle for a family of 3.
My known expenses per month are as below:
3500 SGD per month for housing( Assuming i get an apartment/condo in that amount)
1500 SGD for my kids school
1000 SGD to pay expenses/loan back in home country
1000 SGD savings per month

Can i sustain in the remaining 3000 SGD ( groceries,shopping, meals, travel, entertainment)?

Appreciate feedback's from folks out here.

#Chrisd7000 on Oct 22, 2017 :
Is it better to rent or buy an apartment since Tax and Interest are low? Also can you recommend a good K-1 school. Thanks
#ViperZ on Oct 12, 2017 :
It depend #@George. It depend on your educations and job criteria.
#@George on Oct 10, 2017 :
What is an equivalent pay one should request in SGD if your current earning in Malaysia is around RM 20K
##IT@india on Aug 22, 2017 :
#Andy, Thanks for your response. My employer is promising work VISA , seems to be called " PASS". i will go by your suggestion on making sure my work VISA is approved before i resign in my current job. Any idea i can connect with some relocation consultant who can let me know the school fee etc?

#Andy on Aug 22, 2017 :
@IT@india 200K per annum is a lot. congratulations! 3 bedroom in hdb condo is around 3000/month. if you want to stay in private condo will be 4000-9000/month. I'm not sure about school fees, but 20-30K must be a figure for annual fee, possible for a good international school. new labor without prior experience working in SG will less likely get the work visa, make sure the company succeed with your application before you leave your current seat. maximum work visa is 2 years, renewal up to 3 years. make sure detail of your employment is contract or full-time, still subject to visa approval process. Good luck and God bless you sir.
#IT@india on Aug 20, 2017 :
I am getting a offer for 200000 SGD ( PA ). I have 2 kids ( 10 nd 4 ) and wife is homemaker. Need to know if its viable in today's time. My major expenses would be , Rental ( 2-3 BHK ) school fees and transport. Myself and family's insurance is paid by company. I am seeing 20-30K as the school fees not sure how true is that.
Need to guidance from this group as i am in a stable job earning good in India and not sure if i should move.
Also , not sure if there are any government guide lines or labor laws to protect the interest of working population.
#Faisal on Jul 21, 2017 :
Hi All,

I am being offered around $2500 Im single person with no addictions of any type. Please can anyone advise cost of living in a single room ?
#Honey Singh on Jul 10, 2017 :
Hello Everyone,
Is there anyone who can guide me, from last 7 month i am applying for jobs in Singapore, but until now not got any response,i don't know where to go and how to apply so that i can get a job.
If anyone knows any genuine consultancy or any way from where i can get a job genuinely please let me know, it will be very helpful for me..
#A Singaporean on Jul 06, 2017 :
We have already stated, the minimum cost of living (inclusive of rental, mobile, transports) will cost you around SGD 1,100 to SGD 1,500 per PERSON per MONTH.

@AA How much can you save? If you have no life SGD 4,000 - SGD 1,500 = SGD 2,500 per month.
But how thrifty can you get?
#AA on Jun 18, 2017 :
How much living cost in singapore for 1 person?

I got offer 4000$/month before tax, do you think it's enough?
I'm looking for medium lifestyle, (dont eat at exepensive restaurant etc)
How much that I can save each month with 4000$/month before tax?
#Anonymous on Jun 07, 2017 :
@vijaybhanu. with 6600SGD salary you may subject to tax around 2000/ year. are you also coming with your wife? you can rent a masterbed for you and baby in suburban area for 1000/ month and food etc will cost you 1500 for both. if you coming with wife and ~10 years old kid, means that you need to pay at least 2 bedroom cost 2000/ month. food etc you can keep low to 1500/ month if your wife stay at home and cooking. if your kid need to go to school, I'm not sure how much the tuition fee, but for non-PR the fee will be substantially higher.

If you exclude school tuition, you can expect to spend 4000sgd/ month for you, wife, and 1 kid. hope this helps you.
#Anonymous on Jun 01, 2017 :
I got job option in Singapore.and my salary is 6600 per month before tax. can any one tell me how much i can save.I am a family man with one kid.
#Anonymous on May 27, 2017 :

you got offered SVP position in a local bank, but you can't estimate how much to live comfortably in Singapore?

Don't mess around, these people are looking for real information here..
#Jayraj on Apr 07, 2017 :
i got a offer of 4000 per month in singapore. is it good package to live with my wife.
#Subpohimokote on Mar 26, 2017 :
@Ask Me
But SGD35,000 doesn't seem to be sufficient for me to live a lavish lifestyle. One of my ex-colleague is drawing SGD60,000 per month now in SG but he said to live an ultra-lavish lifestyle, you will need around SGD90,000 and above per month. Thanks anyway for the compliments.
#Ask Me on Mar 25, 2017 :

I will call you Mr Show-off. Had you spend 2 mins reading a few comments, you would understand with SGD 35K you can afford 2 or 3 families. So I guess you will have enough money, but you cant buy humbleness :)

Congrats though :)
#Subpohimokote on Mar 24, 2017 :
Hi, I'm Subpohimokote. I was offered a job in one of the local banks as SVP @ SGD35,000 per month. I just want to know can I live comfortably in Singapore with this pay? I'm single.
#Shazia on Mar 19, 2017 :
I'm Shazia.I've completed my B.SC in Aeronautical Engineering(Major: aerospace). Now I want to complete my M.Sc in a Singaporean University like Nanyang Technological University or National University of Singapore. If I get some scholarship about 2,500 Singaporean dollar per month then is there any possibilities for me to save some amount around 1-2 yrs.what are the opportunities for a student to share room?How much it will cost if I share my room with someone & cook by myself? I'm not used to any types of alcohol & I belongs to a middle class family. So. I need not any other entertainment costs except my accomodation, transport, groceries, medicine, mobile & educational expenses.Can anyone predict me how much it will costs & how much I can save per month.
#Suresh on Feb 16, 2017 :
My comments are for avg Indian bachelor visiting SGP on Employment pass and it's purely based on my experience .
1. Rent: Single room HDB - $700-900 (includes Aircon, wifi) - keep in mind that whole house is not yours and restriction on kitchen usage time
2.If you Want to take a separate 3bhk HDB with frineds and cook yourself? - $800-1000/head
(Utilities/Broadband/Groceries) Whole house it yours ;-)
3. Transport: $100 + $30( using taxi occasionally)/month
4. Outside meal twice per day (BF & lunch near by office) : $15-20
5. Weekend beer, etc: $30 ROFL. Actually there is not limit, it's all depends on your habit and capacity
6. Movies: Indian movie - $21, hollywood - $12
7. Local attractions: Starting from ~$15-100 for entry
8. Subway/McD/Pizzahut/All Western junk food which we like :D - $7-12
9. Mobile Prepaid - $30-50 (it may increase based on your data usage and international calling)

PS: If you don't have drinking/smoking habits and stay with your friends in a shared flat and cook yourself, $1000-1500 will be your monthly expense.
#A Singaporean on Dec 16, 2016 :
@ #Maria on Feb 19, 2015

Typical Singaporean who did not Graduate usually do not start in office job.
Typical Singaporean Graduate from Diploma starting Salary is SGD 1,400 to SGD 1,800 onwards.
Typical Singaporean Graduate from Degree starting Salary is SGD 2,300 to SGD 3,200 onwards.

Depending on industry, job nature, etc.

A typical clerk in Singapore SME office earns about SGD 1,500.00 per month.
A typical foreign housemaid in Singapore earns about SGD 550.00 per month (expenses borne by Employer)
A typical foreign laborer in Singapore earn about SGD 500.00 per month (expenses borne by Employer)

The figures is just for reference purpose only and are not absolute.

There is a real difference between wages, normal salary, and professional salary.

A clerk will earn what a normal salary. A nurse will earn professional salary. If you have a skillset and it is being recognised/certified, that is professional.
#A Singaporean on Dec 16, 2016 :
@ #Subramanian - I'm an accountancy graduate myself - So, approximate SGD 3,800 to SGD 4,800 for accountant role. You should net around SGD 4,300 ~ SGD 4,500 for your 10 years experience. It also depends if you are chartered or not (i.e. ACA/ACCA/CA/CPA). See my below post for minimal cost of living for your qns 2.
#A Singaporean on Dec 16, 2016 :
Hi everyone,

I'm a local Singaporean, just feel a little helpful today to answer some questions.

My topic will be, the minimal cost of living.

For accommodation, you can rent a private room in HDB apartment for approximate 600~700 SGD (without aircon, with WIFI) and 700~900 SGD (with aircon, WIFI). I do know of some ppl who even co-share! 300+ SGD per month on room rental only.

For food, assuming you do not cook, we have a lot of hawker centres and coffee shops around Singapore that sells decent food. Each meal will probably cost you say, 3.00 SGD + 1.20 SGD (Drinks) = 4.20 SGD per meal. Cap it at 5 SGD per meal x 3 meal per day @ 30 days a month, the food cost total to SGD 450.00

For travel, Singapore is a small island city! We have buses, subways, taxis! Public transport (buses/subway) will cost you maybe 200 SGD per month - really dependent on location.

For handphone, you do not need to sign a post-paid agreement plan. Take those prepaid and WIFI kind, you will save alot. Less than 30 SGD per month i think.

So, all in all, if you are someone with no life and can surive with just WIFI entertainment at home, the basic cost of living in SGD would say to be SGD 1,000.

(To : #Anjan Dudda, so to answer your question, if you are discipline - no gambling, no smoking, non alcoholic, you can save near SGD 3,000.00 before deducting your tax).
#charles on Nov 15, 2016 :
sorry i forgot to give some benchmark for rent price :D

1. private condo; 1 bedroom $1,200-2,000. 1 unit (3 bedroom) $3,000-$7,000

2. hdb condo; 1 bedroom $600-$1200. 1 unit (3 bedroom) $2,000-$4,000

if you looking through an agent, don't forget for the fee. 1 year rent is equivalent to half month rent fee. and 2 years rent is 1 month rent fee. that's all!
#charles on Nov 15, 2016 :
hi everyone, I just want to share my experience living & working in Sg. I worked there for about 4-5 years but now I have moved to other country..

I see a lot of people comments below using terms such as decent, enough, expensive, etc. which is very subjective and most of the time misleading. so I'd like to share some facts and hopefully gives you some rough idea how much you will need to spend based on your job type, office location and which country you coming from.

first thing first, you need to get a working visa or so-called "Pass". there are many different types and criteria, but in general S-Pass is for blue-collar job, and E-Pass is for white-collar job. Please check the government website ( to find all the information regarding requirement and application and procedure to apply the Pass, though the company is responsible to do all the process, but you need to know if the company really hiring you for good reason and fair employment. these regulation updated frequently, so you need to check again even for you whom already working in Sg. I'd like to take one of the fact that minimum S-Pass salary is $2,200 and E-Pass salary is $3,300. please note that this is minimum considering the applicant is young graduate, and the government has put this benchmark with a reason of course. the longer your working experience and higher academic qualification, you will be required to have higher salary. So if you apply for a white-collar job and the company offering blue-collar salary, please consider again the offer. don't be fooled with that relatively high amount of money comparing to your home-country salary for those of you who come from developing countries.

second thing is the monthly expense, this can be in very wide range depends on your lifestyle. some people here come from rich family in western country, some from poor family in developing country. so using the words "decent" and "sufficient" is definitely irrelevant. but let me give you some price for your fundamental expenses,
1. rent. there are main two types of apartment. first is private condo, second is hdb condo. private condo is significantly more expensive than hdb condo but the price comes with better unit interior design and extensive in-house facilities such as swimming pool, small gym, designated parking, garden, and higher security system. for some people, hdb is a better option because the minimum standard is already much better compared to cheap condo in developing countries. and likely, hdb location is close to mrt subway and bus station. whereas private condos located in preserved area and a little bit far from subway or bus stop.
2. food. surprisingly I find groceries is not much cheaper compare to if you buy food from hawker (local semi-outdoor foodcourt). you can easily spend $4-$8 per meal. different story if you use to eat in shopping mall food court or even a mid-range restaurant, the price can go double or triple. this is very important to consider especially if your office located in central/ CBD area, you will feel obliged to have lunch/ dinner with your colleagues in a higher range restaurant. it's hardly you can find hawker food below $5, and please note that hawker food option is asian food, hardly you can find good taste of western food. so for those of you who use to eat western food.. my congratulation!
3. leisure and clothing. this part is really depend on your lifestyle, but your office environment will set the tone for you. I've seen young graduates like to wear expensive branded clothing and hangout after hours at bar, there's nothing wrong with that if you have the ability to spend money like that.

lastly, I think you need to realise your purpose of coming to Sg, if it's only for temporary or for good, alone or with family, to have fun or trying to save money. all these aspects you need to consider because if you coming with family especially with children it will be difficult if you only get average income, because buying condo, school for cildren, hospital care is much more expensive unless you get a PR or convert to citizen. but it's a whole different story if you trying to get PR, the requirement is complicated and you need to take waiting list for 1-2 years.

I'm not going to tell you whether to take a job or not, it's all depend on your motivation to work in Sg. if I can make a summary from my own experience, I won't stay in Sg for a long time if I don't convert to PR/ citizen, but I had built a very good professional resume that is valuable to continue my career.

good luck and God bless!
#Anjan Dudda on Aug 07, 2016 :
Hi for a bachelor is 4400S$ is enough if he is ready to share a room.How much can he save (rough fig)?
#Rajan on Jun 24, 2016 :

I am working in India having 10 yrs of experience in .net Technology. Any one could you please tell me how much we will get the max salary after tax? as a family(me,wife,kid) if we come how much we can save?
#Sreekanth on May 22, 2016 :

I was offered a relocation to Singapore 4 years back. I got a EP P1. With this EP, there's no issue bringing your family over.

Here's some advice to enjoy yourself here on a salary range of $4-6K monthly.
- Rental. For those with family. Go for HDB whole unit in Punggol or Sengkang. It's roughly $1.9-2.3K. For those single, it's $500-800 for a room.
- Transport. $100 monthly. Occasional taxi $10-20 per trip. It's one of best transport system with reasonable fare.
- Food. $500 monthly per person. This is rough estimation including shopping at supermarket.
- Mobile/Utilities. $100-200 monthly.
- Leisure. $300 monthly. E.g Movies, Beer at coffee shop or pub occasionally.
- Income Tax. 8-15%. It's the lowest in the world. For the security and infrastructure, it's the best you can find considering how much tax you paid.

I've been to UK and Australia for work assignment. Singapore has many more advantages over them. Eg proximity back home, tax rate, culture, food, weather.

If you have an opportunity to work or come here, my advice is please grab hold of it.
#Anonymous on May 22, 2016 :
Coke/Pepsi (0.33 liter bottle) in Singapore costs 5.00S$ (about 6 minutes ago)

As this is RESTAURANT price, $4-5 is correct for a can of coke.
For a similar can of coke at the groceries store, it is around S$0.80
#Nath on May 13, 2016 :
for apple, orange, pears..the supermarket price they dont sell by Kg, they are counting at about 1.80 - 3.50 per 5pcs according to country of origin.. some counted by 3pcs
#ForeignT on May 11, 2016 :
Surprised to find so many Indian nationals express interest looking for jobs in Singapore. One ADVICE: DO NOT come to Singapore. Reasons: Many, amongst them the locals do not really like Indians as most Indians are regarded as arrogant and vicious, and also lots of eye-witnessed bad incidents committed by Indians (from low-skill workers to professionals) that news do not report.
#Subramanian on Mar 19, 2016 :
This is Subramanian Raju working in UAE as accountant. having 10 years experience in accounting.
I have a dream of working at Singapore may I know what Salary is Offered for an Accountant there and what would be the Cost of Living for bachelor per month.

#hook on Mar 10, 2016 :
i just an average Singaporean making 100k a year and my wife makes the same in a year. we have no kids and we are struggling to make ends meet. Welcome to Singapore where you need an annual household income of half a mil to be fairly comfortable. Anything less just makes you feel real poor in the city where the rich unabashedly flaunt their wealth.
#adi on Mar 07, 2016 :
I have got offer from singapore management university for higher studies but the course fee is 40kSGD .
How much time it will take to repay this if i take loan and work in singapore after course completion? and how much salary i should minimum expect to live with my wife after course completion ?
#Charles on Jan 27, 2016 :
7 S$ for a pint of draught beer in a restaurant after tax and service charge? You won't get a draught for less than 10, usually around 13-18 S$.
#Arun on Jan 27, 2016 :
No Monthly pass or season pass were followed in Singapore, Minimum fare on SBT is 78 cents.
#Shakil on Nov 08, 2015 :
Hi I am shakil
I want Job in singapur my English is not good
But I want job
#RAMARAO on Sep 21, 2015 :
What are the expenses for bachelor if I got accommodation in singaport
#PK on Sep 03, 2015 :
I have an offer of SD 4500 per month as a contract for 6 month.
So I would like to know the living cost for bachelor in singapore?(Company wont provide accomadation)
What is the % of tax on the income ?
How is the opportunity in Singapore to find another job(Automotive Embedded Software), in case if the contract not get extended ?
Thanks in advance!
#vinit on Aug 23, 2015 :
I am from india and 3yr exp in (sw.eng)computer,seeking for job in Singapore.I have 3 years experience in Indian ..I want to work in singapore,preferably my field.Knowing its tough.I am ready to work irrelevant of my work experience.Can I get job where I can earn and save money which can be family here in India.Can anyone can guide.Please email me on
#Chaitanya on Aug 09, 2015 :
I have almost read many comments from experienced people here who have vast knowledge about cost of living in Singapore.I whole heartedly thank you.Now I have something to say.I am from india,seeking for job in Singapore.I have 6 years experience in Indian stock market.I am currently working as Senior market executive.I want to work in singapore,preferably my field.Knowing its tough.I am ready to work irrelevant of my work experience.Can I get job where I can earn and save money which can be family here in India.Can anyone can guide.Please email me on
#Aneesha barvin on Jul 28, 2015 :
I completed Bsc homescience with general computer application and then PGDCA and i completed some courses, they are Tally, DTP(Desktop publishing), Web Technology and I know driving I have indian gov license to four wheel driving. How can i find job to me and which type of job may i select to me? Please somebody help me.
#uma upadhyay on Jul 17, 2015 :
can my brother (indian) who has completed his btech software in australia get a job in singapore
#Sudhir on Jul 06, 2015 :
I am getting job in singapore as a nurse in government hospital ,1450 Singapore dollars offer ,will I get s pass there ? I seen some website there minimum 2,500 SD will get s pass .is it true ?
#saeed on Jun 06, 2015 :
hi, i'm 38 years , BA, more than 15 yrs experiance in tourism managment , i have 01 chd, how can i find job offers in my job field and who can help me in this matther?
#Nikish on May 29, 2015 :

I have an offer to work in Singapore with the salary of 2500SGD per month+accommodation. Can anyone tell me is it enough to live a normal life in Singapore for a bachelor and please tell me is it possible to save anything or not.
Thank You
#aman on May 25, 2015 :
I got a job with NTU as research associate.
Presently working with an Oil & gas company in Dubai and leading a splendid life

But to pursue my higher studies, I have decided to join NTU and do my Phd.
My salary would be 3700 SGD, with wife and a baby, how tough it will be to live a normal life?
Is it possible to get spouse visa with a salary of 3700 SGD?

Thanks ,
#AdviseSG on Apr 12, 2015 :

Your case is similar to Shivam. So, unless you earn between $6000~$7000 (after tax), you will not have a fine life here as you got to contribute to the heavy 15% tax rate, getting health insurance, expensive expenses (rental, food, leisure, basically everything here is expensive I am sure you already know Singapore is the most expensive place in the world and what we earn can only ensure us do not starve to death)
#AdviseSG on Apr 12, 2015 :

Hi, as mentioned in your question, you salary will be $8333 before tax, here is the breakdown for you how much you will be left with at the end of each month.

Tax Rate: 15% (which means you will be left with $7083.05 after the heavy 15% tax. Do note that the tax rate will increase as your salary increase. For detailed info, refer to

You will probably need $100 for monthly public transport though it may increase in future (the public transport fare will probably increase every 1~2 years)which left you with $6983.05

Rental wise, 2 room apartment could easily cost you between $2000~$3000. Prepare for the worst $3000. And you will be left with $3983.05 after rental

Since you will be eating at home mostly and have a weekly leisure (movie & dine out I suppose), you would probably about $300~$500 for 2 pax ingredients. Movie ticket cost between $9~$12/pax, that would be around $24 for 2 tickets. Dinning out are incredible expensive especially in the restaurant (which could easily cost you $40~$60 per person). So, take the average $400 + ($24*4) + ($50*2*4) [assume 4 times leisure per month] and that will be around $900. So, you will be left with $3083.05. Utilities wise will depend, should be around $150~$300 for you if have the habit of sleeping in air-condition (that will makes you left with about $2800 each month). However, do note that in Singapore, if you do not have health insurance, you will be doom if you are required to stay in the hospital so be sure to get health insurance for you and your wife (You company probably only insured you with the most basic medical coverage. I would recommend you to get an health insurance from AIA).
#amit on Feb 28, 2015 :
Can anybody help me what is
BASIC cost of living in
I am neither smoker, nor
alcoholic, I go not in Clubs/
1. Room rent (1 room,1
bathroom,1 kitchen) :- ____ S$
2. Room utilities :- ____ S$
3. Food for family(all 3 meals
+ 2 times dine-out per month)
:- ___ S$
4. Monthly Travel :- ___ S$
#Shivam on Feb 26, 2015 :
I have got a job offer in singapore. Obviously would have to relocate. Monthly income would be 8333 SGD (before tax). Would like to know if my wife (non working) and I can have a decent enough living. Would want to rent out a 2 bedroom apartment. Willing to commute (1 hour max each side) to work via public transport to work. My whole concern is how much will I be able to save after expenses ? Cooking will be at home mostly.
Outings (movie+food court) once a week. Medical expense covered for me by company. Also what are the tax slabs like ?

Thank you.
#Maria on Feb 19, 2015 :
Dear all,

I would like to know How many the lowest level of salary in SG and Its salary is sufficient for living cost. And How many the average salary of graduated person (sale girl,office staff etc.............).

Hope your Reply,
#Maria on Feb 14, 2015 :
I am Maria , Now, I live in Myanmar and works at Cement Factory . I want to move to SG with my bf but not yet, may be, next year.I want to know,how can I survive in SG and what types of work is get more salary ? How about the living cost ? And How many amount of money i can save? Please reply my question. Thanks a lot.

#Srivastav on Jan 12, 2015 :
I have offer of 4500 SGD per month.
Relocating from India as a bachelor can any one let me how much is needed for a month for proper living.
Whats the cost of living in Singapore in 2015.
Please reply as i relocating in near by time.
Thanks for replying fast.
#hehehehhe on Jan 05, 2015 :
dear all ,
i can survive in singapore less than 200 dollar per month. living with parents
so i really dont get why you people are complaining and saying 1500 is not enough and you have to have 8k to live in singapore.
fyi, in sg , in order to earn up to 8k , you have to have alot of knowledge and experience.
the most of the jobs offer is within the range of 1500k to 3k . bonus if u have experience and knwoledge . you can live comfortably with just 1500 , trust me , i can even save 700 out frm it.
its just how u handle the money how u manage it , not how much u earn in a month. 8k is ridiculous amt and anyone will be able to live richly with that amt without a single problem in life.
#anonyms on Dec 19, 2014 :
I have been offered a job at 1800 sgd per month no accomodation. Can me and my wife survive and save 200 to 500 sgd a month. Shall I take this job.
#Ramanarsimha Prasad on Dec 10, 2014 :
i have total 11 years of exp in Pharmaceutical industry in India. now i have the offer from Hotel sector per month 1500 sgd accommodation they will provide and apply for s-pass. how much can i save averagely per month i am married but will go first individually.
#sathish on Dec 01, 2014 :
Hi Everyone,

I have got an offer of 5500 SGD PM
I'm married and have 2 year old kid
It's a assignment for 2 years

Can someone help me in below questions

How much will be the rent of a small apartment for a small family of 3 ?

How much will be the food expenses if food is cooked in home for 3 of us ?

How much will be my transport charge of I take only train and bus ?

How much will be cost of small window shopping and visit once a week ?

I'm a rare drinker and will drink only once in a week only in home probably 4 cans of beer a week .How much will be the cost if I take 4 Times in a month?

What will be the cost of a decent gym per month ?

Any reply is much appreciated

Thanks in Advance
#mizo on Nov 16, 2014 :
i will go to singapore to work in a restaurant . its employer will give me salary 1500 sgd only . should i work at it or no? but he will offer the food and a apartment to me
#Jack on Oct 27, 2014 :
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#bilal on Oct 19, 2014 :
hey i got a job in singapore of 1700 sgd so how much is the monthly food if i make food in home and how much can i save.. plz.. reply me thank you...
#Martin on Oct 09, 2014 :
Hi Everyone.

im in Singapore for 6mo already with a kid 6 years old.

if anyone plans to move here for 1 year with family and kid around this age its a real point to think.

the main issue is medical insurance if u don't have here doctors friends.
#xr on Oct 04, 2014 :
Hi Raj. It very unlikely you would be able to save $2500/month. After the heavy tax of 15%(I assume you are under employment pass), you salary would be left with only $2975. Transport alone would most likely cost you around $50 at least (that is only if you only take bus/train), which would be left with $2915. 3 meals * 30 days = 90 meals, which cost around $5 (cheap hawker food + 1 drink, around that price) $5 * 90 = $450, $2915 - $450 = $2465. However, you can only earn this amount, provided you do not have to pay anything else such as utilities, rent, and some other things like shampoo toothbrush toothpaste detergent etc.
#SGfemale on Oct 04, 2014 :
Hi, just sharing. I am a Singaporean female, 23, earning bit less than 2K per month (after our CPF deduction and etc) and it's just enough for the month's expenses, A BIT of shopping, and A BIT of hoohaa hoohaa. I already have the roof above my head, thanks to my parents, so I'm basically just paying up for my own expenses and necessities. No cars. I go by public transport everyday. Been years living this way and I'm happy :) Just gotta learn to minimize unnecessary expenditure.

SO if you're foreign to Singapore and have to find a place to stay, I suggest to put aside at least another 2K for your accommodation and another 1K for your own luxury and comfort. That makes up to 5K per month. That's IF you don't plan for a car/bike! If you do, well that's another issue for you to think off.

Just a TIP: Avoid taking the taxis. It'll ready eat up your money if you are a taxi kinda person.
#Imran on Sep 12, 2014 :

Can some one please help me with below expenses in Changi Singapore :-
1. 1 bhk rent per month ?
2. Montly indian meal charges if any mess service available ?

I have been offered 4 K SGD is that enough and can i save out of it ?

Thanks in Advance
#Anonymous on Sep 09, 2014 :
"Coffee Si" i.e. with mil and sugar (size => Big) costs 1 SGD at local corners.
#Raj on Sep 06, 2014 :
Dear all,

Recently one company offered a job for 3500 sgd they are providing family accommodation. Is it possible I can save 2.5k

#Kkalpesh on Sep 02, 2014 :
Regarding Salary:
IF you are a Bachelor 2500-3000$ is sufficient. U can save 1000-1500$ Every month depending upon individual.
If you are Married 4500$-5000$ is must. One can still save 1000$

Don't worry guys ! An Indian can survive anywhere ;-)
#Anky on Aug 17, 2014 :
I am a married indian. I have one little kid of 1 yr old.

I am planning to shift to sigapore. I had given interview for a job in Exxonmobil.
Can anyone suggest how much salary, if they offer me, would be sufficient to live in singapore. I am also planning for saving of Avg 2k to 3k S$ per month.

Will it be possible?

Pls guide.
#Akash on Aug 13, 2014 :
4000 sgd is sufficient only if you alone are coming with an intention to save something for India.
If you bring your wife and 2 kids with income of 4000. then 2200 goes to Rent, 800+800 goes to school of kids. forget of saving, forget about any shopping, you will not be able to buy milk and bread for your family.
I came in Singapore 8 months back. And realize it is difficult to survive with family.
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#VINAY KUMAR on Aug 07, 2014 :
Hi All,

I am a software engg and going Singapore for project assignment for at least 1 year. i have been offered 4000 Singapore dollar.

I am married but initially not in plan to take my wife .(Yes will be in future after 5,6 month)

can anyone suggest please if i can survive there alone and with wife and 2 Kids after 6 months ?

Please Help. :-(
#jatin on Aug 04, 2014 :
My query is rite now iam working in UAE dubai in sales field in company who in trade in building material &sanitary ware product
But my salary is not quiet iam thinking for a job in singapore ,so wht salary would i get to surive and mainly save money ,my qualification is 10th not completed ? Can i get a job ?and what offer should i accept frm the employer? with what all other benefits should i get or take? Please advice me
Iam married and had one child ?but rite now i will go alone for job and than if possible i will take my wife and chid over there
So please help me out to sort out the question i will be very gratefull and thanks to u
God bless all .praise the lord
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#Vikas on Jul 19, 2014 :
Hi All,

I am a software engg and going singapore for project assignment for at least 1 year. i have been offered 4000 singapore dollar.

I am married but initally not in plan to take my wife .(Yes will be in future after 5,6 month)

can anyone suggest pleaase if i can survive there alone and with wife ater 6 months ?

Thanks for your help

#shine on Jul 13, 2014 :
Hi im anilshine frm india, , so please im poor but I have cost of my skilled, , cooking so give me any opportunity frm all above pls give any job offer pls
#Singaporean on Jul 08, 2014 :
Plenty of Indian and Bangladesh nations here trying to moving out of their country. Can you please tell us why?
I want to warn you guys, the cost of living in Singapore is very high although you can get the salary higher than your country. Earn more spend more and at the end of the day, you will be back to square one. Please do not emigrate to other countries including Australia. You are the top migrants in Australia now. I guess you are the top emigrant in the world other than China.
#Donald Kuok on Jul 08, 2014 :
The disposable income is incorrect after tax. It can be so little. It should be at least 4-5K. May be those participants were low income earners.
#lohar rajesh on May 02, 2014 :
i want to do mba in singapore.....plz tell me cost of living in singapore and cost of mba in singapore full time and part time.
#ParkerSmith on Apr 16, 2014 :
Loved to read your blog. I would like to suggest you that traffic show most people read blogs on Mondays. So it should encourage blogger to write new write ups over the weekend primarily
#laoballa on Apr 10, 2014 :
I make 9K USD a month. Should I buy a house or just rent instead? Moving there in August and have enough for a down payment for a house in Canada.
#Anonymous on Apr 03, 2014 :
I got a job in Singapore with a salary of 2500 Singapore dollar per moth without accommodation and food. Please tell me situation is ok or not at the same time tell me how much amount I am able to save in this situation.
#sandeep on Apr 03, 2014 :
i got a offer of 4800 per month in singapore. is it good package to live with my wife and 2 yrs kid.
#Gaurav on Mar 07, 2014 :
Latest cost of living in Singapore for Expats 2014
#vishal on Mar 07, 2014 :
Hi All,

I am getting an offer of 5000 Singapore Dollors, will it be a good option to accept this opportunity for 1 year contract job
#Indian on Feb 15, 2014 :
@Partick. Thanks for the advise on the deodorant usage. If Singaporeans will learn to brush their teeth or use mouthwash after fishy meals the Indians will also learn how to use deodorants. Your comment was neither asked for nor is appreciated.
#Patrick on Feb 15, 2014 :
I like to offer a suggestion to all the people from India who wants to move to Singapore for work. Please invest in deodorant!! Our public transportation is getting very smelly and we don't need more of you that do not use deodorant. It is just regular hygiene and will save us a lot of discomfort from having to share public transportation with you. Your body odor may be normal and accepted in India, it is definitely not in Singapore. So thank you for taking my advice seriously if you want to be welcome and treated with courtesy in Singapore.
#Sean on Feb 14, 2014 :
Am doing a Pharmacy degree in Europe and thinking of moving here to work as a Pharmacist.

What are the wages like here and how much would I expect to be earning. Would it be worth moving here?
#Aneel on Feb 08, 2014 :
I have 20 years experience in Accounts & Administration.
I want to come singapore for job purpose.
How much minimum amount needed for routine expenses.
How I can get visa.
Is any one, who can suggest me better option or way.
#Peter on Feb 02, 2014 :
Dudes, everybody keeps asking the same questions. PLEASE READ THE POSTS, if you can't read then you shouldn't move to Singapore.

You need at least 6000 - 7000 sgd monthly to live comfortably in Singapore. 10k to be on the safe side - especially if you have family! Anything lower and you'll have problems or will have to downsize on everything. I spent 2yrs in Singapore and wouldn't work there without at least 8k per month. Good luck!