Cost of Living in Singapore

Summary about cost of living in Singapore, Singapore:

Restaurants
[ Edit ] Range
Meal, Inexpensive Restaurant 15.00 S$ 6.00-30.00
Meal for 2 People, Mid-range Restaurant, Three-course 70.00 S$ 50.00-120.00
McMeal at McDonalds (or Equivalent Combo Meal) 8.00 S$ 7.00-10.00
Domestic Beer (1 pint draught) 10.00 S$ 5.00-15.00
Imported Beer (12 oz small bottle) 12.00 S$ 8.00-16.00
Cappuccino (regular) 5.57 S$ 3.00-8.00
Coke/Pepsi (12 oz small bottle) 1.79 S$ 1.00-3.00
Water (12 oz small bottle) 1.40 S$ 1.00-2.00
Markets
[ Edit ]
Milk (regular), (1 gallon) 11.47 S$ 7.57-18.93
Loaf of Fresh White Bread (1 lb) 2.09 S$ 1.36-3.63
Rice (white), (1 lb) 1.26 S$ 0.68-2.27
Eggs (regular) (12) 3.03 S$ 2.00-4.20
Local Cheese (1 lb) 10.69 S$ 4.54-22.68
Chicken Fillets (1 lb) 4.33 S$ 2.09-7.71
Beef Round (1 lb) (or Equivalent Back Leg Red Meat) 10.43 S$ 4.54-22.23
Apples (1 lb) 2.14 S$ 0.91-3.63
Banana (1 lb) 1.54 S$ 0.91-2.54
Oranges (1 lb) 1.89 S$ 1.36-4.08
Tomato (1 lb) 1.33 S$ 0.73-2.27
Potato (1 lb) 1.17 S$ 0.45-1.81
Onion (1 lb) 1.21 S$ 0.68-2.27
Lettuce (1 head) 2.18 S$ 1.35-3.70
Water (1.5 liter bottle) 1.68 S$ 0.90-3.00
Bottle of Wine (Mid-Range) 30.00 S$ 20.00-50.00
Domestic Beer (0.5 liter bottle) 5.02 S$ 3.00-8.00
Imported Beer (12 oz small bottle) 6.28 S$ 3.33-11.00
Cigarettes 20 Pack (Marlboro) 14.20 S$ 13.50-18.00
Transportation
[ Edit ]
One-way Ticket (Local Transport) 1.89 S$ 1.30-2.50
Monthly Pass (Regular Price) 120.00 S$ 80.00-130.00
Taxi Start (Normal Tariff) 3.70 S$ 3.20-5.00
Taxi 1 mile (Normal Tariff) 1.13 S$ 0.80-1.93
Taxi 1hour Waiting (Normal Tariff) 18.00 S$ 13.20-30.00
Gasoline (1 gallon) 8.33 S$ 7.19-10.22
Volkswagen Golf 1.4 90 KW Trendline (Or Equivalent New Car) 120,000.00 S$ 100,000.00-130,000.00
Toyota Corolla Sedan 1.6l 97kW Comfort (Or Equivalent New Car) 102,518.13 S$ 95,000.00-118,888.00
Utilities (Monthly)
[ Edit ]
Basic (Electricity, Heating, Cooling, Water, Garbage) for 915 sq ft Apartment 151.92 S$ 100.00-258.70
1 min. of Prepaid Mobile Tariff Local (No Discounts or Plans) 0.23 S$ 0.08-0.40
Internet (60 Mbps or More, Unlimited Data, Cable/ADSL) 45.85 S$ 35.00-79.00
Sports And Leisure
[ Edit ]
Fitness Club, Monthly Fee for 1 Adult 140.38 S$ 80.00-200.00
Tennis Court Rent (1 Hour on Weekend) 13.77 S$ 9.50-20.00
Cinema, International Release, 1 Seat 12.50 S$ 10.00-15.00
Childcare
[ Edit ]
Preschool (or Kindergarten), Full Day, Private, Monthly for 1 Child 1,265.08 S$ 800.00-2,000.00
International Primary School, Yearly for 1 Child 29,155.77 S$ 20,000.00-40,000.00
Clothing And Shoes
[ Edit ]
1 Pair of Jeans (Levis 501 Or Similar) 88.90 S$ 50.00-150.00
1 Summer Dress in a Chain Store (Zara, H&M, ...) 53.92 S$ 30.00-80.00
1 Pair of Nike Running Shoes (Mid-Range) 120.48 S$ 80.00-180.00
1 Pair of Men Leather Business Shoes 139.32 S$ 80.00-220.00
Rent Per Month
[ Edit ]
Apartment (1 bedroom) in City Centre 2,907.94 S$ 2,000.00-4,000.00
Apartment (1 bedroom) Outside of Centre 1,848.53 S$ 1,200.00-2,700.00
Apartment (3 bedrooms) in City Centre 5,411.76 S$ 3,600.00-8,500.00
Apartment (3 bedrooms) Outside of Centre 3,227.65 S$ 2,400.00-5,000.00
Buy Apartment Price
[ Edit ]
Price per Square Feet to Buy Apartment in City Centre 2,503.20 S$ 1,999.98-2,999.98
Price per Square Feet to Buy Apartment Outside of Centre 1,237.72 S$ 789.67-1,699.99
Salaries And Financing
[ Edit ]
Average Monthly Net Salary (After Tax) 5,072.60 S$
Mortgage Interest Rate in Percentages (%), Yearly, for 20 Years Fixed-Rate 2.39 2.00-3.50

Prices in Singapore

This city had 5747 entries in the past 12 months by 686 different contributors.
Last update: November 2020
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64 Comments so far
Realiaticallyspeaking on Aug 23, 2020:
I don't understand why there are so many comments asking if X and Y is a good enough pay. Do your own calculations for god's sake. you have made it all the way here to get a good-paying job and you need help with this??? Use some common sense and the figures given above c'mon.

If you spend like a king, of course no amount of money is going to be good enough for you. If you want to have savings, whether you are getting a 7k or a 15k, be realistic about "eating out". As many have pointed out, Singapore is indeed one of the most expensive countries to live in. But companies here are willing to shell out huge money for expats. No money for school tuition? Consider home tuition or tutor your kids yourself before sending them to schools.. I'd say forget about living in the city, stay further out and take a train. Forget about a car, this will kill you first. medical insurance etc. these should be covered by your company. Buy less junk when shopping for groceries > eat less junk > fall sick less > less hefty medical bills. SIMPLE??? Singapore is a very small country so entertainment is limited to your theme parks, bars, pubs etc, limit them and you won't spend so much. you don't have to go to USS every other month. For the most part, what an average person here would count as entertainment is free - parks, art galleries etc. growing your grey matter for free. For the money you are getting paid, highly likely you'll have much time to enjoy these so often anyway. Not much difference from your home country. BTW, the median salary here in Singapore is about 3.6 ~ 3.8k. I don't see any of them on the streets? Yes we complain, but we make do with what we have. If this is not the life for you and you are worried about the pay, either ask for a higher salary you think would suffice for your high life or don't come here at all.
Carter.Yilia on Jun 08, 2020:
Most people want to transform the world, but few people want to transform themselves
Thodore.Herman on Jun 06, 2020:
The secret of success is to work harder than others every day
Douglas.Ferdinand on Jun 05, 2020:
When external pressure increases, the internal motivation should be enhanced
Singaporean on Jun 05, 2020:
I have lived in Singapore for 30 years.

Basic living cost breakdown would be something like:
Food: SGD400
Transport: SGD100
Mobile phone: SGD20 (40GB mobile plan)
Rent (1 room in a shared apartment, inclusive wifi and utilities): SGD700
Toiletries and other misc: SGD100
Total: SGD 1,320.

Eating at regular restaurants will cost you about SGD20/meal. Tobacco and alcohol are insanely expensive.
Watt.Winfred on May 13, 2020:
Most people want to transform the world, but few people want to transform themselves
Webb.Alan on Apr 28, 2020:
Most people want to transform the world, but few people want to transform themselves
Law on Mar 18, 2020:
I have lived in Singapore for 8 years. Here's a very high level breakdown of different levels of living costs:

Ultra basic life, renting a room, single person, only covering survival:
$1500 SGD per month

Simple, basic life, renting a room, single person:
$3000 SGD per month

Simple, comfortable life, renting a room, single person:
$5000 SGD per month

Comfortable, regular travel and luxury spending, renting an apartment, single person:
$10000 SGD per month

Add $2000 SGD per extra dependent

Singapore is an interesting place where you can live as cheaply or expensively as you desire.
There are construction workers here from Bangladesh earning $500/month, who get by and even send money back home.
Then there are traders and brokers on $15k-$40k a month, that spend every dollar they earn, living the high Life at high-end restaurants and travelling.

The only truly unavoidable high expense is accommodation. Renting a room is the way to get better value with this.
arnab Das on Mar 18, 2020:
hi iam suppose to move to Singapore in the month of august 2020 .Company offer be approx 8000 SGD per month. Apart from this company providing Accomodation for family , schooling of my child , medical insurance and medical expense for the family , one time meal for me. Also providing transport with fuel cost

Is this amount suficient for a memeber of 3 in singapore
Hamilton.Marcus on Mar 06, 2020:
The world will give way to those who have goals and visions
john s on Mar 04, 2020:
Hi,
I'm moving from Malaysia to Singapore. I'm contemplating an offer of SGD9.8k monthly salary (excl bonus). My wife will be working full time as well. We have 2 kids whom we intend to enrol in national primary school. We would need a maid as well.

Please advise if this is comfortable enough. Many thanks
Anonymous on Feb 24, 2020:
At Indeed.com the salaries reported are in the range of 2000-3000 SGD while as per these costs the rent alone will be higher than the monthly salary itself. Something is not right or maybe I don't get it.
Jayani on Feb 14, 2020:
I want to study for a year in Singapore
I want to know what the 1 month cost of living is for my family besides me (SGD $ rate)

1)Partner, 6 year daughter and 4 years son
2)School charges with daycare
3)living home for (4 people)
4)Traveling for 5KM.
5)Meal expenses.
BB on Feb 12, 2020:
Hi there. I have an offer of a job in Singapore earning approx $103,000 PER YEAR. Can someone tell me how much tax I would be paying and whether 103k is sufficient for life in Singapore, with an apartment in the city? I am single.
D on Nov 17, 2019:
Questions?
1. SGD 4.5k. SGD 2k send back to homeland, SGD 2.5k for living in singapore.
2. Rental sharing Apartment or sharing room ? how much share or per room
3. Transportation by company ? or monthly estimation
4. Meal x 2 (Skip bfst and place it at lunch) Sat and Sun (no bfst, brunch) Dinner (simple meal)
5. Entertainment zero (no shopping, movie, pub and starbuck), Internet(mobile).
6. Estimation x 5 years before reaching 40 at SG.
Zack on Nov 01, 2019:
Price of flats are lover in SG than stated here. This are prices for condominium.
Anonymous on Oct 26, 2019:
For expat working in Singapore, make sure you have min. Offer of 10k (excluding bonus and taxes) if you are single, 15k if you are married, and add 3k- 5k for each child you are bringing over.

This is assuming you are expecting a moderately decent lifestyle in Singapore.
Mag on Oct 18, 2019:
@RRJJ

No is not enough. Rental itself would be 3k to 4k. School fees for expat is about 1.5k each month
RRJJ on Oct 10, 2019:
Hi,

I am expat from Canada and have an offer of SGD 110K from a reputed company in Singapore. This includes bonus paid annually. They will take care of the work pass and other formalities. As per their initial calculation, this is coming to around 7500 per month. Please help if this would be enough for my family of 3 - kid is in 8th grade so will need a good school.
Please help me make an informed decision.

Thanks.
Molly on Sep 11, 2019:
Hi. My husband has been working in singapore for 2 years now. He has decided to bring the rest of the family down. 9YO and 4yO and myself. We will have to rely on a 8k salary for a while. Can someone give some details on how much it would cost on a monthly basis,please? Rent, utilities, daily needs. School tuition fee is all we have as a number to work with now. An honest answer would help me prepare the kids and myself.
Winston Burgos R on Aug 19, 2019:
Hello I want to send my wife and my 12 years old son to Singapore to study English and live until he graduate. For about 5 years. I live in Panama and I want him to get a better education and a bright future. My wife will be with him since I work in Panama, and I will maintain them with my wage. How can it be done?

Best Regards
Winston
nwabueze on Aug 17, 2019:
what is the lowest minimum wage per month or lowest amount one can earn per hour in singapore. Secondly is it possible for one to apply for working visa while in singapore or from ur country? Thirdly is there agent that can help to secure job and apartment for me? If yes, how much do they charge for both?
Anonymous on Jul 26, 2019:
@Kumar
As per PPP, Your Singapore salary should be 2.5 times the salary you are getting in india, when converted to same currency. Hope this helps.
Kumar on Jun 17, 2019:
Hi, I want to move to from India to Singapore. I am going to get any offer in Singapore and it is in salary discussion. In India i am getting around 40 LPA include all fixed and variable. How much can i ask in SGD for comfortable and good savings with me an my wife? is it good to move ??
Anonymous on May 23, 2019:
Am searching for a job in Singapore.. Ready to do any job... As a single can I have a decent living and save some for my family... Can anyone guide me
IIEC on Mar 12, 2019:
Thanks for your information

Studying in Singapore, no doubt, will act as a platform to a brighter future. Driven by excellence, Institutions in Singapore offer a broad-based curriculum and global perspective to equip students with the relevant qualifications and training to succeed in a competitive environment. Hence educational institutions offer the latest and best in educational tools and technologies.

As learning is lifelong, Institutions in Singapore offer a comprehensive range of training and enrichment programmes for executives, professionals and homemakers who place value on equipping themselves to achieve their aspirations. There are many who have chosen Singapore for their education and are happy that they made that decision, we believe they subscribe to what we believe in.
Samuel on Feb 24, 2019:
I am trying for my son for job as male nurse in singapore as he will complete bsc nursing in june 2020
Bindaasrox on Feb 06, 2019:
Hi Team,

I would like to move to Singapore along with my wife and 2 years old daughter. I;ve applied for few job openings in Singapore (Bid Manager), however, not much success.

1. Could you someone recommend or help me with Bid Manager profile job/job consultants who can help getting into Companies that provide working VISA?

2. How much monthly salary i should ask as i'm relocating from India with my family i.e. salary that can let me stay a descent lifestyle?

3. What place i should stay in which is safe for my family and less expensive on my pocket?
Srik on Jan 29, 2019:
Myself and my wife are earning 20K Aed in Dubai.Is it okay to try for a job in Singapore.I am into Finance and my wife is into IT.We are trying to move to Singapore due to the stability and proximity to India and the possibility of obtaining a PR.Please advise if that would be good decision.I am into finance/accounts with 8+years of work exp.
Urm.. on Jan 06, 2019:
Decided to look at data for Singapore (where I currently live) to get a sense of the data's accuracy, because I wished to use the site to get estimates for another city I am considering moving to.

Well, the data for SG is kinda under-estimated.

The current estimate of 8 bucks for a meal at an inexpensive restaurant is way too low. For non-airconditioned hawker centre yes 8 dollar is enough, but this would be too low for even some food courts (particularly the touristy ones). For example, even a pizza hut meal deal is around SGD15 per person excluding GST and service charge.

Rent estimates are also on the low side, and come on, men's leather business shoes for SGD115? Strange.

Average monthly salary after tax also seems low. I think the official average is above SGD5k+/month after tax.
Anonymous on Nov 10, 2018:
Singapore median pay is $4232 before 37% compulsory tax, not sure how you get data so wrong at $4110 after tax. Source from government website: http://stats.mom.gov.sg/Pages/Income-Summary-Table.aspx

1kg Frozen beef in Singapore is cheaper than Australian fresh beef. Please compare Apple to Apple. Fresh beef to fresh beef.

Eggs sold in Singapore in 10, Australia sells in 12. Please compare at the same rate.
PRADIP AGASTI on Oct 09, 2018:
Hi....I got offer in Sigapore of 15000 SGD per month as Senior Maintenance Engineer. I have family with son(8 years & daughter 6 years).So as per survey monthly expense will be as below.

Fooding # 1000 SGD
Restaurant # 1000 SGD
Water # 50 SGD
Yearly tour # 500 SGD
Travelling # 600 SGD
Utility # 200 SGD
Clothing # 200 SGD
Schooling(2 kids- 8years & 6years) # 2000
Grocery # 500 SGD
Total expense # 6050 SGD
1)Is it correct?
2) How much tax to be paid?
Please reply as soon as possible
localsg on Aug 06, 2018:
Singapore is safe and comfortable to live in. But in return there isnt much excitement, and alot of locals spend their lives trying to earn more money in hope to purchase a decent property. Safe, mundane. Make sure you remain employed in Singapore, otherwise you will run out of money very quickly.

Cheers.
limlaupeh on Jul 09, 2018:
Nobody should come to singapore to take up a job. it is way overpopulated. stay in india please and enjoy your own country.
Sean on Jun 26, 2018:
Quote: #Feel like I got cheated. on Jun 05, 2018 :

Hi, I was offered a pay package of SGD52,000 per YEAR. And the company that I work for includes the 17% into my pay package. So It is 37% being deducted from my monthly pay package. And this 37% goes to CPF.

Is it enough to lead a comfortable kind of life? I'm just a fresh local grad from Singapore.

Hi, $52k for a Graduate is more than comfortable for a Fresh grad to lead a comfortable life, you need to adjust the expectation of your lifestyle. 17% Government Contribution would be a bonus that is Compulsory for a company to contribute to your CPF Pension. If you want to be realistic, deduct that amount from your annual Salary. Remember, as a fresh grad, before you start asking for a higher salary, ask yourself if you can generate productivity (Revenue, Cost Reduction, improve efficiency) to the company. If you are still unable to provide this ability. I advise you to work harder to obtain experience and knowledge to improve your ability before you asking for a higher salary.

Of course, the above answer has deviated from your question. If the employer is willing to pay you more take it, if not $52,000 I would say is decent.
Feel like I got cheated. on Jun 05, 2018:
Hi, I was offered a pay package of SGD52,000 per YEAR. And the company that I work for includes the 17% in to my pay package. So It is 37% being deducted from my monthly pay package. And this 37% goes to CPF.

Is it enough to lead a comfortable kind of life? I'm just a fresh local grad from Singapore.
Ally on Apr 22, 2018:
Hi

I'm contemplating on taking a role in Singapore for one year. Will I live a comfortable life (rental fully furnished 1-2bedroom condo in central Singapore, utilities - electricity & Water, Internet, transport, meals, health insurance, laundry,) all for SGD 10,000

Your suggestions will certainly be helpful
Karan on Apr 04, 2018:
Hi,

I am an offer of 7500SGD per month before tax. I am getting a work visa for 2 years. I checked online for the tax to be paid.It comes around 4500 per annum and the take home per month comes to 7000 approx. First, wanted to confirm if there would be any other deductioon and if the calculation is fine ?

I would be relocating with my wife and we expect to lead a descent(not expensive) lifestyle. I would need a one room apartment (non sharing, since i have a family), I am ok to use public transport. Wanted to know if it is a good propspect to consider ?

Can somebody help me with some insight ?

Regards,
Karan
AS on Nov 23, 2017:
Hi,
I am relocating to Singapore in Jan 2018. My office is at Maple tree business Centre. I would like to know good place probably 30 mins travel time from work within S$800. Please tell me the areas where the rent is reasonable.
Dev Kelkar on Nov 01, 2017:
Hi,
I am currently reviewing an offer and will like to have some suggestions from folks out in Singapore.
The package is 11,000 SGD per month with 13 month pay & variable bonus
That is around 143000 SGD per anum fixed.

Is this sufficient to sustain a comfortable lifestyle for a family of 3.
My known expenses per month are as below:
3500 SGD per month for housing( Assuming i get an apartment/condo in that amount)
1500 SGD for my kids school
1000 SGD to pay expenses/loan back in home country
1000 SGD savings per month

Can i sustain in the remaining 3000 SGD ( groceries,shopping, meals, travel, entertainment)?

Appreciate feedback's from folks out here.

Thanks
Dev
Chrisd7000 on Oct 22, 2017:
Is it better to rent or buy an apartment since Tax and Interest are low? Also can you recommend a good K-1 school. Thanks
ViperZ on Oct 12, 2017:
It depend #@George. It depend on your educations and job criteria.
@George on Oct 10, 2017:
What is an equivalent pay one should request in SGD if your current earning in Malaysia is around RM 20K
#IT@india on Aug 22, 2017:
#Andy, Thanks for your response. My employer is promising work VISA , seems to be called " PASS". i will go by your suggestion on making sure my work VISA is approved before i resign in my current job. Any idea i can connect with some relocation consultant who can let me know the school fee etc?

Thanks
Andy on Aug 22, 2017:
@IT@india 200K per annum is a lot. congratulations! 3 bedroom in hdb condo is around 3000/month. if you want to stay in private condo will be 4000-9000/month. I'm not sure about school fees, but 20-30K must be a figure for annual fee, possible for a good international school. new labor without prior experience working in SG will less likely get the work visa, make sure the company succeed with your application before you leave your current seat. maximum work visa is 2 years, renewal up to 3 years. make sure detail of your employment is contract or full-time, still subject to visa approval process. Good luck and God bless you sir.
IT@india on Aug 20, 2017:
I am getting a offer for 200000 SGD ( PA ). I have 2 kids ( 10 nd 4 ) and wife is homemaker. Need to know if its viable in today's time. My major expenses would be , Rental ( 2-3 BHK ) school fees and transport. Myself and family's insurance is paid by company. I am seeing 20-30K as the school fees not sure how true is that.
Need to guidance from this group as i am in a stable job earning good in India and not sure if i should move.
Also , not sure if there are any government guide lines or labor laws to protect the interest of working population.
Faisal on Jul 21, 2017:
Hi All,

I am being offered around $2500 Im single person with no addictions of any type. Please can anyone advise cost of living in a single room ?
Honey Singh on Jul 10, 2017:
Hello Everyone,
Is there anyone who can guide me, from last 7 month i am applying for jobs in Singapore, but until now not got any response,i don't know where to go and how to apply so that i can get a job.
If anyone knows any genuine consultancy or any way from where i can get a job genuinely please let me know, it will be very helpful for me..
Thanks
A Singaporean on Jul 06, 2017:
We have already stated, the minimum cost of living (inclusive of rental, mobile, transports) will cost you around SGD 1,100 to SGD 1,500 per PERSON per MONTH.

@AA How much can you save? If you have no life SGD 4,000 - SGD 1,500 = SGD 2,500 per month.
But how thrifty can you get?
AA on Jun 18, 2017:
How much living cost in singapore for 1 person?

I got offer 4000$/month before tax, do you think it's enough?
I'm looking for medium lifestyle, (dont eat at exepensive restaurant etc)
How much that I can save each month with 4000$/month before tax?
Anonymous on Jun 07, 2017:
@vijaybhanu. with 6600SGD salary you may subject to tax around 2000/ year. are you also coming with your wife? you can rent a masterbed for you and baby in suburban area for 1000/ month and food etc will cost you 1500 for both. if you coming with wife and ~10 years old kid, means that you need to pay at least 2 bedroom cost 2000/ month. food etc you can keep low to 1500/ month if your wife stay at home and cooking. if your kid need to go to school, I'm not sure how much the tuition fee, but for non-PR the fee will be substantially higher.

If you exclude school tuition, you can expect to spend 4000sgd/ month for you, wife, and 1 kid. hope this helps you.
Anonymous on Jun 01, 2017:
I got job option in Singapore.and my salary is 6600 per month before tax. can any one tell me how much i can save.I am a family man with one kid.
Anonymous on May 27, 2017:
@Subpohimokote

you got offered SVP position in a local bank, but you can't estimate how much to live comfortably in Singapore?

Don't mess around, these people are looking for real information here..
Jayraj on Apr 07, 2017:
i got a offer of 4000 per month in singapore. is it good package to live with my wife.
Subpohimokote on Mar 26, 2017:
@Ask Me
But SGD35,000 doesn't seem to be sufficient for me to live a lavish lifestyle. One of my ex-colleague is drawing SGD60,000 per month now in SG but he said to live an ultra-lavish lifestyle, you will need around SGD90,000 and above per month. Thanks anyway for the compliments.
Ask Me on Mar 25, 2017:
@Subpohimokote

I will call you Mr Show-off. Had you spend 2 mins reading a few comments, you would understand with SGD 35K you can afford 2 or 3 families. So I guess you will have enough money, but you cant buy humbleness :)

Congrats though :)
Subpohimokote on Mar 24, 2017:
Hi, I'm Subpohimokote. I was offered a job in one of the local banks as SVP @ SGD35,000 per month. I just want to know can I live comfortably in Singapore with this pay? I'm single.
Shazia on Mar 19, 2017:
Hi,
I'm Shazia.I've completed my B.SC in Aeronautical Engineering(Major: aerospace). Now I want to complete my M.Sc in a Singaporean University like Nanyang Technological University or National University of Singapore. If I get some scholarship about 2,500 Singaporean dollar per month then is there any possibilities for me to save some amount around 1-2 yrs.what are the opportunities for a student to share room?How much it will cost if I share my room with someone & cook by myself? I'm not used to any types of alcohol & I belongs to a middle class family. So. I need not any other entertainment costs except my accomodation, transport, groceries, medicine, mobile & educational expenses.Can anyone predict me how much it will costs & how much I can save per month.
Suresh on Feb 16, 2017:
My comments are for avg Indian bachelor visiting SGP on Employment pass and it's purely based on my experience .
1. Rent: Single room HDB - $700-900 (includes Aircon, wifi) - keep in mind that whole house is not yours and restriction on kitchen usage time
2.If you Want to take a separate 3bhk HDB with frineds and cook yourself? - $800-1000/head
(Utilities/Broadband/Groceries) Whole house it yours ;-)
3. Transport: $100 + $30( using taxi occasionally)/month
4. Outside meal twice per day (BF & lunch near by office) : $15-20
5. Weekend beer, etc: $30 ROFL. Actually there is not limit, it's all depends on your habit and capacity
6. Movies: Indian movie - $21, hollywood - $12
7. Local attractions: Starting from ~$15-100 for entry
8. Subway/McD/Pizzahut/All Western junk food which we like :D - $7-12
9. Mobile Prepaid - $30-50 (it may increase based on your data usage and international calling)

PS: If you don't have drinking/smoking habits and stay with your friends in a shared flat and cook yourself, $1000-1500 will be your monthly expense.
A Singaporean on Dec 16, 2016:
@ #Maria on Feb 19, 2015

Typical Singaporean who did not Graduate usually do not start in office job.
Typical Singaporean Graduate from Diploma starting Salary is SGD 1,400 to SGD 1,800 onwards.
Typical Singaporean Graduate from Degree starting Salary is SGD 2,300 to SGD 3,200 onwards.

Depending on industry, job nature, etc.

A typical clerk in Singapore SME office earns about SGD 1,500.00 per month.
A typical foreign housemaid in Singapore earns about SGD 550.00 per month (expenses borne by Employer)
A typical foreign laborer in Singapore earn about SGD 500.00 per month (expenses borne by Employer)

The figures is just for reference purpose only and are not absolute.

There is a real difference between wages, normal salary, and professional salary.

A clerk will earn what a normal salary. A nurse will earn professional salary. If you have a skillset and it is being recognised/certified, that is professional.
A Singaporean on Dec 16, 2016:
@ #Subramanian - I'm an accountancy graduate myself - So, approximate SGD 3,800 to SGD 4,800 for accountant role. You should net around SGD 4,300 ~ SGD 4,500 for your 10 years experience. It also depends if you are chartered or not (i.e. ACA/ACCA/CA/CPA). See my below post for minimal cost of living for your qns 2.
A Singaporean on Dec 16, 2016:
Hi everyone,

I'm a local Singaporean, just feel a little helpful today to answer some questions.

My topic will be, the minimal cost of living.

For accommodation, you can rent a private room in HDB apartment for approximate 600~700 SGD (without aircon, with WIFI) and 700~900 SGD (with aircon, WIFI). I do know of some ppl who even co-share! 300+ SGD per month on room rental only.

For food, assuming you do not cook, we have a lot of hawker centres and coffee shops around Singapore that sells decent food. Each meal will probably cost you say, 3.00 SGD + 1.20 SGD (Drinks) = 4.20 SGD per meal. Cap it at 5 SGD per meal x 3 meal per day @ 30 days a month, the food cost total to SGD 450.00

For travel, Singapore is a small island city! We have buses, subways, taxis! Public transport (buses/subway) will cost you maybe 200 SGD per month - really dependent on location.

For handphone, you do not need to sign a post-paid agreement plan. Take those prepaid and WIFI kind, you will save alot. Less than 30 SGD per month i think.

So, all in all, if you are someone with no life and can surive with just WIFI entertainment at home, the basic cost of living in SGD would say to be SGD 1,000.

(To : #Anjan Dudda, so to answer your question, if you are discipline - no gambling, no smoking, non alcoholic, you can save near SGD 3,000.00 before deducting your tax).
charles on Nov 15, 2016:
sorry i forgot to give some benchmark for rent price :D

1. private condo; 1 bedroom $1,200-2,000. 1 unit (3 bedroom) $3,000-$7,000

2. hdb condo; 1 bedroom $600-$1200. 1 unit (3 bedroom) $2,000-$4,000

if you looking through an agent, don't forget for the fee. 1 year rent is equivalent to half month rent fee. and 2 years rent is 1 month rent fee. that's all!
charles on Nov 15, 2016:
hi everyone, I just want to share my experience living & working in Sg. I worked there for about 4-5 years but now I have moved to other country..

I see a lot of people comments below using terms such as decent, enough, expensive, etc. which is very subjective and most of the time misleading. so I'd like to share some facts and hopefully gives you some rough idea how much you will need to spend based on your job type, office location and which country you coming from.

first thing first, you need to get a working visa or so-called "Pass". there are many different types and criteria, but in general S-Pass is for blue-collar job, and E-Pass is for white-collar job. Please check the government website (http://www.mom.gov.sg/) to find all the information regarding requirement and application and procedure to apply the Pass, though the company is responsible to do all the process, but you need to know if the company really hiring you for good reason and fair employment. these regulation updated frequently, so you need to check again even for you whom already working in Sg. I'd like to take one of the fact that minimum S-Pass salary is $2,200 and E-Pass salary is $3,300. please note that this is minimum considering the applicant is young graduate, and the government has put this benchmark with a reason of course. the longer your working experience and higher academic qualification, you will be required to have higher salary. So if you apply for a white-collar job and the company offering blue-collar salary, please consider again the offer. don't be fooled with that relatively high amount of money comparing to your home-country salary for those of you who come from developing countries.

second thing is the monthly expense, this can be in very wide range depends on your lifestyle. some people here come from rich family in western country, some from poor family in developing country. so using the words "decent" and "sufficient" is definitely irrelevant. but let me give you some price for your fundamental expenses,
1. rent. there are main two types of apartment. first is private condo, second is hdb condo. private condo is significantly more expensive than hdb condo but the price comes with better unit interior design and extensive in-house facilities such as swimming pool, small gym, designated parking, garden, and higher security system. for some people, hdb is a better option because the minimum standard is already much better compared to cheap condo in developing countries. and likely, hdb location is close to mrt subway and bus station. whereas private condos located in preserved area and a little bit far from subway or bus stop.
2. food. surprisingly I find groceries is not much cheaper compare to if you buy food from hawker (local semi-outdoor foodcourt). you can easily spend $4-$8 per meal. different story if you use to eat in shopping mall food court or even a mid-range restaurant, the price can go double or triple. this is very important to consider especially if your office located in central/ CBD area, you will feel obliged to have lunch/ dinner with your colleagues in a higher range restaurant. it's hardly you can find hawker food below $5, and please note that hawker food option is asian food, hardly you can find good taste of western food. so for those of you who use to eat western food.. my congratulation!
3. leisure and clothing. this part is really depend on your lifestyle, but your office environment will set the tone for you. I've seen young graduates like to wear expensive branded clothing and hangout after hours at bar, there's nothing wrong with that if you have the ability to spend money like that.

lastly, I think you need to realise your purpose of coming to Sg, if it's only for temporary or for good, alone or with family, to have fun or trying to save money. all these aspects you need to consider because if you coming with family especially with children it will be difficult if you only get average income, because buying condo, school for cildren, hospital care is much more expensive unless you get a PR or convert to citizen. but it's a whole different story if you trying to get PR, the requirement is complicated and you need to take waiting list for 1-2 years.

I'm not going to tell you whether to take a job or not, it's all depend on your motivation to work in Sg. if I can make a summary from my own experience, I won't stay in Sg for a long time if I don't convert to PR/ citizen, but I had built a very good professional resume that is valuable to continue my career.

good luck and God bless!