Cost of Living in Indianapolis

Summary of cost of living in Indianapolis, IN, United States:

  • The estimated monthly costs for a family of four are $4,316.9, excluding rent (using our estimator).
  • The estimated monthly costs for a single person are $1,200.0, excluding rent.
  • Indianapolis is 23.3% less expensive than Seattle (excluding rent, see our cost of living index).
  • Rent in Indianapolis is, on average, 40.5% lower than in Seattle.
Restaurants
Edit Range
Meal at an Inexpensive Restaurant $20.00 15.00-30.00
Meal for Two at a Mid-Range Restaurant (Three Courses, Without Drinks) $74.00 60.00-202.00
Combo Meal at McDonald's (or Equivalent Fast-Food Meal) $11.50 8.00-15.00
Domestic Draft Beer (1 Pint) $7.00 4.00-7.50
Imported Beer (12 oz Small Bottle) $8.00 7.00-10.00
Cappuccino (Regular Size) $5.81 2.50-12.00
Soft Drink (Coca-Cola or Pepsi, 12 oz Small Bottle) $3.23 2.70-4.00
Bottled Water (12 oz) $2.59 2.00-6.00
Markets
Edit
Milk (Regular, 1 Liter) $0.84 0.66-1.45
Fresh White Bread (1 lb Loaf) $2.80 1.98-5.00
White Rice (1 lb) $2.17 0.99-3.00
Eggs (12, Large Size) $3.85 1.50-7.00
Local Cheese (1 lb) $5.62 3.00-8.99
Chicken Fillets (1 lb) $5.69 2.50-8.00
Beef Round or Equivalent Back Leg Red Meat (1 lb) $7.73 7.00-8.00
Apples (1 lb) $2.36 0.60-3.00
Bananas (1 lb) $0.71 0.49-2.00
Oranges (1 lb) $2.19 0.99-4.99
Tomatoes (1 lb) $1.94 0.50-2.31
Potatoes (1 lb) $1.12 0.30-1.37
Onions (1 lb) $1.31 0.99-1.45
Lettuce (1 Head) $2.44 1.99-3.00
Bottled Water (50 oz) $2.48 1.59-3.00
Bottle of Wine (Mid-Range) $15.60 11.99-20.00
Domestic Beer (16.9 oz Bottle) $2.02 1.79-2.10
Imported Beer (12 oz Small Bottle) $3.56 1.43-8.00
Cigarettes (Pack of 20, Marlboro) $10.20 8.69-12.00
Transportation
Edit
One-Way Ticket (Local Transport) $1.75 1.75-3.00
Monthly Public Transport Pass (Regular Price) $60.00 60.00-60.00
Taxi Start (Standard Tariff) $2.00 2.00-3.00
Taxi 1 mile (Standard Tariff) $2.75 2.75-2.75
Taxi 1 Hour Waiting (Standard Tariff) $34.00 34.00-34.00
Gasoline (1 Liter) $0.89 0.77-1.28
Volkswagen Golf 1.5 (or Equivalent New Compact Car) $36,915.00 33,680.68-36,967.00
Toyota Corolla Sedan 1.6 (or Equivalent New Mid-Size Car) $25,809.97 25,133.23-26,278.00
Utilities (Monthly)
Edit
Basic Utilities for 915 Square Feet Apartment (Electricity, Heating, Cooling, Water, Garbage) $230.65 180.00-350.00
Mobile Phone Plan (Monthly, with Calls and 10GB+ Data) $68.75 50.00-100.00
Broadband Internet (Unlimited Data, 60 Mbps or Higher) $64.41 50.00-100.00
Sports And Leisure
Edit
Monthly Fitness Club Membership $40.12 15.00-100.00
Tennis Court Rental (1 Hour, Weekend) $41.57 30.00-60.00
Cinema Ticket (International Release) $15.00 13.50-30.00
Childcare
Edit
Private Full-Day Preschool or Kindergarten, Monthly Fee per Child $1,752.97 1,437.00-2,015.00
International Primary School, Annual Tuition per Child $24,189.88 18,975.00-28,450.00
Clothing And Shoes
Edit
Jeans (Levi's 501 or Similar) $57.33 35.00-79.50
Summer Dress in a Chain Store (e.g. Zara or H&M) $44.66 30.00-50.00
Nike Running Shoes (Mid-Range) $111.54 85.00-140.00
Men's Leather Business Shoes $144.68 90.00-200.00
Rent Per Month
Edit
1 Bedroom Apartment in City Centre $1,720.00 1,600.00-2,400.00
1 Bedroom Apartment Outside of City Centre $1,343.89 1,145.00-1,700.00
3 Bedroom Apartment in City Centre $2,610.11 1,900.00-3,500.00
3 Bedroom Apartment Outside of City Centre $1,909.44 1,500.00-2,500.00
Buy Apartment Price
Edit
Price per Square Feet to Buy Apartment in City Centre $257.48 256.41-261.06
Price per Square Feet to Buy Apartment Outside of Centre $175.26 155.98-200.00
Salaries And Financing
Edit
Average Monthly Net Salary (After Tax) $4,405.10
Annual Mortgage Interest Rate (20-Year Fixed, in %) 6.17 6.00-7.00

Prices in Indianapolis, Indiana

This city had 540 entries in the past 12 months by 34 different contributors.
Last update: 5 June 2026
Sources and References
Distribution of Expenses Using Our Statistical Model:
Salary Calculator:Got a job offer in Indianapolis? Estimate your take-home pay with our Salary Calculator for Indianapolis.
  
  
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2 Comments so far
Anonymous on Oct 07, 2024:
Sir More are Less Cost of Living in Indiana polis is Cmparitively not less than Newyark.Propably the Cost of Living in USA is high
Jeffrey on Mar 21, 2023:
You will definitely want a car here. Public transportation is not great. The metro area is huge and "Indianapolis" itself is extremely spread out.