Cost of Living in Indianapolis

Summary of cost of living in Indianapolis, IN, United States:

  • The estimated monthly costs for a family of four are 4,298.7$, excluding rent (using our estimator).
  • The estimated monthly costs for a single person are 1,192.0$, excluding rent.
  • Indianapolis is 31.3% less expensive than New York (excluding rent, see our cost of living index).
  • Rent in Indianapolis is, on average, 65.2% lower than in New York.
Restaurants
Edit Range
Meal at an Inexpensive Restaurant 20.00 $ 15.00-31.00
Meal for Two at a Mid-Range Restaurant (Three Courses, Without Drinks) 74.50 $ 50.00-153.00
Combo Meal at McDonald's (or Equivalent Fast-Food Meal) 12.00 $ 10.00-15.00
Domestic Draft Beer (1 Pint) 7.00 $ 5.00-7.50
Imported Beer (12 oz Small Bottle) 8.00 $ 7.00-10.00
Cappuccino (Regular Size) 5.65 $ 2.50-12.00
Soft Drink (Coca-Cola or Pepsi, 12 oz Small Bottle) 3.31 $ 2.70-4.00
Bottled Water (12 oz) 2.97 $ 2.00-6.00
Markets
Edit
Milk (Regular, 1 Liter) 0.87 $ 0.71-1.45
Fresh White Bread (1 lb Loaf) 3.00 $ 1.98-5.00
White Rice (1 lb) 2.36 $ 1.49-3.00
Eggs (12, Large Size) 3.77 $ 2.39-7.00
Local Cheese (1 lb) 5.42 $ 3.00-8.99
Chicken Fillets (1 lb) 5.71 $ 2.00-8.00
Beef Round or Equivalent Back Leg Red Meat (1 lb) 6.98 $ 3.79-8.00
Apples (1 lb) 2.43 $ 0.60-3.99
Bananas (1 lb) 0.68 $ 0.49-2.00
Oranges (1 lb) 2.26 $ 0.99-5.00
Tomatoes (1 lb) 1.90 $ 0.50-2.50
Potatoes (1 lb) 1.12 $ 0.30-1.37
Onions (1 lb) 1.36 $ 0.99-1.60
Lettuce (1 Head) 2.24 $ 1.00-3.00
Bottled Water (50 oz) 2.37 $ 1.50-3.00
Bottle of Wine (Mid-Range) 15.60 $ 11.99-20.00
Domestic Beer (16.9 oz Bottle) 2.02 $ 1.79-2.10
Imported Beer (12 oz Small Bottle) 3.30 $ 1.50-5.00
Cigarettes (Pack of 20, Marlboro) 10.40 $ 8.69-12.00
Transportation
Edit
One-Way Ticket (Local Transport) 1.75 $ 1.75-3.00
Monthly Public Transport Pass (Regular Price) 60.00 $ 60.00-60.00
Taxi Start (Standard Tariff) 2.00 $ 2.00-3.00
Taxi 1 mile (Standard Tariff) 2.75 $ 2.75-2.75
Taxi 1 Hour Waiting (Standard Tariff) 34.00 $ 34.00-34.00
Gasoline (1 Liter) 0.85 $ 0.77-0.92
Volkswagen Golf 1.5 (or Equivalent New Compact Car) 36,790.50 $ 33,680.68-36,967.00
Toyota Corolla Sedan 1.6 (or Equivalent New Mid-Size Car) 25,903.63 $ 25,133.23-26,278.00
Utilities (Monthly)
Edit
Basic Utilities for 915 Square Feet Apartment (Electricity, Heating, Cooling, Water, Garbage) 216.36 $ 180.00-300.00
Mobile Phone Plan (Monthly, with Calls and 10GB+ Data) 71.00 $ 50.00-120.00
Broadband Internet (Unlimited Data, 60 Mbps or Higher) 71.70 $ 50.00-100.00
Sports And Leisure
Edit
Monthly Fitness Club Membership 41.22 $ 15.00-100.00
Tennis Court Rental (1 Hour, Weekend) 41.57 $ 30.00-60.00
Cinema Ticket (International Release) 14.95 $ 12.00-30.00
Childcare
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Private Full-Day Preschool or Kindergarten, Monthly Fee per Child 1,803.83 $ 1,437.00-1,968.75
International Primary School, Annual Tuition per Child 25,941.17 $ 22,890.00-28,450.00
Clothing And Shoes
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Jeans (Levi's 501 or Similar) 57.71 $ 35.00-79.50
Summer Dress in a Chain Store (e.g. Zara or H&M) 45.39 $ 40.00-50.00
Nike Running Shoes (Mid-Range) 107.75 $ 80.00-140.00
Men's Leather Business Shoes 144.68 $ 90.00-200.00
Rent Per Month
Edit
1 Bedroom Apartment in City Centre 1,743.64 $ 1,600.00-2,400.00
1 Bedroom Apartment Outside of City Centre 1,268.64 $ 1,130.00-1,700.00
3 Bedroom Apartment in City Centre 2,685.55 $ 1,971.00-3,500.00
3 Bedroom Apartment Outside of City Centre 1,889.55 $ 1,560.00-2,500.00
Buy Apartment Price
Edit
Price per Square Feet to Buy Apartment in City Centre 232.34 $ 150.97-261.06
Price per Square Feet to Buy Apartment Outside of Centre 162.74 $ 120.00-183.02
Salaries And Financing
Edit
Average Monthly Net Salary (After Tax) 4,150.32 $
Annual Mortgage Interest Rate (20-Year Fixed, in %) 6.42 5.50-7.00

Prices in Indianapolis, Indiana

This city had 482 entries in the past 12 months by 27 different contributors.
Last update: 2 January 2026
Sources and References
Distribution of Expenses Using Our Statistical Model:
Salary Calculator:Got a job offer in Indianapolis? Estimate your take-home pay with our Salary Calculator for Indianapolis.
  
  
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2 Comments so far
Anonymous on Oct 07, 2024:
Sir More are Less Cost of Living in Indiana polis is Cmparitively not less than Newyark.Propably the Cost of Living in USA is high
Jeffrey on Mar 21, 2023:
You will definitely want a car here. Public transportation is not great. The metro area is huge and "Indianapolis" itself is extremely spread out.