Cost of Living in Cebu

Summary about cost of living in Cebu, Philippines:

Restaurants
[ Edit ] Range
Meal, Inexpensive Restaurant 180.00 ₱ 99.00-350.00
Meal for 2 People, Mid-range Restaurant, Three-course 1,000.00 ₱ 800.00-2,000.00
McMeal at McDonalds (or Equivalent Combo Meal) 150.00 ₱ 150.00-220.00
Domestic Beer (1 pint draught) 55.00 ₱ 45.00-90.00
Imported Beer (12 oz small bottle) 100.00 ₱ 60.00-150.00
Cappuccino (regular) 127.31 ₱ 80.00-165.00
Coke/Pepsi (12 oz small bottle) 41.15 ₱ 20.00-80.00
Water (12 oz small bottle) 23.53 ₱ 15.00-45.00
Markets
[ Edit ]
Milk (regular), (1 gallon) 334.84 ₱ 268.76-450.46
Loaf of Fresh White Bread (1 lb) 59.53 ₱ 36.29-90.72
Rice (white), (1 lb) 25.08 ₱ 22.68-28.58
Eggs (regular) (12) 88.18 ₱ 70.00-115.00
Local Cheese (1 lb) 166.32 ₱ 45.36-272.16
Chicken Fillets (1 lb) 102.21 ₱ 54.43-127.01
Beef Round (1 lb) (or Equivalent Back Leg Red Meat) 191.54 ₱ 109.77-249.48
Apples (1 lb) 65.32 ₱ 22.68-121.11
Banana (1 lb) 41.47 ₱ 27.22-68.04
Oranges (1 lb) 90.72 ₱ 22.68-181.44
Tomato (1 lb) 45.36 ₱ 22.68-68.04
Potato (1 lb) 45.96 ₱ 22.68-54.43
Onion (1 lb) 48.76 ₱ 36.29-68.04
Lettuce (1 head) 75.00 ₱ 29.00-205.00
Water (1.5 liter bottle) 30.00 ₱ 15.00-60.00
Bottle of Wine (Mid-Range) 350.00 ₱ 250.00-500.00
Domestic Beer (0.5 liter bottle) 54.99 ₱ 30.00-100.00
Imported Beer (12 oz small bottle) 107.14 ₱ 47.00-150.00
Cigarettes 20 Pack (Marlboro) 100.00 ₱ 100.00-120.00
Transportation
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One-way Ticket (Local Transport) 9.00 ₱ 8.00-20.00
Monthly Pass (Regular Price) 385.54 ₱
Taxi Start (Normal Tariff) 40.00 ₱ 40.00-40.00
Taxi 1 mile (Normal Tariff) 21.73 ₱ 20.92-34.97
Taxi 1hour Waiting (Normal Tariff) 120.00 ₱ 60.00-150.00
Gasoline (1 gallon) 191.41 ₱ 170.34-208.20
Volkswagen Golf 1.4 90 KW Trendline (Or Equivalent New Car) 1,350,000.00 ₱ 1,171,000.00-1,350,000.00
Toyota Corolla Sedan 1.6l 97kW Comfort (Or Equivalent New Car) 925,750.00 ₱ 750,000.00-1,053,000.00
Utilities (Monthly)
[ Edit ]
Basic (Electricity, Heating, Cooling, Water, Garbage) for 915 sq ft Apartment 6,354.71 ₱ 3,000.00-10,000.00
1 min. of Prepaid Mobile Tariff Local (No Discounts or Plans) 7.43 ₱ 5.00-8.00
Internet (60 Mbps or More, Unlimited Data, Cable/ADSL) 2,364.87 ₱ 1,700.00-3,200.00
Sports And Leisure
[ Edit ]
Fitness Club, Monthly Fee for 1 Adult 1,808.33 ₱ 600.00-3,000.00
Tennis Court Rent (1 Hour on Weekend) 450.00 ₱ 350.00-500.00
Cinema, International Release, 1 Seat 270.00 ₱ 240.96-350.00
Childcare
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Preschool (or Kindergarten), Full Day, Private, Monthly for 1 Child 4,375.00 ₱ 3,333.33-6,250.00
International Primary School, Yearly for 1 Child 285,000.00 ₱ 90,000.00-700,000.00
Clothing And Shoes
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1 Pair of Jeans (Levis 501 Or Similar) 2,300.00 ₱ 1,250.00-4,000.00
1 Summer Dress in a Chain Store (Zara, H&M, ...) 1,070.12 ₱ 500.00-2,500.00
1 Pair of Nike Running Shoes (Mid-Range) 3,800.00 ₱ 2,400.00-5,000.00
1 Pair of Men Leather Business Shoes 3,000.00 ₱ 1,600.00-5,000.00
Rent Per Month
[ Edit ]
Apartment (1 bedroom) in City Centre 23,506.00 ₱ 18,000.00-35,000.00
Apartment (1 bedroom) Outside of Centre 14,804.43 ₱ 10,000.00-25,000.00
Apartment (3 bedrooms) in City Centre 45,083.33 ₱ 30,000.00-80,000.00
Apartment (3 bedrooms) Outside of Centre 26,575.51 ₱ 18,000.00-50,000.00
Buy Apartment Price
[ Edit ]
Price per Square Feet to Buy Apartment in City Centre 11,145.95 ₱ 6,503.16-18,580.45
Price per Square Feet to Buy Apartment Outside of Centre 4,710.49 ₱ 1,486.44-7,999.93
Salaries And Financing
[ Edit ]
Average Monthly Net Salary (After Tax) 18,098.06 ₱
Mortgage Interest Rate in Percentages (%), Yearly, for 20 Years Fixed-Rate 9.67 4.00-15.00

Prices in Cebu

This city had 695 entries in the past 12 months by 89 different contributors.
Last update: November 2020
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37 Comments so far
Anonymous on Oct 20, 2020:
The Philippines is a nation of unique people, where the one-eyed man is king in the land of the blind.
In the Philippines you throw a dead bacteria on the street and it will multiply.
In the West, if you are not prepared for the winter you die of hunger and cold.
This is what sets cultures apart, the effort it takes to live.
Everything comes easy and people are easily pleased.
This is a culture of relationships not logic. Doing it right is not a priority. Doing it wrong is a chance to work another day.
One thing that is amazing is that everything is done by taking it easy.
If you are logical, result oriented and structured, stay away, you will die of stress.
If you want to take another look at life and live at a soft pace and you have what it takes to support yourself, find a wife, find a beach or a mountain, grow vegetables, have a chicken and a goat and live the life.
Every culture has its special treats and unpleasantries.
The Philippines and Cebu give you a blend of highly organized chaos and a way of life where simple things bring happiness.
Anonymous on Sep 23, 2020:
#Shaun you lived in all the wrong places then
Mill.Dominic on May 27, 2020:
Success is to simplify complex problems and then do it.
Shaun on Apr 30, 2020:
I have lived in the Philippines for12 years, it is a dump...pollution everywhere, 90% people try scam u, everything sold is from China....half of things u buy break in days....no refunds or exchanges in the Philippines... Most people here have no common sense or independent thinking, they follow the herd, they will scam or steal from u given half a chance...no infrastructure, power out all the time, water cut off or restricting water flow to a trickle... I hate this country and am finally taking my wife and 3 children abroad to live.... Schools r a joke, send all my children to private Catholic school and they get taught nothing....and I mean nothing, teachers here just pass them on.....no one in the Philippines will take responsibility for anything, this is the land of "Sorry Sir", their Way of not assuming responsibility for anything... I am a U.S.Merchant Marine and have traveled the world, lived in different countries and this is definitely the land of ignorance...
NA on Aug 12, 2019:
philippines cost of living is very cheap 1 8oz of coke will only cost you 10pesos or $0.19
Anonymous on Jun 16, 2019:
I lived in Cebu City for 15 years I returned several months ago and spent six months there Cebu City nightlife is finished they used to be great on Mango avenue it is over! The people are nasty they hate us the girls wont to look at you. I don't know what happened to these people they think their something really special now.I think this is largely because of this false nationalism that Dutare started who's a freaking ass hole. The place used to be great pretty girls everywhere not anymore they hate us!!! This place used to be a single man's Paradise so don't even waste your time. As far as living cheaply there all these so-called experts here in other places telling you how cheap it is don't believe them if you want to eat like a Filipino and live like a Filipino yes cheap place to live they will gladly steal from you bankrupt you cheat you there's a few dopey expats here that tell you that the place is great well find out for yourself just keep your wallet close by
Anonymous on May 08, 2019:
News flash L.A. Dave it's a well known fact that Fillipinas adore white skinned Western men for these reasons.Once they marry a western man they're guaranteed U S citizenship not only for them but for all of their family members to be sponsored to become U S citizens.I don't blame anyone for wanting a more secure financially life, nothing wrong with that.Once your Fillipina wife gets a taste of the U S she'll drop you like a hot rock and move onto,greener pastures watch and see.The U S and Fillippine governments warn about visa seekers from the Fillippines only because the U S and the Fillippines have been alies for many years.Its one of the many agreements between the U S and Fillippines.Cost is low living in the Fillippines, nice people too was my experiences visiting on vacation twice.The prices listed here are correct on everything.
Anonymous on May 02, 2019:
Yeah that L.A.DAVE dude got sucked into the family traditions in the fillipines.Don't let your money run out DAVE but from the sound of things you're already screwed.
L.A. Dave on Apr 18, 2019:
Why anyone would make a decision to move to another country ( major life change ) without first visiting for a respectable amount of time , is ludicrous !!? Philippines is not for everyone. It won't work for those intending on hustling for a living, taking advantage of vulnerable persons, or doing crimes. I have visited many islands over 20 years and 24 vacations from 2 weeks to a month. " It ain't the Ritz " unless you're loaded financially, but then why not Hawaaii ? I've got nothing but positive things to say, especially I eventually married a Filipina and I have family there. My dream is to retire there with a house & lot, car & bike , and friends and family. It works for me, but I love island life, Filipino people and cost of living there is unbeatable. Quality of life ! If I was broke or up to no good, it wouldn't be attractive to me. So to all who give negative feedback.....don't go back......spend your free time warning other people like yourself! As for me, I will be on a chair at the beach,feet in water- palm tree overhead, with an umbrella drink in my hand being entertained by my Filipino brothers and sisters. Amen
Anonymous on Mar 07, 2019:
Best advice only visit Cebu for a few days then leave as I did and don't come back.
Anonymous on Feb 23, 2019:
Good point " AMERICANO " I agree.Like you I've traveled extensively actually around the world twice.Everyone visits countries for different reasons obviously.Sounds like the ones whining about hating women in the Philippines got their bells rung financially lol.Theres only one reason I've traveled extensively around the world,to enhance my financial portfolio through great interest returns on my money.
Americano on Feb 21, 2019:
I consider myself well traveled. I've been to Thailand, England, Germany, Spain, Australia, Philippines, Guam, Canada, and multiple destinations throughout the Pacific and Atlantic. There is not a state I haven't been to in the U.S. and I've lived years on the east coast, west coast, and midwest. I know what it's like to go down to the docks in Maine and grab a lobster straight off the boat and have the restaurant cook it up. I know what's like to sip on Mai Tia's and walk Waikiki beach during sunset. I know what it's like to visit the bars in Alaska and eat bison burgers or the Florida Everglades and eat alligator tails and crawfish and Gumbo in New Orleans. Who hasn't had a Sangria in Madrid? Or some 1878 beer in Germany? Anyone who's ever been to Reykjavik knows how expensive their beer is (damn!). I love the bars in England the best, very interesting how they keep the beer cool. Love the culture and food in many places. So what does this all mean?

If you're not enjoying the Philippines, you sir... are doing it wrong. Let me tell you something you already know, there are assholes everywhere and whether you surround yourself with them is up to you. The vibes you send off are the vibes you will receive. I laugh at anyone who thinks the Philippines is expensive. Don't listen to these people. Their stories have many variations but they all come down to the same root, they got burned. Walk that shit off buddy, you'll be aight. Be a smart traveler and you'll do just fine. Read up on the places you visit, learn the culture, eat the food, live life.
Anonymous on Feb 17, 2019:
I briefly passed through Cebu in my travels in route to Bejjing.I was only there for one day.Just enough time to dump $15k USD into the main bank in Cebu getting a prime interest rate of 14% to the dollar for a one year deposit.I've done this in Manila also including China, Thailand, Vietnam,and Cambodia for the past 25 plus years." BREAKING NEWS " all of Asia is 3rd world just as Bulgaria, Latvia, Macedonia,Serbia,Albania,Georgia and Lithuania is in Eastern Europe are.Seems to me there's alot of negative things being said about Cebu on this thread,but to each their own.Anyone who would actually live in Any part of Asia or Eastern Europe is brainless.Depositing hefty amounts of money in Colombia, Brazil, Argentina,Peru, Dominican Republic,and Bolivia to get high interest rates on my USD has made me a millionaire many times over,a fact.Few if any likes Westerners around the world but it's never phased me in the least.I'll take those 12 to 14% returns on my money anytime.
SL on Nov 06, 2018:
I live in Chicago but have a house in the province about a half hour out of Cebu city. It is very reasonable to live in the Philippines. Its less than half of what it costs in Chicago Il USA. This is the place to retire if you have retirement income. The Filipino people are wonderful. The food is incredible. And the islands are an absolute paradise.
Biro Pen on Oct 22, 2018:
That's what I'm saying. The Philippines is a 3rd world asylum with 1st world pricing. I don't wish this experience on my worst enemy. Look before you leap.
Anonymous on Sep 23, 2018:
These prices are higher than where I live in Columbia South Carolina , examples - 1 gallon of milk here in Wal mart us 1.65 or pecos about 80 pecos (50 p = 1 dollar ) gasoline 2.58 dollars (( about 130 pecos ) based on 50 pesos = 1 US dollar
Edward S Mcintyre on Jul 26, 2018:
I was in cebu may 2018 had a wonderful time stayed at Mandarin in cebu for a week
I stayed in Bohol for a few days ,I must say I'm impressed and was treated great by all I've met never met any people more friendly and hospitable
I will go again and retire there in a few years
thommo on May 23, 2018:
For countries with huge economic divides between the wealthy and the poor, like the Philippines, (there is no middle class) this site really needs a descriptor to show what sort of residence the data being entered is applicable to. We cannot have a comparison of Cebu cost of living vs say; Manila, when most of the cebu entries will be from foreigners living in cebu paying for foreigner sized houses, when the Manila data is probably more influenced by the local filipino consituents.
for example, people here talking abotu having 3 aircons running all day. Not everyone needs that, and an aircon is a huge user of power, so the data can be significantly skewed.
Mickey Riwan on May 15, 2018:
Really no point in living in Cebu as a single guy. Locals don't want you there bc of rampant sex tourism, nightlife is going down the drain, girls are ugly and have adopted this fake western attitude. Just an all around shitty environment. So many better places to choose compared to this dump.

People are too proud of this shitty city, very arrogant while at the same time being resentful of westerners. Crappy food, uninspiring local culture.The on ly thing worth coming here for has taken a sharp nosedive.
Joseph B on Apr 28, 2018:
Reading about the Philippines is confusing. I’m was thinking on retiring to Asia & the visa is so easy there. Thailand would be my other choice like Ipoh a lot. Tagaytay in the Philippines l like as well plus the water and visiting other islands. I’m 63 in excellent health so being by medical is not high priority. Just looking for a nice quiet place to enjoy keeping expenses down. So many articles on how great & safe the places is and then I see many saying the opposite. I don’t read as much of a difference in the other countries & it’s amazing the difference in opinions when reading about the Philippines. I avoid the PR stuff so I’m referring to the forums & blogs to some degree. Some evenings I’m sold on the Philippines & sometimes I’m asking myself why would I. Obviously folks I know I need to spend time there before deciding anything & I’m thinking why even do that at times. So many good written articles both good & bad opinions from people in my age bracket that I take notice of. I do appreciate those so keep people like me informed. Everyone have a safe & pleasant day no matter where you are. I’ll be thankful for any positive feedback on where your living.
CMFarang on Apr 11, 2018:
That's right. Everything in the Philippines is bad. The only country worth visiting in the world is Thailand. I have a nice condo in Chang Mai. You can live there for free with free utilities. How's that for a deal?
Mickey Riwan on Apr 06, 2018:
Cebuanos are a joke. Easily the rudest filipinos in the country. I spent time here and they absolutely hate foreigners. Be careful around them but have a good time.
JACK on Mar 28, 2018:
I have to agree with kyle, they even have to lie with age with you. what a joke! this country has bad culture .
Kyle on Mar 17, 2018:
currently, I am visiting in Cebu. I learned few things:
1. people are not truly friendly in this culture. fake and back stubbing you.
2. liars, liars, and liars!!! Locals have no self-respect as a professional should.

I am from NYC, and I will ensure I will educate people from the USA. be aware of liars. Can't trust people work for you, and can't trust real estate agents. All are liars. From respecting them to really look them down now.
Rick Ellis on Feb 12, 2018:
I'm talking to a girl that lives in lapu lapu she says everything is expensive there is this tru?
Wayne on Dec 16, 2017:
You can not own land or a house in The Philippines . But you can own a condo .
James on Dec 16, 2017:
Cebu is a great place to visit , live or retire. The cost of living is cheap compaired to the western world. There are parts of the city that are not safe. But you can avoid them. The people are friendly . You can find that most speak English . They have a rich culture.
L Garcia on Nov 26, 2017:
Hi, I'm not from Cebu but I would like to practice my profession there as a licensed real estate broker. I am regulated by the PRC (professional regulation commission). So, I am licensed to broker properties with developers and private owners anywhere in the Philippines. If ever you need help figuring out what property to buy, contact me for advice and assistance. I would be able to discuss to you and assist you on what you need to know ( the pros and cons) in buying property as a foreigner. You may not know me but I can show you my license and that it is authentic, and that I am a professional duly licensed who will help you because it is my job. email me: luisdgarcia.realestate@gmail.com
Anonymous on Oct 02, 2017:
To XPAT...Traveler50yrs

Not sure which part of the globe you came from mate. The way you describe the Philippines or perhaps you are referring to Cebu in particular is pathetic. It inly shows that you are not a traveler and lacks proper education. I suppose you came from the "underworld" and not from a civilized, peace loving world!!!!
Leonardo Martinez on May 14, 2017:
Very well put, Jack Orthman. With respectful understanding of people and surroundings will take you many Smiles!
XPAT..Traveler50yrs on May 03, 2017:
When you come to the Philippines ..Trust no one...believe no one....keep you hands on your pockets..do not look like you have money...don't ask for any help from one because no one cares about you or anything...also don't get sick here and don't call police for anything again no one cares..if your from a 3rd world country or running away for a place to hide this is a good place..your on your own here...no matter where you live..IT Park OR Ayala,Busay, Maria Luisa,dirty streets and poor people, and ...NO NICE BEACHES.....just a poor country...in or around the city you have squatters and bad areas...if you live here or stay any amount of time be sure it has armed guards..NOT A JOKE...if you can Take care of yourself..Hells Angels Biker Type..you will have no problem..enjoy Cebu and the Philipplines.....If your a Foreigner Here Your a Target
robert on Feb 10, 2017:
if you want to compare housing you need to tell size ... example 3 bedroom 2 bath apartment 55 sq meters ???? and most apartments come stripped
Scott on Feb 05, 2017:
im looking at these numbers and some do not add up. ive never had an electric bill under 6,00" peso in the entire almost 4 years ive been in the philippines, i have two aircons with ac running 12 hours a day on average afternoon through 4am throughout the week but in the summer wow it could run 24/7 with some of the city heat. in cebu i average 8,900 normally in the summer closer to 11k. in manila in a 40m apartment i averaged around 6,000 with my highest being 9000 in the summer. water anywhere from 100 to 400 peso. i have lived in both manila and cebu long term similar places, manila in costs for me is cheaper but if your a city person. in cebu i feel u need at least a motor bike where as in manila its very easy to figure out public transpo and safe in my opinion on the mrt and lrt. accordibg to this site cebu is 2% more expensive than manila i would go as far to say cebu is closer to 10% more. i think do to more vacationers in cebu some resort areas are very high priced even for locals
Jack Orthman on Jan 26, 2017:
Everyone writing bad things about Cebu in the Philippines is not telling the truth. The people in Cebu are very educated. Almost every person you meet speaks enough English to communicate and a high percent of people speak better English that Americans. I have been to Cebu several times and I am always amazed regarding how well I am treated by every person in the country. Sure, there are some bad people in the Philippines and there are millions of bad people in the United States. Some of the things cost more and some cost less, but why would you expect that anything in the Philippines should cost less just because you think the place is a 3rd world country. I am an American and the problem I see with a high percent of Americans is they think they are better than people in other countries. Trust me! As far as education goes the Filipinos are much more educated than most Americans because they take education much more seriously so they can have a better life. If Americans are going to travel to the Philippines for sex and flaunt their money in the natives faces then I have no problem with the women taking what they can. Those same fools that get scammed in the Philippines are the same fools who get scammed in the United States. I find that if you treat the Filipinos with respect they are very humble, very hard workers, very educated and you will they are very loyal. Of course, for American scumbags who look for trouble it is no harder to find and I am sure you went to the Philippines because you have problems at home, in the first place.
josh on Jan 10, 2017:
Most of the highest price rates are not even close, I have never had less then 8,000peso electric bill, and that is just bedroom new aircon. If you want to live decent in Cebu you need $2,000 a month to live on if you want to live normal, as the things we westerns like and comfort do cost more, sometimes more than the states.
vitek on Jan 10, 2017:
my house 30000, electric 15000 , subdivision monthly 5000 , food rostan every 2 days 6000 , restaurants , coffee shops , disco 30000 to 40000, helper 7000, cigarettes 5600 . gasoline i dont know , visa extension 5000 every 2 months.
Aking9999 on Dec 21, 2016:
Can anyone tell me the average cost of leasing a small farm for Vegetable growing, rearing pigs and chickens.

I am trying to work out a rule of thumb