Cost of Living Comparison Between San Francisco, CA and New York, NY 
| Indices Difference |  |
|---|---|
| Cost of Living in New York, NY is 10.8% higher than in San Francisco, CA (excluding rent) | |
| Cost of Living Including Rent in New York, NY is 17.5% higher than in San Francisco, CA | |
| Rent Prices in New York, NY are 27.3% higher than in San Francisco, CA | |
| Restaurant Prices in New York, NY are 9.5% higher than in San Francisco, CA | |
| Groceries Prices in New York, NY are 0.6% higher than in San Francisco, CA | |
| Local Purchasing Power in New York, NY is 40.5% lower than in San Francisco, CA | |
Restaurants | San Francisco, CA Edit |
New York, NY Edit | Difference |
|---|---|---|---|
| Meal, Inexpensive Restaurant | 25.00 $ | 30.00 $ | +20.0 % |
| Meal for 2 People, Mid-range Restaurant, Three-course | 130.00 $ | 145.00 $ | +11.5 % |
| McMeal at McDonalds (or Equivalent Combo Meal) | 15.00 $ | 12.50 $ | -16.7 % |
| Domestic Beer (1 pint draught) | 8.00 $ | 8.00 $ | 0.0 % |
| Imported Beer (12 oz small bottle) | 8.00 $ | 12.00 $ | +50.0 % |
| Cappuccino (regular) | 5.90 $ | 5.95 $ | +0.8 % |
| Coke/Pepsi (12 oz small bottle) | 3.32 $ | 3.30 $ | -0.6 % |
| Water (12 oz small bottle) | 2.51 $ | 2.63 $ | +4.8 % |
Markets | San Francisco, CA Edit |
New York, NY Edit | |
| Milk (regular), (1 gallon) | 5.66 $ | 5.98 $ | +5.8 % |
| Loaf of Fresh White Bread (1 lb) | 4.59 $ | 4.65 $ | +1.3 % |
| Rice (white), (1 lb) | 3.05 $ | 3.73 $ | +22.3 % |
| Eggs (regular) (12) | 6.12 $ | 7.07 $ | +15.5 % |
| Local Cheese (1 lb) | 10.65 $ | 7.87 $ | -26.1 % |
| Chicken Fillets (1 lb) | 6.79 $ | 7.48 $ | +10.1 % |
| Beef Round (1 lb) (or Equivalent Back Leg Red Meat) | 10.83 $ | 9.15 $ | -15.5 % |
| Apples (1 lb) | 3.24 $ | 3.41 $ | +5.2 % |
| Banana (1 lb) | 1.30 $ | 1.13 $ | -13.1 % |
| Oranges (1 lb) | 2.37 $ | 2.62 $ | +10.5 % |
| Tomato (1 lb) | 3.42 $ | 2.89 $ | -15.4 % |
| Potato (1 lb) | 1.73 $ | 1.71 $ | -0.9 % |
| Onion (1 lb) | 1.77 $ | 1.82 $ | +2.7 % |
| Lettuce (1 head) | 2.86 $ | 3.11 $ | +8.8 % |
| Water (1.5 liter bottle) | 2.80 $ | 2.52 $ | -10.1 % |
| Bottle of Wine (Mid-Range) | 18.00 $ | 19.99 $ | +11.1 % |
| Domestic Beer (0.5 liter bottle) | 2.57 $ | 2.96 $ | +15.2 % |
| Imported Beer (12 oz small bottle) | 3.27 $ | 3.79 $ | +16.0 % |
| Cigarettes 20 Pack (Marlboro) | 14.00 $ | 19.00 $ | +35.7 % |
Transportation | San Francisco, CA Edit |
New York, NY Edit | |
| One-way Ticket (Local Transport) | 3.00 $ | 2.90 $ | -3.3 % |
| Monthly Pass (Regular Price) | 95.00 $ | 132.00 $ | +38.9 % |
| Taxi Start (Normal Tariff) | 4.15 $ | 4.99 $ | +20.2 % |
| Taxi 1 mile (Normal Tariff) | 3.25 $ | 3.50 $ | +7.7 % |
| Taxi 1hour Waiting (Normal Tariff) | 39.00 $ | 42.00 $ | +7.7 % |
| Gasoline (1 gallon) | 4.93 $ | 3.56 $ | -27.9 % |
| Volkswagen Golf 1.4 90 KW Trendline (Or Equivalent New Car) | 35,000.00 $ | 35,000.00 $ | 0.0 % |
| Toyota Corolla Sedan 1.6l 97kW Comfort (Or Equivalent New Car) | 25,954.72 $ | 27,984.05 $ | +7.8 % |
Utilities (Monthly) | San Francisco, CA Edit |
New York, NY Edit | |
| Basic (Electricity, Heating, Cooling, Water, Garbage) for 915 sq ft Apartment | 221.18 $ | 181.37 $ | -18.0 % |
| Mobile Phone Monthly Plan with Calls and 10GB+ Data | 64.67 $ | 59.81 $ | -7.5 % |
| Internet (60 Mbps or More, Unlimited Data, Cable/ADSL) | 67.26 $ | 62.90 $ | -6.5 % |
Sports And Leisure | San Francisco, CA Edit |
New York, NY Edit | |
| Fitness Club, Monthly Fee for 1 Adult | 98.87 $ | 142.19 $ | +43.8 % |
| Tennis Court Rent (1 Hour on Weekend) | 12.67 $ | 64.58 $ | +409.9 % |
| Cinema, International Release, 1 Seat | 17.00 $ | 20.00 $ | +17.6 % |
Childcare | San Francisco, CA Edit |
New York, NY Edit | |
| Preschool (or Kindergarten), Full Day, Private, Monthly for 1 Child | 3,170.83 $ | 3,164.36 $ | -0.2 % |
| International Primary School, Yearly for 1 Child | 38,000.00 $ | 57,250.00 $ | +50.7 % |
Clothing And Shoes | San Francisco, CA Edit |
New York, NY Edit | |
| 1 Pair of Jeans (Levis 501 Or Similar) | 68.48 $ | 66.98 $ | -2.2 % |
| 1 Summer Dress in a Chain Store (Zara, H&M, ...) | 46.00 $ | 48.05 $ | +4.5 % |
| 1 Pair of Nike Running Shoes (Mid-Range) | 101.46 $ | 113.27 $ | +11.6 % |
| 1 Pair of Men Leather Business Shoes | 148.58 $ | 170.74 $ | +14.9 % |
Rent Per Month | San Francisco, CA Edit |
New York, NY Edit | |
| Apartment (1 bedroom) in City Centre | 3,332.21 $ | 4,143.37 $ | +24.3 % |
| Apartment (1 bedroom) Outside of Centre | 2,792.00 $ | 2,681.09 $ | -4.0 % |
| Apartment (3 bedrooms) in City Centre | 5,424.00 $ | 8,388.10 $ | +54.6 % |
| Apartment (3 bedrooms) Outside of Centre | 4,495.00 $ | 5,217.60 $ | +16.1 % |
Buy Apartment Price | San Francisco, CA Edit |
New York, NY Edit | |
| Price per Square Feet to Buy Apartment in City Centre | 1,008.61 $ | 1,721.69 $ | +70.7 % |
| Price per Square Feet to Buy Apartment Outside of Centre | 892.82 $ | 1,197.27 $ | +34.1 % |
Salaries And Financing | San Francisco, CA Edit |
New York, NY Edit | |
| Average Monthly Net Salary (After Tax) | 7,333.44 $ | 5,128.24 $ | -30.1 % |
| Mortgage Interest Rate in Percentages (%), Yearly, for 20 Years Fixed-Rate | 6.36 | 6.44 | +1.3 % |
| Last update: | 12 June 2025 | 11 June 2025 | |
| Contributors in the past 12 months: | 162 | 373 |
Moving to San Francisco, CA? Explore:
Moving to New York, NY? Explore:
Cities near San Francisco, CA: | Cost of Living in Oakland, California | 10.67 miles |
| Cost of Living in Piedmont, California | 12.31 miles |
| Cost of Living in Berkeley, California | 13.02 miles |
| Cost of Living in Alameda, California | 15.02 miles |
| Cost of Living in San Rafael, California | 18.32 miles |
| Cost of Living in San Mateo, California | 21.47 miles |
| Cost of Living in Belmont, California | 24.19 miles |
| Cost of Living in Walnut Creek, California | 24.48 miles |
| Cost of Living in Redwood City, California | 26.16 miles |
| Cost of Living in Hayward, California | 26.70 miles |
Cities near New York, NY: | Cost of Living in Jersey City, New Jersey | 4.58 miles |
| Cost of Living in East Rutherford, New Jersey | 10.01 miles |
| Cost of Living in Rutherford, New Jersey | 10.22 miles |
| Cost of Living in Newark, New Jersey | 11.63 miles |
| Cost of Living in Paterson, New Jersey | 17.95 miles |
| Cost of Living in Bergen County, New Jersey | 20.13 miles |
| Cost of Living in Hempstead, New York | 22.26 miles |
| Cost of Living in West Caldwell, New Jersey | 23.56 miles |
| Cost of Living in Woodbridge, New Jersey | 25.26 miles |
| Cost of Living in Glen Cove, New York | 30.15 miles |