Cost of Living Comparison Between Hamilton and Auckland 

Indices DifferenceInfo
Cost of Living in Auckland is 7.5% higher than in Hamilton (excluding rent)
Cost of Living Including Rent in Auckland is 18.8% higher than in Hamilton
Rent Prices in Auckland are 59.5% higher than in Hamilton
Restaurant Prices in Auckland are 5.2% higher than in Hamilton
Groceries Prices in Auckland are 5.0% higher than in Hamilton
Local Purchasing Power in Auckland is 1.7% lower than in Hamilton
Currency: Sticky Currency      Switch to metric measurement units
Restaurants
Hamilton Edit Auckland Edit Difference
Meal at an Inexpensive Restaurant 21.50 NZ$ 25.00 NZ$      +16.3 %
Meal for Two at a Mid-Range Restaurant (Three Courses, Without Drinks) 130.00 NZ$ 130.00 NZ$      0.0 %
Combo Meal at McDonald's (or Equivalent Fast-Food Meal) 15.00 NZ$ 16.00 NZ$      +6.7 %
Domestic Draft Beer (1 Pint) 11.00 NZ$ 12.00 NZ$      +9.1 %
Imported Beer (12 oz Small Bottle) 10.00 NZ$ 12.00 NZ$      +20.0 %
Cappuccino (Regular Size) 6.08 NZ$ 5.92 NZ$      -2.6 %
Soft Drink (Coca-Cola or Pepsi, 12 oz Small Bottle) 3.99 NZ$ 3.90 NZ$      -2.2 %
Bottled Water (12 oz) 4.31 NZ$ 3.72 NZ$      -13.7 %
Markets
Hamilton Edit Auckland Edit
Milk (Regular, 1 Liter) 2.48 NZ$ 3.13 NZ$      +26.4 %
Fresh White Bread (1 lb Loaf) 1.99 NZ$ 3.27 NZ$      +64.2 %
White Rice (1 lb) 1.53 NZ$ 1.39 NZ$      -9.3 %
Eggs (12, Large Size) 9.68 NZ$ 11.00 NZ$      +13.7 %
Local Cheese (1 lb) 4.34 NZ$ 6.58 NZ$      +51.5 %
Chicken Fillets (1 lb) 5.72 NZ$ 7.41 NZ$      +29.7 %
Beef Round or Equivalent Back Leg Red Meat (1 lb) 8.27 NZ$ 10.99 NZ$      +32.9 %
Apples (1 lb) 2.11 NZ$ 2.14 NZ$      +1.3 %
Bananas (1 lb) 1.81 NZ$ 1.60 NZ$      -11.2 %
Oranges (1 lb) 2.55 NZ$ 2.48 NZ$      -2.8 %
Tomatoes (1 lb) 4.99 NZ$ 3.75 NZ$      -24.7 %
Potatoes (1 lb) 1.62 NZ$ 1.35 NZ$      -16.7 %
Onions (1 lb) 1.12 NZ$ 1.17 NZ$      +4.6 %
Lettuce (1 Head) 4.18 NZ$ 3.27 NZ$      -21.7 %
Bottled Water (50 oz) 1.74 NZ$ 1.96 NZ$      +12.7 %
Bottle of Wine (Mid-Range) 19.00 NZ$ 20.00 NZ$      +5.3 %
Domestic Beer (16.9 oz Bottle) 5.00 NZ$ 4.89 NZ$      -2.1 %
Imported Beer (12 oz Small Bottle) 7.25 NZ$ 5.64 NZ$      -22.3 %
Cigarettes (Pack of 20, Marlboro) 45.45 NZ$ 42.00 NZ$      -7.6 %
Transportation
Hamilton Edit Auckland Edit
One-Way Ticket (Local Transport) 2.75 NZ$ 4.80 NZ$      +74.5 %
Monthly Public Transport Pass (Regular Price) 71.96 NZ$ 217.39 NZ$      +202.1 %
Taxi Start (Standard Tariff) 10.00 NZ$ 4.00 NZ$      -60.0 %
Taxi 1 mile (Standard Tariff) 8.05 NZ$ 5.63 NZ$      -30.0 %
Taxi 1 Hour Waiting (Standard Tariff) 60.00 NZ$ 57.00 NZ$      -5.0 %
Gasoline (1 Liter) 2.79 NZ$ 2.75 NZ$      -1.4 %
Volkswagen Golf 1.5 (or Equivalent New Compact Car) 44,990.00 NZ$ 44,990.00 NZ$      0.0 %
Toyota Corolla Sedan 1.6 (or Equivalent New Mid-Size Car) 36,666.67 NZ$ 36,574.59 NZ$      -0.3 %
Utilities (Monthly)
Hamilton Edit Auckland Edit
Basic Utilities for 915 Square Feet Apartment (Electricity, Heating, Cooling, Water, Garbage) 123.58 NZ$ 265.11 NZ$      +114.5 %
Mobile Phone Plan (Monthly, with Calls and 10GB+ Data) 65.00 NZ$ 48.73 NZ$      -25.0 %
Broadband Internet (Unlimited Data, 60 Mbps or Higher) 101.67 NZ$ 83.56 NZ$      -17.8 %
Sports And Leisure
Hamilton Edit Auckland Edit
Monthly Fitness Club Membership 57.57 NZ$ 60.89 NZ$      +5.8 %
Tennis Court Rental (1 Hour, Weekend) 50.00 NZ$ 29.50 NZ$      -41.0 %
Cinema Ticket (International Release) 24.50 NZ$ 23.50 NZ$      -4.1 %
Childcare
Hamilton Edit Auckland Edit
Private Full-Day Preschool or Kindergarten, Monthly Fee per Child ? 1,516.92 NZ$     
International Primary School, Annual Tuition per Child 40,000.00 NZ$ 25,829.10 NZ$      -35.4 %
Clothing And Shoes
Hamilton Edit Auckland Edit
Jeans (Levi's 501 or Similar) 102.50 NZ$ 116.00 NZ$      +13.2 %
Summer Dress in a Chain Store (e.g. Zara or H&M) 67.50 NZ$ 80.33 NZ$      +19.0 %
Nike Running Shoes (Mid-Range) 148.00 NZ$ 166.30 NZ$      +12.4 %
Men's Leather Business Shoes 190.00 NZ$ 205.33 NZ$      +8.1 %
Rent Per Month
Hamilton Edit Auckland Edit
1 Bedroom Apartment in City Centre 1,400.00 NZ$ 2,225.01 NZ$      +58.9 %
1 Bedroom Apartment Outside of City Centre 1,175.00 NZ$ 1,962.67 NZ$      +67.0 %
3 Bedroom Apartment in City Centre 2,050.00 NZ$ 4,019.00 NZ$      +96.0 %
3 Bedroom Apartment Outside of City Centre 2,442.50 NZ$ 3,062.61 NZ$      +25.4 %
Buy Apartment Price
Hamilton Edit Auckland Edit
Price per Square Feet to Buy Apartment in City Centre 882.57 NZ$ 1,043.78 NZ$      +18.3 %
Price per Square Feet to Buy Apartment Outside of Centre 774.19 NZ$ 873.02 NZ$      +12.8 %
Salaries And Financing
Hamilton Edit Auckland Edit
Average Monthly Net Salary (After Tax) 4,666.53 NZ$ 5,447.94 NZ$      +16.7 %
Annual Mortgage Interest Rate (20-Year Fixed, in %) 6.83 6.15      -9.9 %
Last update: 1 December 20253 December 2025
Contributors in the past 12 months:17200