Cost of Living in Hamilton
Summary of cost of living in Hamilton, New Zealand:
- The estimated monthly costs for a family of four are 3,188.8$ (5,519.3NZ$), excluding rent (using our estimator).
- The estimated monthly costs for a single person are 858.5$ (1,486.0NZ$), excluding rent.
- Hamilton is 36.4% less expensive than Seattle (excluding rent, see our cost of living index).
- Rent in Hamilton is, on average, 66.9% lower than in Seattle.
Restaurants |  Edit |
Range |
|---|---|---|
| Meal at an Inexpensive Restaurant | 21.50 NZ$ | |
| Meal for Two at a Mid-Range Restaurant (Three Courses, Without Drinks) | 130.00 NZ$ | |
| Combo Meal at McDonald's (or Equivalent Fast-Food Meal) | 15.00 NZ$ | |
| Domestic Draft Beer (1 Pint) | 11.00 NZ$ | |
| Imported Beer (12 oz Small Bottle) | 10.00 NZ$ | |
| Cappuccino (Regular Size) | 6.00 NZ$ | |
| Soft Drink (Coca-Cola or Pepsi, 12 oz Small Bottle) | 3.98 NZ$ | |
| Bottled Water (12 oz) | 4.31 NZ$ | |
Markets | Edit |
|
| Milk (Regular, 1 Liter) | 2.61 NZ$ | |
| Fresh White Bread (1 lb Loaf) | 1.99 NZ$ | |
| White Rice (1 lb) | 1.53 NZ$ | |
| Eggs (12, Large Size) | 9.68 NZ$ | |
| Local Cheese (1 lb) | 4.34 NZ$ | |
| Chicken Fillets (1 lb) | 5.72 NZ$ | |
| Beef Round or Equivalent Back Leg Red Meat (1 lb) | 8.27 NZ$ | |
| Apples (1 lb) | 2.11 NZ$ | |
| Bananas (1 lb) | 1.81 NZ$ | |
| Oranges (1 lb) | 2.55 NZ$ | |
| Tomatoes (1 lb) | 4.99 NZ$ | |
| Potatoes (1 lb) | 1.62 NZ$ | |
| Onions (1 lb) | 1.12 NZ$ | |
| Lettuce (1 Head) | 4.18 NZ$ | |
| Bottled Water (50 oz) | 1.74 NZ$ | |
| Bottle of Wine (Mid-Range) | 19.00 NZ$ | |
| Domestic Beer (16.9 oz Bottle) | 5.00 NZ$ | |
| Imported Beer (12 oz Small Bottle) | 7.25 NZ$ | |
| Cigarettes (Pack of 20, Marlboro) | 45.45 NZ$ | |
Transportation | Edit |
|
| One-Way Ticket (Local Transport) | 2.75 NZ$ | |
| Monthly Public Transport Pass (Regular Price) | 71.96 NZ$ | |
| Taxi Start (Standard Tariff) | 10.00 NZ$ | |
| Taxi 1 mile (Standard Tariff) | 8.05 NZ$ | |
| Taxi 1 Hour Waiting (Standard Tariff) | 60.00 NZ$ | |
| Gasoline (1 Liter) | 2.79 NZ$ | |
| Volkswagen Golf 1.5 (or Equivalent New Compact Car) | 44,990.00 NZ$ | |
| Toyota Corolla Sedan 1.6 (or Equivalent New Mid-Size Car) | 36,666.67 NZ$ | |
Utilities (Monthly) | Edit |
|
| Basic Utilities for 915 Square Feet Apartment (Electricity, Heating, Cooling, Water, Garbage) | 123.58 NZ$ | |
| Mobile Phone Plan (Monthly, with Calls and 10GB+ Data) | 65.00 NZ$ | |
| Broadband Internet (Unlimited Data, 60 Mbps or Higher) | 101.67 NZ$ | |
Sports And Leisure | Edit |
|
| Monthly Fitness Club Membership | 57.57 NZ$ | |
| Tennis Court Rental (1 Hour, Weekend) | 50.00 NZ$ | |
| Cinema Ticket (International Release) | 24.50 NZ$ | |
Childcare | Edit |
|
| Private Full-Day Preschool or Kindergarten, Monthly Fee per Child | ? | |
| International Primary School, Annual Tuition per Child | 40,000.00 NZ$ | |
Clothing And Shoes | Edit |
|
| Jeans (Levi's 501 or Similar) | 102.50 NZ$ | |
| Summer Dress in a Chain Store (e.g. Zara or H&M) | 67.50 NZ$ | |
| Nike Running Shoes (Mid-Range) | 148.00 NZ$ | |
| Men's Leather Business Shoes | 190.00 NZ$ | |
Rent Per Month | Edit |
|
| 1 Bedroom Apartment in City Centre | 1,400.00 NZ$ | |
| 1 Bedroom Apartment Outside of City Centre | 1,175.00 NZ$ | |
| 3 Bedroom Apartment in City Centre | 2,050.00 NZ$ | |
| 3 Bedroom Apartment Outside of City Centre | 2,442.50 NZ$ | |
Buy Apartment Price | Edit |
|
| Price per Square Feet to Buy Apartment in City Centre | 882.57 NZ$ | |
| Price per Square Feet to Buy Apartment Outside of Centre | 774.19 NZ$ | |
Salaries And Financing | Edit |
|
| Average Monthly Net Salary (After Tax) | 4,666.53 NZ$ | |
| Annual Mortgage Interest Rate (20-Year Fixed, in %) | 6.83 |
Prices in Hamilton
This city had 137 entries in the past 12 months by 17 different contributors.
Last update: 1 December 2025
Last update: 1 December 2025
Sources and References
Moving to Hamilton? Explore:
Distribution of Expenses Using Our Statistical Model:
Nearby Cities:| Cost of Living in Cambridge | 14.21 miles |
| Cost of Living in Tauranga | 65.48 miles |
| Cost of Living in Manukau | 65.66 miles |
| Cost of Living in Rotorua | 66.16 miles |
| Cost of Living in Auckland | 78.00 miles |
| Cost of Living in North Shore | 83.34 miles |
| Cost of Living in Taupo | 94.78 miles |
| Cost of Living in New Plymouth | 149.24 miles |
| Cost of Living in Whangarei | 175.73 miles |
| Cost of Living in Hastings | 191.17 miles |
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