Cost of Living Comparison Between Helsinki and Warsaw 
| Indices Difference |  |
|---|---|
| Cost of Living in Warsaw is 27.8% lower than in Helsinki (excluding rent) | |
| Cost of Living Including Rent in Warsaw is 22.2% lower than in Helsinki | |
| Rent Prices in Warsaw are 5.8% lower than in Helsinki | |
| Restaurant Prices in Warsaw are 32.1% lower than in Helsinki | |
| Groceries Prices in Warsaw are 33.4% lower than in Helsinki | |
| Local Purchasing Power in Warsaw is 10.9% lower than in Helsinki | |
Restaurants | Helsinki Edit |
Warsaw Edit | Difference |
|---|---|---|---|
| Meal at an Inexpensive Restaurant |
€15.00 (63.71 zł) |
€10.59 (45.00 zł) |
-29.4 % |
| Meal for Two at a Mid-Range Restaurant (Three Courses, Without Drinks) |
€90.00 (382.26 zł) |
€51.80 (220.00 zł) |
-42.4 % |
| Combo Meal at McDonald's (or Equivalent Fast-Food Meal) |
€13.00 (55.21 zł) |
€9.42 (40.00 zł) |
-27.6 % |
| Domestic Draft Beer (1 Pint) |
€8.00 (33.98 zł) |
€4.36 (18.50 zł) |
-45.6 % |
| Imported Beer (12 oz Small Bottle) |
€7.00 (29.73 zł) |
€4.71 (20.00 zł) |
-32.7 % |
| Cappuccino (Regular Size) |
€4.71 (20.01 zł) |
€4.01 (17.03 zł) |
-14.9 % |
| Soft Drink (Coca-Cola or Pepsi, 12 oz Small Bottle) |
€3.03 (12.88 zł) |
€2.18 (9.25 zł) |
-28.2 % |
| Bottled Water (12 oz) |
€2.39 (10.17 zł) |
€2.08 (8.84 zł) |
-13.1 % |
Markets | Helsinki Edit |
Warsaw Edit | |
| Milk (Regular, 1 Liter) |
€1.23 (5.21 zł) |
€0.98 (4.18 zł) |
-19.8 % |
| Fresh White Bread (1 lb Loaf) |
€1.98 (8.41 zł) |
€1.20 (5.12 zł) |
-39.1 % |
| White Rice (1 lb) |
€1.03 (4.40 zł) |
€0.82 (3.49 zł) |
-20.7 % |
| Eggs (12, Large Size) |
€3.44 (14.59 zł) |
€3.48 (14.80 zł) |
+1.4 % |
| Local Cheese (1 lb) |
€4.33 (18.38 zł) |
€4.16 (17.67 zł) |
-3.9 % |
| Chicken Fillets (1 lb) |
€5.46 (23.19 zł) |
€3.00 (12.76 zł) |
-45.0 % |
| Beef Round or Equivalent Back Leg Red Meat (1 lb) |
€9.03 (38.34 zł) |
€6.11 (25.94 zł) |
-32.3 % |
| Apples (1 lb) |
€1.11 (4.73 zł) |
€0.54 (2.27 zł) |
-51.9 % |
| Bananas (1 lb) |
€0.88 (3.72 zł) |
€0.71 (3.01 zł) |
-19.0 % |
| Oranges (1 lb) |
€1.01 (4.31 zł) |
€0.79 (3.34 zł) |
-22.5 % |
| Tomatoes (1 lb) |
€1.58 (6.69 zł) |
€1.40 (5.94 zł) |
-11.2 % |
| Potatoes (1 lb) |
€0.49 (2.09 zł) |
€0.39 (1.65 zł) |
-21.1 % |
| Onions (1 lb) |
€0.69 (2.92 zł) |
€0.42 (1.77 zł) |
-39.4 % |
| Lettuce (1 Head) |
€1.89 (8.04 zł) |
€1.33 (5.65 zł) |
-29.7 % |
| Bottled Water (50 oz) |
€1.50 (6.35 zł) |
€0.66 (2.80 zł) |
-55.9 % |
| Bottle of Wine (Mid-Range) |
€13.74 (58.36 zł) |
€7.06 (30.00 zł) |
-48.6 % |
| Domestic Beer (16.9 oz Bottle) |
€3.27 (13.89 zł) |
€1.09 (4.62 zł) |
-66.7 % |
| Imported Beer (12 oz Small Bottle) |
€3.67 (15.57 zł) |
€1.71 (7.28 zł) |
-53.3 % |
| Cigarettes (Pack of 20, Marlboro) |
€12.00 (50.97 zł) |
€5.65 (24.00 zł) |
-52.9 % |
Transportation | Helsinki Edit |
Warsaw Edit | |
| One-Way Ticket (Local Transport) |
€3.20 (13.59 zł) |
€1.04 (4.40 zł) |
-67.6 % |
| Monthly Public Transport Pass (Regular Price) |
€72.10 (306.23 zł) |
€25.90 (110.00 zł) |
-64.1 % |
| Taxi Start (Standard Tariff) |
€14.40 (61.16 zł) |
€2.35 (10.00 zł) |
-83.6 % |
| Taxi 1 mile (Standard Tariff) |
€1.83 (7.79 zł) |
€1.89 (8.05 zł) |
+3.3 % |
| Taxi 1 Hour Waiting (Standard Tariff) |
€68.40 (290.52 zł) |
€11.77 (50.00 zł) |
-82.8 % |
| Gasoline (1 Liter) |
€1.93 (8.18 zł) |
€1.46 (6.22 zł) |
-23.9 % |
| Volkswagen Golf 1.5 (or Equivalent New Compact Car) |
€32,706.00 (138,912.16 zł) |
€28,180.26 (119,690.00 zł) |
-13.8 % |
| Toyota Corolla Sedan 1.6 (or Equivalent New Mid-Size Car) |
€33,506.07 (142,310.28 zł) |
€27,807.38 (118,106.25 zł) |
-17.0 % |
Utilities (Monthly) | Helsinki Edit |
Warsaw Edit | |
| Basic Utilities for 915 Square Feet Apartment (Electricity, Heating, Cooling, Water, Garbage) |
€106.58 (452.66 zł) |
€297.83 (1,264.96 zł) |
+179.5 % |
| Mobile Phone Plan (Monthly, with Calls and 10GB+ Data) |
€24.85 (105.55 zł) |
€8.11 (34.45 zł) |
-67.4 % |
| Broadband Internet (Unlimited Data, 60 Mbps or Higher) |
€23.12 (98.21 zł) |
€15.81 (67.15 zł) |
-31.6 % |
Sports And Leisure | Helsinki Edit |
Warsaw Edit | |
| Monthly Fitness Club Membership |
€42.62 (181.01 zł) |
€43.94 (186.63 zł) |
+3.1 % |
| Tennis Court Rental (1 Hour, Weekend) |
€31.87 (135.36 zł) |
€23.69 (100.64 zł) |
-25.7 % |
| Cinema Ticket (International Release) |
€17.00 (72.20 zł) |
€8.48 (36.00 zł) |
-50.1 % |
Childcare | Helsinki Edit |
Warsaw Edit | |
| Private Full-Day Preschool or Kindergarten, Monthly Fee per Child |
€422.00 (1,792.36 zł) |
€509.67 (2,164.71 zł) |
+20.8 % |
| International Primary School, Annual Tuition per Child |
€11,328.75 (48,116.59 zł) |
€13,808.52 (58,648.92 zł) |
+21.9 % |
Clothing And Shoes | Helsinki Edit |
Warsaw Edit | |
| Jeans (Levi's 501 or Similar) |
€81.99 (348.23 zł) |
€94.17 (399.95 zł) |
+14.9 % |
| Summer Dress in a Chain Store (e.g. Zara or H&M) |
€39.49 (167.73 zł) |
€39.46 (167.59 zł) |
-0.1 % |
| Nike Running Shoes (Mid-Range) |
€95.83 (407.03 zł) |
€100.38 (426.35 zł) |
+4.7 % |
| Men's Leather Business Shoes |
€140.02 (594.70 zł) |
€108.79 (462.05 zł) |
-22.3 % |
Rent Per Month | Helsinki Edit |
Warsaw Edit | |
| 1 Bedroom Apartment in City Centre |
€1,117.94 (4,748.23 zł) |
€1,071.67 (4,551.72 zł) |
-4.1 % |
| 1 Bedroom Apartment Outside of City Centre |
€779.00 (3,308.65 zł) |
€856.86 (3,639.32 zł) |
+10.0 % |
| 3 Bedroom Apartment in City Centre |
€2,153.33 (9,145.85 zł) |
€1,955.49 (8,305.56 zł) |
-9.2 % |
| 3 Bedroom Apartment Outside of City Centre |
€1,532.77 (6,510.13 zł) |
€1,377.91 (5,852.38 zł) |
-10.1 % |
Buy Apartment Price | Helsinki Edit |
Warsaw Edit | |
| Price per Square Feet to Buy Apartment in City Centre |
€798.38 (3,390.95 zł) |
€503.28 (2,137.60 zł) |
-37.0 % |
| Price per Square Feet to Buy Apartment Outside of Centre |
€364.39 (1,547.68 zł) |
€324.43 (1,377.97 zł) |
-11.0 % |
Salaries And Financing | Helsinki Edit |
Warsaw Edit | |
| Average Monthly Net Salary (After Tax) |
€2,759.79 (11,721.65 zł) |
€1,913.56 (8,127.44 zł) |
-30.7 % |
| Annual Mortgage Interest Rate (20-Year Fixed, in %) | 4.04 | 6.86 | +70.0 % |
| Last update: | 9 June 2026 | 11 June 2026 | |
| Contributors in the past 12 months: | 134 | 349 | |
Moving to Helsinki? Explore:
Moving to Warsaw? Explore:
Cities near Helsinki: | Cost of Living in Espoo | 13.21 miles |
| Cost of Living in Hameenlinna | 63.23 miles |
| Cost of Living in Lahti | 64.66 miles |
| Cost of Living in Turku | 104.08 miles |
| Cost of Living in Tampere | 110.85 miles |
| Cost of Living in Lappeenranta | 139.27 miles |
| Cost of Living in Jyvaskyla | 167.57 miles |
| Cost of Living in Seinajoki | 223.59 miles |
| Cost of Living in Kuopio | 242.82 miles |
Cities near Warsaw: | Cost of Living in Minsk Mazowiecki | 25.76 miles |
| Cost of Living in Radom | 63.75 miles |
| Cost of Living in Tomaszów Mazowiecki | 68.86 miles |
| Cost of Living in Piotrkow Trybunalski | 84.20 miles |
| Cost of Living in Lodz | 85.40 miles |
| Cost of Living in Opoczno | 86.23 miles |
| Cost of Living in Pabianice | 95.06 miles |
| Cost of Living in Wloclawek | 100.05 miles |
| Cost of Living in Lublin | 104.37 miles |
| Cost of Living in Ostrowiec Świętokrzyski | 106.89 miles |