Cost of Living Comparison Between Ottawa and Waterloo 

Indices DifferenceInfo
Consumer Prices in Waterloo are 5.4% lower than in Ottawa (without rent)
Consumer Prices Including Rent in Waterloo are 3.1% lower than in Ottawa
Rent Prices in Waterloo are 1.9% higher than in Ottawa
Restaurant Prices in Waterloo are 21.6% lower than in Ottawa
Groceries Prices in Waterloo are 7.2% higher than in Ottawa
Local Purchasing Power in Waterloo is 33.1% higher than in Ottawa
Currency: Sticky Currency      Switch to metric measurement units
Restaurants
Ottawa Edit Waterloo Edit Difference
Meal, Inexpensive Restaurant 30.00 C$ 20.00 C$      -33.3 %
Meal for 2 People, Mid-range Restaurant, Three-course 120.00 C$ 100.00 C$      -16.7 %
McMeal at McDonalds (or Equivalent Combo Meal) 15.00 C$ 15.00 C$      0.0 %
Domestic Beer (1 pint draught) 8.00 C$ 7.50 C$      -6.2 %
Imported Beer (12 oz small bottle) 9.75 C$ 9.00 C$      -7.7 %
Cappuccino (regular) 5.46 C$ 4.50 C$      -17.6 %
Coke/Pepsi (12 oz small bottle) 3.44 C$ 2.37 C$      -31.0 %
Water (12 oz small bottle) 2.34 C$ 2.17 C$      -7.5 %
Markets
Ottawa Edit Waterloo Edit
Milk (regular), (1 gallon) 11.55 C$ 12.23 C$      +5.9 %
Loaf of Fresh White Bread (1 lb) 3.54 C$ 3.15 C$      -11.0 %
Rice (white), (1 lb) 2.48 C$ 2.79 C$      +12.4 %
Eggs (regular) (12) 4.32 C$ 4.78 C$      +10.8 %
Local Cheese (1 lb) 8.88 C$ 4.23 C$      -52.3 %
Chicken Fillets (1 lb) 7.68 C$ 10.49 C$      +36.6 %
Beef Round (1 lb) (or Equivalent Back Leg Red Meat) 8.59 C$ 9.98 C$      +16.2 %
Apples (1 lb) 2.59 C$ 2.35 C$      -9.3 %
Banana (1 lb) 0.79 C$ 0.87 C$      +9.8 %
Oranges (1 lb) 1.88 C$ 2.18 C$      +15.6 %
Tomato (1 lb) 2.52 C$ 2.48 C$      -1.6 %
Potato (1 lb) 1.70 C$ 2.18 C$      +27.8 %
Onion (1 lb) 1.65 C$ 1.93 C$      +17.0 %
Lettuce (1 head) 3.19 C$ 3.75 C$      +17.5 %
Water (1.5 liter bottle) 2.23 C$ 2.76 C$      +23.9 %
Bottle of Wine (Mid-Range) 20.00 C$ 16.00 C$      -20.0 %
Domestic Beer (0.5 liter bottle) 3.51 C$ 4.71 C$      +34.2 %
Imported Beer (12 oz small bottle) 3.48 C$ 5.00 C$      +43.5 %
Cigarettes 20 Pack (Marlboro) 17.25 C$ 22.00 C$      +27.5 %
Transportation
Ottawa Edit Waterloo Edit
One-way Ticket (Local Transport) 3.77 C$ 3.75 C$      -0.5 %
Monthly Pass (Regular Price) 128.75 C$ 92.00 C$      -28.5 %
Taxi Start (Normal Tariff) 4.12 C$ 5.00 C$      +21.4 %
Taxi 1 mile (Normal Tariff) 4.46 C$ 4.02 C$      -9.7 %
Taxi 1hour Waiting (Normal Tariff) 45.00 C$ 40.00 C$      -11.1 %
Gasoline (1 gallon) 5.76 C$ 5.88 C$      +2.2 %
Volkswagen Golf 1.4 90 KW Trendline (Or Equivalent New Car) 33,978.00 C$ 33,978.00 C$      0.0 %
Toyota Corolla Sedan 1.6l 97kW Comfort (Or Equivalent New Car) 26,613.70 C$ 27,209.76 C$      +2.2 %
Utilities (Monthly)
Ottawa Edit Waterloo Edit
Basic (Electricity, Heating, Cooling, Water, Garbage) for 915 sq ft Apartment 267.07 C$ 263.06 C$      -1.5 %
Mobile Phone Monthly Plan with Calls and 10GB+ Data 58.83 C$ 63.57 C$      +8.1 %
Internet (60 Mbps or More, Unlimited Data, Cable/ADSL) 80.61 C$ 75.00 C$      -7.0 %
Sports And Leisure
Ottawa Edit Waterloo Edit
Fitness Club, Monthly Fee for 1 Adult 70.73 C$ 45.20 C$      -36.1 %
Tennis Court Rent (1 Hour on Weekend) 34.00 C$ 21.00 C$      -38.2 %
Cinema, International Release, 1 Seat 15.50 C$ 17.00 C$      +9.7 %
Childcare
Ottawa Edit Waterloo Edit
Preschool (or Kindergarten), Full Day, Private, Monthly for 1 Child 1,469.48 C$ 1,031.00 C$      -29.8 %
International Primary School, Yearly for 1 Child 28,926.36 C$ 14,000.00 C$      -51.6 %
Clothing And Shoes
Ottawa Edit Waterloo Edit
1 Pair of Jeans (Levis 501 Or Similar) 89.85 C$ 84.17 C$      -6.3 %
1 Summer Dress in a Chain Store (Zara, H&M, ...) 72.38 C$ 33.00 C$      -54.4 %
1 Pair of Nike Running Shoes (Mid-Range) 154.52 C$ 104.33 C$      -32.5 %
1 Pair of Men Leather Business Shoes 172.71 C$ 129.33 C$      -25.1 %
Rent Per Month
Ottawa Edit Waterloo Edit
Apartment (1 bedroom) in City Centre 1,990.71 C$ 1,967.78 C$      -1.2 %
Apartment (1 bedroom) Outside of Centre 1,820.87 C$ 1,710.00 C$      -6.1 %
Apartment (3 bedrooms) in City Centre 3,278.80 C$ 3,288.89 C$      +0.3 %
Apartment (3 bedrooms) Outside of Centre 2,589.14 C$ 2,900.00 C$      +12.0 %
Buy Apartment Price
Ottawa Edit Waterloo Edit
Price per Square Feet to Buy Apartment in City Centre 913.11 C$ 1,287.30 C$      +41.0 %
Price per Square Feet to Buy Apartment Outside of Centre 714.46 C$ 1,001.50 C$      +40.2 %
Salaries And Financing
Ottawa Edit Waterloo Edit
Average Monthly Net Salary (After Tax) 3,821.01 C$ 4,930.98 C$      +29.0 %
Mortgage Interest Rate in Percentages (%), Yearly, for 20 Years Fixed-Rate 6.91 7.35      +6.3 %
Last update: April 2024April 2024
Contributors in the past 12 months:21253