Cost of Living Comparison Between San Francisco, CA and Waterloo 

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Indices DifferenceInfo
Cost of Living in Waterloo is 26.8% lower than in San Francisco, CA (without rent)
Cost of Living Including Rent in Waterloo is 39.2% lower than in San Francisco, CA
Rent Prices in Waterloo are 54.7% lower than in San Francisco, CA
Restaurant Prices in Waterloo are 33.2% lower than in San Francisco, CA
Groceries Prices in Waterloo are 25.0% lower than in San Francisco, CA
Local Purchasing Power in Waterloo is 25.1% lower than in San Francisco, CA
Currency: Sticky Currency      Switch to metric measurement units
Restaurants
San Francisco, CA Edit Waterloo Edit Difference
Meal, Inexpensive Restaurant 25.00 $
(34.11 C$)
14.66 $
(20.00 C$)
     -41.4 %
Meal for 2 People, Mid-range Restaurant, Three-course 100.00 $
(136.42 C$)
73.30 $
(100.00 C$)
     -26.7 %
McMeal at McDonalds (or Equivalent Combo Meal) 12.00 $
(16.37 C$)
9.53 $
(13.00 C$)
     -20.6 %
Domestic Beer (1 pint draught) 8.00 $
(10.91 C$)
5.50 $
(7.50 C$)
     -31.3 %
Imported Beer (12 oz small bottle) 8.15 $
(11.12 C$)
6.60 $
(9.00 C$)
     -19.0 %
Cappuccino (regular) 5.54 $
(7.56 C$)
3.30 $
(4.50 C$)
     -40.5 %
Coke/Pepsi (12 oz small bottle) 2.72 $
(3.71 C$)
1.74 $
(2.37 C$)
     -36.0 %
Water (12 oz small bottle) 2.27 $
(3.10 C$)
1.59 $
(2.17 C$)
     -30.1 %
Markets
San Francisco, CA Edit Waterloo Edit
Milk (regular), (1 gallon) 5.87 $
(8.01 C$)
8.78 $
(11.98 C$)
     +49.5 %
Loaf of Fresh White Bread (1 lb) 4.25 $
(5.79 C$)
2.20 $
(3.00 C$)
     -48.1 %
Rice (white), (1 lb) 2.91 $
(3.97 C$)
2.05 $
(2.79 C$)
     -29.7 %
Eggs (regular) (12) 5.24 $
(7.15 C$)
3.50 $
(4.78 C$)
     -33.1 %
Local Cheese (1 lb) 8.98 $
(12.25 C$)
3.10 $
(4.23 C$)
     -65.5 %
Chicken Fillets (1 lb) 6.93 $
(9.46 C$)
7.69 $
(10.49 C$)
     +10.9 %
Beef Round (1 lb) (or Equivalent Back Leg Red Meat) 9.32 $
(12.72 C$)
7.32 $
(9.98 C$)
     -21.5 %
Apples (1 lb) 2.98 $
(4.06 C$)
1.72 $
(2.35 C$)
     -42.1 %
Banana (1 lb) 1.47 $
(2.01 C$)
0.64 $
(0.87 C$)
     -56.5 %
Oranges (1 lb) 2.35 $
(3.21 C$)
1.60 $
(2.18 C$)
     -32.1 %
Tomato (1 lb) 3.40 $
(4.64 C$)
1.82 $
(2.48 C$)
     -46.7 %
Potato (1 lb) 1.94 $
(2.64 C$)
1.60 $
(2.18 C$)
     -17.6 %
Onion (1 lb) 1.66 $
(2.26 C$)
1.42 $
(1.93 C$)
     -14.5 %
Lettuce (1 head) 2.92 $
(3.98 C$)
2.75 $
(3.75 C$)
     -6.0 %
Water (1.5 liter bottle) 2.34 $
(3.19 C$)
2.02 $
(2.76 C$)
     -13.3 %
Bottle of Wine (Mid-Range) 17.75 $
(24.22 C$)
11.73 $
(16.00 C$)
     -33.9 %
Domestic Beer (0.5 liter bottle) 2.51 $
(3.43 C$)
3.46 $
(4.71 C$)
     +37.5 %
Imported Beer (12 oz small bottle) 3.25 $
(4.43 C$)
3.67 $
(5.00 C$)
     +12.8 %
Cigarettes 20 Pack (Marlboro) 13.75 $
(18.76 C$)
16.13 $
(22.00 C$)
     +17.3 %
Transportation
San Francisco, CA Edit Waterloo Edit
One-way Ticket (Local Transport) 2.60 $
(3.55 C$)
2.75 $
(3.75 C$)
     +5.7 %
Monthly Pass (Regular Price) 95.00 $
(129.60 C$)
67.44 $
(92.00 C$)
     -29.0 %
Taxi Start (Normal Tariff) 4.00 $
(5.46 C$)
3.67 $
(5.00 C$)
     -8.4 %
Taxi 1 mile (Normal Tariff) 3.00 $
(4.09 C$)
2.95 $
(4.02 C$)
     -1.7 %
Taxi 1hour Waiting (Normal Tariff) 39.00 $
(53.21 C$)
29.32 $
(40.00 C$)
     -24.8 %
Gasoline (1 gallon) 5.19 $
(7.08 C$)
4.31 $
(5.88 C$)
     -16.9 %
Volkswagen Golf 1.4 90 KW Trendline (Or Equivalent New Car) 32,000.00 $
(43,655.55 C$)
24,906.25 $
(33,978.00 C$)
     -22.2 %
Toyota Corolla Sedan 1.6l 97kW Comfort (Or Equivalent New Car) 27,336.48 $
(37,293.41 C$)
19,926.95 $
(27,185.07 C$)
     -27.1 %
Utilities (Monthly)
San Francisco, CA Edit Waterloo Edit
Basic (Electricity, Heating, Cooling, Water, Garbage) for 915 sq ft Apartment 249.85 $
(340.86 C$)
192.83 $
(263.06 C$)
     -22.8 %
Mobile Phone Monthly Plan with Calls and 10GB+ Data 49.73 $
(67.84 C$)
46.60 $
(63.57 C$)
     -6.3 %
Internet (60 Mbps or More, Unlimited Data, Cable/ADSL) 63.52 $
(86.66 C$)
54.98 $
(75.00 C$)
     -13.5 %
Sports And Leisure
San Francisco, CA Edit Waterloo Edit
Fitness Club, Monthly Fee for 1 Adult 104.33 $
(142.34 C$)
38.61 $
(52.67 C$)
     -63.0 %
Tennis Court Rent (1 Hour on Weekend) 19.00 $
(25.92 C$)
15.39 $
(21.00 C$)
     -19.0 %
Cinema, International Release, 1 Seat 16.50 $
(22.51 C$)
13.19 $
(18.00 C$)
     -20.0 %
Childcare
San Francisco, CA Edit Waterloo Edit
Preschool (or Kindergarten), Full Day, Private, Monthly for 1 Child 2,843.33 $
(3,878.98 C$)
755.73 $
(1,031.00 C$)
     -73.4 %
International Primary School, Yearly for 1 Child 31,333.33 $
(42,746.06 C$)
10,262.15 $
(14,000.00 C$)
     -67.2 %
Clothing And Shoes
San Francisco, CA Edit Waterloo Edit
1 Pair of Jeans (Levis 501 Or Similar) 59.68 $
(81.42 C$)
61.70 $
(84.17 C$)
     +3.4 %
1 Summer Dress in a Chain Store (Zara, H&M, ...) 42.73 $
(58.29 C$)
24.19 $
(33.00 C$)
     -43.4 %
1 Pair of Nike Running Shoes (Mid-Range) 106.14 $
(144.79 C$)
76.48 $
(104.33 C$)
     -27.9 %
1 Pair of Men Leather Business Shoes 135.53 $
(184.90 C$)
94.80 $
(129.33 C$)
     -30.1 %
Rent Per Month
San Francisco, CA Edit Waterloo Edit
Apartment (1 bedroom) in City Centre 3,143.26 $
(4,288.15 C$)
1,450.55 $
(1,978.89 C$)
     -53.9 %
Apartment (1 bedroom) Outside of Centre 2,650.00 $
(3,615.23 C$)
1,252.23 $
(1,708.33 C$)
     -52.7 %
Apartment (3 bedrooms) in City Centre 5,523.57 $
(7,535.45 C$)
2,410.79 $
(3,288.89 C$)
     -56.4 %
Apartment (3 bedrooms) Outside of Centre 4,665.00 $
(6,364.16 C$)
2,125.73 $
(2,900.00 C$)
     -54.4 %
Buy Apartment Price
San Francisco, CA Edit Waterloo Edit
Price per Square Feet to Buy Apartment in City Centre 1,093.12 $
(1,491.27 C$)
644.88 $
(879.77 C$)
     -41.0 %
Price per Square Feet to Buy Apartment Outside of Centre 985.71 $
(1,344.74 C$)
511.74 $
(698.13 C$)
     -48.1 %
Salaries And Financing
San Francisco, CA Edit Waterloo Edit
Average Monthly Net Salary (After Tax) 7,711.20 $
(10,519.89 C$)
3,507.04 $
(4,784.43 C$)
     -54.5 %
Mortgage Interest Rate in Percentages (%), Yearly, for 20 Years Fixed-Rate 6.56 6.87      +4.8 %
Last update: June 2024May 2024
Contributors in the past 12 months:20651