Cost of Living in Warsaw

Cost of Living Index (Excl.Rent): 41.06
Rent Index: 19.21
Groceries Index: 31.92
Restaurants Index: 34.68
Cost of Living Plus Rent Index: 30.68
Local Purchasing Power: 78.99
Restaurants [ Edit ] Avg. Range
Meal, Inexpensive Restaurant 22.00 zł 20.00-30.00
Meal for 2 People, Mid-range Restaurant, Three-course 100.00 zł 80.00-150.00
McMeal at McDonalds (or Equivalent Combo Meal) 17.00 zł 15.00-20.00
Domestic Beer (1 pint draught) 8.00 zł 5.00-10.00
Imported Beer (11.2 oz small bottle) 8.00 zł 5.00-10.00
Cappuccino (regular) 8.57 zł 7.00-10.00
Coke/Pepsi (11.2 oz small bottle) 3.75 zł 2.00-6.00
Water (11.2 oz small bottle) 2.90 zł 1.50-5.00
Markets [ Edit ] Avg.
Milk (regular), (1 gallon) 9.59 zł 7.57-11.36
Loaf of Fresh White Bread (1 lb) 2.54 zł 1.81-2.72
Rice (white), (1 lb) 1.55 zł 1.13-2.27
Eggs (12) 7.39 zł 4.99-10.00
Local Cheese (1 lb) 10.63 zł 9.07-13.61
Chicken Breasts (Boneless, Skinless), (1 lb) 7.29 zł 6.35-8.16
Beef Round (1 lb) (or Equivalent Back Leg Red Meat) 14.48 zł 11.34-18.14
Apples (1 lb) 1.28 zł 0.91-1.36
Banana (1 lb) 2.03 zł 1.81-2.27
Oranges (1 lb) 2.09 zł 1.81-2.72
Tomato (1 lb) 2.17 zł 1.81-2.72
Potato (1 lb) 0.88 zł 0.64-1.13
Onion (1 lb) 0.88 zł 0.45-1.36
Lettuce (1 head) 2.62 zł 2.00-3.00
Water (1.5 liter bottle) 2.01 zł 1.70-2.50
Bottle of Wine (Mid-Range) 25.00 zł 20.00-30.00
Domestic Beer (0.5 liter bottle) 3.14 zł 2.70-4.00
Imported Beer (11.2 oz small bottle) 4.42 zł 3.60-5.00
Pack of Cigarettes (Marlboro) 15.00 zł 14.00-15.00
Transportation [ Edit ] Avg.
One-way Ticket (Local Transport) 4.40 zł 3.40-4.40
Monthly Pass (Regular Price) 110.00 zł 100.00-112.00
Taxi Start (Normal Tariff) 8.00 zł 7.00-8.00
Taxi 1 mile (Normal Tariff) 3.54 zł 3.22-3.86
Taxi 1hour Waiting (Normal Tariff) 40.00 zł 30.00-50.00
Gasoline (1 gallon) 17.40 zł 15.33-18.93
Volkswagen Golf 1.4 90 KW Trendline (Or Equivalent New Car) 67,690.00 zł 60,000.00-75,000.00
Utilities (Monthly) [ Edit ] Avg.
Basic (Electricity, Heating, Water, Garbage) for 915 sq ft Apartment 627.03 zł 392.31-900.00
1 min. of Prepaid Mobile Tariff Local (No Discounts or Plans) 0.25 zł 0.20-0.29
Internet (10 Mbps, Unlimited Data, Cable/ADSL) 45.06 zł 30.00-60.00
Sports And Leisure [ Edit ] Avg.
Fitness Club, Monthly Fee for 1 Adult 127.10 zł 100.00-150.00
Tennis Court Rent (1 Hour on Weekend) 56.86 zł 40.00-80.00
Cinema, International Release, 1 Seat 26.00 zł 20.00-30.00
Clothing And Shoes [ Edit ] Avg.
1 Pair of Jeans (Levis 501 Or Similar) 274.94 zł 200.00-320.00
1 Summer Dress in a Chain Store (Zara, H&M, ...) 140.78 zł 100.00-200.00
1 Pair of Nike Running Shoes (Mid-Range) 276.04 zł 250.00-300.00
1 Pair of Men Leather Business Shoes 316.46 zł 250.00-400.00
Rent Per Month [ Edit ] Avg.
Apartment (1 bedroom) in City Centre 2,156.57 zł 1,700.00-2,500.00
Apartment (1 bedroom) Outside of Centre 1,613.30 zł 1,200.00-2,000.00
Apartment (3 bedrooms) in City Centre 3,910.68 zł 3,000.00-5,000.00
Apartment (3 bedrooms) Outside of Centre 2,793.15 zł 2,200.00-3,500.00
Buy Apartment Price [ Edit ] Avg.
Price per Square Feet to Buy Apartment in City Centre 984.86 zł 836.12-1,114.83
Price per Square Feet to Buy Apartment Outside of Centre 645.72 zł 557.41-743.22
Salaries And Financing [ Edit ] Avg.
Average Monthly Disposable Salary (Net After Tax) 3,521.37 zł 2,800.00-4,400.00
Mortgage Interest Rate in Percentages (%), Yearly 3.81 3.00-5.00

Prices in Warsaw, Poland

These data are based on 7411 entries in the past 12 months from 469 different contributors.
Last update: May, 2016
Sources and References : Info
Add new source here:
Cost of living in Warsaw is 58.94% lower than in New York (Info)Our estimator (with default settings) estimate monthly expenses for a single person at 503.17$ (1,986.63zł) and for four person family at 1,694.85$ (6,691.59zł) (without rent).
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78 Comments so far
#Angela on May 30, 2016 :
Hello, I'm applying to study in Poland. Can anyone tell me what's the average allowance rate and spending of students over there? and do they get special discounts on public transportation cards, etc.. when presenting their student ID?

#Atabi on May 19, 2016 :
Hello. Has anyone been under "The Ignacy Łukasiewicz Scholarship" Programme. I just need to know how students under this Polish scholarship programme cope with the allowances they receive monthly. is it enough???? Thank you.
#bernard on Apr 22, 2016 :
@rafal in response to your question:


Enjoy the dinner :)
#Bernard on Apr 22, 2016 :
Well. I think apartment can be found for lower than the price you gave away. I was renting a 28m2 studio - Very Decent condition next to the metro station (metro is only in warsaw) 12 minutes away from city center for the price of 1300 Zloty per month bills included.

Apartments can be found easily. Though living in the city center is much more expensive due to the lack of the availibility of big supermarkets where the cost of F&B is much higher than in the supermarkets in suburbs. by that I mean, even though there is a "biedronka" on every corner but the choice is much smaller since they do not have that spacious shops in the city center like the suburbs / farrest places (ie: Bialoleka; Wlochy itp...)

The prices are not so realistic mentionned upstairs.

3500 per month is a fair salary low though I wouldnt personally accept this salary since living in the city center as mentioned in my comment above is much different then living in the boarders of the city.

#Rafal on Mar 29, 2016 :
Please tell me dear contributors, in what mid range restaurant can I pay as little as 100 PLN for a decent three-course meal. I really want to know that, I will bring my wife there and spare som money. 150 PLN is a minimum if you're not about to visit fast food places or crappy chain restaurants (i.e. Zapiecek, Sphinx) which can in no way be considered as "mid range". The same applies to family run dive pizzerias on the outskirts of Warsaw.
#ab on Mar 25, 2016 :
The prices indicated are much lower than in reality, in particular when it comes to flat rents. It would REALLY be a challenge to find a 1 bedroom flat in a decent condition (even far from the centre!) for less than 2100-2300 PLN. And this would the price for locals, the foreigners will be charged more.
#Farhad on Mar 13, 2016 :
As an International student (also, I am not European) I want to start PhD in Warsaw University Technology in October 2016. I have some questions:
1) How much is the cost of living for one person monthly? (Except renting apartment)
2) Renting an apartment is cheaper or registering for a dormitory? and which one is recommended?
3) Is it legally possible to work while you are a PhD student? and if is it possible how many hours in a week?
4) What is monthly pass? Does it mean with paying about 26 EUR for each month I can use bus and train for going all over the city? Or, it has some limitation.
#Dresiarz on Nov 01, 2015 :

this is the page of Warsaw and so I'm pretty sure Pedro and Rzan Klod are talking about Warsaw area.

Pedro description is not far from reality, the last summer was one of the most mild in the last 20 years in Poland and anyway in Warsaw you needed the jacket in the evening during August!
Before August it rained almost 1 month without interruption, and between March and June the weather used to change a lot during the day.

This winter will be probably warmer than the previous, but anyway you need the winter jacket for at least 5 months ... but that's not a problem, the worst is the lack of sunlight that is very depressing
#Jin on Oct 31, 2015 :
@Pedro i dunno where you live probably at the baltic but here in the south close the Czech border the winter is 4 months max 5 months of comfortable (not to warm or to cold) weather and 3 months are just insanely hot 35+(celcius) no exception.
#Antifa on Oct 26, 2015 :
agreed with Adam

that's a price for a Bar Mleczny maybe, that sure is not a mid-range restaurant
#adam on Oct 18, 2015 :
100pln for 3 course 2 person meal in mid range restaurant? good luck, haha, mcdonald maybe but still not 3 course
#Beware on Sep 28, 2015 :
To non-whites in Poland:

Beware of local uneducated guys that wear always tracksuits or camo combat trousers, have short haircuts, wear happy bags across the chest and baseball caps with the visor pointing the sky
#Pedro on Aug 15, 2015 :
Weather OK?!
Yes if you come from UK or such countries ...

winters last 7 months and is dark at 3pm, for the rest of the months it rains except August
#Anonymous on Aug 12, 2015 :
#ag.In reply I would stress that I mentioned for expats wishing to live near international schools etc,i.e Mokotów/Wilanow.Which is where most expats and diplomats choose to live who have families and the need for at least 3 bedroom flats.
The cost of duch apartments in there areas is 5000 PLN up per month. You can check the websites.
#asd on Aug 11, 2015 :
"How can you believe that bullshit?
"Shitty weather and miserable faces"? "

In fact faces are miserable, but the weather is OK.
#ajit on Aug 10, 2015 :
I am a Indian . I got admission in Warsaw school of photography and graphic design. So I have look up my expenses. Will I get a part time job there? And will the amount which I get by doing part time works will be sufficient enough for me? Please help me by your advice
#Ag. on Aug 07, 2015 :
How can you believe that bullshit?
"Shitty weather and miserable faces"? OMG... The autor (#Rzan Klod) probably described himself. Polish women are the most beautiful on the world.
#Pale Fire: Why do you think that here is no way you could get a livable 3 bed flat for 2,483.90 zł? Actually, this is average and current price for 3-bed flat. Your's 5000 zł is probably for penthouse or room in good hotel.
#sdf on Aug 04, 2015 :
You all are talking about 2000 USD to live in Warsaw . Dont forget that minimal wage in Poland is aroud 340 USD after tax !!!!!!! Thats why people are emigrating from Poland to Western Europe .
#Guru shankar on Jul 17, 2015 :
Dear Sir, Am a indian and at present am working in saudi Arabia in a automobile service team with company Sponser visa.I would like to apply for a job in a same field or similar.Can any one help me to get a job in poland. Past 3 years am keep on trying for European country jobs, still am looking on it.Kindly do the need full.Gurushankar.
#Rzan Klod on Jul 11, 2015 :
To the expat: I advise you to not make the move for less than 6/7k month or more.

Warsaw is unexplainable expensive in its greyness, shitty weather and miserable faces.

For expenses, think to relocated in whatever western country except for public transportation, beer, potatoes and sweet'n'sour cabbage.
#Pale Fire on Jul 09, 2015 :
This is a work of fiction in progress. There is no way you could get a livable 3 bed flat for 2,483.90 zł just where are you talking about here? Just look at the websites or in the windows of the estate agents.Any decent three bed flats stary at about 5000 PLN upwards.Perhaps when doing your search you use "Pokoj" which just means rooms, but actaully use "Sypialnia" which means bedroom, then you will get real fell for costs here.
For expats thinking of moving to Warsaw looking for something decent in a suburb near international schools, private hospitals etc, think of adding a third or doubling the figure.
Same goes for purchase properties.
#IT-Expat on Jun 07, 2015 :
For all those (mostly indians) that want to relocate to Poland to work in IT or take a university master program in english language without having relatives
in the country, seeing it as a cheap backdoor to enter Western Europe: gather many informations thru forums of expats in PL and mind 10 or more times
about the move.

IT is pretty strong in Poland and there are many international companies (especially in Wroclaw) that hire experienced and qualified foreigners for positions
that require only english language, but absolutely negotiate the salary thinking to be the added value in the company and not a cheap jobber; to clarify, here
is not the Gulf, is not flooded with tons of indians running shops with food and clothes at indian prices, the things work in the opposite direction: PL for
adapting the standard of living isn't really an expat-friendly country, isn't like in most of the countries of western Europe where even all the locals buy
the food at the supermarkets, get brand new electronics and clothes at the shopping malls, ... here in PL even due to the very low salaries for non qualified jobs
people rely a lot into the family network that provide food accomodation and others, many own their homes or are on a mortgage, they even buy second hand clothes
from UK, ... so the market is very narrow in many voices that generally involve the common expat.
For an expat is pretty much impossible to spend less than a pole to live, instead he'll end to spend much more, some goods like brand new clothes are pretty
expensive for the salaries in Poland, and you've to mind if is worth to live thousands of kms far from home and family to check daily your account.
As an experienced IT specialist living alone absolutely I wouldn't try the move for less than 5k net a month; you can plan to work here for an year, get the
residency permit and then start taking interviews with companies located in West Europe, but mind that apart UK and Ireland (that are not in Schengen) in the
other countries most of the time is required to be fluent in the local language, except some risky startup projects where there's even more pressure for the
results and speaking indian-english could be more an hurdle than other.

About the university master programs in english language in Poland, I go straight: they're useless for the job market in Europe.
They're good for a cheap experience in a nice environment of young students in beautiful cities like Krakow, but really is it worth to go cheap to have
nothing in the hands instead of spitting blood to submit to an expensive european university where at the end you've more than a chance to get your fav job?
Without counting that in Germany uni master programs aren't very expensive.
Count also that in Poland you'll have to rely only on your parents money, there are no jobs for foreigner students that don't speak polish, if not in
the kitchen of a kebab shop getting the ass kicked for 5zl/hour; in many western countries is far more easier for a foreigner student to work in a clerk kind
of job and the minimum wage rules will allow you to get shit money anyway but enough to survive.
But going straight to the masters programs in english, take a program at least in one of the first 10 unis in Poland and anyway the chances to get a job at
the end are close to the absolute zero, if not that the master is somewhat evaluated in India as a "western education degree" or such, but in Europe there are
already loads of students with a master degree and the english masters in Poland are the bottom of the barrel.

Take infos on internet, I think that who already had these experiences wrote something on some sites.
#Gaurav on May 27, 2015 :
i have students. and students. visa apply. and 2 monty letter. me and my wife settle in polend Warsaw. city plz help me and job and study. possible. Polend
#jameie on May 19, 2015 :
I'm a Nigerian, I intend moving to Warsaw for studies, I will be having 2000euros minimum, I will like to live in a flat of about 700euros fully serviced and a private car.
( I like to meet someone
#Birdy on Apr 11, 2015 :
I got accepted for an internship (An English junior student) , and I Wonder if Warsaw is a good destination so that I can work beside my internship program and pay for my studies with my salary ? I will be greatful if you help me
#Ola on Mar 19, 2015 :
Dears, can you tell me what is an approximate average salary (net) for a Brand Manager in an international FMCG company (like Mondelez, Unilever, Carlsberg etc)?
Thank you!
#Azeem Shaikh on Mar 19, 2015 :
Hii guys I am looking for a job in Poland any job for me....
#Klak on Mar 15, 2015 :
What are salaries for IT specialist in Poland?
Can I afford to live with 4000 PLN in Warsaw?
Are there any chances salary to grow up in a short time? I mean are there opportunities in this business field and are companies ready to pay more for an employee who wish to achive career development?
#Robert on Mar 14, 2015 :
Guys please read instruction before putting the price.According to it one bedroom flat contains sleeping room and living room (approximate space around 55m2).Its not studio flat which contains all in one room. So rent for month for one bedroom flat is approx. 30 % higher than stated here.
#Max on Feb 13, 2015 :
@Pierre "In general, in Poland we don't like Muslims."
I'm from Poland and I like Muslims. I think you're stupid if you think, that every body in our country is thinking like you. It's a shame to read shit just like yours on international internet sites. Sorry for my English :)
#Pierre on Dec 01, 2014 :
In general, in Poland we don't like Muslims.

But other nations, especially Europeans and Eastern Asians, are greeted with sympathy - they are much welcomed here.
#bunty on Nov 21, 2014 :
Could any one help me to get an apartment near mall galeria mokotow warsaw.. I prefer some real agent who can help me with this
#Patryk on Nov 07, 2014 :
"#Piotr on Nov 02, 2014 :
It is typical catolic city. If you are muslim or asian specialy india go away from poland. We have too much staff that we have to move back to native countries."

Please do not hear him - you are very welcome in Warsaw. In the big cities in Poland the influence of Catholics is falling every year.
#Piotr on Nov 02, 2014 :
It is typical catolic city. If you are muslim or asian specialy india go away from poland. We have too much staff that we have to move back to native countries.
#Rohit on Jul 19, 2014 :
Hi All.. I'm looking for an offer from a German bank and want to know what should I consider as a good monthly income(take home) after deducting Tax,social security,health insurance etc.

I will be shifting from India with my wife so would be renting an appartment. Do we get fully furnished appt in Warsaw and what will be the rent?

#ali on Jul 14, 2014 :
Hello everybody
I suppose to work in Warsaw and I have some questions would be glad if anybody answer them :
1.Whats the approximate salary for Art director / Motion graphic designer with 12 years experience?
2.Who people in Warsaw react about Muslims and Hijab .
3.Does my kids will face any troubles in schools if they are Muslims .
Thank you all
#Ray on Jul 12, 2014 :
If you need any help with Renting Apartmant or a House in Warsaw or Konstancin this company is one of the best and professional real estate agency in Warsaw.
prestige real estate warsaw
#Anonymous on Jul 07, 2014 :
To #zaka:
In Supermarkets, but doing what? Putting products on the shelves, or as an Area Manager?
I can tell you that entry level we are talking about 500 euros if you are lucky.
Area Manager: 2000/2500 euros.
#Pietro on Jul 07, 2014 :
To #Prashant:

I got the same salary (net) and I can tell you you can afford all that. If your wife though does not work, then it might become a bit complicated if your expectations are high with relations to standards of life. I mean, if you wanna send two kids to private school, gotta provide for your wife and wanna live in a nice might be tight fella.
That said, I know people they live in Piaseczno and survive with 2500 zl per month (4 ppl).

Where do you come from?
#Pietro on Jul 07, 2014 :
To #Pankaj:
I have two Indian friends Shilpa and Sunil and they've never been told anything bad in the past two years, if anything, people are kinda curious to know better about them.
Gotta be said though that in this country there is a HUGE difference between men and women! Women are curious and interested in loads of things, the same can't be said about the men.
#Pankaj on Jun 06, 2014 :
Indians should probably be aware that they will face a lot of prejudice in Poland, even in the capital. Some Poles will mistake them for Roma (gypsies), which will lead to some unpleasant scenes. Others will just dislike them for being non-white. Poland is a right-wing country and Warsaw is a very right-wing town. I worked there for two years and I'm never going back. Beware.
#Tanusree Datta on May 04, 2014 :
I am into export business in leather accessories from Kolkata in India.

I would like to enter the leather business in Poland & other countries, wish to have a small store / shop of my own, maybe jointly with someone from there. I wouls like to send the accessories from india & sell it from there .

Would like to get in touch with some interested person, maybe then I can also go & stay for sometime there and look after the business.

anyone ther to answer me and interested !!!
#Prashant on Apr 17, 2014 :
Hi, I am planning to move with my family, wife and 2 kids to warsaw. I ll be getting 8000 salary. Will that be enough with private schooling for the kids.
#Dan on Apr 14, 2014 :
Near my place i've got Pepsi only for 2 PLN!
#Kira on Apr 01, 2014 :
My husband is currently away in Warsaw and is making 2000 pln a month. He tries to save money by not eating out very much, but he also told me about how expensive grocery shopping is for him and how it is very hard to make food last. Are there any discount grocery stores around or even food banks? Tips on shopping on a budget would be helpful too. Thanks so much.
#zaka on Mar 18, 2014 :
I been in Warsaw 2 times is beautiful city I will move there but how is salarys in supermarkets in Warsaw Bcos I'm from barcelona i work in supermarket I earn good salary 3000 euro monthly so I don't know how is there ? I need more information about this plz thanks.
#warsawer on Mar 17, 2014 :
it depends a lot of neighbourhood obviously, as everywhere in the world. Additionally, also it depends on building, as about 60-70% of flats here in Warsaw are "plattenbau" plate-blocks(you can google what it is). Everything what is not plate-block, is +10 or 15% of average price in particular area.
1 room flats are usually about 30m2, not more. Over 40m2 1-room studio flats does not exist here at all, you can met them very rarely.
Considering 1EUR is 4PLN, prices for such flat (~30m2) are from 50K euro in the areas far from city center and about 75K euro in the city center. I am saying of course about this plate-blocks' flats.
You can also look for some new-built flats, which are mostly around the city-borders. If the block is still under construction, you can buy it even cheaper as in old-plates block. But please consider, that comparing to the western European cities, public transport here is quite poor. There is only one subway-line, second is under construction. Most of the districts are not connected with center by subway at all - you can rely only on buses or trams. From some of the districts, altough they are in the city (like Bialoleka or Wawer) to get the office in the morning can take even about 1.5 hour.
#warsawer on Mar 17, 2014 :
Utilities price is very very wrong. Standard utilities is about 10PLN per squaremeter + separately electricity and sometimes also water. For 85m2 flat it is about 800-1000PLN for sure. in flats within new (what does not necessarly means they are fancy) neigbourhoods with own reception/security + underground garage can be even up to 1500 PLN for 85m2.
Current price provided (85m2 = 550PLN) you wont meet anywhere in Poland's top-4-cities I guess, maybe in small towns, for such big flat (it is a really huge flat in meaning for local standards, average family has 2 rooms means 1 bedroom for 3-persons family - about 50m2 maximum).
Additionally, usually not a lot goes within this payment. You can have standard cleaning of the floors inside the block + the pavements outside + some gardening jobs done in shared area, but not always, sometimes cleaning the particular floor is up to it's inhabitants.
#zaka on Mar 16, 2014 :
Hi all friends. I want buy apartment with one room in Warsaw outside how much cost?
##David on Mar 14, 2014 :
hi there im looking forward to come to poland.what are the prospects for me there in poland
#kate on Mar 07, 2014 :
hey guys! I'm looking to go to SGGW next year!! does anyone have any advice on what I should expect when I go there? any unexpected costs that i should prepare for?
#Ravi on Feb 20, 2014 :
Hi Guys,

I am an Indian and recently received an offer from a company in warsaw of 1200Eur( take home ) per month. Accomodation is company provided and free. How good is the offer? I love to cook my own food.

#takietam on Feb 14, 2014 :
Tomasz wrote that "For really decent living in Warsaw (renting an apartment in city cenre, lunch at the restaurant, nice savings every month), 8000 PLN gross is enough - it will make ~5500 PLN net."
hmm I would disagree with that.
Medium standard appartment about 40m2 in city is about 2000 PLN, and costs of monthly bills (citycard, contract-mobile phone, internet connection, TV) is about 500 PLN total. So 2500 (almost a half what Tomasz mentioned) can be spend on just living without food. Food in restaurants, as he mentioned, is about 30 PLN per day, so about 1000 PLN for dinners/launches only.
Dont get me wrong, I am not saying that 5500 PLN net is low salary. It gives quite ok living there, but I think not the way you ve mentioned "with nice savings". After all the costs it will end up with about 1000 PLN savings per month, what cannont be seen as nice (it is about 200-250 euro depends on exchange rate).
5500 PLN (~1300 eur) in Warsaw is like 1800 eur in some Western-European city, excluding top-cities (London, Paris, Munich).
#pyciek on Jan 21, 2014 :
Alex, survival at 3000 PLN per month if you prefer to cook by your own is possible. All depends of your ecpectations of standard of living, going to cinemas, shopping etc.. If you look for a small flat near UW, maybe I could be of help.
#Alex s on Jan 21, 2014 :
Hello, folks!
I am planning to come to Warsaw with my girlfriend. She will be studying at University of Warsaw.

We need a small flat 25m-35m(preferably walking distance from the university). We don't go out much and love to cook our own food. We are both young and we are careful with money.

Will we be able to survive at 3000 zloty per month?

#ivan on Dec 16, 2013 :
hi guys. negotiating a deal with a polish company. net income would be ca.10K
have to feed 2. wife not working, so on top of the listed expenses goes "wife allowance" :)

rent is dodgy. all the website are giving decent standard flat (50-60m) not cheaer than 3000 pln.
how about a proper fitness? anyone tried? whats the cost?

Exapts: how many private flghts hoe per year do you normally have in the contract? paid by Company obviously. thanks
#Anonymous on Dec 03, 2013 :
Any Indians around?
#Peter on Nov 14, 2013 :
This stats ar not accurate. median net wage in Warsaw is 4300 PLN net ~ 1250 eur
#Andrew Jablonsky on Nov 08, 2013 :
I was recently searching for a rental apartments in Warsaw.
Rental offers on polish websites are mostly unavailable and everything is in Polish.
My friend recommended to my on professional Real Estate Agent from Warsaw.
He picked me out from the airport and within 2 days we find the good standard apartment in Central Warsaw.
The Agent was helpful and experienced. He even helped me with accommodation and installation of the Internet.
They have an office in Warsaw at Powiśle.
I find them on or
#Andrew Goodworth on Oct 20, 2013 :
I recently was looking for renting the apartment is Warsaw.
There is really a few agencies with big experience in Rental Market and the agents are not well qualified.
I find one agency with great experience and the Agents speaks English fluently.
The agent recommended to me some rental offers and organized the viewings.
He knew exactly what I wanted so we were visiting good standard apartments located in new buildings with the 24h security.
I choose one offer and I am living in this apartment for 2 years and I am very happy.
The Real Estate Agency prepared everything for me : The Rental Contract Drafts, The protocol of acceptance, they checked the Mortgage Register, they photographed the whole premise etc.
They even helped me with the registration and installation of the internet in the apartment.
I can really recommend them to all foreigners that are looking for the rental apartment in Warsaw. their website is
#Lumi on Sep 28, 2013 :
Hi all

I will move in Warsaw,with net income ~7000 PLN ,maybe a bit more.
I need to know about apartment with 1 bedroom,to rent in a decent area;i heard about Mokotov,,,,any other sugestion? What about Bemowo? is too far from center?
#Tomasz on Aug 15, 2013 :
@ #Prakhar on Jul 18, 2013///

Business Analysts monthly salary in Warsaw on entry-level are about 5000-6000 PLN in Big4 consulting. In Top-tier banking, entry level may reach 4000 PLN. Values up to 16000 PLN are offered by McKinsey and Bain consultancies.

Usually, managerial salary at the bank starts with 12000 - 14000 PLN in business area. IT is different, usually the salaries are better.

For really decent living in Warsaw (renting an apartment in city cenre, lunch at the restaurant, nice savings every month), 8000 PLN gross is enough - it will make ~5500 PLN net. Anything above would be superb - please note that prices for electronics, cosmetics, fashion, vacation are pretty the same as in e.g. Germany, where ~1300 EUR net does not look that tempting.
#Dev on Aug 07, 2013 :
as Erik and Seb confirmed that 12k gross is good to live decently.
lets go into more detailed level

there are 3 deductions:
1 tax
2. social security
3. Składka na ub. zdrow (is this insurance or healthcare ?)
any other deduction ?

how the salary breakup looks like?
I got 12k gross + healthcare / insurance + pension
so gross is still 12k or more ?
#Serious_Dev on Aug 01, 2013 :
Hello All,

I am planning to shift to Warsaw with my wife and a kid(less than 1 year) from India. Can anyone tell me what will be my month expenses in EURO including everything (Rent + Other expenses) . I have received a annual pay package of 50K Euro. How much is the tax and insurance deducted from this amount.

#Jurek on Jul 28, 2013 :
I have to fully agree with Georgios. Living in the same location, Bemowo, district of Warsaw I have spent 1000e per month for 3 persons in 65 m2 apartment. I can help anyone planing to move here to find an apartment and so.
#Georgios on Jul 27, 2013 :
I just arrived in Warsaw. A family of 4, we rent a 2 bedroom flat in Bemowo, a nice area of Warsaw, in a security guarded bloc, less than 15 years old and in a distance of 500 meters we have everything: tram and bus stops, school, swimming pool, sports hall, skating, shopping center, cinema, go-carts, one of the biggest playgrounds in Europe. We pay 2300pln and the price include everything (garage space also) but electricity. From what I see up to know, a net family income of 7000pln is enough to live a decent life, if you don't need private schooling.
#lokesh on Jul 25, 2013 :
guys, i got job offer in warsaw, am an indian, thy offered me 80000 rs(indian currency ) per month. is dat enough salary to survive there. pls help me out.
#Prakhar on Jul 18, 2013 :
Hello All,

I have been offered the job of a Business Analyst for a Tier-1 Bank(IT) in Warsaw. I'm currently living in London and earning a good salary.

During my initial discussion with the Manager of the Bank, I have been informed that the salary offered in Poland is much less than that in a country like UK.

I work in anti-money laundering domain/Banking with an experience of 5.5 years. Can some one please suggest me what is a good enough salary for my profile. I have visited many websites to check out salary structure and am very confused; as few websites tell BA salary as somewhere around 6000-8000PLN and some state it as high as 16000PLN.

Appreciate if someone can guide me on this.
#Matt on Jun 03, 2013 :
I think rents are more than people are indicating. At least 2500pln for a 60m flat in a decent but outlying district like Ursynow - often these areas are nice but residential with little atmosphere. If you want to live within 3 miles of the city in a modern, decent apartment in an area where you can walk to a decent lively restaurant or cafe and with a decent view i.e. not of the block next to you you need to budget 3000 - 4000 for 60m-65m. 3000 is not what I'd consider as expensive. It's an average rent a professional expat with a mid-level management job would expect to pay. 4000 will get you a nice modern place near the centre and near a nice park. 5000 would get you a luxury 60m flat.
#Erik on Oct 11, 2012 :
That makes a lot of sense Seb, I certainly wasn't considering any other mouths to feed but my own, which is good to highlight.
#Seb on Oct 04, 2012 :
Thank you Erik for your input.

Just to make an update regarding my comment: range 10-12k pln gross is for family (assumptions: wife has not got a job and there are children). If you are single, Erik's range is fine and I completely agree with him.
#Erik on Sep 27, 2012 :
To add to that and be fair, Seb is absolutely right that private healthcare is mandatory for foreigners and it's a cost that I didn't factor in.

Assuming you are coming to Warsaw to work though, that's something you should expect to negotiate as a separate benefit with your employer with little problem.

(where I work it's actually a standard benefit for all employees, including Poles!)
#Erik on Sep 27, 2012 :
To me a lot of people seem to be either too excessive or too conservative here.

I've lived in Warsaw for about 5 years (as an expat) at an international company where we employ mostly Poles but also other foreigners.

I would say you can live a pretty reasonable life starting from 5000 PLN gross onwards (i.e. apartment within city limits in a decent district, normal groceries, going out once a week to a normal restaurant, have the occaisional drinks at a bar)

I'd expect anyone to be able to live fairly comfortable in the 6000 to 8000 PLN gross range.

If you want to live in relative luxury and go out to a restaurant every other day then you will need more in the area of 10000-12000 PLN. But certainly that's not a minimum to live a reasonable life, of course depending on your standards of what that entails.

Apartments start from about 1600 PLN to about 2000 PLN for something reasonable, 2000-2500 PLN for something I'd consider quite nice. If you are spending 2500-3000 PLN a month then that's an expensive aparment and I'd expect it to be big, modern and luxurious. This would be in a good district like Mokotów or Ursynów.

Honestly, if you are spending more than 3000 PLN a month you are either getting ripped off or looking to have a big high end apparment somewhere downtown. Not an unreasonable desire to have perhaps, but it's far from the minimum to live a decent life in my perception.

You can easily find restaurants where you can have a main course with 1 or 2 drinks for about 40 PLN a person. Of course, you can go much higher depending on the place. It all depends on your personal standards and needs. I'd say though that you can have a really nice meal with two persons (starter, main course, bottle of wine) easily for 200 PLN or a bit less. Or a lot more, but it just depends where you go...
#Seb on Sep 22, 2012 :
Meal in restaurant = soup + salad + glass of wine + main dish + dessert.
It is about 180-250 pln in mid restaurant for two. There are more expensive places as well as cheaper.
For flat renting prices you can use website. Foreigners may be cheated on fair rent prices. 'apartament' is generally considered as a lux apartment, 'mieszkanie' (apartment) is something that foreigners should look for renting.
For normal living your salary should be minimum 10000-12000pln gross. Poles may argue but they are not used to normal living and are satisfied with low quality and cheap substitutes (it is common to drive very old cheap cars, to have no private insurance, there is no saving culture, no postgraduate education culture, etc). Education is generally free.
Privite healthcare is a must for foreigners.
#Piotrek on Sep 21, 2012 :
Guys, I think many people misunderstand the ranking. It states WARSAW not POLAND as a whole. The prices are meant to be from Warsaw not from village 100km away.
#Adam on Jul 04, 2012 :
If you are renting the penthouse in Warsaw the price would be high as capital cities always earns on buisness people (same everywhere). 1600 Euro\month is a price for which I can easily find a house to rent!

I do not know what sort of food have you ordered for 250-300 PLN, but again, if you are choosing something expensive why do you complain about the price? There are many restaurants where you can have a good meal for two people for not more than 20 to 30 Euro.

I leave and work in Warsaw since 2007 and I truly don't know how you came with those prices? I am travelling to Netherlands a lot and when seeing those I feel like you are describing Amsterdam.
#Piotr on Jul 03, 2012 :
almost all written below is untrue . 3 bedromm apartament in warsaw cost 600-800 eur city center
#Michael Dabrowski on May 22, 2012 :
In leaving Valparaiso, Indiana, U.S.A. to move to a furnished apartment, with one bedroom, living and kitchen, and everything furnished, cable, phone, and all utillites, included, near down town Warsaw, Poland. What can I plan on paying for a long stay, per month in American money. Please advise. What problems could I look for? Do you think I could make this move, and love it?


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