Property Prices in Germany

Index Info
Price to Income Ratio: 8.21
Mortgage as Percentage of Income: 59.49%
Loan Affordability Index: 1.68
Price to Rent Ratio - City Centre: 28.17
Price to Rent Ratio - Outside of Centre: 28.71
Gross Rental Yield (City Centre): 3.55%
Gross Rental Yield (Outside of Centre): 3.48%
Rent Per Month
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1 Bedroom Apartment in City Centre 867.07 € 550.00-1,511.00
1 Bedroom Apartment Outside of City Centre 664.94 € 430.00-1,186.03
3 Bedroom Apartment in City Centre 1,616.05 € 1,000.00-2,910.71
3 Bedroom Apartment Outside of City Centre 1,242.51 € 800.00-2,305.17
Buy Apartment Price
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Price per Square Feet to Buy Apartment in City Centre 502.96 € 308.06-1,049.42
Price per Square Feet to Buy Apartment Outside of Centre 393.58 € 232.26-751.08
Salaries And Financing
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Average Monthly Net Salary (After Tax) 2,940.04 €
Annual Mortgage Interest Rate (20-Year Fixed, in %) 3.96 3.08-4.00

These data are based on 5555 entries from 1043 contributors over the past 18 months.
Last update: 17 November 2025
Our data for each country are based on all entries from all cities in that country.

Sources and References

By City in Germany

Rank
City
Price To Income Ratio
Gross Rental Yield City Centre
Gross Rental Yield Outside of Centre
Price To Rent Ratio City Centre
Price To Rent Ratio Outside Of City Centre
Mortgage As A Percentage Of Income
Affordability Index
Aachen 8.3 3.1 3.2 32.7 31.7 59.5 1.7
Augsburg 7.7 3.2 3.8 31.6 26.5 55.4 1.8
Berlin 10.2 3.6 3.7 27.7 26.8 71.9 1.4
Bielefeld 5.4 3.0 4.9 33.1 20.3 39.0 2.6
Bochum 8.3 4.4 2.2 23.0 45.1 60.2 1.7
Bonn 6.5 4.4 4.2 22.6 23.8 47.2 2.1
Braunschweig 3.5 4.1 5.6 24.2 18.0 25.4 3.9
Bremen 7.7 3.7 3.2 27.2 31.6 55.5 1.8
Chemnitz 3.6 4.0 6.6 25.0 15.2 26.2 3.8
Cologne 9.9 3.8 3.2 26.2 31.7 70.4 1.4
Darmstadt 7.9 3.7 3.9 26.9 25.9 57.8 1.7
Dortmund 4.1 5.6 6.1 18.0 16.3 29.6 3.4
Dresden 7.0 3.7 3.5 26.8 28.9 51.3 1.9
Duisburg 8.1 2.2 2.6 46.4 38.5 59.1 1.7
Dusseldorf 8.2 4.0 3.7 24.9 26.9 59.7 1.7
Erfurt 5.5 4.2 4.3 24.0 23.5 39.6 2.5
Erlangen 6.7 2.9 3.3 34.3 30.5 48.2 2.1
Essen 5.6 3.9 3.7 25.8 27.3 40.3 2.5
Frankfurt 7.7 3.9 4.9 25.6 20.4 55.2 1.8
Freiburg im Breisgau 12.3 2.6 3.4 38.5 29.1 88.1 1.1
Goettingen 6.2 4.7 4.4 21.1 22.7 45.0 2.2
Hamburg 9.2 3.4 3.6 29.7 27.8 66.1 1.5
Hanover 6.7 4.2 4.9 23.7 20.6 48.5 2.1
Heidelberg 12.7 3.2 3.3 31.7 30.6 91.9 1.1
Heilbronn 7.4 5.6 5.2 17.9 19.1 53.6 1.9
Ingolstadt 10.4 2.9 2.9 34.9 34.6 75.4 1.3
Kaiserslautern 7.4 2.9 5.4 34.5 18.6 53.9 1.9
Karlsruhe 8.0 4.1 3.9 24.2 25.5 57.3 1.7
Kassel 6.9 2.5 4.4 40.8 22.7 50.2 2.0
Kiel 6.8 3.1 4.9 31.8 20.4 49.4 2.0
Koblenz 5.8 3.2 4.4 31.1 22.6 41.3 2.4
Konstanz 12.3 3.2 3.1 31.5 32.6 89.3 1.1
Leipzig 6.1 4.4 4.8 22.7 20.9 44.3 2.3
Mainz 10.2 2.9 2.7 34.8 37.3 74.0 1.4
Mannheim 5.8 3.2 3.5 31.4 28.7 38.7 2.6
Munich 12.9 3.0 3.3 33.2 30.2 93.8 1.1
Munster 9.8 3.4 3.4 29.8 29.2 71.0 1.4
Nuremberg 8.4 2.9 3.2 34.4 31.2 61.0 1.6
Oldenburg 5.8 4.4 4.7 22.8 21.5 42.2 2.4
Osnabruck 7.1 4.7 3.9 21.2 25.4 51.6 1.9
Paderborn 8.6 3.1 3.2 32.1 31.4 62.6 1.6
Regensburg 8.1 2.9 3.3 35.0 30.2 58.9 1.7
Rostock 7.8 3.5 3.6 28.6 27.8 56.5 1.8
Saarbrucken 3.4 5.0 5.8 19.8 17.2 24.7 4.0
Siegen 4.6 4.9 5.5 20.4 18.2 33.2 3.0
Stuttgart 8.0 4.0 4.3 24.9 23.4 57.9 1.7
Trier 7.3 3.1 3.7 32.1 26.7 54.5 1.8
Ulm 8.2 2.9 4.1 34.2 24.5 59.6 1.7
Wiesbaden 7.1 3.3 4.1 30.1 24.3 51.7 1.9
Wuerzburg 5.3 3.1 3.9 31.9 25.7 38.5 2.6
Wuppertal 5.0 5.0 3.2 20.0 31.1 36.3 2.8
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