Property Prices Comparison Between Finland and Germany

For major cities in those countries you get more relevant data by specifying cities.

City in Finland:
City in Germany:

Index	Finland	Germany
Price to Income Ratio:	7.74	8.50
Mortgage as Percentage of Income:	55.26%	61.72%
Loan Affordability Index:	1.81	1.62
Price to Rent Ratio - City Centre:	30.82	27.84
Price to Rent Ratio - Outside of Centre:	25.01	28.79
Gross Rental Yield (City Centre):	3.24%	3.59%
Gross Rental Yield (Outside of Centre):	4.00%	3.47%

Currency: Sticky Currency Switch to metric measurement units

Rent Per Month	Finland Edit	Germany Edit	Difference
Apartment (1 bedroom) in City Centre	775.11 €	889.15 €	+14.7 %
Apartment (1 bedroom) Outside of Centre	625.39 €	670.59 €	+7.2 %
Apartment (3 bedrooms) in City Centre	1,329.79 €	1,655.50 €	+24.5 %
Apartment (3 bedrooms) Outside of Centre	998.99 €	1,254.24 €	+25.6 %
Buy Apartment Price	Finland Edit	Germany Edit
Price per Square Feet to Buy Apartment in City Centre	474.03 €	509.49 €	+7.5 %
Price per Square Feet to Buy Apartment Outside of Centre	301.03 €	398.24 €	+32.3 %
Salaries And Financing	Finland Edit	Germany Edit
Average Monthly Net Salary (After Tax)	2,695.28 €	2,872.23 €	+6.6 %
Mortgage Interest Rate in Percentages (%), Yearly, for 20 Years Fixed-Rate	3.79	3.98	+4.9 %
Last update:	21 May 2025	23 May 2025
Contributors in the past 12 months:	192	1128

Country data (source The World Bank, 2024)	Finland	Germany
GDP Per Capita (PPP) ($) :	57,100.00	63,600.00
GDP Growth Rate:	-1.16	-0.27
Population Growth Rate:	0.20	-0.12

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