Property Prices Comparison Between Finland and Germany

For major cities in those countries you get more relevant data by specifying cities.

City in Finland:
City in Germany:

Index	Finland	Germany
Price to Income Ratio:	7.23	7.54
Mortgage as Percentage of Income:	51.51%	54.62%
Loan Affordability Index:	1.94	1.83
Price to Rent Ratio - City Centre:	28.70	29.75
Price to Rent Ratio - Outside of Centre:	21.46	25.95
Gross Rental Yield (City Centre):	3.48%	3.36%
Gross Rental Yield (Outside of Centre):	4.66%	3.85%

Currency: Sticky Currency Switch to metric measurement units

Rent Per Month	Finland Edit	Germany Edit	Difference
1 Bedroom Apartment in City Centre	764.36 €	814.32 €	+6.5 %
1 Bedroom Apartment Outside of City Centre	613.54 €	630.47 €	+2.8 %
3 Bedroom Apartment in City Centre	1,358.84 €	1,532.10 €	+12.8 %
3 Bedroom Apartment Outside of City Centre	1,054.30 €	1,175.91 €	+11.5 %

Buy Apartment Price	Finland Edit	Germany Edit
Price per Square Feet to Buy Apartment in City Centre	442.18 €	501.00 €	+13.3 %
Price per Square Feet to Buy Apartment Outside of Centre	261.39 €	337.04 €	+28.9 %

Salaries And Financing	Finland Edit	Germany Edit
Average Monthly Net Salary (After Tax)	2,618.41 €	2,990.18 €	+14.2 %
Annual Mortgage Interest Rate (20-Year Fixed, in %)	3.76	3.95	+5.0 %
Last update:	9 February 2026	11 February 2026
Contributors in the past 12 months:	171	1088

Country data (source The World Bank, 2024)	Finland	Germany
GDP Per Capita (PPP) ($) :	57,100.00	63,600.00
GDP Growth Rate:	-1.16	-0.27
Population Growth Rate:	0.20	-0.12

Moving to Finland? Explore:

Moving to Germany? Explore:

Other comparisons Finland vs Germany:

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