Cost of Living Comparison Between Finland and Germany 
| Indices Difference |  |
|---|---|
| Cost of Living in Germany is 0.0% lower than in Finland (excluding rent) | |
| Cost of Living Including Rent in Germany is 2.1% higher than in Finland | |
| Rent Prices in Germany are 10.6% higher than in Finland | |
| Restaurant Prices in Germany are 9.9% lower than in Finland | |
| Groceries Prices in Germany are 4.9% lower than in Finland | |
| Local Purchasing Power in Germany is 9.9% higher than in Finland | |
Restaurants | Finland Edit |
Germany Edit | Difference |
|---|---|---|---|
| Meal at an Inexpensive Restaurant | 14.00 € | 15.00 € | +7.1 % |
| Meal for Two at a Mid-Range Restaurant (Three Courses, Without Drinks) | 80.00 € | 65.00 € | -18.8 % |
| Combo Meal at McDonald's (or Equivalent Fast-Food Meal) | 10.00 € | 10.00 € | 0.0 % |
| Domestic Draft Beer (1 Pint) | 7.00 € | 4.50 € | -35.7 % |
| Imported Beer (12 oz Small Bottle) | 7.50 € | 4.00 € | -46.7 % |
| Cappuccino (Regular Size) | 4.35 € | 3.56 € | -18.0 % |
| Soft Drink (Coca-Cola or Pepsi, 12 oz Small Bottle) | 2.54 € | 2.99 € | +18.0 % |
| Bottled Water (12 oz) | 1.93 € | 2.61 € | +35.4 % |
Markets | Finland Edit |
Germany Edit | |
| Milk (Regular, 1 Liter) | 1.16 € | 1.12 € | -3.9 % |
| Fresh White Bread (1 lb Loaf) | 2.11 € | 1.74 € | -17.9 % |
| White Rice (1 lb) | 1.07 € | 1.37 € | +27.3 % |
| Eggs (12, Large Size) | 2.95 € | 3.31 € | +12.4 % |
| Local Cheese (1 lb) | 3.54 € | 5.83 € | +64.7 % |
| Chicken Fillets (1 lb) | 5.58 € | 5.00 € | -10.4 % |
| Beef Round or Equivalent Back Leg Red Meat (1 lb) | 8.71 € | 8.12 € | -6.8 % |
| Apples (1 lb) | 1.04 € | 1.33 € | +28.0 % |
| Bananas (1 lb) | 0.84 € | 0.78 € | -7.2 % |
| Oranges (1 lb) | 1.00 € | 0.90 € | -10.1 % |
| Tomatoes (1 lb) | 1.74 € | 1.90 € | +8.9 % |
| Potatoes (1 lb) | 0.51 € | 0.61 € | +20.0 % |
| Onions (1 lb) | 0.72 € | 0.57 € | -21.4 % |
| Lettuce (1 Head) | 1.88 € | 1.57 € | -16.5 % |
| Bottled Water (50 oz) | 1.62 € | 0.96 € | -40.8 % |
| Bottle of Wine (Mid-Range) | 12.99 € | 5.99 € | -53.9 % |
| Domestic Beer (16.9 oz Bottle) | 2.97 € | 0.93 € | -68.8 % |
| Imported Beer (12 oz Small Bottle) | 3.30 € | 1.35 € | -58.9 % |
| Cigarettes (Pack of 20, Marlboro) | 11.00 € | 8.70 € | -20.9 % |
Transportation | Finland Edit |
Germany Edit | |
| One-Way Ticket (Local Transport) | 3.20 € | 3.20 € | 0.0 % |
| Monthly Public Transport Pass (Regular Price) | 62.50 € | 58.00 € | -7.2 % |
| Taxi Start (Standard Tariff) | 7.90 € | 4.80 € | -39.2 % |
| Taxi 1 mile (Standard Tariff) | 1.97 € | 4.02 € | +104.1 % |
| Taxi 1 Hour Waiting (Standard Tariff) | 59.40 € | 35.00 € | -41.1 % |
| Gasoline (1 Liter) | 1.81 € | 1.71 € | -5.9 % |
| Volkswagen Golf 1.5 (or Equivalent New Compact Car) | 32,706.00 € | 29,395.00 € | -10.1 % |
| Toyota Corolla Sedan 1.6 (or Equivalent New Mid-Size Car) | 31,972.82 € | 34,128.00 € | +6.7 % |
Utilities (Monthly) | Finland Edit |
Germany Edit | |
| Basic Utilities for 915 Square Feet Apartment (Electricity, Heating, Cooling, Water, Garbage) | 127.27 € | 305.57 € | +140.1 % |
| Mobile Phone Plan (Monthly, with Calls and 10GB+ Data) | 25.92 € | 23.36 € | -9.9 % |
| Broadband Internet (Unlimited Data, 60 Mbps or Higher) | 22.17 € | 43.09 € | +94.4 % |
Sports And Leisure | Finland Edit |
Germany Edit | |
| Monthly Fitness Club Membership | 39.69 € | 35.70 € | -10.1 % |
| Tennis Court Rental (1 Hour, Weekend) | 26.50 € | 24.23 € | -8.6 % |
| Cinema Ticket (International Release) | 15.00 € | 13.00 € | -13.3 % |
Childcare | Finland Edit |
Germany Edit | |
| Private Full-Day Preschool or Kindergarten, Monthly Fee per Child | 349.60 € | 514.22 € | +47.1 % |
| International Primary School, Annual Tuition per Child | 9,259.30 € | 15,161.49 € | +63.7 % |
Clothing And Shoes | Finland Edit |
Germany Edit | |
| Jeans (Levi's 501 or Similar) | 87.33 € | 78.82 € | -9.7 % |
| Summer Dress in a Chain Store (e.g. Zara or H&M) | 36.83 € | 37.60 € | +2.1 % |
| Nike Running Shoes (Mid-Range) | 89.44 € | 88.10 € | -1.5 % |
| Men's Leather Business Shoes | 129.25 € | 112.43 € | -13.0 % |
Rent Per Month | Finland Edit |
Germany Edit | |
| 1 Bedroom Apartment in City Centre | 765.02 € | 828.61 € | +8.3 % |
| 1 Bedroom Apartment Outside of City Centre | 611.15 € | 635.88 € | +4.0 % |
| 3 Bedroom Apartment in City Centre | 1,357.42 € | 1,543.26 € | +13.7 % |
| 3 Bedroom Apartment Outside of City Centre | 1,054.75 € | 1,181.15 € | +12.0 % |
Buy Apartment Price | Finland Edit |
Germany Edit | |
| Price per Square Feet to Buy Apartment in City Centre | 437.71 € | 504.34 € | +15.2 % |
| Price per Square Feet to Buy Apartment Outside of Centre | 260.78 € | 338.76 € | +29.9 % |
Salaries And Financing | Finland Edit |
Germany Edit | |
| Average Monthly Net Salary (After Tax) | 2,647.50 € | 2,972.34 € | +12.3 % |
| Annual Mortgage Interest Rate (20-Year Fixed, in %) | 3.73 | 3.95 | +5.9 % |
| Last update: | 20 January 2026 | 20 January 2026 | |
| Contributors in the past 12 months: | 273 | 1902 | |
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