Annual Mortgage Interest Rate (20-Year Fixed, in %) (Salaries And Financing) by City

This page displays current data by country.
Data are displayed only for countries with a sufficient number of contributors.
Chart: Annual Mortgage Interest Rate (20-Year Fixed, in %), Salaries And Financing
Currency:
Rank
Country
Annual Mortgage Interest Rate
(20-Year Fixed, in %)
Kazakhstan18.76
Portugal4.15
Greece4.59
Latvia4.23
Iran22.58
Morocco4.81
Panama6.30
Iraq6.59
Chile5.13
Nepal10.98
Argentina60.36
Ukraine17.52
Bahrain6.36
India8.99
Canada5.40
Turkey42.98
Belgium3.57
Finland3.76
Taiwan2.29
North Macedonia4.74
South Africa11.28
Georgia12.25
Peru9.78
Germany3.95
Puerto Rico5.96
United States6.34
Thailand5.78
Costa Rica9.71
Sweden3.90
Vietnam8.70
Poland7.03
Bulgaria3.25
Jordan7.77
Kuwait6.05
Nigeria18.26
Tunisia11.13
Croatia3.69
Sri Lanka13.88
Uruguay6.15
United Kingdom5.41
United Arab Emirates4.67
Kenya14.20
Switzerland2.13
Spain3.34
Lebanon10.67
Azerbaijan9.18
Cuba9.04
Venezuela22.02
Czech Republic5.13
Israel5.16
Australia5.97
Estonia3.92
Hong Kong (China)3.79
Cyprus4.02
Malaysia4.28
Oman5.09
Bosnia And Herzegovina4.52
Armenia15.09
Austria3.48
South Korea4.11
Luxembourg3.35
Brazil11.06
Algeria6.03
Slovenia3.69
Colombia12.24
Ecuador10.42
Kosovo (Disputed Territory)4.31
Hungary7.30
Japan1.97
Moldova8.57
Belarus15.51
Mauritius6.03
Albania5.48
New Zealand6.44
Italy3.75
Singapore2.84
Egypt17.03
Bolivia7.23
Malta4.28
Russia18.44
Saudi Arabia5.29
Netherlands4.04
Pakistan15.90
China3.64
Ireland4.16
Qatar5.63
Slovakia4.06
France3.77
Lithuania4.09
Serbia5.20
Romania7.03
Philippines7.07
Uzbekistan23.53
Bangladesh10.45
Norway4.94
Denmark3.95
Dominican Republic13.18
Mexico11.45
Zimbabwe13.50
Montenegro5.52
Indonesia9.27

Last Update: February 12, 2026 01:43 PM, CET
Data Source: Numbeo contributors and official sources
Based on data collected within the last 12 months.