Cost of Living in Krakow

Summary about cost of living in Krakow (Cracow), Poland:

Restaurants
[ Edit ] Range
Meal, Inexpensive Restaurant 25.00 zł 15.00-40.00
Meal for 2 People, Mid-range Restaurant, Three-course 120.00 zł 80.00-200.00
McMeal at McDonalds (or Equivalent Combo Meal) 20.00 zł 18.00-24.00
Domestic Beer (1 pint draught) 10.00 zł 7.00-14.00
Imported Beer (12 oz small bottle) 10.00 zł 6.00-13.00
Cappuccino (regular) 9.46 zł 5.00-15.00
Coke/Pepsi (12 oz small bottle) 5.36 zł 3.00-9.00
Water (12 oz small bottle) 4.90 zł 3.00-7.00
Markets
[ Edit ]
Milk (regular), (1 gallon) 10.41 zł 7.57-12.49
Loaf of Fresh White Bread (1 lb) 3.03 zł 1.81-4.54
Rice (white), (1 lb) 1.73 zł 0.91-3.18
Eggs (regular) (12) 8.53 zł 6.00-10.80
Local Cheese (1 lb) 10.87 zł 8.12-17.24
Chicken Fillets (1 lb) 7.90 zł 5.90-10.20
Beef Round (1 lb) (or Equivalent Back Leg Red Meat) 14.86 zł 8.16-22.68
Apples (1 lb) 1.72 zł 1.13-3.18
Banana (1 lb) 2.20 zł 1.59-3.18
Oranges (1 lb) 2.50 zł 1.81-4.54
Tomato (1 lb) 2.78 zł 1.81-4.08
Potato (1 lb) 1.30 zł 0.91-1.81
Onion (1 lb) 1.55 zł 0.91-2.27
Lettuce (1 head) 3.50 zł 2.00-5.00
Water (1.5 liter bottle) 2.01 zł 1.00-3.00
Bottle of Wine (Mid-Range) 25.00 zł 18.00-40.00
Domestic Beer (0.5 liter bottle) 3.48 zł 2.50-5.00
Imported Beer (12 oz small bottle) 5.44 zł 4.00-7.00
Cigarettes 20 Pack (Marlboro) 17.00 zł 16.00-18.00
Transportation
[ Edit ]
One-way Ticket (Local Transport) 4.00 zł 3.40-4.60
Monthly Pass (Regular Price) 106.00 zł 80.00-120.00
Taxi Start (Normal Tariff) 7.00 zł 6.00-10.00
Taxi 1 mile (Normal Tariff) 3.70 zł 2.90-4.83
Taxi 1hour Waiting (Normal Tariff) 35.00 zł 20.00-40.00
Gasoline (1 gallon) 18.84 zł 16.09-20.44
Volkswagen Golf 1.4 90 KW Trendline (Or Equivalent New Car) 78,600.00 zł 75,490.00-80,000.00
Toyota Corolla Sedan 1.6l 97kW Comfort (Or Equivalent New Car) 81,405.75 zł 76,000.00-90,000.00
Utilities (Monthly)
[ Edit ]
Basic (Electricity, Heating, Cooling, Water, Garbage) for 915 sq ft Apartment 698.86 zł 500.00-1,020.00
1 min. of Prepaid Mobile Tariff Local (No Discounts or Plans) 0.23 zł 0.15-0.30
Internet (60 Mbps or More, Unlimited Data, Cable/ADSL) 55.16 zł 45.00-80.00
Sports And Leisure
[ Edit ]
Fitness Club, Monthly Fee for 1 Adult 103.11 zł 69.00-150.00
Tennis Court Rent (1 Hour on Weekend) 55.00 zł 35.00-70.00
Cinema, International Release, 1 Seat 25.00 zł 20.00-35.00
Childcare
[ Edit ]
Preschool (or Kindergarten), Full Day, Private, Monthly for 1 Child 949.60 zł 700.00-1,200.00
International Primary School, Yearly for 1 Child 21,887.76 zł 12,000.00-45,000.00
Clothing And Shoes
[ Edit ]
1 Pair of Jeans (Levis 501 Or Similar) 335.61 zł 179.00-590.00
1 Summer Dress in a Chain Store (Zara, H&M, ...) 172.61 zł 90.00-300.00
1 Pair of Nike Running Shoes (Mid-Range) 293.35 zł 200.00-400.00
1 Pair of Men Leather Business Shoes 427.89 zł 220.00-668.00
Rent Per Month
[ Edit ]
Apartment (1 bedroom) in City Centre 2,479.39 zł 1,800.00-3,500.00
Apartment (1 bedroom) Outside of Centre 1,781.63 zł 1,250.00-2,400.00
Apartment (3 bedrooms) in City Centre 4,533.53 zł 3,000.00-6,000.00
Apartment (3 bedrooms) Outside of Centre 3,038.88 zł 2,200.00-4,000.00
Buy Apartment Price
[ Edit ]
Price per Square Feet to Buy Apartment in City Centre 1,297.24 zł 929.02-1,672.24
Price per Square Feet to Buy Apartment Outside of Centre 780.43 zł 650.32-929.02
Salaries And Financing
[ Edit ]
Average Monthly Net Salary (After Tax) 3,385.35 zł
Mortgage Interest Rate in Percentages (%), Yearly, for 20 Years Fixed-Rate 4.48 3.00-6.00

Prices in Krakow (Cracow)

This city had 3243 entries in the past 12 months by 284 different contributors.
Last update: November 2020
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43 Comments so far
Patrick on Sep 26, 2020:
@MS51 should be enough, but no big deal.

+/- 900 - 1000PLN is for room rent. You'll not save a lot money, or any (assuring You'll eat sometimes outside and go for a drinks).

For PhD in my opinion scholarship should be greater.
MS51 on Aug 31, 2020:
Hi
I won a PhD position in krakow and the scholarship NET is 2000PLN+ insurance per month. Is it enough money for a student there?
M Towlow on May 18, 2020:
My experience (monthly)
student:
shared room + cooking + public transport = 1000 PLN
young adult:
one bedroom apartment + eating out + car expenses + entertainment + sport activities = 4000 PLN
family guy:
two bedrooms apartment + wifey and kid's expenses including these mentioned above = 10000 PLN

Krakow is perfect place to have middle class life for average salary. It is perfect in terms of saving money if you prefer cooking at home and using public transport. There is plenty of free entertainment as well.

Unfortunately entry level and simple jobs provide relatively low income.

If you are ambitious and educated this place is absolutely rewarding.

IT sector is on another level. 15000 PLN salary isn't something surprising.
Anonymous on Apr 23, 2020:
I got an offer of 12.5K Gross per month. Location is Krakow. How much can we save for a family of 3 People (1 toddler, wife, me).
RaviG on Apr 21, 2020:
I got an offer of 12000 pln monthly gross. I am moving with my wife and baby girl of 7 months old. Wanted to know is it sufficient for all of us?

Wanted to know njow can we save per month with all expenses. Out lifestyle is average. Once in a month movie, twice outside food.
Anonymous on Jan 12, 2020:
13k that is per month not per annum and it is gross, so deduct the tax. You can spare around 6k each month.
Anonymous on Jan 10, 2020:
Hi guys,

I got an offer 13k PLN per annum. Is this a good salary for single man in Krakow ?

thank you
Anonymous on Jan 07, 2020:
Jerry:

That is good retirement money but you cannot buy a flat from it.

You can rent a nice flat just from that amount for four years. Relocating and renting a flat should not be an issue, but you should work too in Poland.
Jerry on Dec 29, 2019:
Correction retirement is $37,227 and our daughter would need to attend an English speaking school, she is in 8th grade.
Jerry on Dec 29, 2019:
Retired US Military with a retirement of $32,227 US dollars. My wife of 16 years is Polish and we are thinking of making a move to her homeland. Is that enough to live in Krakow?
Anonymous on Dec 12, 2019:
@#Anonymous on Nov 17, 2019 :
1. 32% income tax is counted ONLY for income ABOVE 85.528zł.
2. Below 85.528zł you are paying 17% income tax, NOT 19%. Previously it was 18%, decreased this year to 17%.
3. 19% income tax is ONLY for entrepreneurs (so-called line tax). Line tax is paid for all income (I am using this taxation).
Jo on Nov 27, 2019:
How much for gel extensions compared to uk on average
Richg1983 on Nov 18, 2019:
Would a monthly pay of 6,000 plz monthly pay enough if you have no mortgage? For example you own a house.
Anonymous on Nov 17, 2019:
"#rasstriga on May 16, 2019 :
HI guys. Is 8000 zloty a good salary for one person in Krakow ?"

For one person it is rather not good salary, because of the tax you will have to pay. When you are paid 8000 per month, it means that you are then in the 2nd tax treshold. It causes that you need to pay 32% tax (+9% for public health care and so on), instead of 19% (+9%), which is paid by people who earn less than 85.528zł per year. The 2nd tax treshold starts when you earn at least 85.528zł in whole year. So 12 x 8.000zł = 96.000zł. Your net salary will be arround 4.700zł per month.

The most of your salary you will spend for renting a flat - If you rent a flat with 2 rooms, you will pay around 2000-2500zł - depends on the part of the city. When your net salary is low, it is better to rent 1 room in a flat with 2-3 rooms, where other people live - you will then pay around 1.000zł per month for a rent a kind of room. It allows you to save more money. For utillities you will pay about 300-400 zł (or 150-200zł when renting only room), then you need to add to this other things like internet, telephone (I pay 70zł, but it is lower than average) - sometimes internet is included in renting price; public transport - mothly pass for you (who will probably not pay taxes in Kraków) 90zł (for those who pay taxes here - 69zł). Take into account, that probably you want to have an access to Netflix or other kind of tv (Idk how much is this in PL - I don't use that kind of things).

I believe that 8000zł is the beginning proposition. Your salary probably will be higher in next months or in one year. If your english is very good or if you are native speaker and/or speak also another langueage, and if you have an experience, you should be paid about 10.000zł-12.000 - depends on the sector in which you want to work. I've heard that people who work in IT, are paid about 13.000-18.000 zł per month. In my corpo you would be about about 6.000zł. Of counrse in Poland it is not an ussual salary (13-18 thousand) - that is why, if your yearly salary is higher than 85.528zł, you need to pay additional tax, that I described above.

For example, if you earn 10.000zł per month, then you get 120.000zł in wholoe year. You need to pay 32% tax (+9%), so your net salary will be arround 5.900zł - it is quite good, but do remember that you need to save money, if you want to buy a car or something expensive.
Anonymous on Nov 17, 2019:
I am affraid that Monthly Pass in public transport for 94zl is to high. I understand, that this price is for people who do not pay taxes in Krakow, but normaly this is 69zl for all lines in the Krakow's public transport. This is price for those who live here and pay taxes.
rasstriga on May 16, 2019:
HI guys. Is 8000 zloty a good salary for one person in Krakow ?
Hdjd on Mar 30, 2019:
Krakow monthly salary after tax in march 2019 is 3880PLN as GUS statistical institution says. You can check on krakow.stat.gov.pl
lol on Jan 13, 2019:
Progressive Tax in poland? Who pay that? We have fixed 19% income tax rate for B2B if you earn over this 20000 euro/year you have B2B and 19% and only 300 euro for Social Security and paying less then your cleaner.
Anonymous on Dec 26, 2018:
@Slef Poland has progressive personal income tax rates. To distribute surplus from rich and most of them smart people Poland have income cap around 20000euro annual income. Higher tax rate applied for only what is higher than cap.
Ted on Dec 14, 2018:
Hi folks,

do someone know how much do I spend for food every month? I am an single man, rarely eat meat, prefer local and seasonal food. I do not go often to restaurant, but like to buy some street food from time to time.

My budget is 1000 zloty per month. But it would be nice if spend less. Is 600 - 800 Zlot realistic?
Pronósticos Deportivos on Oct 30, 2018:
Hello everyone!
It’s possible live in Krakow with 900€ (4000 PLN)?
And where I can rent a flat for short time (1 or 2 month)?
slef on Oct 30, 2018:
Is that exists? Annual income up to PLN 85 528 tax rate 18 % over 85 528 PLN tax rate 32 % Which is the rate of Social Insurance System contribution?
9370 on Oct 15, 2018:
Guys, each one has different expectations for standard of living. Numbeo has a great tool of cost of living comparison where it says how much should you earn in Cracow to maintain the same standard of living as your current income in your current city
Anonymous on Oct 05, 2018:
Hello, I have been offered 8500 PLN, for an IT firm. Is this enough for a decent standard of living? I would be moving with my wife. Please suggest
Jakkala Venkateshwarlu on Sep 15, 2018:
Hi I have a got an opportunity in Poland, from a Pharma firm and I have more than 13+ years’ experience. They are asking me salary expectations. As for my experience how much can I expect? Please can you help me?
anonymous1991 on Jul 07, 2018:
hi I might be getting in the Jagiellonian university for masters, the program has zero tuition fee and will be offering a monthly scholarship of 1500 PLN. Will this amount be sufficient for living in krakow and studying, will it cover costs of food, accommodation, entertainment?
Su on Jul 03, 2018:
Hi i will be moving to poland, got an opportunity from a IT firm, they are offering me 7,700 net salary. Is it ok to accept it or should i ask more to maintain a normal standard of living for a single person.
Kris on Jul 01, 2018:
#KK You can do it even in 2018 and easily. 800E equals 3400 PLN. For this you can have amazing apartment.
Anonymous on May 10, 2018:
How much it cost annually for a Good International English Primary School? 4500 zl per month around 45k per year. Price sky rocketing due to a lot of share service centers include reimbursement for external expat's kids school tuition. Same happens with property prices..a lot of hedge funds invest in properties(commercial&residential). For them money is 'cheap'. For you these are price of big city.
Anonymous on Jan 22, 2018:
Hello, Any people from Krakow can help me with few details about:

1. How much it cost annually for a Good International English Primary School?
marco on Jan 17, 2018:
I earned 6k net in Krakow in one of the banking offshoring centres. The life is Krakow was ok but after one year I decided to leave. Now I live in Amsterdam and it`s much more interesting and fun.
KK on Nov 25, 2017:
You can rent some great 60-70m2 3-room apartments, brand new built 2016/2017 in city centre for like 800€/month.
Sp on Oct 22, 2017:
With 8k before taxes salary (around 1900 euros) you rent one of the best apartments (1-2 bedrooms) in krakow (2300 zloty all include) out of center and the rest money living like a king & queen.The above statistics it's near to reality. Avoid the agencies try to find direct renters from FB groups. You have 6-12 months contracts. You have almost 33% taxes insurance etc. So after taxes you will receive more or less 1250 euros which is very very good salary!!!!
Adi on Sep 02, 2017:
1600 € netto is a very good salary in Poland, not only for 1 person, but also 1600 for 2 persons.
Ana on Aug 16, 2017:
Hi!!

Is a salary of 9.200 PLN Brutto - ~1.600 €/month netto agood salary for one or two persons living in Kracow?

Thanks!
Kaush on Jul 13, 2017:
Hi,

I would like to know average monthly salary in Krakow for a normal living. Please help
mati on Apr 21, 2017:
Hello,

I am a polish citizen. I live in Krakow since I was born. In my opinion for a single person (If you have to rent a room) the salary of 4500 -5000 gross PLN is enough.

Mati
MyName on Apr 03, 2017:
FYI normal living in Cracow from my experience, average from last 7 months. I live with my fiancé and a cat.
Flat with everything included also internet, near Vistula and Kazimierz, older standard but very nice neighbourhood: ~1800
Food vegan and healthy, often buying exotic food and included eating out and alcohol (1 fan of craft beers): ~1100
Monthly transportation pass is 90 but you can buy for 50 for 1 line, 20min single ticket is 2,8
I don't use car a lot but my friends spend about 250
Overall for living: 4750 (excluding electronics, gifts and travels) for us two. We buy what we want and don't really give up on any caprices, often take part in cultural activities like concerts, like to try new things. We don't party though.
Beth on Feb 18, 2017:
Hi, Any people from Krakow can help me with few details about:

I would like to know average monthly salary in Krakow for a decent living.
Can anyone tell me about Average Monthly Salary for Leading Position of QA Team (in Poland), I mean to me, husband an son - primary school, I´m from Brazil and have no idea.

Kindly advise.
Andy on Jan 31, 2017:
Hi, I just received an offer to relocate at Krakow, I was wondering if 9000 PLN is a good salary to start working there. I am really excited to work there. however, I need to put on a weight and compare if salary is enough.

I hope to hear from you soon.
alex87 on Jan 10, 2017:
Hey guys!

Is 6900 PLN appropriate salary for young family (no kids) to live in Krakow?

(rent of a flat + meals + money to commute + etc)

Thanks
Hannah on Dec 06, 2016:
Hello I am going to Krakow for 5 days next weekend. How much Zl do you recommend taking?
We will be eating out and drinking everyday, and site seeing most days. Thank you!
JAN on Nov 04, 2016:
yes, 3800 is enough for renting 1 room cca- 700 - 900 PLN + media then some social life, depends on your standard of living.