Property Prices in Kotka, Finland

Index Info
Price to Income Ratio: 2.86
Mortgage as Percentage of Income: 19.40%
Loan Affordability Index: 5.15
Price to Rent Ratio - City Centre: 14.77
Price to Rent Ratio - Outside of Centre: 12.22
Gross Rental Yield (City Centre): 6.77%
Gross Rental Yield (Outside of Centre): 8.18%

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Rent Per Month
Edit Range
1 Bedroom Apartment in City Centre €620.00 550.00-700.00
1 Bedroom Apartment Outside of City Centre €500.00 500.00-500.00
3 Bedroom Apartment in City Centre €1,025.00 750.00-1,300.00
3 Bedroom Apartment Outside of City Centre €775.00 650.00-900.00
Buy Apartment Price
Edit
Price per Square Feet to Buy Apartment in City Centre €178.84 125.42-232.26
Price per Square Feet to Buy Apartment Outside of Centre €116.13 92.90-139.35
Salaries And Financing
Edit
Average Monthly Net Salary (After Tax) €2,772.50
Annual Mortgage Interest Rate (20-Year Fixed, in %) 3.20 2.80-3.80

These data are based on 18 entries from 3 contributors over the past 18 months.
Last update: 14 March 2026

Sources and References
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