Property Prices in Dumaguete, Philippines

Index Info
Price to Income Ratio: 7.69
Mortgage as Percentage of Income: 68.82%
Loan Affordability Index: 1.45
Price to Rent Ratio - City Centre: 8.60
Price to Rent Ratio - Outside of Centre: 6.83
Gross Rental Yield (City Centre): 11.63%
Gross Rental Yield (Outside of Centre): 14.65%

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Rent Per Month
Edit Range
Apartment (1 bedroom) in City Centre 14,000.00 ₱ 12,000.00-16,000.00
Apartment (1 bedroom) Outside of Centre 9,750.00 ₱ 6,500.00-12,000.00
Apartment (3 bedrooms) in City Centre 22,500.00 ₱ 15,000.00-35,000.00
Apartment (3 bedrooms) Outside of Centre 18,833.33 ₱ 15,000.00-25,000.00
Buy Apartment Price
Price per Square Feet to Buy Apartment in City Centre 2,322.56 ₱
Price per Square Feet to Buy Apartment Outside of Centre 1,393.53 ₱
Salaries And Financing
Average Monthly Net Salary (After Tax) 13,000.00 ₱
Mortgage Interest Rate in Percentages (%), Yearly, for 20 Years Fixed-Rate 6.50 6.50-6.50

These data are based on 39 entries in the past 18 months from 10 different contributors.
Last update: April 2024

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2 Comments so far
Steve on Aug 18, 2023:
Some prices I looked at on this site are incorrect. No way is Gross Rental Yield 9 to 12 % - more like 3 to 5%. Houses are relatively expensive when one considers the poor building quality (with untrained skill-less workers mostly) and how crowded together they are. You often have a high concrete wall and house almost filling the plot - more like a prison.

Vegetables can be VERY expensive (even from market stalls) and eating-out (though relatively cheap) involves few veg but often lumps of low quality hard-to-chew meat.

Healthcare is poor and often seems to be a cash-cow (i.e. when you enter hospital you are not sure if it is to make you better or make the doctor wealthier). Many ex-pats return home for serious medical care - preferring that to a bodged job here.

Anything that can be done in a developed country in one stage is split here into as many as they can think of - e.g. buying a product can be (1) Agree to buy from one staff member (2) Go to another desk to fill out paperwork (3) Go to another desk to pay. In some cases (especially paying government and local authorities) paying can be in a building miles away! So go to one place to get the invoice, travel across the city to pay, return to where you started from to collect the document! And if the government authority makes an error they will force you to write a letter saying it is your error ad then they fine you.

The big saving compared with developed countries is in house rent - and that can save enough to cover all the extra costs for decent imported (and some local) foods plus the high cost of electricity. Overall you will save money.

The whole country is overcrowded and the 108 million population will be 130 million by 2030 - so things can only get worse.
kenneth woodyard on Jul 12, 2022:
People need to take into account that the housing here in not like the standard home in the US. Most place have no kitchen or very small one at best. Hot water us not always available. The power will go out weekly if not daily. You need to check if the home has AC? Most homes, apartments are crammed in with other homes, and lots of barking stray dogs along with the occasional roster. SO can you find a place her for $250.00 USD a month, sure. But its gonna be a shack with what I described above. Gas is just as high if not higher here and its old by liter, average now is about 88php a liter = $5.78 a gallon (in the ball park).

Crime is not an issue that I am aware of in the Philippines as they don't worry about Politicians getting in the way here. Law is a Armed police or military personnel is stationed at every store, bank, mall, gas stations, 7/11, etc... McDonalds. Try to come in here with a gun or drugs and your day will end badly. No racial division here. Bad people with guns and drugs are guilty (I think they use what the US used to have, Common Sense Law) Bad man, Gun, Police remove them with shots, dead bad man, Games over, Police true hero!

Lots of Traffic, Noise and Dirt/Dust in most cities. If it can move, you can enter the hwy or road ways period. 6 People on a scooter, no problem, make your bike a working trunk, no worries. Turn signals and the right of way here does not exist. Everyone is on honor and ya gotta be smart enough not to cause a accident. Hardly and traffic light anywhere, yes this include 4 way's or 6 ways.

Hope this information is helpful. 3 years here and I can say the beaches and travel is wonderful here in the Philippines. Daily life can be a challenge depending on what your trying to accomplish. I.E. Bank lines, Grocery Store lines, Government documents, etc.