Property Prices in Banja Luka, Bosnia And Herzegovina

Index Info
Price to Income Ratio: 14.34
Mortgage as Percentage of Income: 113.74%
Loan Affordability Index: 0.88
Price to Rent Ratio - City Centre: 31.15
Price to Rent Ratio - Outside of Centre: 30.14
Gross Rental Yield (City Centre): 3.21%
Gross Rental Yield (Outside of Centre): 3.32%
Rent Per Month
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1 Bedroom Apartment in City Centre 786.44 KM 700.00-900.00
1 Bedroom Apartment Outside of City Centre 547.78 KM 500.00-650.00
3 Bedroom Apartment in City Centre 1,237.78 KM 1,000.00-1,500.00
3 Bedroom Apartment Outside of City Centre 874.25 KM 750.00-1,000.00
Buy Apartment Price
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Price per Square Feet to Buy Apartment in City Centre 468.56 KM 378.94-603.86
Price per Square Feet to Buy Apartment Outside of Centre 317.59 KM 291.59-390.19
Salaries And Financing
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Average Monthly Net Salary (After Tax) 1,475.48 KM
Annual Mortgage Interest Rate (20-Year Fixed, in %) 5.02 4.00-6.00

These data are based on 125 entries from 23 contributors over the past 18 months.
Last update: 6 December 2025

Sources and References
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