Property Prices in Zambia

Index Info
Price to Income Ratio: 46.45
Mortgage as Percentage of Income: 1,233.05%
Loan Affordability Index: 0.08
Price to Rent Ratio - City Centre: 13.63
Price to Rent Ratio - Outside of Centre: 66.17
Gross Rental Yield (City Centre): 7.34%
Gross Rental Yield (Outside of Centre): 1.51%
Rent Per Month
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1 Bedroom Apartment in City Centre 474.59 $ 191.66-800.00
1 Bedroom Apartment Outside of City Centre 145.73 $ 108.40-180.00
3 Bedroom Apartment in City Centre 1,614.13 $ 802.09-2,500.00
3 Bedroom Apartment Outside of City Centre 1,089.00 $ 442.00-1,700.00
Buy Apartment Price
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Price per Square Feet to Buy Apartment in City Centre 183.62 $ 178.15-185.80
Price per Square Feet to Buy Apartment Outside of Centre 472.62 $ 65.03-1,505.30
Salaries And Financing
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Average Monthly Net Salary (After Tax) 380.14 $
Annual Mortgage Interest Rate (20-Year Fixed, in %) 26.40 6.50-36.00

These data are based on 75 entries from 11 contributors over the past 18 months.
Last update: 27 January 2026
Our data for each country are based on all entries from all cities in that country.

Sources and References
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