Property Prices in United Kingdom

Index Info
Price to Income Ratio: 8.97
Mortgage as Percentage of Income: 75.68%
Loan Affordability Index: 1.32
Price to Rent Ratio - City Centre: 21.82
Price to Rent Ratio - Outside of Centre: 21.57
Gross Rental Yield (City Centre): 4.58%
Gross Rental Yield (Outside of Centre): 4.64%
Rent Per Month
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Apartment (1 bedroom) in City Centre 1,035.60 £ 641.67-2,223.99
Apartment (1 bedroom) Outside of Centre 839.83 £ 568.50-1,636.79
Apartment (3 bedrooms) in City Centre 1,732.81 £ 1,135.00-4,182.89
Apartment (3 bedrooms) Outside of Centre 1,361.50 £ 900.00-2,728.57
Buy Apartment Price
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Price per Square Feet to Buy Apartment in City Centre 443.50 £ 232.26-1,474.83
Price per Square Feet to Buy Apartment Outside of Centre 350.73 £ 195.09-783.35
Salaries And Financing
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Average Monthly Net Salary (After Tax) 2,381.41 £
Mortgage Interest Rate in Percentages (%), Yearly, for 20 Years Fixed-Rate 5.76 4.50-6.00

These data are based on 6155 entries from 1355 contributors over the past 18 months.
Last update: April 2025
Our data for each country are based on all entries from all cities in that country.

Sources and References

By City in United Kingdom

Rank
City
Price To Income Ratio
Gross Rental Yield City Centre
Gross Rental Yield Outside of Centre
Price To Rent Ratio City Centre
Price To Rent Ratio Outside Of City Centre
Mortgage As A Percentage Of Income
Affordability Index
Aberdeen 3.9 6.2 6.2 16.1 16.2 33.7 3.0
Bath 8.2 5.3 6.4 18.7 15.7 70.1 1.4
Belfast 4.9 8.1 7.6 12.4 13.1 41.1 2.4
Birmingham 7.7 5.4 5.3 18.6 18.9 64.7 1.5
Bournemouth 8.1 5.9 8.1 17.0 12.4 68.8 1.5
Brighton 11.3 4.6 4.6 21.9 21.7 94.5 1.1
Bristol 9.9 5.4 4.5 18.6 22.2 83.1 1.2
Cambridge 9.8 4.6 4.6 21.6 21.5 81.0 1.2
Cardiff 4.8 11.0 7.4 9.1 13.5 41.5 2.4
Cheltenham 8.0 4.5 3.5 22.1 28.6 68.4 1.5
Colchester 6.6 5.4 6.8 18.6 14.6 56.0 1.8
Coventry 5.2 7.1 6.2 14.2 16.1 44.3 2.3
Derby 9.2 2.1 5.2 46.5 19.2 76.0 1.3
Dundee 9.1 3.2 3.1 31.7 32.2 77.4 1.3
Edinburgh 8.0 5.2 5.3 19.2 18.8 66.7 1.5
Exeter 14.2 3.3 3.9 30.2 26.0 119.6 0.8
Glasgow 5.5 7.7 7.1 13.0 14.0 44.8 2.2
Guildford 14.3 3.7 4.0 27.4 25.0 124.9 0.8
Kingston upon Hull 6.4 4.0 4.7 25.1 21.1 54.5 1.8
Leeds 7.8 4.6 6.0 21.9 16.7 64.7 1.5
Leicester 5.6 6.4 8.5 15.6 11.8 47.9 2.1
Liverpool 5.2 7.6 6.1 13.2 16.3 43.9 2.3
London 19.8 3.1 4.1 32.1 24.4 157.1 0.6
Manchester 7.8 5.9 6.5 16.9 15.3 66.8 1.5
Milton Keynes 10.6 4.3 4.0 23.5 24.9 87.5 1.1
Newcastle upon Tyne 9.5 3.3 2.5 30.3 40.3 80.5 1.2
Norwich 7.0 5.7 5.9 17.7 16.9 59.9 1.7
Nottingham 12.1 2.2 3.1 44.9 31.9 103.1 1.0
Oxford 13.7 3.3 5.9 30.2 16.9 116.9 0.9
Portsmouth 7.2 6.1 7.0 16.5 14.2 61.4 1.6
Reading 7.2 6.5 5.5 15.5 18.3 60.0 1.7
Sheffield 5.3 6.3 7.4 15.9 13.5 43.0 2.3
Southampton 7.8 5.2 5.0 19.4 19.8 64.6 1.5
Stoke-on-Trent 4.8 10.8 3.9 9.3 25.8 43.2 2.3
Swansea 5.9 6.8 5.7 14.7 17.7 51.3 1.9
Swindon 4.7 9.2 7.2 10.8 13.8 39.4 2.5
York 7.5 4.5 6.5 22.4 15.4 64.2 1.6
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