Property Prices in United Kingdom
| Index |  |
|---|---|
| Price to Income Ratio: | 8.10 |
| Mortgage as Percentage of Income: | 66.66% |
| Loan Affordability Index: | 1.50 |
| Price to Rent Ratio - City Centre: | 20.60 |
| Price to Rent Ratio - Outside of Centre: | 20.17 |
| Gross Rental Yield (City Centre): | 4.85% |
| Gross Rental Yield (Outside of Centre): | 4.96% |
Rent Per Month |  Edit |
Range |
|---|---|---|
| 1 Bedroom Apartment in City Centre | 1,016.87 £ | |
| 1 Bedroom Apartment Outside of City Centre | 827.44 £ | |
| 3 Bedroom Apartment in City Centre | 1,685.95 £ | |
| 3 Bedroom Apartment Outside of City Centre | 1,337.55 £ | |
Buy Apartment Price | Edit |
|
| Price per Square Feet to Buy Apartment in City Centre | 409.48 £ | |
| Price per Square Feet to Buy Apartment Outside of Centre | 322.75 £ | |
Salaries And Financing | Edit |
|
| Average Monthly Net Salary (After Tax) | 2,431.88 £ | |
| Annual Mortgage Interest Rate (20-Year Fixed, in %) | 5.46 |
These data are based on 7029 entries from 1356 contributors over the past 18 months.
Last update: 12 December 2025
Our data for each country are based on all entries from all cities in that country.
Sources and References
By City in United Kingdom
Rank |
City |
Price To Income Ratio |
Gross Rental Yield City Centre |
Gross Rental Yield Outside of Centre |
Price To Rent Ratio City Centre |
Price To Rent Ratio Outside Of City Centre |
Mortgage As A Percentage Of Income |
Affordability Index |
|---|---|---|---|---|---|---|---|---|
| Aberdeen | 4.0 | 7.8 | 5.4 | 12.9 | 18.6 | 33.0 | 3.0 | |
| Basingstoke | 10.9 | 3.2 | 3.2 | 31.7 | 31.7 | 88.3 | 1.1 | |
| Bath | 12.6 | 3.9 | 4.2 | 25.6 | 24.0 | 103.8 | 1.0 | |
| Belfast | 5.4 | 6.7 | 7.9 | 14.9 | 12.7 | 43.4 | 2.3 | |
| Birmingham | 7.2 | 5.3 | 5.4 | 18.8 | 18.5 | 59.2 | 1.7 | |
| Bournemouth | 9.4 | 4.6 | 5.7 | 21.8 | 17.4 | 78.3 | 1.3 | |
| Bradford | 4.8 | 4.4 | 5.1 | 22.7 | 19.7 | 40.1 | 2.5 | |
| Brighton | 10.5 | 4.5 | 5.2 | 22.1 | 19.1 | 84.2 | 1.2 | |
| Bristol | 8.8 | 5.6 | 5.6 | 17.9 | 17.8 | 69.3 | 1.4 | |
| Cambridge | 9.8 | 4.4 | 5.4 | 22.7 | 18.4 | 77.9 | 1.3 | |
| Cardiff | 7.2 | 5.2 | 6.4 | 19.1 | 15.5 | 59.6 | 1.7 | |
| Cheltenham | 7.3 | 4.5 | 3.5 | 22.1 | 28.7 | 60.7 | 1.6 | |
| Colchester | 7.1 | 4.5 | 5.7 | 22.0 | 17.7 | 58.9 | 1.7 | |
| Coventry | 5.8 | 5.9 | 6.8 | 16.9 | 14.7 | 47.8 | 2.1 | |
| Derby | 6.1 | 3.2 | 5.0 | 31.1 | 19.9 | 50.4 | 2.0 | |
| Dundee | 6.0 | 4.9 | 4.6 | 20.5 | 21.7 | 50.1 | 2.0 | |
| Edinburgh | 8.1 | 5.1 | 5.4 | 19.7 | 18.4 | 64.9 | 1.5 | |
| Exeter | 10.3 | 5.0 | 3.6 | 19.8 | 28.0 | 84.8 | 1.2 | |
| Glasgow | 5.3 | 7.4 | 7.0 | 13.6 | 14.3 | 40.9 | 2.4 | |
| Guildford | 11.2 | 4.7 | 4.3 | 21.2 | 23.4 | 96.0 | 1.0 | |
| Ipswich | 8.8 | 4.1 | 4.9 | 24.3 | 20.3 | 73.2 | 1.4 | |
| Kingston upon Hull | 5.0 | 3.9 | 5.1 | 25.7 | 19.7 | 41.7 | 2.4 | |
| Lancaster | 14.5 | 3.9 | 1.9 | 25.8 | 53.4 | 121.0 | 0.8 | |
| Leeds | 6.0 | 7.2 | 5.8 | 13.8 | 17.4 | 48.0 | 2.1 | |
| Leicester | 7.5 | 4.3 | 5.2 | 23.5 | 19.1 | 62.9 | 1.6 | |
| Liverpool | 5.0 | 7.0 | 6.5 | 14.3 | 15.4 | 40.5 | 2.5 | |
| London | 15.2 | 3.5 | 4.7 | 28.8 | 21.4 | 117.0 | 0.9 | |
| Manchester | 7.3 | 7.1 | 5.8 | 14.1 | 17.3 | 60.1 | 1.7 | |
| Middlesbrough | 4.7 | 6.0 | 5.9 | 16.5 | 16.8 | 39.6 | 2.5 | |
| Milton Keynes | 10.9 | 4.1 | 3.8 | 24.2 | 26.5 | 89.5 | 1.1 | |
| Newcastle upon Tyne | 7.8 | 3.8 | 4.0 | 26.2 | 24.7 | 63.2 | 1.6 | |
| Newport | 6.2 | 6.6 | 5.2 | 15.1 | 19.2 | 51.3 | 1.9 | |
| Northampton | 5.1 | 5.8 | 6.5 | 17.4 | 15.3 | 42.2 | 2.4 | |
| Norwich | 6.8 | 5.5 | 5.6 | 18.1 | 17.7 | 56.2 | 1.8 | |
| Nottingham | 7.4 | 5.4 | 3.8 | 18.7 | 26.4 | 61.9 | 1.6 | |
| Oxford | 10.1 | 5.3 | 5.1 | 19.0 | 19.5 | 83.5 | 1.2 | |
| Plymouth | 6.5 | 5.2 | 5.7 | 19.2 | 17.6 | 53.9 | 1.9 | |
| Portsmouth | 7.8 | 6.0 | 6.0 | 16.6 | 16.7 | 65.4 | 1.5 | |
| Preston | 3.9 | 6.7 | 7.5 | 15.0 | 13.4 | 32.0 | 3.1 | |
| Reading | 8.0 | 5.7 | 5.3 | 17.6 | 18.8 | 63.3 | 1.6 | |
| Royal Leamington Spa | 7.1 | 5.5 | 4.3 | 18.2 | 23.2 | 59.5 | 1.7 | |
| Sheffield | 6.7 | 4.1 | 7.0 | 24.6 | 14.3 | 54.1 | 1.8 | |
| Slough | 39.7 | 1.3 | 1.5 | 76.0 | 67.0 | 318.8 | 0.3 | |
| Southampton | 8.6 | 5.2 | 4.5 | 19.3 | 22.1 | 71.3 | 1.4 | |
| Stoke-on-Trent | 4.5 | 11.3 | 3.9 | 8.8 | 25.6 | 37.8 | 2.6 | |
| Sunderland | 4.5 | 4.2 | 5.8 | 23.9 | 17.1 | 36.8 | 2.7 | |
| Swansea | 5.2 | 6.0 | 6.3 | 16.8 | 15.9 | 43.4 | 2.3 | |
| Swindon | 4.8 | 9.2 | 7.3 | 10.8 | 13.6 | 39.8 | 2.5 | |
| Woking | 9.9 | 4.5 | 5.1 | 22.4 | 19.5 | 82.2 | 1.2 | |
| York | 6.8 | 5.7 | 5.6 | 17.5 | 17.7 | 56.7 | 1.8 |
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