Property Prices Comparison Between Germany and Finland

For major cities in those countries you get more relevant data by specifying cities.

City in Germany:
City in Finland:

Index	Germany	Finland
Price to Income Ratio:	8.74	7.54
Mortgage as Percentage of Income:	63.42%	53.84%
Loan Affordability Index:	1.58	1.86
Price to Rent Ratio - City Centre:	28.26	30.17
Price to Rent Ratio - Outside of Centre:	29.33	24.59
Gross Rental Yield (City Centre):	3.54%	3.31%
Gross Rental Yield (Outside of Centre):	3.41%	4.07%

Currency: Sticky Currency Switch to metric measurement units

Rent Per Month	Germany Edit	Finland Edit	Difference
Apartment (1 bedroom) in City Centre	883.70 €	770.02 €	-12.9 %
Apartment (1 bedroom) Outside of Centre	668.64 €	622.37 €	-6.9 %
Apartment (3 bedrooms) in City Centre	1,654.20 €	1,318.64 €	-20.3 %
Apartment (3 bedrooms) Outside of Centre	1,259.49 €	994.50 €	-21.0 %
Buy Apartment Price	Germany Edit	Finland Edit
Price per Square Feet to Buy Apartment in City Centre	515.28 €	460.62 €	-10.6 %
Price per Square Feet to Buy Apartment Outside of Centre	405.85 €	294.48 €	-27.4 %
Salaries And Financing	Germany Edit	Finland Edit
Average Monthly Net Salary (After Tax)	2,836.52 €	2,695.63 €	-5.0 %
Mortgage Interest Rate in Percentages (%), Yearly, for 20 Years Fixed-Rate	3.98	3.80	-4.6 %
Last update:	April 2025	April 2025
Contributors in the past 12 months:	1125	189

Country data (source The World Bank, 2024)	Germany	Finland
GDP Per Capita (PPP) ($) :	54,000.00	49,400.00
GDP Growth Rate:	1.81	1.60
Population Growth Rate:	-0.12	0.22

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Other comparisons Germany vs Finland:

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