Property Prices Comparison Between Finland and Montenegro

For major cities in those countries you get more relevant data by specifying cities.

City in Finland:
City in Montenegro:

Index	Finland	Montenegro
Price to Income Ratio:	7.83	12.80
Mortgage as Percentage of Income:	55.94%	107.56%
Loan Affordability Index:	1.79	0.93
Price to Rent Ratio - City Centre:	31.32	18.65
Price to Rent Ratio - Outside of Centre:	25.17	18.98
Gross Rental Yield (City Centre):	3.19%	5.36%
Gross Rental Yield (Outside of Centre):	3.97%	5.27%

Currency: Sticky Currency Switch to metric measurement units

Rent Per Month	Finland Edit	Montenegro Edit	Difference
Apartment (1 bedroom) in City Centre	775.11 €	596.05 €	-23.1 %
Apartment (1 bedroom) Outside of Centre	625.39 €	449.64 €	-28.1 %
Apartment (3 bedrooms) in City Centre	1,329.79 €	1,046.02 €	-21.3 %
Apartment (3 bedrooms) Outside of Centre	998.99 €	802.59 €	-19.7 %
Buy Apartment Price	Finland Edit	Montenegro Edit
Price per Square Feet to Buy Apartment in City Centre	481.67 €	222.75 €	-53.8 %
Price per Square Feet to Buy Apartment Outside of Centre	302.94 €	172.29 €	-43.1 %
Salaries And Financing	Finland Edit	Montenegro Edit
Average Monthly Net Salary (After Tax)	2,695.28 €	830.45 €	-69.2 %
Mortgage Interest Rate in Percentages (%), Yearly, for 20 Years Fixed-Rate	3.79	5.72	+50.8 %
Last update:	May 2025	May 2025
Contributors in the past 12 months:	192	95

Country data (source The World Bank, 2024)	Finland	Montenegro
GDP Per Capita (PPP) ($) :	57,100.00	27,900.00
GDP Growth Rate:	-1.16	6.34
Population Growth Rate:	0.20	-0.44

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