Cost of Living Comparison Between Finland and Montenegro 
| Indices Difference |  |
|---|---|
| Cost of Living in Montenegro is 37.3% lower than in Finland (excluding rent) | |
| Cost of Living Including Rent in Montenegro is 34.1% lower than in Finland | |
| Rent Prices in Montenegro are 21.8% lower than in Finland | |
| Restaurant Prices in Montenegro are 39.5% lower than in Finland | |
| Groceries Prices in Montenegro are 41.0% lower than in Finland | |
| Local Purchasing Power in Montenegro is 53.5% lower than in Finland | |
Restaurants | Finland Edit |
Montenegro Edit | Difference |
|---|---|---|---|
| Meal, Inexpensive Restaurant | 14.00 € | 10.00 € | -28.6 % |
| Meal for 2 People, Mid-range Restaurant, Three-course | 80.00 € | 42.50 € | -46.9 % |
| McMeal at McDonalds (or Equivalent Combo Meal) | 10.00 € | 8.00 € | -20.0 % |
| Domestic Beer (1 pint draught) | 7.00 € | 2.50 € | -64.3 % |
| Imported Beer (12 oz small bottle) | 7.00 € | 3.00 € | -57.1 % |
| Cappuccino (regular) | 4.19 € | 2.06 € | -50.8 % |
| Coke/Pepsi (12 oz small bottle) | 2.45 € | 1.97 € | -19.8 % |
| Water (12 oz small bottle) | 1.75 € | 1.31 € | -25.0 % |
Markets | Finland Edit |
Montenegro Edit | |
| Milk (regular), (1 gallon) | 4.24 € | 4.45 € | +4.8 % |
| Loaf of Fresh White Bread (1 lb) | 2.08 € | 0.78 € | -62.3 % |
| Rice (white), (1 lb) | 1.09 € | 0.91 € | -16.7 % |
| Eggs (regular) (12) | 2.93 € | 2.74 € | -6.6 % |
| Local Cheese (1 lb) | 3.45 € | 3.45 € | -0.1 % |
| Chicken Fillets (1 lb) | 5.57 € | 3.06 € | -45.0 % |
| Beef Round (1 lb) (or Equivalent Back Leg Red Meat) | 8.58 € | 4.51 € | -47.4 % |
| Apples (1 lb) | 1.03 € | 0.53 € | -48.7 % |
| Banana (1 lb) | 0.82 € | 0.72 € | -11.6 % |
| Oranges (1 lb) | 0.97 € | 0.62 € | -36.1 % |
| Tomato (1 lb) | 1.69 € | 1.03 € | -39.1 % |
| Potato (1 lb) | 0.53 € | 0.41 € | -21.6 % |
| Onion (1 lb) | 0.74 € | 0.47 € | -36.8 % |
| Lettuce (1 head) | 1.87 € | 1.39 € | -25.4 % |
| Water (1.5 liter bottle) | 1.66 € | 0.74 € | -55.4 % |
| Bottle of Wine (Mid-Range) | 13.00 € | 5.00 € | -61.5 % |
| Domestic Beer (0.5 liter bottle) | 2.93 € | 0.99 € | -66.2 % |
| Imported Beer (12 oz small bottle) | 3.26 € | 1.50 € | -54.0 % |
| Cigarettes 20 Pack (Marlboro) | 10.30 € | 3.60 € | -65.0 % |
Transportation | Finland Edit |
Montenegro Edit | |
| One-way Ticket (Local Transport) | 3.00 € | 1.00 € | -66.7 % |
| Monthly Pass (Regular Price) | 60.00 € | 30.00 € | -50.0 % |
| Taxi Start (Normal Tariff) | 7.50 € | 1.00 € | -86.7 % |
| Taxi 1 mile (Normal Tariff) | 2.24 € | 1.61 € | -28.1 % |
| Taxi 1hour Waiting (Normal Tariff) | 56.70 € | 13.50 € | -76.2 % |
| Gasoline (1 gallon) | 7.08 € | 5.67 € | -19.9 % |
| Volkswagen Golf 1.4 90 KW Trendline (Or Equivalent New Car) | 30,000.00 € | 27,563.00 € | -8.1 % |
| Toyota Corolla Sedan 1.6l 97kW Comfort (Or Equivalent New Car) | 30,330.52 € | 26,954.44 € | -11.1 % |
Utilities (Monthly) | Finland Edit |
Montenegro Edit | |
| Basic (Electricity, Heating, Cooling, Water, Garbage) for 915 sq ft Apartment | 122.69 € | 111.16 € | -9.4 % |
| Mobile Phone Monthly Plan with Calls and 10GB+ Data | 26.30 € | 15.97 € | -39.3 % |
| Internet (60 Mbps or More, Unlimited Data, Cable/ADSL) | 21.68 € | 27.16 € | +25.3 % |
Sports And Leisure | Finland Edit |
Montenegro Edit | |
| Fitness Club, Monthly Fee for 1 Adult | 39.51 € | 39.12 € | -1.0 % |
| Tennis Court Rent (1 Hour on Weekend) | 24.65 € | 11.88 € | -51.8 % |
| Cinema, International Release, 1 Seat | 15.00 € | 5.00 € | -66.7 % |
Childcare | Finland Edit |
Montenegro Edit | |
| Preschool (or Kindergarten), Full Day, Private, Monthly for 1 Child | 307.10 € | 281.59 € | -8.3 % |
| International Primary School, Yearly for 1 Child | 8,756.67 € | 7,663.56 € | -12.5 % |
Clothing And Shoes | Finland Edit |
Montenegro Edit | |
| 1 Pair of Jeans (Levis 501 Or Similar) | 87.24 € | 70.67 € | -19.0 % |
| 1 Summer Dress in a Chain Store (Zara, H&M, ...) | 35.73 € | 35.91 € | +0.5 % |
| 1 Pair of Nike Running Shoes (Mid-Range) | 87.34 € | 87.35 € | +0.0 % |
| 1 Pair of Men Leather Business Shoes | 115.18 € | 102.95 € | -10.6 % |
Rent Per Month | Finland Edit |
Montenegro Edit | |
| Apartment (1 bedroom) in City Centre | 768.90 € | 595.46 € | -22.6 % |
| Apartment (1 bedroom) Outside of Centre | 623.63 € | 453.82 € | -27.2 % |
| Apartment (3 bedrooms) in City Centre | 1,322.70 € | 1,055.18 € | -20.2 % |
| Apartment (3 bedrooms) Outside of Centre | 998.60 € | 798.00 € | -20.1 % |
Buy Apartment Price | Finland Edit |
Montenegro Edit | |
| Price per Square Feet to Buy Apartment in City Centre | 464.65 € | 223.18 € | -52.0 % |
| Price per Square Feet to Buy Apartment Outside of Centre | 296.94 € | 170.97 € | -42.4 % |
Salaries And Financing | Finland Edit |
Montenegro Edit | |
| Average Monthly Net Salary (After Tax) | 2,699.70 € | 826.19 € | -69.4 % |
| Mortgage Interest Rate in Percentages (%), Yearly, for 20 Years Fixed-Rate | 3.81 | 5.72 | +49.9 % |
| Last update: | April 2025 | April 2025 | |
| Contributors in the past 12 months: | 447 | 174 |
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