Cost of Living Comparison Between Finland and Montenegro 
| Indices Difference |  |
|---|---|
| Cost of Living in Montenegro is 37.7% lower than in Finland (excluding rent) | |
| Cost of Living Including Rent in Montenegro is 34.7% lower than in Finland | |
| Rent Prices in Montenegro are 22.7% lower than in Finland | |
| Restaurant Prices in Montenegro are 39.6% lower than in Finland | |
| Groceries Prices in Montenegro are 41.6% lower than in Finland | |
| Local Purchasing Power in Montenegro is 52.6% lower than in Finland | |
Restaurants | Finland Edit |
Montenegro Edit | Difference |
|---|---|---|---|
| Meal, Inexpensive Restaurant | 14.00 € | 10.00 € | -28.6 % |
| Meal for 2 People, Mid-range Restaurant, Three-course | 80.00 € | 42.50 € | -46.9 % |
| McMeal at McDonalds (or Equivalent Combo Meal) | 10.00 € | 8.00 € | -20.0 % |
| Domestic Beer (1 pint draught) | 7.00 € | 2.50 € | -64.3 % |
| Imported Beer (12 oz small bottle) | 7.00 € | 3.00 € | -57.1 % |
| Cappuccino (regular) | 4.21 € | 2.06 € | -51.1 % |
| Coke/Pepsi (12 oz small bottle) | 2.45 € | 1.97 € | -19.8 % |
| Water (12 oz small bottle) | 1.76 € | 1.30 € | -25.7 % |
Markets | Finland Edit |
Montenegro Edit | |
| Milk (regular), (1 gallon) | 4.24 € | 4.38 € | +3.2 % |
| Loaf of Fresh White Bread (1 lb) | 2.12 € | 0.78 € | -62.9 % |
| Rice (white), (1 lb) | 1.09 € | 0.90 € | -17.2 % |
| Eggs (regular) (12) | 2.95 € | 2.74 € | -7.1 % |
| Local Cheese (1 lb) | 3.53 € | 3.44 € | -2.5 % |
| Chicken Fillets (1 lb) | 5.62 € | 3.06 € | -45.5 % |
| Beef Round (1 lb) (or Equivalent Back Leg Red Meat) | 8.74 € | 4.55 € | -47.9 % |
| Apples (1 lb) | 1.04 € | 0.54 € | -48.2 % |
| Banana (1 lb) | 0.82 € | 0.71 € | -13.0 % |
| Oranges (1 lb) | 0.98 € | 0.63 € | -36.0 % |
| Tomato (1 lb) | 1.71 € | 1.02 € | -40.7 % |
| Potato (1 lb) | 0.52 € | 0.41 € | -20.8 % |
| Onion (1 lb) | 0.73 € | 0.47 € | -36.3 % |
| Lettuce (1 head) | 1.91 € | 1.39 € | -27.0 % |
| Water (1.5 liter bottle) | 1.65 € | 0.74 € | -55.0 % |
| Bottle of Wine (Mid-Range) | 13.00 € | 5.00 € | -61.5 % |
| Domestic Beer (0.5 liter bottle) | 2.94 € | 0.98 € | -66.6 % |
| Imported Beer (12 oz small bottle) | 3.27 € | 1.51 € | -53.9 % |
| Cigarettes 20 Pack (Marlboro) | 10.40 € | 3.60 € | -65.4 % |
Transportation | Finland Edit |
Montenegro Edit | |
| One-way Ticket (Local Transport) | 3.00 € | 1.00 € | -66.7 % |
| Monthly Pass (Regular Price) | 60.00 € | 30.00 € | -50.0 % |
| Taxi Start (Normal Tariff) | 7.70 € | 1.00 € | -87.0 % |
| Taxi 1 mile (Normal Tariff) | 2.16 € | 1.61 € | -25.7 % |
| Taxi 1hour Waiting (Normal Tariff) | 57.00 € | 12.00 € | -78.9 % |
| Gasoline (1 gallon) | 7.06 € | 5.65 € | -20.0 % |
| Volkswagen Golf 1.4 90 KW Trendline (Or Equivalent New Car) | 30,000.00 € | 27,563.00 € | -8.1 % |
| Toyota Corolla Sedan 1.6l 97kW Comfort (Or Equivalent New Car) | 30,338.63 € | 26,569.00 € | -12.4 % |
Utilities (Monthly) | Finland Edit |
Montenegro Edit | |
| Basic (Electricity, Heating, Cooling, Water, Garbage) for 915 sq ft Apartment | 123.16 € | 111.48 € | -9.5 % |
| Mobile Phone Monthly Plan with Calls and 10GB+ Data | 26.26 € | 15.86 € | -39.6 % |
| Internet (60 Mbps or More, Unlimited Data, Cable/ADSL) | 21.79 € | 27.13 € | +24.5 % |
Sports And Leisure | Finland Edit |
Montenegro Edit | |
| Fitness Club, Monthly Fee for 1 Adult | 39.81 € | 39.10 € | -1.8 % |
| Tennis Court Rent (1 Hour on Weekend) | 25.43 € | 12.10 € | -52.4 % |
| Cinema, International Release, 1 Seat | 15.00 € | 5.00 € | -66.7 % |
Childcare | Finland Edit |
Montenegro Edit | |
| Preschool (or Kindergarten), Full Day, Private, Monthly for 1 Child | 306.57 € | 275.43 € | -10.2 % |
| International Primary School, Yearly for 1 Child | 8,756.67 € | 7,497.08 € | -14.4 % |
Clothing And Shoes | Finland Edit |
Montenegro Edit | |
| 1 Pair of Jeans (Levis 501 Or Similar) | 88.52 € | 72.36 € | -18.3 % |
| 1 Summer Dress in a Chain Store (Zara, H&M, ...) | 36.53 € | 35.21 € | -3.6 % |
| 1 Pair of Nike Running Shoes (Mid-Range) | 87.43 € | 86.25 € | -1.4 % |
| 1 Pair of Men Leather Business Shoes | 118.99 € | 101.96 € | -14.3 % |
Rent Per Month | Finland Edit |
Montenegro Edit | |
| Apartment (1 bedroom) in City Centre | 775.11 € | 593.73 € | -23.4 % |
| Apartment (1 bedroom) Outside of Centre | 625.39 € | 447.68 € | -28.4 % |
| Apartment (3 bedrooms) in City Centre | 1,329.79 € | 1,041.18 € | -21.7 % |
| Apartment (3 bedrooms) Outside of Centre | 998.99 € | 798.73 € | -20.0 % |
Buy Apartment Price | Finland Edit |
Montenegro Edit | |
| Price per Square Feet to Buy Apartment in City Centre | 474.03 € | 221.62 € | -53.2 % |
| Price per Square Feet to Buy Apartment Outside of Centre | 301.03 € | 170.56 € | -43.3 % |
Salaries And Financing | Finland Edit |
Montenegro Edit | |
| Average Monthly Net Salary (After Tax) | 2,695.28 € | 833.59 € | -69.1 % |
| Mortgage Interest Rate in Percentages (%), Yearly, for 20 Years Fixed-Rate | 3.79 | 5.69 | +50.1 % |
| Last update: | 21 May 2025 | 23 May 2025 | |
| Contributors in the past 12 months: | 457 | 181 |
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