Cost of Living in Munich

Summary about cost of living in Munich, Germany:

Edit Range
Meal, Inexpensive Restaurant 14.00 € 9.00-25.00
Meal for 2 People, Mid-range Restaurant, Three-course 60.00 € 42.00-100.00
McMeal at McDonalds (or Equivalent Combo Meal) 8.75 € 8.00-10.00
Domestic Beer (1 pint draught) 4.00 € 3.00-5.00
Imported Beer (12 oz small bottle) 3.80 € 3.00-5.00
Cappuccino (regular) 3.16 € 2.00-4.50
Coke/Pepsi (12 oz small bottle) 2.75 € 2.00-3.50
Water (12 oz small bottle) 2.52 € 2.00-4.00
Milk (regular), (1 gallon) 3.90 € 2.99-5.11
Loaf of Fresh White Bread (1 lb) 1.53 € 0.82-2.72
Rice (white), (1 lb) 0.92 € 0.45-1.81
Eggs (regular) (12) 2.83 € 1.56-4.40
Local Cheese (1 lb) 5.64 € 2.72-12.25
Chicken Fillets (1 lb) 3.46 € 1.81-5.44
Beef Round (1 lb) (or Equivalent Back Leg Red Meat) 6.96 € 3.63-13.61
Apples (1 lb) 1.25 € 0.68-1.81
Banana (1 lb) 0.79 € 0.45-1.81
Oranges (1 lb) 1.06 € 0.61-1.81
Tomato (1 lb) 1.04 € 0.36-1.86
Potato (1 lb) 0.90 € 0.36-1.36
Onion (1 lb) 0.70 € 0.45-1.13
Lettuce (1 head) 1.17 € 0.60-2.00
Water (1.5 liter bottle) 0.64 € 0.19-2.00
Bottle of Wine (Mid-Range) 6.00 € 4.00-9.00
Domestic Beer (0.5 liter bottle) 0.84 € 0.53-1.19
Imported Beer (12 oz small bottle) 1.55 € 0.80-3.00
Cigarettes 20 Pack (Marlboro) 7.00 € 7.00-8.00
One-way Ticket (Local Transport) 3.40 € 2.80-3.80
Monthly Pass (Regular Price) 57.10 € 55.00-88.00
Taxi Start (Normal Tariff) 3.70 € 3.50-6.00
Taxi 1 mile (Normal Tariff) 3.22 € 2.98-4.83
Taxi 1hour Waiting (Normal Tariff) 30.00 € 30.00-30.00
Gasoline (1 gallon) 5.10 € 4.54-5.98
Volkswagen Golf 1.4 90 KW Trendline (Or Equivalent New Car) 24,000.00 € 20,000.00-27,980.00
Toyota Corolla Sedan 1.6l 97kW Comfort (Or Equivalent New Car) 22,573.33 € 20,000.00-25,000.00
Utilities (Monthly)
Basic (Electricity, Heating, Cooling, Water, Garbage) for 915 sq ft Apartment 259.90 € 200.00-357.00
1 min. of Prepaid Mobile Tariff Local (No Discounts or Plans) 0.11 € 0.05-0.19
Internet (60 Mbps or More, Unlimited Data, Cable/ADSL) 34.13 € 29.90-45.00
Sports And Leisure
Fitness Club, Monthly Fee for 1 Adult 41.78 € 20.00-80.00
Tennis Court Rent (1 Hour on Weekend) 21.74 € 18.00-27.00
Cinema, International Release, 1 Seat 12.00 € 9.00-15.00
Preschool (or Kindergarten), Full Day, Private, Monthly for 1 Child 693.38 € 400.00-1,200.00
International Primary School, Yearly for 1 Child 12,656.20 € 5,500.00-18,000.00
Clothing And Shoes
1 Pair of Jeans (Levis 501 Or Similar) 82.20 € 40.00-100.00
1 Summer Dress in a Chain Store (Zara, H&M, ...) 40.65 € 20.00-50.00
1 Pair of Nike Running Shoes (Mid-Range) 87.20 € 55.00-130.00
1 Pair of Men Leather Business Shoes 126.81 € 70.00-150.00
Rent Per Month
Apartment (1 bedroom) in City Centre 1,306.41 € 1,000.00-1,590.00
Apartment (1 bedroom) Outside of Centre 1,001.14 € 750.00-1,345.00
Apartment (3 bedrooms) in City Centre 2,272.35 € 1,900.00-3,000.00
Apartment (3 bedrooms) Outside of Centre 1,768.75 € 1,300.00-2,200.00
Buy Apartment Price
Price per Square Feet to Buy Apartment in City Centre 1,079.04 € 836.12-1,625.79
Price per Square Feet to Buy Apartment Outside of Centre 780.09 € 650.32-929.02
Salaries And Financing
Average Monthly Net Salary (After Tax) 3,280.10 €
Mortgage Interest Rate in Percentages (%), Yearly, for 20 Years Fixed-Rate 1.59 1.00-3.00

Prices in Munich

This city had 2501 entries in the past 12 months by 338 different contributors.
Last update: July 2021
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33 Comments so far
Margret on Jul 11, 2021:
I have a job offer as junior software developer in München around 24k per year and I do not know the actual life costs in this big city. I hope one can read this and give a me a feedback.
Anonymous on Jun 29, 2021:
I have lived in both Munich and Toronto for the last 10 years (Corona made it more difficult) but based on my experience, Toronto is more expensive than Munich, virtually in all aspects, other than energy (gas, electricity). I would estimate about 10-15%, without rent/real estate, although downtown real estate is actually comparable. I have a similar size condo in each city, in a comparable area, and the real estate value would be exactly the same. The 5.99% cheaper Toronto as suggested by this site is IMHO not realistic, when compared apples to apples, unless the site compares tax-included prices in Munich with tax-excluded prices in Toronto (as most sticker prices would be) , in which case my estimate would also be correct.
Sofianets on May 05, 2021:
Is Nuremberg more affordable? I like its location (closer to the Czech Republic like Klatovy and Pilsen, the beer capital).
Anonymous on Apr 14, 2021:
I am single living in Munich in a 90 sq meter apartment which cost cold , Euro 2,100 per month around 2,600 bills included . Therefore , Euro 4,000 puts a roof over your head and a few extras , with little left over .. Munich is now to expensive
Anonymous on Feb 04, 2021:
Merkel stopped the flow of middle eastearners two months ago due to civil unrest.Try a different country
Anonymous on Feb 04, 2021:
No that's minimum wage each year not nearly enough for one person. A family of 4 would need 260k to live a decent life.
Rakesh Kumar on Feb 02, 2021:

I have a family of 3(including 2 years old baby) and got offer of 80K per anum. Is this sufficient to save some while leaving a decent life?
Anonymous on Dec 20, 2020:
Germany isn't accepting anymore Pakistanis according to Angela Merkel.
Hamza Hassan on Apr 28, 2020:
I am a student from Pakistan, Now i have a opportunity to move Munich for studies.
Kindly tell me cost of living and Job opportunity in Munich as student.
Second one, I work on internet and get some earning... if collectively (job + online) earning cross 6000£ per month, i declare to pay Tax,
if yes how much i pay.
i can't fix earrings.
Jay on Mar 01, 2020:
I am looking forward to work as a researcher in physics in germany. How much would I be able to save?
Dejan on Feb 08, 2020:
I'm Graphic Designer. Can you tell me how much should I expect for monthly net salary?
Swidomyj Swin Parasj on Nov 07, 2019:
For a family of three it would certainly lead to some constraints. Bear in mind that even a 3-room apartment in a suburb of Munich would cost around 1500 eur including utilities. If you have a smaller child, you will probably want to send him to a pre-school or a kindergarten, which is also around 200-400 eur (there are of course more expensive ones, but I stick to the average) a month. Then you‘ll probably want a car, which you‘ll need insurance and gasoline and - maybe - an underground garage for, another few hundreds of euros depending on the type of car. And of course you want to save some money for urgent issues, travelling and further stuff AND you certainly dont want to hang around in the apartment all the time but enjoy some culture/leisure. So try to calculate...We are a family of two and have around 7000 net and for us it is definitely not enough - which some here would consider crazy, but as I said: depends on your lifestyle and priorities!
S Chathuranga Jayasinghe on Sep 13, 2019:
I read the comments here and what i got is, If I'm getting a 6000 Eur salary I will get only 4020 Eur (33% tax reduction). Is it enough for a family of 3???
#van on Sep 02, 2019:
to #Ricardo
62k is sufficient for living here with your family.
Unfortunately you will not have much opportunity to choose where to live as the demand is insane :(
Flat in the center or house in the outskirts will be too expensive: 1600 - 2000.
Most likely you will rent a flat in the outskirts but this is fine as the transport network is really great!
van on Sep 02, 2019:
#Madhusudhana Reddy: 90,000 is a very high salary for Munich and Berlin.
Your taxes will depend on different factors.
For instance I have a child and my wife does not work - I pay ~35% in taxes / contributions.
Madhusudhana Reddy taniparthy on Aug 31, 2019:
I am from India.I want to live in Germany.If I get Salary 90000 euro per annum, how much tax will be deducted from my salary.What is cost of living in Berlin..
Gartner on Aug 19, 2019:
Munich's after tax net salary 2.695€?! hahahaha!! Probably for people with university degrees working in very skilled jobs. That's more than 4.000€ brut per month!

The reality is that in Munchen the average salary is around 2000-2100€/net , a lot of people earn 1500€ or less in normal jobs. Not everyone is an engineer earning 3000€ net !!!
Ricardo on Aug 19, 2019:

I'm from Brazil and I just received a job offer for IT related job with 62K/year annual salary for Munich.
Is it ok for a family of 4? (2 sons - 18yo and 4yo)
Also, is it better to rent an apartment nearby the centre or a house outside the centre?

Thanks in advance!
Anonymous on Aug 10, 2019:
You can live comfortably on 1,300 euro per month in Munich excluding what you mentioned but why would you want to? The euro is very volatile and gradually dropping like a rock.
Anonymous on Jul 29, 2019:
Hey , I am wondering if a couple can have good average life in Munich with 1300 euro that's excluding (rent , utilities , clothes , travels)?
Joe Doe on Jun 15, 2019:
--> Camel : That's an old calculator, but not that much different from the current rates
Camel on May 15, 2019:
---> Anonymous, it looks that Germany has chosen the way of socialism, good luck. The calculator of taxation of the salary is by the following link
Anonymous on May 08, 2019:
Anything above 6,000 euros falls into the 33% bracket in Munich so tax on your salary mentioned would be 2,221.89 euros per month.Current percentage rate as of 2019 but starting January 1,2020 the new percentage will be 39.7%.Taxes are automatically withdrawn each month not quarterly or annually.I'm a senior accountant in Munich.
What about the income tax to be paid for a monthly salary of 6000 euros
Anonymous on Mar 07, 2019:
Might want to put any plans of moving to Germany Netherlands or anywhere else in Europe on hold.Brexit will make it very difficult for everything especially since the Eurozone is collapsing rapidly.We got out of Europe in December.
macandal on Feb 27, 2019:
What's the price for a home in Munich?
Cat on Feb 05, 2019:

If I am willing to relocate to Munich for an Accounts Payable role, what is the salary that I should ask for that would allow me to live comfortably and also to save some money? I am married, no children yet. Thanks!
Maher on Sep 17, 2018:
@ Denis
What countries do you prefer as a software engineer???
Vas on Dec 28, 2017:
Munich is a nice and safe city but one of the last places you would want to live as software engineer. Salaries not much higher than other places, high taxation and high cost of living. Not worth it.
Robert on Nov 22, 2017:
Currently, I live in Frankfurt. My monthly rent (warm) is 450 Euro for 1 bedroom flat, 30 sqm.
This is quite cheap but I found this flat through friends.
Now, I have a job offer for 80k in Munich, which would mean 3,75k net p.M.. Currently, I have 65k gross (3,15k net).

Is it possible to find a similar 1-room flat for around 1000 Euro warm in Munich (with a location near to a S-Station)?
I am a single and really uncomplicated (no special wishes etc.). Theoretically, I could pay even 1500 Euro rent, but I think the new job should cover at least the difference in living cost. Is this realistic?
Victor on Nov 07, 2017:
Hi everyone,
I'm planning to move to Munich with a visa sponsorship and have a question regarding Tax Classes. I am single and have a child who will continue living outside the UE, then which will be my tax class? I or II?. Thanks in advance.
engineer on Sep 07, 2017:
I`m working in UK on a T2 Sponsored visa and thinkinh about moving to Munich. I have a wife and 1 yr old kid

Do you think having 4500€ net will suffice ?
- rent 1200€
- kid goes to nursery
- eat/drink at home (%80)
- public transport
Shubhangi on Aug 14, 2017:
A single person monthly costs: 942.23$ (797.26€) without rent.
What does it mean?
Without rent , its 942.23$ per month