Cost of Living in Geneva

Summary about cost of living in Geneva:

Restaurants [ Edit ] Range
Meal, Inexpensive Restaurant 25.00 Fr. 16.00-29.00
Meal for 2 People, Mid-range Restaurant, Three-course 100.00 Fr. 75.00-110.00
McMeal at McDonalds (or Equivalent Combo Meal) 14.00 Fr. 12.50-15.00
Domestic Beer (1 pint draught) 8.00 Fr. 5.00-9.00
Imported Beer (12 oz small bottle) 7.00 Fr. 5.00-8.00
Cappuccino (regular) 4.30 Fr. 3.00-5.50
Coke/Pepsi (12 oz small bottle) 3.97 Fr. 3.00-5.00
Water (12 oz small bottle) 2.98 Fr. 2.00-4.50
Markets [ Edit ]
Milk (regular), (1 gallon) 6.52 Fr. 4.54-9.46
Loaf of Fresh White Bread (1 lb) 2.99 Fr. 2.72-3.63
Rice (white), (1 lb) 1.48 Fr. 0.82-2.27
Eggs (regular) (12) 5.90 Fr. 4.00-8.00
Local Cheese (1 lb) 8.92 Fr. 6.80-11.34
Chicken Breasts (Boneless, Skinless), (1 lb) 9.57 Fr. 6.80-11.34
Beef Round (1 lb) (or Equivalent Back Leg Red Meat) 20.23 Fr. 13.61-28.12
Apples (1 lb) 1.81 Fr. 1.59-2.27
Banana (1 lb) 1.59 Fr. 1.13-1.81
Oranges (1 lb) 1.74 Fr. 1.36-3.18
Tomato (1 lb) 2.16 Fr. 1.81-2.72
Potato (1 lb) 1.33 Fr. 0.54-2.72
Onion (1 lb) 1.45 Fr. 0.64-1.81
Lettuce (1 head) 2.25 Fr. 1.20-4.50
Water (1.5 liter bottle) 2.00 Fr. 1.00-3.00
Bottle of Wine (Mid-Range) 12.00 Fr. 8.00-18.00
Domestic Beer (0.5 liter bottle) 1.69 Fr. 1.00-2.50
Imported Beer (12 oz small bottle) 2.42 Fr. 1.00-3.00
Cigarettes 20 Pack (Marlboro) 8.60 Fr. 8.60-8.80
Transportation [ Edit ]
One-way Ticket (Local Transport) 3.00 Fr. 3.00-3.00
Monthly Pass (Regular Price) 70.00 Fr. 50.00-75.00
Taxi Start (Normal Tariff) 6.50 Fr. 6.00-7.00
Taxi 1 mile (Normal Tariff) 6.44 Fr. 4.83-12.87
Taxi 1hour Waiting (Normal Tariff) 52.50 Fr. 45.00-75.00
Gasoline (1 gallon) 6.47 Fr. 5.94-6.81
Volkswagen Golf 1.4 90 KW Trendline (Or Equivalent New Car) 25,000.00 Fr. 22,000.00-35,000.00
Toyota Corolla 1.6l 97kW Comfort (Or Equivalent New Car) 33,833.33 Fr. 25,300.00-45,000.00
Utilities (Monthly) [ Edit ]
Basic (Electricity, Heating, Cooling, Water, Garbage) for 915 sq ft Apartment 206.92 Fr. 106.25-309.09
1 min. of Prepaid Mobile Tariff Local (No Discounts or Plans) 0.29 Fr. 0.15-0.60
Internet (60 Mbps or More, Unlimited Data, Cable/ADSL) 63.39 Fr. 50.00-80.00
Sports And Leisure [ Edit ]
Fitness Club, Monthly Fee for 1 Adult 95.10 Fr. 60.00-200.00
Tennis Court Rent (1 Hour on Weekend) 21.40 Fr. 20.00-35.00
Cinema, International Release, 1 Seat 20.00 Fr. 18.00-25.00
Childcare [ Edit ]
Preschool (or Kindergarten), Full Day, Private, Monthly for 1 Child 1,969.67 Fr. 950.00-3,200.00
International Primary School, Yearly for 1 Child 25,147.06 Fr. 15,000.00-35,000.00
Clothing And Shoes [ Edit ]
1 Pair of Jeans (Levis 501 Or Similar) 113.50 Fr. 90.00-140.00
1 Summer Dress in a Chain Store (Zara, H&M, ...) 63.17 Fr. 40.00-100.00
1 Pair of Nike Running Shoes (Mid-Range) 130.00 Fr. 80.00-170.00
1 Pair of Men Leather Business Shoes 184.00 Fr. 120.00-250.00
Rent Per Month [ Edit ]
Apartment (1 bedroom) in City Centre 1,990.38 Fr. 1,500.00-2,500.00
Apartment (1 bedroom) Outside of Centre 1,578.80 Fr. 1,200.00-2,000.00
Apartment (3 bedrooms) in City Centre 3,680.77 Fr. 2,600.00-5,000.00
Apartment (3 bedrooms) Outside of Centre 2,972.22 Fr. 2,300.00-3,600.00
Buy Apartment Price [ Edit ]
Price per Square Feet to Buy Apartment in City Centre 1,176.76 Fr. 929.02-1,393.53
Price per Square Feet to Buy Apartment Outside of Centre 874.13 Fr. 650.32-1,021.92
Salaries And Financing [ Edit ]
Average Monthly Net Salary (After Tax) 5,209.50 Fr.
Mortgage Interest Rate in Percentages (%), Yearly, for 20 Years Fixed-Rate 1.79 1.00-2.50

Prices in Geneva

These data are based on 1210 entries in the past 18 months from 150 different contributors.
Last update: October 2019
Sources and References: Info
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DeutschLebenshaltungskosten in Genf
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ItalianoCosto della Vita a Ginevra
FrançaisCoût de la Vie à Genève
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10 Comments so far

#Jaloliddin on Jun 08, 2019 :
Does anybody tell me, what is actual price for health insurance? As a minimum How much money I would pay for my insurance?
#Someone on Jan 23, 2019 :
Does anyone know any major websites for apartment rentals?
#Anonymous on Jan 03, 2019 :
Price calculator gives an average minimum expense of 5200 for a 4 persons family.
As per same calculator :
Apartment hire (3 bedrooms) Outside of Centre is 2,958.70 Fr. x 0.334 = 988.20 Fr.

What are the actual hires for a three bedroom apartment outside of Geneva ?
#Adil Rahman on Nov 27, 2018 :
L thinking to move in Zurich and also work there I am a Spanish citizenship I have 4 years experience field on restaurant and bar how much I expected salary for a month please let me know
#Peter Barta on Jul 31, 2018 :
Used to live in CH 40 years ago.How much is a bricklayer earning per hr as average to support those costs? Mind you Feldschlossen beer cost similar then. Bread slightly dearer now. It depends what you live on.
#Jur0b on Jan 06, 2017 :
I'm Slovak student studying in Ireland IT with focus on Software Development, do you think it's possible and easy to fly into Geneva and find there some Software Development job? I've heard companies there are using lots of outsourcing from countries with cheaper programmers.
#John on Oct 26, 2016 :
Please can someone tell me how much appreciated salaryes in the Printing press companies, working with offset machines here in Geneva ! thank you
#redlion on May 27, 2016 :
Over my first year (2015-2016) in Geneva, approx Costs in CHF per month:

Basic Costs:
cost of 1 bedroom apartments are around 2000, in the city.
cost of 2 bedroom apartments are around 3000, in the city.
Utilities (heat & water 200, elec 70, inet 50, tv 20 , cell 50*can be cheaper), cost around 400-500
Car Parking 150, Car insurance 150, rental insurance 300 (for the year)
Health insurance is incredibly expensive 600 per adult, 200 per child, plus dental.
Groceries 100 (single and frugal) - 200 (family)
Best mode of transport around the city is bike, or scooter (3k-5k), many use cars though parking is tough
Public transport card for the year is 500 (worth it).
Daycare 1200 (depends on salary)

Single person: 2000+400+300+600+150 = 3500 chf per month minimum
(3500*12 = 42000 approx annual costs)

Couple w 1 child: 3000+500+300+1400+200+1200 = 6600 chf per month minimum
(6600*12 = 79200 approx annual costs, some child benefit taxes net impact is -1200 per year, 78000)

Driving across the city can take 20mins to 90 mins, depending on traffic.
Rush hour is packed everywhere.
A half fare card for train around switzerland is 180 (year), worth it if you want to travel a little for vacation. You pay half the cost of a ticket (e.g. pay the cost for only a one way ticket for a round trip).
A full fare card for train around switzerland is 3500 (year), worth it if you travel every day and do so for vacation. (you pay nothing to travel on the train
1st class train travel is not worth the difference if you do not make more than 200k chf per year and need quite space to work. (1st class full fare card is 5000 (year).

Purchasing Property:
Current prices are at an all time high.
A house or apartment requires 20% down payment. In the city, 80m2 is near 1.2 million CHF.
Down payment of 20% on 1.2 million = 240000 chf
Various closing, notary and agent fees, well in excess of 50000 chf
Monthly Mortgage cost cannot exceed 33-35% of monthly income (before or after tax I am not certain).

Current prices are at an all time high.
Finding a rental is very very hard without a relocation company, they charge around 10000? to help you, often a company relocating you will arrange and pay for one for you, if not ask for it! They seem to help you rise through the default priority lists for types of residents.
Rental priorities are given to various types of residents, with families being close to the top (long term residents wanting stable and quiet surroundings) and single women being close to the bottom (culturally assumed that a single woman will move in with future husband).

Living in France is much cheaper (all around), but travel can be much tougher.

Geneva & Population:
The city of Geneva, about 140000, is the capital of the canton of Geneva, about 200000, the surrounding cities in France and Switzerland bring the population total to about 600000. Lots of workers commute.
#Saurabh on Feb 11, 2016 :
I am planning to come to Geneva to work. I am a British citizen.
I have 12years of experience in hotel as a manager. What salary should I expect?
#N. Korobov on Jan 03, 2016 :
I've got a job offer in Geneva for around 11.000 CHF gross salary per month in the banking sector. There might be a bonus of around 10-20k per annum, which I am not considering since it is uncertain. According to the calculator, this would mean around 7250 CHF net salary. I am planing with the following monthly cost (single man, 33, no wife/kids:

- Rent all incl: 2500 CHF
- Health insurance: 400 CHF
- Car Leasing+Insurance: 1000 CHF (can be less if I buy an used car, this is the maximum)
- Car Fuel: 200 CHF
- Accrual for unexpected cost (for example dentist, car tyres, new fridge etc.): 1000 CHF

Remains: 2150 CHF
Is this planning realistic?
Do you think this would be enough for having a decent life (incl. going out regularly, eating outside, 1-2 vacations per year?

Thank you!