Cost of Living Comparison Between Poland and Montenegro 
| Indices Difference |  |
|---|---|
| Cost of Living in Montenegro is 7.8% lower than in Poland (excluding rent) | |
| Cost of Living Including Rent in Montenegro is 9.0% lower than in Poland | |
| Rent Prices in Montenegro are 12.6% lower than in Poland | |
| Restaurant Prices in Montenegro are 4.5% lower than in Poland | |
| Groceries Prices in Montenegro are 1.4% lower than in Poland | |
| Local Purchasing Power in Montenegro is 35.7% lower than in Poland | |
Restaurants | Poland Edit |
Montenegro Edit | Difference |
|---|---|---|---|
| Meal, Inexpensive Restaurant |
40.00 zł (9.41 €) |
42.49 zł (10.00 €) |
+6.2 % |
| Meal for 2 People, Mid-range Restaurant, Three-course |
180.00 zł (42.36 €) |
180.60 zł (42.50 €) |
+0.3 % |
| McMeal at McDonalds (or Equivalent Combo Meal) |
32.00 zł (7.53 €) |
34.00 zł (8.00 €) |
+6.2 % |
| Domestic Beer (1 pint draught) |
14.00 zł (3.29 €) |
10.62 zł (2.50 €) |
-24.1 % |
| Imported Beer (12 oz small bottle) |
15.00 zł (3.53 €) |
12.75 zł (3.00 €) |
-15.0 % |
| Cappuccino (regular) |
13.60 zł (3.20 €) |
8.76 zł (2.06 €) |
-35.5 % |
| Coke/Pepsi (12 oz small bottle) |
7.24 zł (1.70 €) |
8.36 zł (1.97 €) |
+15.5 % |
| Water (12 oz small bottle) |
6.37 zł (1.50 €) |
5.54 zł (1.30 €) |
-13.0 % |
Markets | Poland Edit |
Montenegro Edit | |
| Milk (regular), (1 gallon) |
14.92 zł (3.51 €) |
18.62 zł (4.38 €) |
+24.8 % |
| Loaf of Fresh White Bread (1 lb) |
4.49 zł (1.06 €) |
3.33 zł (0.78 €) |
-25.7 % |
| Rice (white), (1 lb) |
2.53 zł (0.60 €) |
3.82 zł (0.90 €) |
+51.0 % |
| Eggs (regular) (12) |
12.42 zł (2.92 €) |
11.66 zł (2.74 €) |
-6.1 % |
| Local Cheese (1 lb) |
15.71 zł (3.70 €) |
14.62 zł (3.44 €) |
-7.0 % |
| Chicken Fillets (1 lb) |
11.06 zł (2.60 €) |
13.00 zł (3.06 €) |
+17.6 % |
| Beef Round (1 lb) (or Equivalent Back Leg Red Meat) |
20.55 zł (4.84 €) |
19.35 zł (4.55 €) |
-5.9 % |
| Apples (1 lb) |
1.87 zł (0.44 €) |
2.28 zł (0.54 €) |
+22.1 % |
| Banana (1 lb) |
2.95 zł (0.69 €) |
3.04 zł (0.71 €) |
+3.0 % |
| Oranges (1 lb) |
3.05 zł (0.72 €) |
2.67 zł (0.63 €) |
-12.4 % |
| Tomato (1 lb) |
4.93 zł (1.16 €) |
4.32 zł (1.02 €) |
-12.5 % |
| Potato (1 lb) |
1.60 zł (0.38 €) |
1.74 zł (0.41 €) |
+9.1 % |
| Onion (1 lb) |
1.92 zł (0.45 €) |
1.98 zł (0.47 €) |
+3.0 % |
| Lettuce (1 head) |
4.88 zł (1.15 €) |
5.93 zł (1.39 €) |
+21.5 % |
| Water (1.5 liter bottle) |
2.44 zł (0.58 €) |
3.16 zł (0.74 €) |
+29.2 % |
| Bottle of Wine (Mid-Range) |
25.00 zł (5.88 €) |
21.25 zł (5.00 €) |
-15.0 % |
| Domestic Beer (0.5 liter bottle) |
4.33 zł (1.02 €) |
4.17 zł (0.98 €) |
-3.6 % |
| Imported Beer (12 oz small bottle) |
6.22 zł (1.46 €) |
6.41 zł (1.51 €) |
+3.0 % |
| Cigarettes 20 Pack (Marlboro) |
19.75 zł (4.65 €) |
15.30 zł (3.60 €) |
-22.5 % |
Transportation | Poland Edit |
Montenegro Edit | |
| One-way Ticket (Local Transport) |
4.20 zł (0.99 €) |
4.25 zł (1.00 €) |
+1.2 % |
| Monthly Pass (Regular Price) |
119.00 zł (28.00 €) |
127.48 zł (30.00 €) |
+7.1 % |
| Taxi Start (Normal Tariff) |
9.00 zł (2.12 €) |
4.25 zł (1.00 €) |
-52.8 % |
| Taxi 1 mile (Normal Tariff) |
5.63 zł (1.33 €) |
6.84 zł (1.61 €) |
+21.4 % |
| Taxi 1hour Waiting (Normal Tariff) |
50.00 zł (11.77 €) |
50.99 zł (12.00 €) |
+2.0 % |
| Gasoline (1 gallon) |
24.07 zł (5.67 €) |
24.02 zł (5.65 €) |
-0.2 % |
| Volkswagen Golf 1.4 90 KW Trendline (Or Equivalent New Car) |
123,890.00 zł (29,154.78 €) |
117,125.90 zł (27,563.00 €) |
-5.5 % |
| Toyota Corolla Sedan 1.6l 97kW Comfort (Or Equivalent New Car) |
114,564.12 zł (26,960.14 €) |
112,902.01 zł (26,569.00 €) |
-1.5 % |
Utilities (Monthly) | Poland Edit |
Montenegro Edit | |
| Basic (Electricity, Heating, Cooling, Water, Garbage) for 915 sq ft Apartment |
1,086.89 zł (255.77 €) |
473.71 zł (111.48 €) |
-56.4 % |
| Mobile Phone Monthly Plan with Calls and 10GB+ Data |
36.00 zł (8.47 €) |
67.40 zł (15.86 €) |
+87.2 % |
| Internet (60 Mbps or More, Unlimited Data, Cable/ADSL) |
61.97 zł (14.58 €) |
115.29 zł (27.13 €) |
+86.1 % |
Sports And Leisure | Poland Edit |
Montenegro Edit | |
| Fitness Club, Monthly Fee for 1 Adult |
139.77 zł (32.89 €) |
166.15 zł (39.10 €) |
+18.9 % |
| Tennis Court Rent (1 Hour on Weekend) |
78.65 zł (18.51 €) |
51.41 zł (12.10 €) |
-34.6 % |
| Cinema, International Release, 1 Seat |
29.45 zł (6.93 €) |
21.25 zł (5.00 €) |
-27.9 % |
Childcare | Poland Edit |
Montenegro Edit | |
| Preschool (or Kindergarten), Full Day, Private, Monthly for 1 Child |
1,471.85 zł (346.37 €) |
1,170.43 zł (275.43 €) |
-20.5 % |
| International Primary School, Yearly for 1 Child |
36,162.12 zł (8,509.96 €) |
31,858.02 zł (7,497.08 €) |
-11.9 % |
Clothing And Shoes | Poland Edit |
Montenegro Edit | |
| 1 Pair of Jeans (Levis 501 Or Similar) |
306.89 zł (72.22 €) |
307.50 zł (72.36 €) |
+0.2 % |
| 1 Summer Dress in a Chain Store (Zara, H&M, ...) |
149.28 zł (35.13 €) |
149.61 zł (35.21 €) |
+0.2 % |
| 1 Pair of Nike Running Shoes (Mid-Range) |
333.49 zł (78.48 €) |
366.51 zł (86.25 €) |
+9.9 % |
| 1 Pair of Men Leather Business Shoes |
369.41 zł (86.93 €) |
433.25 zł (101.96 €) |
+17.3 % |
Rent Per Month | Poland Edit |
Montenegro Edit | |
| Apartment (1 bedroom) in City Centre |
2,924.51 zł (688.22 €) |
2,522.99 zł (593.73 €) |
-13.7 % |
| Apartment (1 bedroom) Outside of Centre |
2,367.01 zł (557.02 €) |
1,902.36 zł (447.68 €) |
-19.6 % |
| Apartment (3 bedrooms) in City Centre |
4,952.41 zł (1,165.44 €) |
4,424.39 zł (1,041.18 €) |
-10.7 % |
| Apartment (3 bedrooms) Outside of Centre |
3,772.19 zł (887.70 €) |
3,394.10 zł (798.73 €) |
-10.0 % |
Buy Apartment Price | Poland Edit |
Montenegro Edit | |
| Price per Square Feet to Buy Apartment in City Centre |
1,423.03 zł (334.88 €) |
941.76 zł (221.62 €) |
-33.8 % |
| Price per Square Feet to Buy Apartment Outside of Centre |
1,044.83 zł (245.88 €) |
724.78 zł (170.56 €) |
-30.6 % |
Salaries And Financing | Poland Edit |
Montenegro Edit | |
| Average Monthly Net Salary (After Tax) |
6,057.91 zł (1,425.60 €) |
3,542.26 zł (833.59 €) |
-41.5 % |
| Mortgage Interest Rate in Percentages (%), Yearly, for 20 Years Fixed-Rate | 6.97 | 5.69 | -18.4 % |
| Last update: | 23 May 2025 | 23 May 2025 | |
| Contributors in the past 12 months: | 1315 | 181 |
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