Cost of Living Comparison Between New Zealand and Monaco 
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| Indices Difference |  |
|---|---|
| Cost of Living in Monaco is 176.5% higher than in New Zealand (excluding rent) | |
| Cost of Living Including Rent in Monaco is 434.6% higher than in New Zealand | |
| Rent Prices in Monaco are 1,191.9% higher than in New Zealand | |
| Restaurant Prices in Monaco are 101.2% higher than in New Zealand | |
| Groceries Prices in Monaco are 70.4% higher than in New Zealand | |
| Local Purchasing Power in Monaco is 45.1% lower than in New Zealand | |
Restaurants | New Zealand Edit |
Monaco Edit | Difference |
|---|---|---|---|
| Meal at an Inexpensive Restaurant |
25.00 NZ$ (12.29 €) |
50.85 NZ$ (25.00 €) |
+103.4 % |
| Meal for Two at a Mid-Range Restaurant (Three Courses, Without Drinks) |
130.00 NZ$ (63.91 €) |
305.13 NZ$ (150.00 €) |
+134.7 % |
| Combo Meal at McDonald's (or Equivalent Fast-Food Meal) |
16.00 NZ$ (7.87 €) |
22.38 NZ$ (11.00 €) |
+39.9 % |
| Domestic Draft Beer (0.5 Liter) |
11.25 NZ$ (5.53 €) |
18.31 NZ$ (9.00 €) |
+62.7 % |
| Imported Beer (0.33 Liter Bottle) |
12.00 NZ$ (5.90 €) |
16.48 NZ$ (8.10 €) |
+37.3 % |
| Cappuccino (Regular Size) |
5.86 NZ$ (2.88 €) |
8.30 NZ$ (4.08 €) |
+41.7 % |
| Soft Drink (Coca-Cola or Pepsi, 0.33 Liter Bottle) |
3.86 NZ$ (1.90 €) |
11.89 NZ$ (5.84 €) |
+208.0 % |
| Bottled Water (0.33 Liter) |
3.61 NZ$ (1.78 €) |
14.25 NZ$ (7.00 €) |
+294.2 % |
Markets | New Zealand Edit |
Monaco Edit | |
| Milk (Regular, 1 Liter) |
3.07 NZ$ (1.51 €) |
3.81 NZ$ (1.88 €) |
+24.2 % |
| Fresh White Bread (500 g Loaf) |
3.26 NZ$ (1.60 €) |
9.15 NZ$ (4.50 €) |
+180.8 % |
| White Rice (1 kg) |
3.02 NZ$ (1.49 €) |
5.52 NZ$ (2.71 €) |
+82.7 % |
| Eggs (12, Large Size) |
10.82 NZ$ (5.32 €) |
9.13 NZ$ (4.49 €) |
-15.6 % |
| Local Cheese (1 kg) |
14.01 NZ$ (6.89 €) |
40.68 NZ$ (20.00 €) |
+190.5 % |
| Chicken Fillets (1 kg) |
16.10 NZ$ (7.91 €) |
35.60 NZ$ (17.50 €) |
+121.1 % |
| Beef Round or Equivalent Back Leg Red Meat (1 kg) |
22.78 NZ$ (11.20 €) |
40.68 NZ$ (20.00 €) |
+78.6 % |
| Apples (1 kg) |
4.66 NZ$ (2.29 €) |
7.73 NZ$ (3.80 €) |
+65.9 % |
| Bananas (1 kg) |
3.74 NZ$ (1.84 €) |
10.85 NZ$ (5.33 €) |
+190.3 % |
| Oranges (1 kg) |
5.13 NZ$ (2.52 €) |
7.00 NZ$ (3.44 €) |
+36.6 % |
| Tomatoes (1 kg) |
8.29 NZ$ (4.07 €) |
9.81 NZ$ (4.82 €) |
+18.4 % |
| Potatoes (1 kg) |
3.30 NZ$ (1.62 €) |
8.82 NZ$ (4.33 €) |
+167.5 % |
| Onions (1 kg) |
2.76 NZ$ (1.36 €) |
8.13 NZ$ (4.00 €) |
+195.0 % |
| Lettuce (1 Head) |
3.81 NZ$ (1.87 €) |
4.39 NZ$ (2.16 €) |
+15.3 % |
| Bottled Water (1.5 Liter) |
1.88 NZ$ (0.93 €) |
16.95 NZ$ (8.33 €) |
+799.6 % |
| Bottle of Wine (Mid-Range) |
16.00 NZ$ (7.87 €) |
24.41 NZ$ (12.00 €) |
+52.6 % |
| Domestic Beer (0.5 Liter Bottle) |
5.04 NZ$ (2.48 €) |
3.15 NZ$ (1.55 €) |
-37.6 % |
| Imported Beer (0.33 Liter Bottle) |
5.78 NZ$ (2.84 €) |
8.79 NZ$ (4.32 €) |
+52.0 % |
| Cigarettes (Pack of 20, Marlboro) |
40.90 NZ$ (20.11 €) |
26.95 NZ$ (13.25 €) |
-34.1 % |
Transportation | New Zealand Edit |
Monaco Edit | |
| One-Way Ticket (Local Transport) |
4.00 NZ$ (1.97 €) |
4.07 NZ$ (2.00 €) |
+1.7 % |
| Monthly Public Transport Pass (Regular Price) |
200.00 NZ$ (98.32 €) |
44.75 NZ$ (22.00 €) |
-77.6 % |
| Taxi Start (Standard Tariff) |
4.00 NZ$ (1.97 €) |
10.17 NZ$ (5.00 €) |
+154.3 % |
| Taxi 1 km (Standard Tariff) |
3.25 NZ$ (1.60 €) |
4.07 NZ$ (2.00 €) |
+25.2 % |
| Taxi 1 Hour Waiting (Standard Tariff) |
60.00 NZ$ (29.50 €) |
162.74 NZ$ (80.00 €) |
+171.2 % |
| Gasoline (1 Liter) |
2.80 NZ$ (1.38 €) |
4.22 NZ$ (2.07 €) |
+50.8 % |
| Volkswagen Golf 1.5 (or Equivalent New Compact Car) |
47,895.00 NZ$ (23,544.89 €) |
98,363.71 NZ$ (48,355.00 €) |
+105.4 % |
| Toyota Corolla Sedan 1.6 (or Equivalent New Mid-Size Car) |
35,730.86 NZ$ (17,565.07 €) |
86,741.31 NZ$ (42,641.50 €) |
+142.8 % |
Utilities (Monthly) | New Zealand Edit |
Monaco Edit | |
| Basic Utilities for 85 m2 Apartment (Electricity, Heating, Cooling, Water, Garbage) |
235.38 NZ$ (115.71 €) |
673.42 NZ$ (331.05 €) |
+186.1 % |
| Mobile Phone Plan (Monthly, with Calls and 10GB+ Data) |
56.41 NZ$ (27.73 €) |
120.02 NZ$ (59.00 €) |
+112.8 % |
| Broadband Internet (Unlimited Data, 60 Mbps or Higher) |
86.28 NZ$ (42.42 €) |
139.55 NZ$ (68.60 €) |
+61.7 % |
Sports And Leisure | New Zealand Edit |
Monaco Edit | |
| Monthly Fitness Club Membership |
65.54 NZ$ (32.22 €) |
737.40 NZ$ (362.50 €) |
+1,025.0 % |
| Tennis Court Rental (1 Hour, Weekend) |
25.27 NZ$ (12.42 €) |
85.44 NZ$ (42.00 €) |
+238.1 % |
| Cinema Ticket (International Release) |
20.00 NZ$ (9.83 €) |
24.41 NZ$ (12.00 €) |
+22.1 % |
Childcare | New Zealand Edit |
Monaco Edit | |
| Private Full-Day Preschool or Kindergarten, Monthly Fee per Child |
1,242.80 NZ$ (610.95 €) |
4,814.27 NZ$ (2,366.67 €) |
+287.4 % |
| International Primary School, Annual Tuition per Child |
19,423.86 NZ$ (9,548.65 €) |
62,805.91 NZ$ (30,875.00 €) |
+223.3 % |
Clothing And Shoes | New Zealand Edit |
Monaco Edit | |
| Jeans (Levi's 501 or Similar) |
114.38 NZ$ (56.23 €) |
305.54 NZ$ (150.20 €) |
+167.1 % |
| Summer Dress in a Chain Store (e.g. Zara or H&M) |
68.87 NZ$ (33.86 €) |
131.21 NZ$ (64.50 €) |
+90.5 % |
| Nike Running Shoes (Mid-Range) |
162.12 NZ$ (79.70 €) |
342.97 NZ$ (168.60 €) |
+111.5 % |
| Men's Leather Business Shoes |
202.02 NZ$ (99.31 €) |
1,018.12 NZ$ (500.50 €) |
+404.0 % |
Rent Per Month | New Zealand Edit |
Monaco Edit | |
| 1 Bedroom Apartment in City Centre |
1,864.04 NZ$ (916.35 €) |
15,934.56 NZ$ (7,833.33 €) |
+754.8 % |
| 1 Bedroom Apartment Outside of City Centre |
1,538.30 NZ$ (756.22 €) |
10,386.62 NZ$ (5,106.00 €) |
+575.2 % |
| 3 Bedroom Apartment in City Centre |
2,968.24 NZ$ (1,459.17 €) |
64,890.96 NZ$ (31,900.00 €) |
+2,086.2 % |
| 3 Bedroom Apartment Outside of City Centre |
2,610.51 NZ$ (1,283.31 €) |
24,817.23 NZ$ (12,200.00 €) |
+850.7 % |
Buy Apartment Price | New Zealand Edit |
Monaco Edit | |
| Price per Square Meter to Buy Apartment in City Centre |
8,177.40 NZ$ (4,019.96 €) |
136,220.58 NZ$ (66,965.21 €) |
+1,565.8 % |
| Price per Square Meter to Buy Apartment Outside of Centre |
6,754.00 NZ$ (3,320.22 €) |
124,764.23 NZ$ (61,333.33 €) |
+1,747.3 % |
Salaries And Financing | New Zealand Edit |
Monaco Edit | |
| Average Monthly Net Salary (After Tax) |
5,120.28 NZ$ (2,517.10 €) |
15,032.63 NZ$ (7,389.95 €) |
+193.6 % |
| Annual Mortgage Interest Rate (20-Year Fixed, in %) | 6.60 | 2.83 | -57.1 % |
| Last update: | 6 November 2025 | 28 October 2025 | |
| Contributors in the past 12 months: | 571 | 18 |
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