Cost of Living Comparison Between New Zealand and Finland 
| Indices Difference |  |
|---|---|
| Cost of Living in Finland is 8.4% higher than in New Zealand (excluding rent) | |
| Cost of Living Including Rent in Finland is 1.4% higher than in New Zealand | |
| Rent Prices in Finland are 19.2% lower than in New Zealand | |
| Restaurant Prices in Finland are 17.9% higher than in New Zealand | |
| Groceries Prices in Finland are 1.2% lower than in New Zealand | |
| Local Purchasing Power in Finland is 1.2% higher than in New Zealand | |
Restaurants | New Zealand Edit |
Finland Edit | Difference |
|---|---|---|---|
| Meal, Inexpensive Restaurant |
25.00 NZ$ (13.03 €) |
26.87 NZ$ (14.00 €) |
+7.5 % |
| Meal for 2 People, Mid-range Restaurant, Three-course |
130.00 NZ$ (67.73 €) |
153.55 NZ$ (80.00 €) |
+18.1 % |
| McMeal at McDonalds (or Equivalent Combo Meal) |
16.00 NZ$ (8.34 €) |
19.19 NZ$ (10.00 €) |
+20.0 % |
| Domestic Beer (1 pint draught) |
11.25 NZ$ (5.86 €) |
13.44 NZ$ (7.00 €) |
+19.4 % |
| Imported Beer (12 oz small bottle) |
11.00 NZ$ (5.73 €) |
13.44 NZ$ (7.00 €) |
+22.1 % |
| Cappuccino (regular) |
5.74 NZ$ (2.99 €) |
8.11 NZ$ (4.23 €) |
+41.4 % |
| Coke/Pepsi (12 oz small bottle) |
3.83 NZ$ (2.00 €) |
4.74 NZ$ (2.47 €) |
+23.8 % |
| Water (12 oz small bottle) |
3.55 NZ$ (1.85 €) |
3.35 NZ$ (1.75 €) |
-5.6 % |
Markets | New Zealand Edit |
Finland Edit | |
| Milk (regular), (1 gallon) |
11.42 NZ$ (5.95 €) |
8.10 NZ$ (4.22 €) |
-29.1 % |
| Loaf of Fresh White Bread (1 lb) |
2.92 NZ$ (1.52 €) |
3.98 NZ$ (2.07 €) |
+36.3 % |
| Rice (white), (1 lb) |
1.39 NZ$ (0.73 €) |
2.08 NZ$ (1.08 €) |
+49.0 % |
| Eggs (regular) (12) |
10.84 NZ$ (5.65 €) |
5.65 NZ$ (2.94 €) |
-47.9 % |
| Local Cheese (1 lb) |
6.22 NZ$ (3.24 €) |
6.74 NZ$ (3.51 €) |
+8.3 % |
| Chicken Fillets (1 lb) |
7.28 NZ$ (3.79 €) |
10.72 NZ$ (5.58 €) |
+47.3 % |
| Beef Round (1 lb) (or Equivalent Back Leg Red Meat) |
9.91 NZ$ (5.16 €) |
16.74 NZ$ (8.72 €) |
+68.9 % |
| Apples (1 lb) |
2.13 NZ$ (1.11 €) |
1.95 NZ$ (1.02 €) |
-8.5 % |
| Banana (1 lb) |
1.71 NZ$ (0.89 €) |
1.57 NZ$ (0.82 €) |
-8.2 % |
| Oranges (1 lb) |
2.31 NZ$ (1.20 €) |
1.88 NZ$ (0.98 €) |
-18.5 % |
| Tomato (1 lb) |
3.57 NZ$ (1.86 €) |
3.26 NZ$ (1.70 €) |
-8.7 % |
| Potato (1 lb) |
1.55 NZ$ (0.81 €) |
0.99 NZ$ (0.52 €) |
-35.9 % |
| Onion (1 lb) |
1.32 NZ$ (0.69 €) |
1.40 NZ$ (0.73 €) |
+5.9 % |
| Lettuce (1 head) |
3.89 NZ$ (2.02 €) |
3.70 NZ$ (1.93 €) |
-4.7 % |
| Water (1.5 liter bottle) |
1.94 NZ$ (1.01 €) |
3.14 NZ$ (1.64 €) |
+61.5 % |
| Bottle of Wine (Mid-Range) |
16.00 NZ$ (8.34 €) |
24.95 NZ$ (13.00 €) |
+55.9 % |
| Domestic Beer (0.5 liter bottle) |
5.01 NZ$ (2.61 €) |
5.61 NZ$ (2.93 €) |
+12.1 % |
| Imported Beer (12 oz small bottle) |
5.94 NZ$ (3.10 €) |
6.31 NZ$ (3.29 €) |
+6.1 % |
| Cigarettes 20 Pack (Marlboro) |
40.00 NZ$ (20.84 €) |
20.15 NZ$ (10.50 €) |
-49.6 % |
Transportation | New Zealand Edit |
Finland Edit | |
| One-way Ticket (Local Transport) |
4.00 NZ$ (2.08 €) |
5.95 NZ$ (3.10 €) |
+48.7 % |
| Monthly Pass (Regular Price) |
177.50 NZ$ (92.48 €) |
115.16 NZ$ (60.00 €) |
-35.1 % |
| Taxi Start (Normal Tariff) |
4.00 NZ$ (2.08 €) |
14.78 NZ$ (7.70 €) |
+269.5 % |
| Taxi 1 mile (Normal Tariff) |
5.63 NZ$ (2.93 €) |
4.02 NZ$ (2.09 €) |
-28.7 % |
| Taxi 1hour Waiting (Normal Tariff) |
60.00 NZ$ (31.26 €) |
109.40 NZ$ (57.00 €) |
+82.3 % |
| Gasoline (1 gallon) |
10.60 NZ$ (5.52 €) |
13.51 NZ$ (7.04 €) |
+27.5 % |
| Volkswagen Golf 1.4 90 KW Trendline (Or Equivalent New Car) |
45,990.00 NZ$ (23,961.49 €) |
57,579.90 NZ$ (30,000.00 €) |
+25.2 % |
| Toyota Corolla Sedan 1.6l 97kW Comfort (Or Equivalent New Car) |
35,968.73 NZ$ (18,740.25 €) |
58,479.76 NZ$ (30,468.84 €) |
+62.6 % |
Utilities (Monthly) | New Zealand Edit |
Finland Edit | |
| Basic (Electricity, Heating, Cooling, Water, Garbage) for 915 sq ft Apartment |
228.34 NZ$ (118.97 €) |
234.74 NZ$ (122.30 €) |
+2.8 % |
| Mobile Phone Monthly Plan with Calls and 10GB+ Data |
58.49 NZ$ (30.48 €) |
50.33 NZ$ (26.22 €) |
-13.9 % |
| Internet (60 Mbps or More, Unlimited Data, Cable/ADSL) |
85.93 NZ$ (44.77 €) |
41.57 NZ$ (21.66 €) |
-51.6 % |
Sports And Leisure | New Zealand Edit |
Finland Edit | |
| Fitness Club, Monthly Fee for 1 Adult |
61.27 NZ$ (31.93 €) |
75.10 NZ$ (39.13 €) |
+22.6 % |
| Tennis Court Rent (1 Hour on Weekend) |
24.74 NZ$ (12.89 €) |
47.42 NZ$ (24.71 €) |
+91.7 % |
| Cinema, International Release, 1 Seat |
20.00 NZ$ (10.42 €) |
28.79 NZ$ (15.00 €) |
+43.9 % |
Childcare | New Zealand Edit |
Finland Edit | |
| Preschool (or Kindergarten), Full Day, Private, Monthly for 1 Child |
1,270.39 NZ$ (661.89 €) |
591.77 NZ$ (308.32 €) |
-53.4 % |
| International Primary School, Yearly for 1 Child |
19,510.83 NZ$ (10,165.44 €) |
16,806.93 NZ$ (8,756.67 €) |
-13.9 % |
Clothing And Shoes | New Zealand Edit |
Finland Edit | |
| 1 Pair of Jeans (Levis 501 Or Similar) |
112.83 NZ$ (58.79 €) |
167.68 NZ$ (87.37 €) |
+48.6 % |
| 1 Summer Dress in a Chain Store (Zara, H&M, ...) |
71.15 NZ$ (37.07 €) |
69.56 NZ$ (36.24 €) |
-2.2 % |
| 1 Pair of Nike Running Shoes (Mid-Range) |
162.48 NZ$ (84.65 €) |
167.82 NZ$ (87.43 €) |
+3.3 % |
| 1 Pair of Men Leather Business Shoes |
199.01 NZ$ (103.69 €) |
230.52 NZ$ (120.11 €) |
+15.8 % |
Rent Per Month | New Zealand Edit |
Finland Edit | |
| Apartment (1 bedroom) in City Centre |
1,824.45 NZ$ (950.57 €) |
1,476.29 NZ$ (769.17 €) |
-19.1 % |
| Apartment (1 bedroom) Outside of Centre |
1,527.50 NZ$ (795.85 €) |
1,197.51 NZ$ (623.92 €) |
-21.6 % |
| Apartment (3 bedrooms) in City Centre |
2,961.04 NZ$ (1,542.74 €) |
2,545.31 NZ$ (1,326.14 €) |
-14.0 % |
| Apartment (3 bedrooms) Outside of Centre |
2,528.42 NZ$ (1,317.34 €) |
1,933.40 NZ$ (1,007.33 €) |
-23.5 % |
Buy Apartment Price | New Zealand Edit |
Finland Edit | |
| Price per Square Feet to Buy Apartment in City Centre |
763.36 NZ$ (397.72 €) |
937.32 NZ$ (488.36 €) |
+22.8 % |
| Price per Square Feet to Buy Apartment Outside of Centre |
654.03 NZ$ (340.76 €) |
589.10 NZ$ (306.93 €) |
-9.9 % |
Salaries And Financing | New Zealand Edit |
Finland Edit | |
| Average Monthly Net Salary (After Tax) |
5,084.01 NZ$ (2,648.85 €) |
5,218.41 NZ$ (2,718.87 €) |
+2.6 % |
| Mortgage Interest Rate in Percentages (%), Yearly, for 20 Years Fixed-Rate | 6.74 | 3.81 | -43.5 % |
| Last update: | 15 June 2025 | 15 June 2025 | |
| Contributors in the past 12 months: | 501 | 463 |
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