Cost of Living Comparison Between New Zealand and Finland 
| Indices Difference |  |
|---|---|
| Cost of Living in Finland is 8.1% higher than in New Zealand (excluding rent) | |
| Cost of Living Including Rent in Finland is 1.1% higher than in New Zealand | |
| Rent Prices in Finland are 19.4% lower than in New Zealand | |
| Restaurant Prices in Finland are 19.8% higher than in New Zealand | |
| Groceries Prices in Finland are 2.0% lower than in New Zealand | |
| Local Purchasing Power in Finland is 1.6% higher than in New Zealand | |
Restaurants | New Zealand Edit |
Finland Edit | Difference |
|---|---|---|---|
| Meal, Inexpensive Restaurant |
25.00 NZ$ (13.14 €) |
26.63 NZ$ (14.00 €) |
+6.5 % |
| Meal for 2 People, Mid-range Restaurant, Three-course |
125.00 NZ$ (65.71 €) |
152.19 NZ$ (80.00 €) |
+21.8 % |
| McMeal at McDonalds (or Equivalent Combo Meal) |
15.00 NZ$ (7.88 €) |
19.02 NZ$ (10.00 €) |
+26.8 % |
| Domestic Beer (1 pint draught) |
11.00 NZ$ (5.78 €) |
13.32 NZ$ (7.00 €) |
+21.1 % |
| Imported Beer (12 oz small bottle) |
11.00 NZ$ (5.78 €) |
13.32 NZ$ (7.00 €) |
+21.1 % |
| Cappuccino (regular) |
5.69 NZ$ (2.99 €) |
7.97 NZ$ (4.19 €) |
+40.1 % |
| Coke/Pepsi (12 oz small bottle) |
3.77 NZ$ (1.98 €) |
4.66 NZ$ (2.45 €) |
+23.8 % |
| Water (12 oz small bottle) |
3.49 NZ$ (1.83 €) |
3.31 NZ$ (1.74 €) |
-5.2 % |
Markets | New Zealand Edit |
Finland Edit | |
| Milk (regular), (1 gallon) |
11.29 NZ$ (5.93 €) |
8.07 NZ$ (4.24 €) |
-28.5 % |
| Loaf of Fresh White Bread (1 lb) |
2.92 NZ$ (1.54 €) |
3.96 NZ$ (2.08 €) |
+35.3 % |
| Rice (white), (1 lb) |
1.40 NZ$ (0.73 €) |
2.07 NZ$ (1.09 €) |
+48.1 % |
| Eggs (regular) (12) |
10.76 NZ$ (5.65 €) |
5.58 NZ$ (2.93 €) |
-48.1 % |
| Local Cheese (1 lb) |
6.23 NZ$ (3.27 €) |
6.57 NZ$ (3.45 €) |
+5.5 % |
| Chicken Fillets (1 lb) |
7.16 NZ$ (3.76 €) |
10.60 NZ$ (5.57 €) |
+48.0 % |
| Beef Round (1 lb) (or Equivalent Back Leg Red Meat) |
9.75 NZ$ (5.13 €) |
16.32 NZ$ (8.58 €) |
+67.3 % |
| Apples (1 lb) |
2.11 NZ$ (1.11 €) |
1.97 NZ$ (1.03 €) |
-6.9 % |
| Banana (1 lb) |
1.71 NZ$ (0.90 €) |
1.55 NZ$ (0.82 €) |
-9.1 % |
| Oranges (1 lb) |
2.30 NZ$ (1.21 €) |
1.84 NZ$ (0.97 €) |
-19.8 % |
| Tomato (1 lb) |
3.58 NZ$ (1.88 €) |
3.21 NZ$ (1.69 €) |
-10.2 % |
| Potato (1 lb) |
1.58 NZ$ (0.83 €) |
1.00 NZ$ (0.53 €) |
-36.3 % |
| Onion (1 lb) |
1.33 NZ$ (0.70 €) |
1.41 NZ$ (0.74 €) |
+5.6 % |
| Lettuce (1 head) |
3.92 NZ$ (2.06 €) |
3.55 NZ$ (1.87 €) |
-9.3 % |
| Water (1.5 liter bottle) |
1.89 NZ$ (0.99 €) |
3.16 NZ$ (1.66 €) |
+67.6 % |
| Bottle of Wine (Mid-Range) |
16.00 NZ$ (8.41 €) |
24.73 NZ$ (13.00 €) |
+54.6 % |
| Domestic Beer (0.5 liter bottle) |
4.98 NZ$ (2.62 €) |
5.57 NZ$ (2.93 €) |
+11.8 % |
| Imported Beer (12 oz small bottle) |
5.82 NZ$ (3.06 €) |
6.21 NZ$ (3.26 €) |
+6.7 % |
| Cigarettes 20 Pack (Marlboro) |
40.00 NZ$ (21.03 €) |
19.59 NZ$ (10.30 €) |
-51.0 % |
Transportation | New Zealand Edit |
Finland Edit | |
| One-way Ticket (Local Transport) |
4.00 NZ$ (2.10 €) |
5.71 NZ$ (3.00 €) |
+42.7 % |
| Monthly Pass (Regular Price) |
177.50 NZ$ (93.30 €) |
114.14 NZ$ (60.00 €) |
-35.7 % |
| Taxi Start (Normal Tariff) |
4.00 NZ$ (2.10 €) |
14.27 NZ$ (7.50 €) |
+256.7 % |
| Taxi 1 mile (Normal Tariff) |
5.47 NZ$ (2.88 €) |
4.26 NZ$ (2.24 €) |
-22.2 % |
| Taxi 1hour Waiting (Normal Tariff) |
60.00 NZ$ (31.54 €) |
107.87 NZ$ (56.70 €) |
+79.8 % |
| Gasoline (1 gallon) |
10.62 NZ$ (5.58 €) |
13.46 NZ$ (7.08 €) |
+26.7 % |
| Volkswagen Golf 1.4 90 KW Trendline (Or Equivalent New Car) |
45,000.00 NZ$ (23,654.50 €) |
57,071.58 NZ$ (30,000.00 €) |
+26.8 % |
| Toyota Corolla Sedan 1.6l 97kW Comfort (Or Equivalent New Car) |
36,014.36 NZ$ (18,931.15 €) |
57,700.36 NZ$ (30,330.52 €) |
+60.2 % |
Utilities (Monthly) | New Zealand Edit |
Finland Edit | |
| Basic (Electricity, Heating, Cooling, Water, Garbage) for 915 sq ft Apartment |
227.83 NZ$ (119.76 €) |
233.41 NZ$ (122.69 €) |
+2.4 % |
| Mobile Phone Monthly Plan with Calls and 10GB+ Data |
58.11 NZ$ (30.54 €) |
50.04 NZ$ (26.30 €) |
-13.9 % |
| Internet (60 Mbps or More, Unlimited Data, Cable/ADSL) |
86.20 NZ$ (45.31 €) |
41.25 NZ$ (21.68 €) |
-52.1 % |
Sports And Leisure | New Zealand Edit |
Finland Edit | |
| Fitness Club, Monthly Fee for 1 Adult |
61.25 NZ$ (32.20 €) |
75.16 NZ$ (39.51 €) |
+22.7 % |
| Tennis Court Rent (1 Hour on Weekend) |
24.87 NZ$ (13.07 €) |
46.90 NZ$ (24.65 €) |
+88.6 % |
| Cinema, International Release, 1 Seat |
20.00 NZ$ (10.51 €) |
28.54 NZ$ (15.00 €) |
+42.7 % |
Childcare | New Zealand Edit |
Finland Edit | |
| Preschool (or Kindergarten), Full Day, Private, Monthly for 1 Child |
1,248.23 NZ$ (656.14 €) |
584.22 NZ$ (307.10 €) |
-53.2 % |
| International Primary School, Yearly for 1 Child |
19,631.90 NZ$ (10,319.62 €) |
16,658.56 NZ$ (8,756.67 €) |
-15.1 % |
Clothing And Shoes | New Zealand Edit |
Finland Edit | |
| 1 Pair of Jeans (Levis 501 Or Similar) |
113.95 NZ$ (59.90 €) |
165.96 NZ$ (87.24 €) |
+45.6 % |
| 1 Summer Dress in a Chain Store (Zara, H&M, ...) |
71.62 NZ$ (37.65 €) |
67.96 NZ$ (35.73 €) |
-5.1 % |
| 1 Pair of Nike Running Shoes (Mid-Range) |
160.22 NZ$ (84.22 €) |
166.15 NZ$ (87.34 €) |
+3.7 % |
| 1 Pair of Men Leather Business Shoes |
196.48 NZ$ (103.28 €) |
219.12 NZ$ (115.18 €) |
+11.5 % |
Rent Per Month | New Zealand Edit |
Finland Edit | |
| Apartment (1 bedroom) in City Centre |
1,825.33 NZ$ (959.49 €) |
1,462.75 NZ$ (768.90 €) |
-19.9 % |
| Apartment (1 bedroom) Outside of Centre |
1,526.87 NZ$ (802.61 €) |
1,186.39 NZ$ (623.63 €) |
-22.3 % |
| Apartment (3 bedrooms) in City Centre |
2,908.94 NZ$ (1,529.10 €) |
2,516.29 NZ$ (1,322.70 €) |
-13.5 % |
| Apartment (3 bedrooms) Outside of Centre |
2,512.23 NZ$ (1,320.57 €) |
1,899.71 NZ$ (998.60 €) |
-24.4 % |
Buy Apartment Price | New Zealand Edit |
Finland Edit | |
| Price per Square Feet to Buy Apartment in City Centre |
778.32 NZ$ (409.13 €) |
883.95 NZ$ (464.65 €) |
+13.6 % |
| Price per Square Feet to Buy Apartment Outside of Centre |
640.55 NZ$ (336.71 €) |
564.90 NZ$ (296.94 €) |
-11.8 % |
Salaries And Financing | New Zealand Edit |
Finland Edit | |
| Average Monthly Net Salary (After Tax) |
4,997.06 NZ$ (2,626.73 €) |
5,135.87 NZ$ (2,699.70 €) |
+2.8 % |
| Mortgage Interest Rate in Percentages (%), Yearly, for 20 Years Fixed-Rate | 6.76 | 3.81 | -43.6 % |
| Last update: | April 2025 | May 2025 | |
| Contributors in the past 12 months: | 479 | 449 |
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