Cost of Living Comparison Between Montenegro and Finland 
| Indices Difference |  |
|---|---|
| Cost of Living in Finland is 60.6% higher than in Montenegro (excluding rent) | |
| Cost of Living Including Rent in Finland is 53.1% higher than in Montenegro | |
| Rent Prices in Finland are 29.4% higher than in Montenegro | |
| Restaurant Prices in Finland are 65.6% higher than in Montenegro | |
| Groceries Prices in Finland are 71.2% higher than in Montenegro | |
| Local Purchasing Power in Finland is 111.1% higher than in Montenegro | |
Restaurants | Montenegro Edit |
Finland Edit | Difference |
|---|---|---|---|
| Meal, Inexpensive Restaurant | 10.00 € | 14.00 € | +40.0 % |
| Meal for 2 People, Mid-range Restaurant, Three-course | 42.50 € | 80.00 € | +88.2 % |
| McMeal at McDonalds (or Equivalent Combo Meal) | 8.00 € | 10.00 € | +25.0 % |
| Domestic Beer (1 pint draught) | 2.50 € | 7.00 € | +180.0 % |
| Imported Beer (12 oz small bottle) | 3.00 € | 7.00 € | +133.3 % |
| Cappuccino (regular) | 2.06 € | 4.21 € | +104.4 % |
| Coke/Pepsi (12 oz small bottle) | 1.97 € | 2.45 € | +24.6 % |
| Water (12 oz small bottle) | 1.30 € | 1.76 € | +34.6 % |
Markets | Montenegro Edit |
Finland Edit | |
| Milk (regular), (1 gallon) | 4.38 € | 4.24 € | -3.1 % |
| Loaf of Fresh White Bread (1 lb) | 0.78 € | 2.12 € | +169.8 % |
| Rice (white), (1 lb) | 0.90 € | 1.09 € | +20.8 % |
| Eggs (regular) (12) | 2.74 € | 2.95 € | +7.6 % |
| Local Cheese (1 lb) | 3.44 € | 3.53 € | +2.6 % |
| Chicken Fillets (1 lb) | 3.06 € | 5.62 € | +83.6 % |
| Beef Round (1 lb) (or Equivalent Back Leg Red Meat) | 4.55 € | 8.74 € | +91.9 % |
| Apples (1 lb) | 0.54 € | 1.04 € | +93.0 % |
| Banana (1 lb) | 0.71 € | 0.82 € | +14.9 % |
| Oranges (1 lb) | 0.63 € | 0.98 € | +56.2 % |
| Tomato (1 lb) | 1.02 € | 1.71 € | +68.5 % |
| Potato (1 lb) | 0.41 € | 0.52 € | +26.2 % |
| Onion (1 lb) | 0.47 € | 0.73 € | +57.0 % |
| Lettuce (1 head) | 1.39 € | 1.91 € | +37.1 % |
| Water (1.5 liter bottle) | 0.74 € | 1.65 € | +122.1 % |
| Bottle of Wine (Mid-Range) | 5.00 € | 13.00 € | +160.0 % |
| Domestic Beer (0.5 liter bottle) | 0.98 € | 2.94 € | +199.2 % |
| Imported Beer (12 oz small bottle) | 1.51 € | 3.27 € | +116.9 % |
| Cigarettes 20 Pack (Marlboro) | 3.60 € | 10.40 € | +188.9 % |
Transportation | Montenegro Edit |
Finland Edit | |
| One-way Ticket (Local Transport) | 1.00 € | 3.00 € | +200.0 % |
| Monthly Pass (Regular Price) | 30.00 € | 60.00 € | +100.0 % |
| Taxi Start (Normal Tariff) | 1.00 € | 7.70 € | +670.0 % |
| Taxi 1 mile (Normal Tariff) | 1.61 € | 2.16 € | +34.5 % |
| Taxi 1hour Waiting (Normal Tariff) | 12.00 € | 57.00 € | +375.0 % |
| Gasoline (1 gallon) | 5.65 € | 7.06 € | +25.0 % |
| Volkswagen Golf 1.4 90 KW Trendline (Or Equivalent New Car) | 27,563.00 € | 30,000.00 € | +8.8 % |
| Toyota Corolla Sedan 1.6l 97kW Comfort (Or Equivalent New Car) | 26,569.00 € | 30,338.63 € | +14.2 % |
Utilities (Monthly) | Montenegro Edit |
Finland Edit | |
| Basic (Electricity, Heating, Cooling, Water, Garbage) for 915 sq ft Apartment | 111.48 € | 123.16 € | +10.5 % |
| Mobile Phone Monthly Plan with Calls and 10GB+ Data | 15.86 € | 26.26 € | +65.6 % |
| Internet (60 Mbps or More, Unlimited Data, Cable/ADSL) | 27.13 € | 21.79 € | -19.7 % |
Sports And Leisure | Montenegro Edit |
Finland Edit | |
| Fitness Club, Monthly Fee for 1 Adult | 39.10 € | 39.81 € | +1.8 % |
| Tennis Court Rent (1 Hour on Weekend) | 12.10 € | 25.43 € | +110.2 % |
| Cinema, International Release, 1 Seat | 5.00 € | 15.00 € | +200.0 % |
Childcare | Montenegro Edit |
Finland Edit | |
| Preschool (or Kindergarten), Full Day, Private, Monthly for 1 Child | 275.43 € | 306.57 € | +11.3 % |
| International Primary School, Yearly for 1 Child | 7,497.08 € | 8,756.67 € | +16.8 % |
Clothing And Shoes | Montenegro Edit |
Finland Edit | |
| 1 Pair of Jeans (Levis 501 Or Similar) | 72.36 € | 88.52 € | +22.3 % |
| 1 Summer Dress in a Chain Store (Zara, H&M, ...) | 35.21 € | 36.53 € | +3.7 % |
| 1 Pair of Nike Running Shoes (Mid-Range) | 86.25 € | 87.43 € | +1.4 % |
| 1 Pair of Men Leather Business Shoes | 101.96 € | 118.99 € | +16.7 % |
Rent Per Month | Montenegro Edit |
Finland Edit | |
| Apartment (1 bedroom) in City Centre | 593.73 € | 775.11 € | +30.5 % |
| Apartment (1 bedroom) Outside of Centre | 447.68 € | 625.39 € | +39.7 % |
| Apartment (3 bedrooms) in City Centre | 1,041.18 € | 1,329.79 € | +27.7 % |
| Apartment (3 bedrooms) Outside of Centre | 798.73 € | 998.99 € | +25.1 % |
Buy Apartment Price | Montenegro Edit |
Finland Edit | |
| Price per Square Feet to Buy Apartment in City Centre | 221.62 € | 474.03 € | +113.9 % |
| Price per Square Feet to Buy Apartment Outside of Centre | 170.56 € | 301.03 € | +76.5 % |
Salaries And Financing | Montenegro Edit |
Finland Edit | |
| Average Monthly Net Salary (After Tax) | 833.59 € | 2,695.28 € | +223.3 % |
| Mortgage Interest Rate in Percentages (%), Yearly, for 20 Years Fixed-Rate | 5.69 | 3.79 | -33.4 % |
| Last update: | 23 May 2025 | 21 May 2025 | |
| Contributors in the past 12 months: | 181 | 457 |
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