Cost of Living Comparison Between Croatia and Montenegro 
| Indices Difference |  |
|---|---|
| Cost of Living in Montenegro is 17.1% lower than in Croatia (excluding rent) | |
| Cost of Living Including Rent in Montenegro is 14.3% lower than in Croatia | |
| Rent Prices in Montenegro are 3.5% lower than in Croatia | |
| Restaurant Prices in Montenegro are 14.3% lower than in Croatia | |
| Groceries Prices in Montenegro are 18.6% lower than in Croatia | |
| Local Purchasing Power in Montenegro is 23.9% lower than in Croatia | |
Restaurants | Croatia Edit |
Montenegro Edit | Difference |
|---|---|---|---|
| Meal at an Inexpensive Restaurant | €12.00 | €10.00 | -16.7 % |
| Meal for Two at a Mid-Range Restaurant (Three Courses, Without Drinks) | €60.00 | €45.00 | -25.0 % |
| Combo Meal at McDonald's (or Equivalent Fast-Food Meal) | €8.50 | €9.95 | +17.1 % |
| Domestic Draft Beer (1 Pint) | €3.50 | €2.80 | -20.0 % |
| Imported Beer (12 oz Small Bottle) | €4.00 | €3.00 | -25.0 % |
| Cappuccino (Regular Size) | €2.24 | €2.24 | -0.1 % |
| Soft Drink (Coca-Cola or Pepsi, 12 oz Small Bottle) | €2.79 | €2.13 | -23.5 % |
| Bottled Water (12 oz) | €2.20 | €1.40 | -36.4 % |
Markets | Croatia Edit |
Montenegro Edit | |
| Milk (Regular, 1 Liter) | €1.07 | €1.12 | +4.8 % |
| Fresh White Bread (1 lb Loaf) | €1.26 | €0.80 | -36.1 % |
| White Rice (1 lb) | €1.18 | €0.84 | -29.1 % |
| Eggs (12, Large Size) | €3.37 | €2.91 | -13.6 % |
| Local Cheese (1 lb) | €4.92 | €3.54 | -28.0 % |
| Chicken Fillets (1 lb) | €3.92 | €3.13 | -20.1 % |
| Beef Round or Equivalent Back Leg Red Meat (1 lb) | €5.48 | €4.75 | -13.3 % |
| Apples (1 lb) | €0.76 | €0.56 | -26.0 % |
| Bananas (1 lb) | €0.69 | €0.70 | +1.7 % |
| Oranges (1 lb) | €0.78 | €0.64 | -18.0 % |
| Tomatoes (1 lb) | €1.01 | €1.02 | +1.7 % |
| Potatoes (1 lb) | €0.55 | €0.39 | -29.8 % |
| Onions (1 lb) | €0.50 | €0.44 | -13.6 % |
| Lettuce (1 Head) | €1.11 | €1.36 | +22.2 % |
| Bottled Water (50 oz) | €1.11 | €0.77 | -30.9 % |
| Bottle of Wine (Mid-Range) | €7.00 | €5.00 | -28.6 % |
| Domestic Beer (16.9 oz Bottle) | €1.43 | €1.00 | -30.3 % |
| Imported Beer (12 oz Small Bottle) | €2.00 | €1.46 | -27.0 % |
| Cigarettes (Pack of 20, Marlboro) | €5.00 | €3.80 | -24.0 % |
Transportation | Croatia Edit |
Montenegro Edit | |
| One-Way Ticket (Local Transport) | €1.40 | €1.25 | -10.7 % |
| Monthly Public Transport Pass (Regular Price) | €40.00 | €30.00 | -25.0 % |
| Taxi Start (Standard Tariff) | €3.32 | €1.00 | -69.9 % |
| Taxi 1 mile (Standard Tariff) | €2.09 | €1.61 | -23.1 % |
| Taxi 1 Hour Waiting (Standard Tariff) | €17.40 | €11.00 | -36.8 % |
| Gasoline (1 Liter) | €1.63 | €1.57 | -4.0 % |
| Volkswagen Golf 1.5 (or Equivalent New Compact Car) | €24,700.00 | €27,000.00 | +9.3 % |
| Toyota Corolla Sedan 1.6 (or Equivalent New Mid-Size Car) | €22,362.89 | €21,816.11 | -2.4 % |
Utilities (Monthly) | Croatia Edit |
Montenegro Edit | |
| Basic Utilities for 915 Square Feet Apartment (Electricity, Heating, Cooling, Water, Garbage) | €173.01 | €112.42 | -35.0 % |
| Mobile Phone Plan (Monthly, with Calls and 10GB+ Data) | €19.66 | €14.84 | -24.5 % |
| Broadband Internet (Unlimited Data, 60 Mbps or Higher) | €33.14 | €28.26 | -14.7 % |
Sports And Leisure | Croatia Edit |
Montenegro Edit | |
| Monthly Fitness Club Membership | €44.66 | €40.33 | -9.7 % |
| Tennis Court Rental (1 Hour, Weekend) | €13.49 | €12.21 | -9.5 % |
| Cinema Ticket (International Release) | €8.00 | €5.00 | -37.5 % |
Childcare | Croatia Edit |
Montenegro Edit | |
| Private Full-Day Preschool or Kindergarten, Monthly Fee per Child | €299.36 | €305.83 | +2.2 % |
| International Primary School, Annual Tuition per Child | €7,922.70 | €7,728.08 | -2.5 % |
Clothing And Shoes | Croatia Edit |
Montenegro Edit | |
| Jeans (Levi's 501 or Similar) | €86.02 | €72.05 | -16.2 % |
| Summer Dress in a Chain Store (e.g. Zara or H&M) | €37.39 | €35.09 | -6.1 % |
| Nike Running Shoes (Mid-Range) | €87.30 | €84.62 | -3.1 % |
| Men's Leather Business Shoes | €91.31 | €102.50 | +12.3 % |
Rent Per Month | Croatia Edit |
Montenegro Edit | |
| 1 Bedroom Apartment in City Centre | €628.89 | €568.91 | -9.5 % |
| 1 Bedroom Apartment Outside of City Centre | €492.10 | €424.56 | -13.7 % |
| 3 Bedroom Apartment in City Centre | €1,061.74 | €1,060.28 | -0.1 % |
| 3 Bedroom Apartment Outside of City Centre | €801.04 | €824.28 | +2.9 % |
Buy Apartment Price | Croatia Edit |
Montenegro Edit | |
| Price per Square Feet to Buy Apartment in City Centre | €355.80 | €264.48 | -25.7 % |
| Price per Square Feet to Buy Apartment Outside of Centre | €279.72 | €190.17 | -32.0 % |
Salaries And Financing | Croatia Edit |
Montenegro Edit | |
| Average Monthly Net Salary (After Tax) | €1,401.39 | €913.82 | -34.8 % |
| Annual Mortgage Interest Rate (20-Year Fixed, in %) | 3.71 | 5.38 | +45.2 % |
| Last update: | 19 October 2026 | 15 October 2026 | |
| Contributors in the past 12 months: | 321 | 135 | |
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