Cost of Living Comparison Between Cayman Islands and Bermuda 
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| Indices Difference |  |
|---|---|
| Cost of Living in Bermuda is 14.6% higher than in Cayman Islands (excluding rent) | |
| Cost of Living Including Rent in Bermuda is 24.2% higher than in Cayman Islands | |
| Rent Prices in Bermuda are 42.1% higher than in Cayman Islands | |
| Restaurant Prices in Bermuda are 29.2% higher than in Cayman Islands | |
| Groceries Prices in Bermuda are 21.5% higher than in Cayman Islands | |
| Local Purchasing Power in Bermuda is 26.6% lower than in Cayman Islands | |
Restaurants | Cayman Islands Edit |
Bermuda Edit | Difference |
|---|---|---|---|
| Meal, Inexpensive Restaurant |
22.50 KY$ (26.99 $) |
41.68 KY$ (50.00 $) |
+85.3 % |
| Meal for 2 People, Mid-range Restaurant, Three-course |
120.00 KY$ (143.95 $) |
137.55 KY$ (165.00 $) |
+14.6 % |
| McMeal at McDonalds (or Equivalent Combo Meal) |
12.00 KY$ (14.39 $) |
12.50 KY$ (15.00 $) |
+4.2 % |
| Domestic Beer (1 pint draught) |
7.00 KY$ (8.40 $) |
8.34 KY$ (10.00 $) |
+19.1 % |
| Imported Beer (12 oz small bottle) |
6.00 KY$ (7.20 $) |
7.09 KY$ (8.50 $) |
+18.1 % |
| Cappuccino (regular) |
5.62 KY$ (6.75 $) |
4.95 KY$ (5.94 $) |
-12.0 % |
| Coke/Pepsi (12 oz small bottle) |
3.10 KY$ (3.72 $) |
2.92 KY$ (3.50 $) |
-6.0 % |
| Water (12 oz small bottle) |
2.62 KY$ (3.15 $) |
2.71 KY$ (3.25 $) |
+3.3 % |
Markets | Cayman Islands Edit |
Bermuda Edit | |
| Milk (regular), (1 gallon) |
8.66 KY$ (10.39 $) |
16.09 KY$ (19.31 $) |
+85.8 % |
| Loaf of Fresh White Bread (1 lb) |
4.05 KY$ (4.85 $) |
6.51 KY$ (7.81 $) |
+60.9 % |
| Rice (white), (1 lb) |
2.31 KY$ (2.78 $) |
1.97 KY$ (2.37 $) |
-14.8 % |
| Eggs (regular) (12) |
7.35 KY$ (8.82 $) |
6.82 KY$ (8.18 $) |
-7.3 % |
| Local Cheese (1 lb) |
4.77 KY$ (5.72 $) |
4.09 KY$ (4.90 $) |
-14.3 % |
| Chicken Fillets (1 lb) |
6.67 KY$ (8.00 $) |
11.46 KY$ (13.75 $) |
+71.9 % |
| Beef Round (1 lb) (or Equivalent Back Leg Red Meat) |
6.36 KY$ (7.63 $) |
7.93 KY$ (9.51 $) |
+24.7 % |
| Apples (1 lb) |
4.30 KY$ (5.16 $) |
4.05 KY$ (4.86 $) |
-5.7 % |
| Banana (1 lb) |
1.87 KY$ (2.24 $) |
2.60 KY$ (3.12 $) |
+39.5 % |
| Oranges (1 lb) |
3.12 KY$ (3.74 $) |
3.86 KY$ (4.63 $) |
+23.8 % |
| Tomato (1 lb) |
3.06 KY$ (3.67 $) |
3.29 KY$ (3.95 $) |
+7.5 % |
| Potato (1 lb) |
2.17 KY$ (2.60 $) |
3.03 KY$ (3.63 $) |
+39.5 % |
| Onion (1 lb) |
2.09 KY$ (2.51 $) |
2.35 KY$ (2.82 $) |
+12.3 % |
| Lettuce (1 head) |
4.92 KY$ (5.90 $) |
4.83 KY$ (5.80 $) |
-1.7 % |
| Water (1.5 liter bottle) |
2.55 KY$ (3.06 $) |
3.50 KY$ (4.20 $) |
+37.3 % |
| Bottle of Wine (Mid-Range) |
20.00 KY$ (23.99 $) |
20.84 KY$ (25.00 $) |
+4.2 % |
| Domestic Beer (0.5 liter bottle) |
3.49 KY$ (4.18 $) |
4.46 KY$ (5.35 $) |
+27.9 % |
| Imported Beer (12 oz small bottle) |
4.58 KY$ (5.50 $) |
3.75 KY$ (4.50 $) |
-18.2 % |
| Cigarettes 20 Pack (Marlboro) |
12.50 KY$ (14.99 $) |
15.01 KY$ (18.00 $) |
+20.0 % |
Transportation | Cayman Islands Edit |
Bermuda Edit | |
| One-way Ticket (Local Transport) |
2.50 KY$ (3.00 $) |
3.75 KY$ (4.50 $) |
+50.1 % |
| Monthly Pass (Regular Price) |
25.00 KY$ (29.99 $) |
57.52 KY$ (69.00 $) |
+130.1 % |
| Taxi Start (Normal Tariff) |
15.00 KY$ (17.99 $) |
5.19 KY$ (6.22 $) |
-65.4 % |
| Taxi 1 mile (Normal Tariff) |
6.60 KY$ (7.92 $) |
4.56 KY$ (5.47 $) |
-30.9 % |
| Taxi 1hour Waiting (Normal Tariff) |
25.00 KY$ (29.99 $) |
44.93 KY$ (53.90 $) |
+79.7 % |
| Gasoline (1 gallon) |
5.52 KY$ (6.62 $) |
7.13 KY$ (8.55 $) |
+29.1 % |
| Volkswagen Golf 1.4 90 KW Trendline (Or Equivalent New Car) |
30,000.00 KY$ (35,986.54 $) |
31,678.51 KY$ (38,000.00 $) |
+5.6 % |
| Toyota Corolla Sedan 1.6l 97kW Comfort (Or Equivalent New Car) |
29,180.00 KY$ (35,002.91 $) |
33,137.39 KY$ (39,750.00 $) |
+13.6 % |
Utilities (Monthly) | Cayman Islands Edit |
Bermuda Edit | |
| Basic (Electricity, Heating, Cooling, Water, Garbage) for 915 sq ft Apartment |
345.82 KY$ (414.83 $) |
195.28 KY$ (234.25 $) |
-43.5 % |
| Mobile Phone Monthly Plan with Calls and 10GB+ Data |
81.15 KY$ (97.35 $) |
98.45 KY$ (118.10 $) |
+21.3 % |
| Internet (60 Mbps or More, Unlimited Data, Cable/ADSL) |
95.71 KY$ (114.81 $) |
127.65 KY$ (153.12 $) |
+33.4 % |
Sports And Leisure | Cayman Islands Edit |
Bermuda Edit | |
| Fitness Club, Monthly Fee for 1 Adult |
126.87 KY$ (152.19 $) |
150.65 KY$ (180.71 $) |
+18.7 % |
| Tennis Court Rent (1 Hour on Weekend) |
44.67 KY$ (53.58 $) |
38.90 KY$ (46.67 $) |
-12.9 % |
| Cinema, International Release, 1 Seat |
15.00 KY$ (17.99 $) |
11.25 KY$ (13.50 $) |
-25.0 % |
Childcare | Cayman Islands Edit |
Bermuda Edit | |
| Preschool (or Kindergarten), Full Day, Private, Monthly for 1 Child |
1,385.71 KY$ (1,662.24 $) |
1,100.41 KY$ (1,320.00 $) |
-20.6 % |
| International Primary School, Yearly for 1 Child |
21,741.25 KY$ (26,079.75 $) |
20,424.30 KY$ (24,500.00 $) |
-6.1 % |
Clothing And Shoes | Cayman Islands Edit |
Bermuda Edit | |
| 1 Pair of Jeans (Levis 501 Or Similar) |
75.00 KY$ (89.97 $) |
61.13 KY$ (73.33 $) |
-18.5 % |
| 1 Summer Dress in a Chain Store (Zara, H&M, ...) |
58.75 KY$ (70.47 $) |
50.02 KY$ (60.00 $) |
-14.9 % |
| 1 Pair of Nike Running Shoes (Mid-Range) |
117.50 KY$ (140.95 $) |
113.93 KY$ (136.67 $) |
-3.0 % |
| 1 Pair of Men Leather Business Shoes |
118.00 KY$ (141.55 $) |
106.01 KY$ (127.17 $) |
-10.2 % |
Rent Per Month | Cayman Islands Edit |
Bermuda Edit | |
| Apartment (1 bedroom) in City Centre |
2,368.75 KY$ (2,841.44 $) |
2,965.85 KY$ (3,557.69 $) |
+25.2 % |
| Apartment (1 bedroom) Outside of Centre |
1,918.75 KY$ (2,301.64 $) |
2,064.87 KY$ (2,476.92 $) |
+7.6 % |
| Apartment (3 bedrooms) in City Centre |
4,550.00 KY$ (5,457.96 $) |
6,900.73 KY$ (8,277.78 $) |
+51.7 % |
| Apartment (3 bedrooms) Outside of Centre |
3,928.57 KY$ (4,712.52 $) |
6,210.66 KY$ (7,450.00 $) |
+58.1 % |
Buy Apartment Price | Cayman Islands Edit |
Bermuda Edit | |
| Price per Square Feet to Buy Apartment in City Centre |
857.34 KY$ (1,028.43 $) |
894.93 KY$ (1,073.52 $) |
+4.4 % |
| Price per Square Feet to Buy Apartment Outside of Centre |
649.99 KY$ (779.70 $) |
479.93 KY$ (575.70 $) |
-26.2 % |
Salaries And Financing | Cayman Islands Edit |
Bermuda Edit | |
| Average Monthly Net Salary (After Tax) |
5,925.48 KY$ (7,107.92 $) |
5,401.12 KY$ (6,478.93 $) |
-8.8 % |
| Mortgage Interest Rate in Percentages (%), Yearly, for 20 Years Fixed-Rate | 7.54 | 7.08 | -6.1 % |
| Last update: | April 2025 | March 2025 | |
| Contributors in the past 12 months: | 22 | 25 |
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