Cost of Living Comparison Between Bermuda and Cayman Islands 
| Indices Difference |  |
|---|---|
| Cost of Living in Cayman Islands is 12.7% lower than in Bermuda (excluding rent) | |
| Cost of Living Including Rent in Cayman Islands is 19.5% lower than in Bermuda | |
| Rent Prices in Cayman Islands are 29.6% lower than in Bermuda | |
| Restaurant Prices in Cayman Islands are 22.6% lower than in Bermuda | |
| Groceries Prices in Cayman Islands are 17.7% lower than in Bermuda | |
| Local Purchasing Power in Cayman Islands is 36.3% higher than in Bermuda | |
Restaurants | Bermuda Edit |
Cayman Islands Edit | Difference |
|---|---|---|---|
| Meal, Inexpensive Restaurant |
50.00 $ (41.68 KY$) |
26.99 $ (22.50 KY$) |
-46.0 % |
| Meal for 2 People, Mid-range Restaurant, Three-course |
165.00 $ (137.55 KY$) |
143.95 $ (120.00 KY$) |
-12.8 % |
| McMeal at McDonalds (or Equivalent Combo Meal) |
15.00 $ (12.50 KY$) |
14.39 $ (12.00 KY$) |
-4.0 % |
| Domestic Beer (1 pint draught) |
10.00 $ (8.34 KY$) |
8.40 $ (7.00 KY$) |
-16.0 % |
| Imported Beer (12 oz small bottle) |
8.50 $ (7.09 KY$) |
7.20 $ (6.00 KY$) |
-15.3 % |
| Cappuccino (regular) |
5.94 $ (4.95 KY$) |
6.75 $ (5.62 KY$) |
+13.6 % |
| Coke/Pepsi (12 oz small bottle) |
3.50 $ (2.92 KY$) |
3.72 $ (3.10 KY$) |
+6.4 % |
| Water (12 oz small bottle) |
3.25 $ (2.71 KY$) |
3.15 $ (2.62 KY$) |
-3.2 % |
Markets | Bermuda Edit |
Cayman Islands Edit | |
| Milk (regular), (1 gallon) |
19.31 $ (16.09 KY$) |
10.39 $ (8.66 KY$) |
-46.2 % |
| Loaf of Fresh White Bread (1 lb) |
7.81 $ (6.51 KY$) |
4.85 $ (4.05 KY$) |
-37.8 % |
| Rice (white), (1 lb) |
2.37 $ (1.97 KY$) |
2.78 $ (2.31 KY$) |
+17.4 % |
| Eggs (regular) (12) |
8.18 $ (6.82 KY$) |
8.82 $ (7.35 KY$) |
+7.9 % |
| Local Cheese (1 lb) |
4.90 $ (4.09 KY$) |
5.72 $ (4.77 KY$) |
+16.7 % |
| Chicken Fillets (1 lb) |
13.75 $ (11.46 KY$) |
8.00 $ (6.67 KY$) |
-41.8 % |
| Beef Round (1 lb) (or Equivalent Back Leg Red Meat) |
9.51 $ (7.93 KY$) |
7.63 $ (6.36 KY$) |
-19.8 % |
| Apples (1 lb) |
4.86 $ (4.05 KY$) |
5.16 $ (4.30 KY$) |
+6.1 % |
| Banana (1 lb) |
3.12 $ (2.60 KY$) |
2.24 $ (1.87 KY$) |
-28.3 % |
| Oranges (1 lb) |
4.63 $ (3.86 KY$) |
3.74 $ (3.12 KY$) |
-19.2 % |
| Tomato (1 lb) |
3.95 $ (3.29 KY$) |
3.67 $ (3.06 KY$) |
-7.0 % |
| Potato (1 lb) |
3.63 $ (3.03 KY$) |
2.60 $ (2.17 KY$) |
-28.3 % |
| Onion (1 lb) |
2.82 $ (2.35 KY$) |
2.51 $ (2.09 KY$) |
-10.9 % |
| Lettuce (1 head) |
5.80 $ (4.83 KY$) |
5.90 $ (4.92 KY$) |
+1.8 % |
| Water (1.5 liter bottle) |
4.20 $ (3.50 KY$) |
3.06 $ (2.55 KY$) |
-27.2 % |
| Bottle of Wine (Mid-Range) |
25.00 $ (20.84 KY$) |
23.99 $ (20.00 KY$) |
-4.0 % |
| Domestic Beer (0.5 liter bottle) |
5.35 $ (4.46 KY$) |
4.18 $ (3.49 KY$) |
-21.8 % |
| Imported Beer (12 oz small bottle) |
4.50 $ (3.75 KY$) |
5.50 $ (4.58 KY$) |
+22.2 % |
| Cigarettes 20 Pack (Marlboro) |
18.00 $ (15.01 KY$) |
14.99 $ (12.50 KY$) |
-16.7 % |
Transportation | Bermuda Edit |
Cayman Islands Edit | |
| One-way Ticket (Local Transport) |
4.50 $ (3.75 KY$) |
3.00 $ (2.50 KY$) |
-33.4 % |
| Monthly Pass (Regular Price) |
69.00 $ (57.52 KY$) |
29.99 $ (25.00 KY$) |
-56.5 % |
| Taxi Start (Normal Tariff) |
6.22 $ (5.19 KY$) |
17.99 $ (15.00 KY$) |
+189.0 % |
| Taxi 1 mile (Normal Tariff) |
5.47 $ (4.56 KY$) |
7.92 $ (6.60 KY$) |
+44.7 % |
| Taxi 1hour Waiting (Normal Tariff) |
53.90 $ (44.93 KY$) |
29.99 $ (25.00 KY$) |
-44.4 % |
| Gasoline (1 gallon) |
8.55 $ (7.13 KY$) |
6.62 $ (5.52 KY$) |
-22.6 % |
| Volkswagen Golf 1.4 90 KW Trendline (Or Equivalent New Car) |
38,000.00 $ (31,678.51 KY$) |
35,986.54 $ (30,000.00 KY$) |
-5.3 % |
| Toyota Corolla Sedan 1.6l 97kW Comfort (Or Equivalent New Car) |
39,750.00 $ (33,137.39 KY$) |
35,002.91 $ (29,180.00 KY$) |
-11.9 % |
Utilities (Monthly) | Bermuda Edit |
Cayman Islands Edit | |
| Basic (Electricity, Heating, Cooling, Water, Garbage) for 915 sq ft Apartment |
234.25 $ (195.28 KY$) |
414.83 $ (345.82 KY$) |
+77.1 % |
| Mobile Phone Monthly Plan with Calls and 10GB+ Data |
118.10 $ (98.45 KY$) |
97.35 $ (81.15 KY$) |
-17.6 % |
| Internet (60 Mbps or More, Unlimited Data, Cable/ADSL) |
153.12 $ (127.65 KY$) |
114.81 $ (95.71 KY$) |
-25.0 % |
Sports And Leisure | Bermuda Edit |
Cayman Islands Edit | |
| Fitness Club, Monthly Fee for 1 Adult |
180.71 $ (150.65 KY$) |
152.19 $ (126.87 KY$) |
-15.8 % |
| Tennis Court Rent (1 Hour on Weekend) |
46.67 $ (38.90 KY$) |
53.58 $ (44.67 KY$) |
+14.8 % |
| Cinema, International Release, 1 Seat |
13.50 $ (11.25 KY$) |
17.99 $ (15.00 KY$) |
+33.3 % |
Childcare | Bermuda Edit |
Cayman Islands Edit | |
| Preschool (or Kindergarten), Full Day, Private, Monthly for 1 Child |
1,320.00 $ (1,100.41 KY$) |
1,662.24 $ (1,385.71 KY$) |
+25.9 % |
| International Primary School, Yearly for 1 Child |
24,500.00 $ (20,424.30 KY$) |
26,079.75 $ (21,741.25 KY$) |
+6.4 % |
Clothing And Shoes | Bermuda Edit |
Cayman Islands Edit | |
| 1 Pair of Jeans (Levis 501 Or Similar) |
73.33 $ (61.13 KY$) |
89.97 $ (75.00 KY$) |
+22.7 % |
| 1 Summer Dress in a Chain Store (Zara, H&M, ...) |
60.00 $ (50.02 KY$) |
70.47 $ (58.75 KY$) |
+17.5 % |
| 1 Pair of Nike Running Shoes (Mid-Range) |
136.67 $ (113.93 KY$) |
140.95 $ (117.50 KY$) |
+3.1 % |
| 1 Pair of Men Leather Business Shoes |
127.17 $ (106.01 KY$) |
141.55 $ (118.00 KY$) |
+11.3 % |
Rent Per Month | Bermuda Edit |
Cayman Islands Edit | |
| Apartment (1 bedroom) in City Centre |
3,557.69 $ (2,965.85 KY$) |
2,841.44 $ (2,368.75 KY$) |
-20.1 % |
| Apartment (1 bedroom) Outside of Centre |
2,476.92 $ (2,064.87 KY$) |
2,301.64 $ (1,918.75 KY$) |
-7.1 % |
| Apartment (3 bedrooms) in City Centre |
8,277.78 $ (6,900.73 KY$) |
5,457.96 $ (4,550.00 KY$) |
-34.1 % |
| Apartment (3 bedrooms) Outside of Centre |
7,450.00 $ (6,210.66 KY$) |
4,712.52 $ (3,928.57 KY$) |
-36.7 % |
Buy Apartment Price | Bermuda Edit |
Cayman Islands Edit | |
| Price per Square Feet to Buy Apartment in City Centre |
1,073.52 $ (894.93 KY$) |
1,028.43 $ (857.34 KY$) |
-4.2 % |
| Price per Square Feet to Buy Apartment Outside of Centre |
575.70 $ (479.93 KY$) |
779.70 $ (649.99 KY$) |
+35.4 % |
Salaries And Financing | Bermuda Edit |
Cayman Islands Edit | |
| Average Monthly Net Salary (After Tax) |
6,478.93 $ (5,401.12 KY$) |
7,107.92 $ (5,925.48 KY$) |
+9.7 % |
| Mortgage Interest Rate in Percentages (%), Yearly, for 20 Years Fixed-Rate | 7.08 | 7.54 | +6.5 % |
| Last update: | March 2025 | April 2025 | |
| Contributors in the past 12 months: | 25 | 22 |
Moving to Bermuda? Explore:
Other comparisons Bermuda vs Cayman Islands: