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Cost of Living in Loja, Ecuador

Prices in Loja

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IndexInfo
Consumer Price Index (Excl.Rent): ?
Rent Index: 16.70
Groceries Index: 50.11
Restaurants Index: 22.97
Consumer Price Plus Rent Index: ?
Local Purchasing Power: ?

Currency: Default Currency      Switch to imperial measurement units
There is no much data for Loja. You probably will get better insight if you look at data for Average in Ecuador
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Restaurants [Edit] Avg.
Range
Meal, Inexpensive Restaurant 2.50 $
2.00
3.00
Meal for 2, Mid-range Restaurant, Three-course 15.00 $
15.00
15.00
Combo Meal at McDonalds or Similar 4.00 $
3.00
5.00
Domestic Beer (0.5 liter draught) 1.00 $
1.00
1.00
Imported Beer (0.33 liter bottle) 2.00 $
2.00
2.00
Cappuccino (regular) 1.50 $
1.50
1.50
Coke/Pepsi (0.33 liter bottle) 0.62 $
0.50
0.75
Water (0.33 liter bottle) 0.38 $
0.35
0.40
Markets [Edit] Avg.
Milk (regular), (1 liter) 1.18 $
1.17
1.20
Loaf of Fresh White Bread (500g) 1.62 $
1.50
1.75
Rice (white), (1kg) 0.80 $
0.50
1.10
Eggs (12) 2.12 $
1.84
2.40
Local Cheese (1kg) 5.20 $
4.41
6.00
Chicken Breasts (Boneless, Skinless), (1kg) 6.20 $
Apples (1kg) 2.09 $
Oranges (1kg) 2.50 $
Tomato (1kg) 0.88 $
Potato (1kg) 1.27 $
Lettuce (1 head) 0.50 $
Water (1.5 liter bottle) 0.50 $
Bottle of Wine (Mid-Range) 12.00 $
Domestic Beer (0.5 liter bottle) 1.00 $
Imported Beer (0.33 liter bottle) 1.50 $
Pack of Cigarettes (Marlboro) 3.50 $
3.50
4.00
Transportation [Edit] Avg.
One-way Ticket (Local Transport) 0.25 $
Monthly Pass (Regular Price) ?
Taxi Start (Normal Tariff) 1.00 $
1.00
1.00
Taxi 1km (Normal Tariff) 0.62 $
0.25
1.00
Taxi 1hour Waiting (Normal Tariff) 8.00 $
Gasoline (1 liter) 0.37 $
0.35
0.39
Volkswagen Golf 1.4 90 KW Trendline (Or Equivalent New Car) 22,000.00 $
Utilities (Monthly) [Edit] Avg.
Basic (Electricity, Heating, Water, Garbage) for 85m2 Apartment 50.00 $
1 min. of Prepaid Mobile Tariff Local (No Discounts or Plans) 0.25 $
Internet (6 Mbps, Unlimited Data, Cable/ADSL) 50.00 $
Sports And Leisure [Edit] Avg.
Fitness Club, Monthly Fee for 1 Adult 35.00 $
Tennis Court Rent (1 Hour on Weekend) 2.50 $
Cinema, International Release, 1 Seat 4.00 $
Clothing And Shoes [Edit] Avg.
1 Pair of Jeans (Levis 501 Or Similar) ?
1 Summer Dress in a Chain Store (Zara, H&M, ...) ?
1 Pair of Nike Shoes ?
1 Pair of Men Leather Shoes ?
Rent Per Month [Edit] Avg.
Apartment (1 bedroom) in City Centre 416.67 $
400.00
450.00
Apartment (1 bedroom) Outside of Centre 450.00 $
Apartment (3 bedrooms) in City Centre 700.00 $
Apartment (3 bedrooms) Outside of Centre 600.00 $
600.00
600.00
Buy Apartment Price [Edit] Avg.
Price per Square Meter to Buy Apartment in City Centre 800.00 $
Price per Square Meter to Buy Apartment Outside of Centre 400.00 $
Salaries And Financing [Edit] Avg.
Average Monthly Disposable Salary (After Tax) 276.67 $
250.00
290.00
Mortgage Interest Rate in Percentages (%), Yearly 13.00

These data are based on 71 entries in the past 18 months from 12 different contributors.

Last update: September, 2014

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33 Comments so far

#norm wright on Aug 31, 2014 :
Lots of general info on here, but short on specifics such as food prices, internet costs, medical plan costs, cell phone costs, house rentals, etc. especially in Loja!
#hhunter on Aug 03, 2014 :
It really Is a scarey world and reading the comments posted Is justification for my deep felt concern with sharing Ecuador,etc with any gringo's ....I'm a California gringo and live on the beach with great weather and have a nice lifestyle and you maybe asking why leave .....? Well its about respect and humbleness and values that come from inside each individual....nonexistent in the good ole U.S.of A 2014...at least the people of Ecuador are making a effort to live with values that reflect respect and a shared culture....so i'm usearching just like you gringos ... I will choose wisely with whom I share the rest of my days....smile !!! Why relocate to Ecuador or anywhere else and live with arrogant..disrespectful...greedy..egomaniacs..real estate spectulating jerks....smile!!! No Gringo influence needed where ever I relocate....GO LOCAL AND BE REAL HAPPY!!! Good Luck!!! Hh Ps.still working on Being humble....etc....LOL!!!!!
#Bernardo on Jun 15, 2014 :
I wish to find a small place around Loja to Zamora with garden to grow plants. I wish to integrate with the land where I live. In my life I have moved and lived in many places and consider myself as a human, not some national thing. Since years I learn Spanish, from German to English now to Spanish, because I believe my future is in South of America. I am not interested in a gated community of expats. I observe what I is going on in the North. Invited by an Ecuadorean friend I have visited Quito and the Intag area, which is extremely attractive with the mix of small farms and wilderness along the mountains. However, there remains the threat of copper mining with great destruction of the land. So, who could help in the South to find a place around Loja to Zamora? Thank you, Bernardo en Espanol. My email is bersL@hotmail.com
#carolyn hunter on May 31, 2014 :
copy of email i sent to some helpful people;

i FINALLY got my e mail address straightened out, even though my computer is still halfway not ok.

i think im going to fly to Israel for a month .....I got a super half price cheap ticket.....tentatively....before going to equador ...in orderv to compare the two different qualities of the 2 areas......which is going to be hard.

because the qualities are so different, but the advantages of a lower cost of living opposed to first world but very expensive cost of living are...well...difficult to evaluate.

will keep in touch ......but as of yet I have STILL not been emailed by your friend who speaks english and spanish...altho i do speak a little spanish i do need all the helpi can get in case i decide to permanently live in lower and less hot and humid .......but very 65 to 75 degree mid size city there.

please tell me if you see this. my e mail address for any who may wish to help me is;

carolynhunter@wildblue.net

thanks
carolyn hunter, in oroville, CA.
#Nels on Feb 14, 2014 :
I appreciate everyone's point of view on list Loja thread. I lived in Costa Rica for 3 years in the late 1980's and loved it. My friends were all Ticos and I lived in a small one room apartment for $90 month, utilities at $20 a month. The place had no hot water, we had no refrigeration. Just a 2 burner propane cook top that we bought in Panama. We washed our clothes outside in a concrete sink in cold water and hung them up to dry outside during the dry season and inside during the rainy season. It was the only time in my life that I actually saved money and was the happiest.

I'm visiting Ecuador for 3 weeks this April and am touring around many parts of the country. My Spanish is good and I am a licensed TESOL/TEFL teacher with a Bachelor's Degree. I would like to assimilate into a new culture, and live like most ordinary folks. I do not drink, smoke or take drugs, and live a very simple clean life here in the U.S. There is a richness to many CA and SA countries whose priorities and view of life differs from the U.S. That is what attracts me. That and living in a tropical climate.

I subscribed to International Living for 6 months and was disgusted by the blatant "get rich schemes" and "live like a millionaire for only thousands of dollars". This is why I appreciate this thread because it is challenging finding out what it is really like to live in Ecuador like an Ecuadorian.

I'm visiting the Quito area, Guayquil area, Cuenca, Lojas, Puerto Lopez and Vilcabamba (my one indulgence). As a fiber artist I am looking forward to visiting many of the artisan towns and villages. If any of you have any suggestions or know of any language schools in your areas, I would be grateful if you let me know. My email address is technonel@gmail.com.

Saludos!

Nels
#Alan on Jan 29, 2014 :
I am thinking about retirement in Loja and have half a plan to visit in mid Feb' '14. Suggestions on decent low cost temporary accommodation would be welcome. Also, how best to make contacts in ex pat community (I have little Spanish) and do some net working. Have any ex pats considered the merits of a shared apartment?
#Gerard on Dec 15, 2013 :
Hi Niki Voyles, I will answer your queries as much as I can, but I will do it here for the benefit of others also. A lot of expats are living in Cuenca and are paying top price. The lifestyle you describe is what I live and I certainly understand your desire to get maway from the rat race. A few exapts are now finding their way to Loja and are being welcomed with open arms. The prices as quoated above are pretty accurate, however rents can go as low as 180 usd a month if you are prepared to live the Ecuadorian/ Loja lifestyle, this i think you are prepared to do. Your grandaughter will settle in very quickly as the relaxed pre-disposition of the people rubs off on the receptive children making for an all round happy place.If you are prepared to adjust to the locals way you could live on as little 700usd a month (I do) and remember the locals earn about 300usd a month and they rear families on this but the lot of the expat is always more expensive at least until you learn the langauge and integrate, if you can speak spanish you will be ahead already. Another idea for you is along the coast there are many beautiful small undiscovered towns and villages where the prices are even cheaper but they take a little bit of legwor to find. I will send you my email so you can communicate with me if you wish. I sincerely wish you all the best and hope someday you will make Loja your home.
#bernardo noven on Nov 24, 2013 :
my wife and I would like to rent a furnished aptment from jan 15 until april15 (approx. Hablamos espanol bastante y viviamos en la mayoria del paises de latino america. Tambien, me gustaria saber si hay un lugar donde puedo nadar en una piscina (alberca) a menos 25 metros.
#David on Oct 04, 2013 :
How well can you well on $3800.00 per month.
#Anonymous on Oct 04, 2013 :
How well can you well on $3800.00 per month.
#Niki Voyles on Sep 29, 2013 :
My hubby and I are 59 and have adopted out granddaughter that is now 11. We are concerned about safety first and foremost. And a school that she will be able to integrate into. We are not tattooed druggy looking to be slackers nor are we interested in hob-knobbing with rich expats. We believe that we are fleeing our country for survival reasons. We just want a healthy simple family lifestyle. I am so sick of this materialistic, throw away, greedy nation. We have only just begun our research process. We are planning to make a 2 wks trip soon to get a feel for the place . We are looking at the Loja area. ANY and ALL Truthful info would be very much appreciated.Niki email-nijoev82@yahoo.com
#Carlos on Jul 30, 2013 :
I have lived frugally (and well)in the most expensive cities in the world. If you have time and are willing to put the effort, you can live anywhere for very little money. Presently, I am in Vancouver which is one of the most expensive cities in North America. I spend $800 per month total. This includes rent, utilities, food (I am a vegan) supplements, transportation, and so on.
I don't drink, do drugs, smoke and rarely go to restaurants. I am sure I could live anywhere in Ecuador for less than that.
I will be going there in two months from now.
When you are fluent in the local language and customs (which is my case) you will be treated like a local. You have to think like one to be treated like one.
#Rose on Jul 01, 2013 :
Hi,
I would like to visit Loja soon what hotels do you recommend
#Jerry on May 29, 2013 :
Attention! Loja is not the most expensive city to live in. Another lie. Samborondon (Guayaquil) and Cumbaya (Quito) are much, much higher. A 3 bdrm apt in Samborondon starts at $700 and goes up to $1200+. It is a little cheaper in Cumbaya.

South America is not cheap. Don't be fooled by the investors that draw you to the region. Ecuadorians want to keep the prices down but the gringos buy he properties and rent to more gringos. Since 2010 prices have increase dramatically. Almost like Panama and Costa Rica. Soon it will be worse.

Expect to pay $400 per month for a "livable" 1 bdrm apt in Loja and surrounding. A flat or similar rental is available for $200. Look for a secure place. These prices are without furniture. Without a dishwasher, laundry, fridge and stove. Look at the place at night and during the day. Thieves rob gringos! If you look like you have any money at all the thieves will follow you for a week to learn your habits. They will break into your house as you sleep. Don't advertise your laptop and expensive watch. If you buy a car it will cost you the sticker price in the states plus 50% more at least. Used cars are very expensive also.

Consider noise! Latinos play basketball at midnight. The parties last throughout the night and they will not turn down the music.

Look around the internet for online newspapers like oyx.com and others. Try and find a suitable rent for less than $400.00.

Ecuador and most of SA is wonderful. People are nice. But you are invading their turf. Try to fit in. If you must dress like a banker you will be robbed if you do not use caution. Keep your windows rolled up and you won't lose your watch when you stop at the traffic light.
#RMiller on May 29, 2013 :
Coming to Ecuador.

You can not find a secure, nice place to live for only $250.00. That is a lie. Key word is secure. You will spend about $400.00 minimum. A good apartment costs about $550.00 with gated security.

Beer is $1.25 for a large bottle and $1.00 for a small bottle if bought in the tiendas. Buy the same in the restaurants or bars and it is $2.50 for 12 oz of draft. Bottled beer in the restaurants is $3.00 and up.

Don't listen to how cheap it is to live in EC. International Living Razazine tells lies. They have vested interest in Ecuador as most countries. It's how they make their money through advertising and investments.

Come to EC but don't wear your Rolex. It will be removed by a local. Stealing is a way of life much like it is in most countries. You are a gringo. Ecuadorians do not like gringos to stay in their country. They want your money and then go. Hence, green go!

You can wear "flip flops" just about anywhere and expect Ecuadorians to do the same. Use discretion like you would in the states.

Come to visit before you retire. Look at the prices and what you get. Buying is reasonable, not cheap. Renting is fair, not cheap. For a couple expect to spend at least $1,800 per month living (without tours and lots of entertainment). Add some fun and you will spend $500 month more.

My apartment is $450.00 and uts run about $70 more. If you want to eat good add $75 per week. Add transportation if you don't have a car. About $50 per month. Movies, beer and playing is about $150.00 month.

If you are retired and don't leave the house you can live here for $1,200 month. You won't have much fun.

#Bob Moyers on May 16, 2013 :
Is it possible to drive from the U.S. to Ecuador?
#Guayaquil on May 10, 2013 :
Why do you let people lie on this site? The prices are very close to actual. You can not live in EC for $500 month.

You won't let anyone comment that doesn't meet your lies. What are you getting out of it to see these people lie about the low costs?
#Guayaquil on May 10, 2013 :
Caution when coming to EC with a pet. Doctors here are not very educated. There is no such thing as emergency surgery for pets. It is Monday thru Friday.

As for prices here in EC throughout the country they are about the same. Guayaquil is same as Quito and Cuenca. I have lived in Cuenca, Conocoto, Playas and Guayaquil (Samborondon).

Food prices are high in Megamaxi. You have to get away from using the chain stores.

To live on $1,100 a month is stretching it. More like $2,000 if you want to have a life outside your apartment.

The days of the $200 month apartment is gone in the nice areas with security. Not it is about $400 to start for a 1 bdroom.

I have lived in a small place and large places. Currently live in a place for $900 month without uts. Uts are about $50 which will run a small air conditioner part time. Propane is $3.50 and will has 2 or 3 months.

You have to look for the air conditioners. Not all places have them.

Best to come here for 2 weeks and look. If you don't speak Spanish stay in Cuenca or Quito (Cumbaya).

I've been here 2 years. Your biggest enemy here is the gringos trying to sell you their lies. Don't read the "ragazines" or believe Gary Scott.
#Ger on Apr 18, 2013 :
Thank you David, I will be moving shortly just wrappng up my life here in Ireland. Ye i am absolutely convinced that 1100 dollars will give me a decent life. Do you live in Loja and do you now anything about working a few hours a wee probably teaching English. It would be good to give back to the country.
#DAVID SHORT on Apr 06, 2013 :

Ger,
You can live very comfortably on 11,000 per year in Loja.Some and most of the prices listed are inflated.I fell in love with Cuencabut,I found that Loja has even more to offer. Go for it!!!

Dave
#GearĂ³id on Apr 04, 2013 :
Hi Nancy, It's good to get an objective opinion on Loja, but don't paint us all with the same brush. I am not a flip flop wearing tattoed expat in Loja and I don't lounge around all day. I actually work in the area giving free english lessons to poor kids and I assist the local population in any area of need, lots of us do. Fluency in English has done you no harm in your career would you deny others the same chance given by "flip flop hippies". I don't drink and I don't use drugs in fact my work is done in Jesus's name and all my credit goes to Him. neither am I American. I am European who has worked around the world as a volunteer helping the less well off. i am well aware that part of Loja are very expensive that was why I promote living the Ecuadorian way, not for every one, but some North Americans with their big houses etc. would not survive. I pay 110 usdollars a month for a very cosy little 2 bedroomed place within walking distance of my work and restuarants. I do appreciate you giving your opinions but if you could afford to go to Switzerland for you education and stay for 17 years and then go to canada and work for a Financial company then you were not a poor Ecuadorian in the first place, in fact I would say you are from the rich elite and therefore your standard of living in Ecuador would not reflect that of the ordinary Ecuadorian. Switzerland is among the most expensive countries in Europe, to live there you must be very wealthy and well supported by your equally wealthy family. Please try to be a little more honest.
#Nancy on Mar 31, 2013 :
TO You ALL,

It is really interesting to see how the world goes, Like they say, What goes aroung come around. When for hundreds of years USA and other countries have given the cold shoulder to inmigrants from Latin America, now you are the ones who are looking to go somewhere where you can actually could make a living. I am from Ecuador, Lived in Switzerland for 17 years where I did my studies and now in Canada for the past 8 years where I live and workd for a financial institution. I Still have most of my family in Ecuador who are every ocassion cannot stop telling me how annoying is to have bunch of "gringos" moving to Ecuador, My mother says that most of them move there just to have the easy life " smoking weed, drinking and some other drugs: This is a bad example for our children. I strong beleive that you can make a living everywhere in the world as long as you are a hardworking and responsable person. Please dont give me wrong if you are the type who just want to move to Ecuador and live a healthy life, by all means, but is you think that moving to Ecuador means easy life, you are wrong. We are a country where family values are priority. We don't
tolerate and don't need what we call "white trash" or people going around on flip flops, dirty and full of tatoos. People can be poor but poor doesn't mean dirty and careless on how you present to others. By the way Loja is the MOST EXPENSIVE city in Ecuador to live in, the reason been is because 20 years ago many people from that city inmmigrated to Spain making lots of money and coming back to the country paying ridiculous amounts of money for a piece of land or house or a house. Having say that, Ecuadorians are very 'We are" friendly and warm people, we can help a foreigner as lost as they are not lazy trying to just scam their own government (many USA people still receiving a disability pension while in Ecuador and they move back and forward so they dont lose their disability or unemployment cheque.
#Sandy Ashley on Mar 26, 2013 :
With retirement nearing, My husband and I are considering making Loja Ecuador our new home. I don't want to be in an area full of americans flaunting their money. I am accustom to a north american style home but other then that, I want to live amoung the locals. My husband and I are also interested in becoming involved in volunteering to help with childrens schools, orphanages, assist in building classrooms etc. Is Loja the place for us. We are not snobby americans and would love to enjoy a simpler life style around real people. I am learning spanish as we speak as my effort to this move. Any one with any information.... we'd love to hear from you!
#GearĂ³id on Feb 21, 2013 :
Hi Stevie and friend. First of all pay no attention to the prices given here about Loja the prices are crazy and probably put up by people living the high life. An example of living expenses would be the government itself reccommends that a pensioner on a pensioners visa would have enough to live a good life on 800usd a month. The locals here earn on average 290 usd a month before tax and they can live on that no bother. Rents can vary, if you live in a condo or house specially built to North American or European standards you could easily pay from 400usd to 1000usd a month in rent, however the locals only pay 90 usd a month for a local Ecuadorian style house.Food is another gem, again if you eat in local ecuadorian restuarants you will get a good filling meal for 2usd. The American expats might feel that's beneath him and will pay up to 10usd for the same meal in some other restuarants that has that thing called "ambience". I personally think that's a load of snobby nonsense. There you are now, now you have the essentials of life to survive, food and shelter. Anything after that is up to yourself but everything is so cheap it reminds me of my childhood, where one dollar would actually buy you something not to mind one cent. You can easily get a job teaching english, with a TEFL certificate (easy to get) paying between 400 usd a month for the inexperienced to 900usd a month for the more experienced, remember what I said the locals live on 290 usd a month. Stay away from the rich expats who love flaunting their money around the place, intergrate with the locals and I reckon you will have a great experience.The 1000usd given here as average earnings is rediculous and only serves to re-inforce my view that the person who put that up obviously hangs around with the very rich Ecuadorians. Point made. Good Luck
#Stevie Sylva on Feb 17, 2013 :
[ Email us, leafchild@yahoo.com ]
#Stevie on Feb 17, 2013 :
A friend and I are looking for a place in Ecuador that is as CHEAP as possible WITHOUT mold... We are very poor, and USA is not treating us well.
If you have any information on a place in Ecuador (town/city/etc.) that could accommodate us, it will be appreciated.

Additional information:
We are ages 23, very interested in LA culture, desperate to learn espanol, NOT interested in the gringo lifestyle.
[Also, please do not remind us about visa and work-permits... This world belongs to no man, and borders do not dictate where we will reside.]
Thank you.
#Anonymous on Feb 06, 2013 :
Hi,

I'm moving to Loja from Florida in June and would like a REALISTIC view of prices in Loja: rent (2 BR/2BA - NOT the penthouse suite), food that the natives eat, not what Americans would buy in specialty shops, and prices on every-day necessities. Can you provide those?

ME vpgardenia@comcast.net Thanks
#Diane on Dec 25, 2012 :
Hello
I hope to visit Loja in February 2013. I would like to possibly purchase some real estate and would like to get an idea of the prices there non only for real estate but living cost as well. Some of the prices do seem high here and want to know the real scoop....if someone can email me that lives in the area and has some information that would be great!!!! Thank you! dcarrmatteson@aol.com
#Ger on Dec 23, 2012 :
Mladen thank you very much for your information. It is very useful. When I get a feel for Loja I will definitely contribute. But my pricing will be for the lower end rent and food. I'm not into living the high life, I can get that here in Ireland and go broke in the process. Can you point me in the direction of a GOOD site on retiring to Ecuador, particularly retirement visa information, is it really just having a pension of 800 usdollars a month, is there any other requirements. Ireland does not have an Embassy of Ecuador and it is difficult to get information. I would be truely grateful for any assistance
#Mladen on Dec 08, 2012 :
Hi Ger, currently 7 contributors, hoping to reach 15 (during the period of the 18 months) to be more reliable.
#Ger on Dec 06, 2012 :
Yes thought they were high alright. Can you tell me the correct prices. I will be moving to Loja i the new year to do some volunteer work. I have a budget of 1100 USdollars a month must include the rent. I just want a nice small one bedroomed little place not a big American condo or house. I just need to get accurate cost of living. You can contact me by email if you like on ger.roche@live.ie Thank you from a very grateful Irishman. Ger
#Mladen on Sep 24, 2012 :
cej, please contribute price updates. Cheers
#cej on Sep 24, 2012 :
These prices are not accurate. They are higher than what the real prices are in Loja. Loja food prices are as lot lower than what this says, and rents are lower as well.

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