Cost of Living in Phoenix

Summary of cost of living in Phoenix, AZ, United States:

  • The estimated monthly costs for a family of four are 4,292.3$, excluding rent (using our estimator).
  • The estimated monthly costs for a single person are 1,210.8$, excluding rent.
  • Phoenix is 22.7% less expensive than Seattle (excluding rent, see our cost of living index).
  • Rent in Phoenix is, on average, 34.8% lower than in Seattle.
Restaurants
Edit Range
Meal at an Inexpensive Restaurant 20.00 $ 15.00-40.00
Meal for Two at a Mid-Range Restaurant (Three Courses, Without Drinks) 85.00 $ 50.00-170.00
Combo Meal at McDonald's (or Equivalent Fast-Food Meal) 12.00 $ 11.96-15.00
Domestic Draft Beer (1 Pint) 6.00 $ 4.00-8.00
Imported Beer (12 oz Small Bottle) 7.50 $ 5.50-10.00
Cappuccino (Regular Size) 6.00 $ 3.25-8.50
Soft Drink (Coca-Cola or Pepsi, 12 oz Small Bottle) 2.71 $ 2.00-4.00
Bottled Water (12 oz) 2.18 $ 2.00-3.00
Markets
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Milk (Regular, 1 Liter) 0.90 $ 0.66-1.29
Fresh White Bread (1 lb Loaf) 3.81 $ 2.00-6.00
White Rice (1 lb) 2.46 $ 1.00-4.00
Eggs (12, Large Size) 5.10 $ 2.00-8.00
Local Cheese (1 lb) 5.91 $ 3.25-12.00
Chicken Fillets (1 lb) 5.79 $ 3.00-10.00
Beef Round or Equivalent Back Leg Red Meat (1 lb) 6.15 $ 3.99-10.00
Apples (1 lb) 2.06 $ 1.25-3.99
Bananas (1 lb) 0.76 $ 0.50-1.59
Oranges (1 lb) 1.68 $ 0.99-5.00
Tomatoes (1 lb) 2.47 $ 0.99-4.50
Potatoes (1 lb) 1.32 $ 0.70-2.50
Onions (1 lb) 1.30 $ 0.84-2.00
Lettuce (1 Head) 1.94 $ 1.00-3.00
Bottled Water (50 oz) 2.37 $ 1.00-3.15
Bottle of Wine (Mid-Range) 15.00 $ 9.99-25.00
Domestic Beer (16.9 oz Bottle) 2.42 $ 1.43-4.29
Imported Beer (12 oz Small Bottle) 3.26 $ 2.00-6.00
Cigarettes (Pack of 20, Marlboro) 11.75 $ 9.89-15.00
Transportation
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One-Way Ticket (Local Transport) 2.75 $ 2.00-4.00
Monthly Public Transport Pass (Regular Price) 62.00 $ 35.00-64.00
Taxi Start (Standard Tariff) 3.00 $ 2.75-5.00
Taxi 1 mile (Standard Tariff) 2.20 $ 2.20-4.00
Taxi 1 Hour Waiting (Standard Tariff) 36.00 $ 20.00-36.00
Gasoline (1 Liter) 0.93 $ 0.84-1.06
Volkswagen Golf 1.5 (or Equivalent New Compact Car) 36,113.30 $ 25,000.00-36,673.50
Toyota Corolla Sedan 1.6 (or Equivalent New Mid-Size Car) 26,028.45 $ 24,000.00-28,000.00
Utilities (Monthly)
Edit
Basic Utilities for 915 Square Feet Apartment (Electricity, Heating, Cooling, Water, Garbage) 263.86 $ 170.00-548.96
Mobile Phone Plan (Monthly, with Calls and 10GB+ Data) 70.19 $ 30.00-120.00
Broadband Internet (Unlimited Data, 60 Mbps or Higher) 83.25 $ 60.00-125.00
Sports And Leisure
Edit
Monthly Fitness Club Membership 42.14 $ 10.00-125.00
Tennis Court Rental (1 Hour, Weekend) 12.60 $ 5.00-20.00
Cinema Ticket (International Release) 13.50 $ 9.50-15.00
Childcare
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Private Full-Day Preschool or Kindergarten, Monthly Fee per Child 1,271.43 $ 800.00-1,600.00
International Primary School, Annual Tuition per Child 16,800.00 $ 9,200.00-30,000.00
Clothing And Shoes
Edit
Jeans (Levi's 501 or Similar) 54.22 $ 25.00-80.00
Summer Dress in a Chain Store (e.g. Zara or H&M) 43.89 $ 23.50-65.00
Nike Running Shoes (Mid-Range) 93.29 $ 60.00-150.00
Men's Leather Business Shoes 113.85 $ 65.00-200.00
Rent Per Month
Edit
1 Bedroom Apartment in City Centre 1,682.00 $ 1,400.00-2,300.00
1 Bedroom Apartment Outside of City Centre 1,405.24 $ 1,200.00-1,800.00
3 Bedroom Apartment in City Centre 2,649.95 $ 2,300.00-3,600.00
3 Bedroom Apartment Outside of City Centre 2,214.48 $ 1,980.00-3,000.00
Buy Apartment Price
Edit
Price per Square Feet to Buy Apartment in City Centre 402.47 $ 326.46-500.00
Price per Square Feet to Buy Apartment Outside of Centre 307.68 $ 272.02-400.00
Salaries And Financing
Edit
Average Monthly Net Salary (After Tax) 4,380.71 $
Annual Mortgage Interest Rate (20-Year Fixed, in %) 6.44 5.80-7.20

Prices in Phoenix, Arizona

This city had 1187 entries in the past 12 months by 143 different contributors.
Last update: 6 November 2025
Sources and References
Distribution of Expenses Using Our Statistical Model:
  
  
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2 Comments so far
Anonymous on May 03, 2022:
Stop moving here. Homelessness is up 35%.... see article for reference:

https://www.usnews.com/news/best-states/arizona/articles/2022-03-14/homelessness-jumps-35-in-2-years-in-biggest-arizona-county#:~:text=Authorities%20say%20an%20official%20count,caused%20by%20the%20coronavirus%20pandemic.

Californians are killing us here in AZ. We can't afford to live anymore and we have spent our whole lives here. It is not fair.
Writer and Photographer on Mar 08, 2021:
The Phoenix metro area has one of the hottest real estate markets in the country currently. That may be appropriate since it also has some of the hottest summers in the country as well. For people moving to "the Valley," it is good to know that some areas include a "premium" on home prices because of the address; Scottsdale is an example.

The cost of living is fairly manageable, with property taxes rising, but still lower than many states. The winter months are very nice and you can expect good weather from late November through April. When you hear someone remark about Arizona having a "dry heat," please ignore the comment. When it is 112 or 116 degrees out; it is hot; very hot. We also have a monsoon season which can add humidity and heavy rain. Northern Arizona is much different with cooler temperatures in places like Flagstaff, which also gets a lot of snow during the winter months. Arizona is a state of extremes in that regard.

Back in the 90s, the local newspaper did a cover story about the fact that neighbors here often don't know each other and that people tend to keep to themselves. That is largely true. While the people serving tourists in Arizona's large tourist business tend to be friendlier, the sense of friendliness often found in the south or Midwest is largely missing here. Of course, during the summer months, people tend to stay indoors in air conditioning, so this means that people are not congregating outside during 6 months of the year. This was the case pre-pandemic also.

Most of the costs listed are accurate, although currently, the cost of gas is about $3.05/gallon. Because of the low inventory in the real estate market, home prices have surged and rental rates have gone up as well. Compared to large cities on the east coast, or almost anywhere in California, these housing costs probably still seem low.

Work traffic is very heavy during the morning and afternoon drive-times. Phoenix is surrounded by several "bedroom communities," so these feed to work traffic heading into the city and it creates congestion. Also, Phoenix is largely a service community and many of the jobs are lower-paying customer service positions. There are also some high-tech firms with competitive pay scales.

On the ideological front; Arizona has had the reputation of being the state that Barry Goldwater came from and had been traditionally conservative. That has changed in recent years as election outcomes have illustrated. People fleeing CA, OR and WA have relocated to Arizona because of the lower cost-of-living and lower taxes.

For those who want to escape the know, and have a tolerance for 6 months of blistering heat instead; the Phoenix metro area might be your cup of tea. If you enjoy four seasons and enjoy knowing your neighbors; consider other places.