Cost of Living Comparison Between Munich and Helsinki 
| Indices Difference |  |
|---|---|
| Cost of Living in Helsinki is 3.7% lower than in Munich (excluding rent) | |
| Cost of Living Including Rent in Helsinki is 13.7% lower than in Munich | |
| Rent Prices in Helsinki are 35.1% lower than in Munich | |
| Restaurant Prices in Helsinki are 3.3% higher than in Munich | |
| Groceries Prices in Helsinki are 9.7% higher than in Munich | |
| Local Purchasing Power in Helsinki is 1.3% higher than in Munich | |
Restaurants | Munich Edit |
Helsinki Edit | Difference |
|---|---|---|---|
| Meal, Inexpensive Restaurant | 17.00 € | 15.00 € | -11.8 % |
| Meal for 2 People, Mid-range Restaurant, Three-course | 80.00 € | 90.00 € | +12.5 % |
| McMeal at McDonalds (or Equivalent Combo Meal) | 11.25 € | 11.00 € | -2.2 % |
| Domestic Beer (1 pint draught) | 5.00 € | 7.50 € | +50.0 % |
| Imported Beer (12 oz small bottle) | 5.00 € | 7.50 € | +50.0 % |
| Cappuccino (regular) | 3.73 € | 4.34 € | +16.5 % |
| Coke/Pepsi (12 oz small bottle) | 3.50 € | 2.62 € | -25.2 % |
| Water (12 oz small bottle) | 3.21 € | 1.94 € | -39.5 % |
Markets | Munich Edit |
Helsinki Edit | |
| Milk (regular), (1 gallon) | 4.75 € | 4.60 € | -3.2 % |
| Loaf of Fresh White Bread (1 lb) | 1.74 € | 2.27 € | +30.5 % |
| Rice (white), (1 lb) | 1.27 € | 1.09 € | -14.0 % |
| Eggs (regular) (12) | 3.41 € | 3.05 € | -10.4 % |
| Local Cheese (1 lb) | 6.91 € | 3.65 € | -47.2 % |
| Chicken Fillets (1 lb) | 4.38 € | 5.79 € | +32.2 % |
| Beef Round (1 lb) (or Equivalent Back Leg Red Meat) | 7.53 € | 9.04 € | +20.0 % |
| Apples (1 lb) | 1.28 € | 1.09 € | -14.4 % |
| Banana (1 lb) | 0.87 € | 0.85 € | -2.0 % |
| Oranges (1 lb) | 1.03 € | 1.00 € | -2.3 % |
| Tomato (1 lb) | 1.45 € | 1.87 € | +28.4 % |
| Potato (1 lb) | 0.71 € | 0.49 € | -31.0 % |
| Onion (1 lb) | 0.68 € | 0.72 € | +5.8 % |
| Lettuce (1 head) | 1.61 € | 1.82 € | +13.2 % |
| Water (1.5 liter bottle) | 0.87 € | 1.71 € | +96.2 % |
| Bottle of Wine (Mid-Range) | 5.99 € | 14.00 € | +133.7 % |
| Domestic Beer (0.5 liter bottle) | 1.03 € | 2.85 € | +175.3 % |
| Imported Beer (12 oz small bottle) | 1.40 € | 3.59 € | +155.9 % |
| Cigarettes 20 Pack (Marlboro) | 8.70 € | 11.00 € | +26.4 % |
Transportation | Munich Edit |
Helsinki Edit | |
| One-way Ticket (Local Transport) | 4.00 € | 3.20 € | -20.0 % |
| Monthly Pass (Regular Price) | 58.00 € | 66.60 € | +14.8 % |
| Taxi Start (Normal Tariff) | 5.60 € | 7.35 € | +31.2 % |
| Taxi 1 mile (Normal Tariff) | 4.02 € | 1.93 € | -52.0 % |
| Taxi 1hour Waiting (Normal Tariff) | 38.00 € | 60.00 € | +57.9 % |
| Gasoline (1 gallon) | 6.56 € | 6.94 € | +5.8 % |
| Volkswagen Golf 1.4 90 KW Trendline (Or Equivalent New Car) | 27,650.00 € | 31,728.50 € | +14.8 % |
| Toyota Corolla Sedan 1.6l 97kW Comfort (Or Equivalent New Car) | 31,143.33 € | 33,797.40 € | +8.5 % |
Utilities (Monthly) | Munich Edit |
Helsinki Edit | |
| Basic (Electricity, Heating, Cooling, Water, Garbage) for 915 sq ft Apartment | 344.80 € | 110.85 € | -67.9 % |
| Mobile Phone Monthly Plan with Calls and 10GB+ Data | 14.44 € | 25.18 € | +74.4 % |
| Internet (60 Mbps or More, Unlimited Data, Cable/ADSL) | 38.45 € | 21.42 € | -44.3 % |
Sports And Leisure | Munich Edit |
Helsinki Edit | |
| Fitness Club, Monthly Fee for 1 Adult | 47.29 € | 41.77 € | -11.7 % |
| Tennis Court Rent (1 Hour on Weekend) | 30.00 € | 29.24 € | -2.5 % |
| Cinema, International Release, 1 Seat | 14.00 € | 17.40 € | +24.3 % |
Childcare | Munich Edit |
Helsinki Edit | |
| Preschool (or Kindergarten), Full Day, Private, Monthly for 1 Child | 903.33 € | 340.90 € | -62.3 % |
| International Primary School, Yearly for 1 Child | 13,000.00 € | 9,728.17 € | -25.2 % |
Clothing And Shoes | Munich Edit |
Helsinki Edit | |
| 1 Pair of Jeans (Levis 501 Or Similar) | 90.26 € | 95.92 € | +6.3 % |
| 1 Summer Dress in a Chain Store (Zara, H&M, ...) | 37.71 € | 34.09 € | -9.6 % |
| 1 Pair of Nike Running Shoes (Mid-Range) | 87.34 € | 90.92 € | +4.1 % |
| 1 Pair of Men Leather Business Shoes | 116.73 € | 108.80 € | -6.8 % |
Rent Per Month | Munich Edit |
Helsinki Edit | |
| Apartment (1 bedroom) in City Centre | 1,457.02 € | 1,045.47 € | -28.2 % |
| Apartment (1 bedroom) Outside of Centre | 1,143.16 € | 809.10 € | -29.2 % |
| Apartment (3 bedrooms) in City Centre | 2,880.77 € | 1,789.62 € | -37.9 % |
| Apartment (3 bedrooms) Outside of Centre | 2,159.46 € | 1,313.60 € | -39.2 % |
Buy Apartment Price | Munich Edit |
Helsinki Edit | |
| Price per Square Feet to Buy Apartment in City Centre | 1,052.75 € | 743.99 € | -29.3 % |
| Price per Square Feet to Buy Apartment Outside of Centre | 739.18 € | 429.11 € | -41.9 % |
Salaries And Financing | Munich Edit |
Helsinki Edit | |
| Average Monthly Net Salary (After Tax) | 3,366.93 € | 2,943.31 € | -12.6 % |
| Mortgage Interest Rate in Percentages (%), Yearly, for 20 Years Fixed-Rate | 3.95 | 4.15 | +5.1 % |
| Last update: | 23 May 2025 | 15 May 2025 | |
| Contributors in the past 12 months: | 368 | 221 |
Moving to Munich? Explore:
Moving to Helsinki? Explore:
Cities near Munich: | Cost of Living in Weilheim in Oberbayern | 33.39 miles |
| Cost of Living in Aichach | 45.16 miles |
| Cost of Living in Augsburg | 50.51 miles |
| Cost of Living in Traunstein | 73.32 miles |
| Cost of Living in Regensburg | 77.13 miles |
| Cost of Living in Ulm | 94.48 miles |
| Cost of Living in Nuremberg | 103.48 miles |
| Cost of Living in Erlangen | 118.92 miles |
| Cost of Living in Tubingen | 143.48 miles |
| Cost of Living in Stuttgart | 144.21 miles |
Cities near Helsinki: | Cost of Living in Espoo | 13.21 miles |
| Cost of Living in Hameenlinna | 63.23 miles |
| Cost of Living in Lahti | 64.66 miles |
| Cost of Living in Turku | 104.08 miles |
| Cost of Living in Tampere | 110.85 miles |
| Cost of Living in Lappeenranta | 139.27 miles |
| Cost of Living in Jyvaskyla | 167.57 miles |
| Cost of Living in Seinajoki | 223.59 miles |
| Cost of Living in Kuopio | 242.82 miles |