Cost of Living Comparison Between Zagreb and Warsaw 

Indices DifferenceInfo
Cost of Living in Warsaw is 0.4% lower than in Zagreb (excluding rent)
Cost of Living Including Rent in Warsaw is 8.9% higher than in Zagreb
Rent Prices in Warsaw are 39.3% higher than in Zagreb
Restaurant Prices in Warsaw are 2.0% lower than in Zagreb
Groceries Prices in Warsaw are 9.6% lower than in Zagreb
Local Purchasing Power in Warsaw is 8.4% higher than in Zagreb
Currency: Sticky Currency      Switch to metric measurement units
Restaurants
Zagreb Edit Warsaw Edit Difference
Meal at an Inexpensive Restaurant 12.00 €
(50.88 zł)
10.02 €
(42.50 zł)
     -16.5 %
Meal for Two at a Mid-Range Restaurant (Three Courses, Without Drinks) 60.00 €
(254.38 zł)
49.53 €
(210.00 zł)
     -17.4 %
Combo Meal at McDonald's (or Equivalent Fast-Food Meal) 8.00 €
(33.92 zł)
8.26 €
(35.00 zł)
     +3.2 %
Domestic Draft Beer (1 Pint) 3.00 €
(12.72 zł)
4.36 €
(18.50 zł)
     +45.4 %
Imported Beer (12 oz Small Bottle) 4.00 €
(16.96 zł)
4.25 €
(18.00 zł)
     +6.1 %
Cappuccino (Regular Size) 2.14 €
(9.08 zł)
3.91 €
(16.59 zł)
     +82.7 %
Soft Drink (Coca-Cola or Pepsi, 12 oz Small Bottle) 2.54 €
(10.77 zł)
2.18 €
(9.23 zł)
     -14.3 %
Bottled Water (12 oz) 2.31 €
(9.78 zł)
2.06 €
(8.75 zł)
     -10.5 %
Markets
Zagreb Edit Warsaw Edit
Milk (Regular, 1 Liter) 1.22 €
(5.16 zł)
0.98 €
(4.16 zł)
     -19.5 %
Fresh White Bread (1 lb Loaf) 1.41 €
(5.98 zł)
1.20 €
(5.07 zł)
     -15.2 %
White Rice (1 lb) 1.20 €
(5.08 zł)
0.76 €
(3.24 zł)
     -36.1 %
Eggs (12, Large Size) 3.59 €
(15.24 zł)
3.50 €
(14.85 zł)
     -2.5 %
Local Cheese (1 lb) 5.20 €
(22.05 zł)
4.19 €
(17.77 zł)
     -19.4 %
Chicken Fillets (1 lb) 4.63 €
(19.61 zł)
2.92 €
(12.39 zł)
     -36.8 %
Beef Round or Equivalent Back Leg Red Meat (1 lb) 5.41 €
(22.95 zł)
6.29 €
(26.65 zł)
     +16.1 %
Apples (1 lb) 0.77 €
(3.25 zł)
0.56 €
(2.37 zł)
     -27.0 %
Bananas (1 lb) 0.70 €
(2.98 zł)
0.73 €
(3.08 zł)
     +3.4 %
Oranges (1 lb) 0.81 €
(3.44 zł)
0.85 €
(3.61 zł)
     +4.7 %
Tomatoes (1 lb) 1.16 €
(4.92 zł)
1.28 €
(5.43 zł)
     +10.4 %
Potatoes (1 lb) 0.57 €
(2.42 zł)
0.40 €
(1.71 zł)
     -29.4 %
Onions (1 lb) 0.51 €
(2.15 zł)
0.43 €
(1.82 zł)
     -15.2 %
Lettuce (1 Head) 1.07 €
(4.54 zł)
1.39 €
(5.88 zł)
     +29.4 %
Bottled Water (50 oz) 1.14 €
(4.81 zł)
0.63 €
(2.67 zł)
     -44.5 %
Bottle of Wine (Mid-Range) 7.00 €
(29.68 zł)
7.08 €
(30.00 zł)
     +1.1 %
Domestic Beer (16.9 oz Bottle) 1.49 €
(6.32 zł)
1.12 €
(4.75 zł)
     -24.8 %
Imported Beer (12 oz Small Bottle) 2.16 €
(9.17 zł)
1.77 €
(7.50 zł)
     -18.2 %
Cigarettes (Pack of 20, Marlboro) 5.00 €
(21.20 zł)
5.54 €
(23.49 zł)
     +10.8 %
Transportation
Zagreb Edit Warsaw Edit
One-Way Ticket (Local Transport) 0.53 €
(2.25 zł)
1.04 €
(4.40 zł)
     +95.8 %
Monthly Public Transport Pass (Regular Price) 49.00 €
(207.75 zł)
25.95 €
(110.00 zł)
     -47.1 %
Taxi Start (Standard Tariff) 2.00 €
(8.48 zł)
2.36 €
(10.00 zł)
     +17.9 %
Taxi 1 mile (Standard Tariff) 1.61 €
(6.82 zł)
1.90 €
(8.05 zł)
     +17.9 %
Taxi 1 Hour Waiting (Standard Tariff) 8.90 €
(37.73 zł)
11.79 €
(50.00 zł)
     +32.5 %
Gasoline (1 Liter) 1.49 €
(6.33 zł)
1.46 €
(6.18 zł)
     -2.4 %
Volkswagen Golf 1.5 (or Equivalent New Compact Car) 26,455.50 €
(112,163.81 zł)
28,279.02 €
(119,895.00 zł)
     +6.9 %
Toyota Corolla Sedan 1.6 (or Equivalent New Mid-Size Car) 23,291.71 €
(98,750.25 zł)
28,394.98 €
(120,386.67 zł)
     +21.9 %
Utilities (Monthly)
Zagreb Edit Warsaw Edit
Basic Utilities for 915 Square Feet Apartment (Electricity, Heating, Cooling, Water, Garbage) 185.27 €
(785.50 zł)
295.25 €
(1,251.79 zł)
     +59.4 %
Mobile Phone Plan (Monthly, with Calls and 10GB+ Data) 18.88 €
(80.02 zł)
8.39 €
(35.56 zł)
     -55.6 %
Broadband Internet (Unlimited Data, 60 Mbps or Higher) 35.26 €
(149.49 zł)
15.88 €
(67.33 zł)
     -55.0 %
Sports And Leisure
Zagreb Edit Warsaw Edit
Monthly Fitness Club Membership 47.06 €
(199.52 zł)
43.35 €
(183.81 zł)
     -7.9 %
Tennis Court Rental (1 Hour, Weekend) 15.83 €
(67.13 zł)
24.44 €
(103.64 zł)
     +54.4 %
Cinema Ticket (International Release) 8.00 €
(33.92 zł)
8.26 €
(35.00 zł)
     +3.2 %
Childcare
Zagreb Edit Warsaw Edit
Private Full-Day Preschool or Kindergarten, Monthly Fee per Child 430.48 €
(1,825.10 zł)
520.33 €
(2,206.06 zł)
     +20.9 %
International Primary School, Annual Tuition per Child 9,615.00 €
(40,764.87 zł)
13,470.49 €
(57,111.04 zł)
     +40.1 %
Clothing And Shoes
Zagreb Edit Warsaw Edit
Jeans (Levi's 501 or Similar) 87.30 €
(370.15 zł)
93.55 €
(396.62 zł)
     +7.2 %
Summer Dress in a Chain Store (e.g. Zara or H&M) 34.50 €
(146.27 zł)
40.36 €
(171.12 zł)
     +17.0 %
Nike Running Shoes (Mid-Range) 85.18 €
(361.15 zł)
93.11 €
(394.77 zł)
     +9.3 %
Men's Leather Business Shoes 97.57 €
(413.65 zł)
102.10 €
(432.88 zł)
     +4.6 %
Rent Per Month
Zagreb Edit Warsaw Edit
1 Bedroom Apartment in City Centre 760.00 €
(3,222.18 zł)
1,042.93 €
(4,421.74 zł)
     +37.2 %
1 Bedroom Apartment Outside of City Centre 574.76 €
(2,436.83 zł)
821.75 €
(3,484.00 zł)
     +43.0 %
3 Bedroom Apartment in City Centre 1,277.78 €
(5,417.41 zł)
1,806.72 €
(7,660.00 zł)
     +41.4 %
3 Bedroom Apartment Outside of City Centre 946.05 €
(4,010.99 zł)
1,287.15 €
(5,457.14 zł)
     +36.1 %
Buy Apartment Price
Zagreb Edit Warsaw Edit
Price per Square Feet to Buy Apartment in City Centre 432.58 €
(1,834.00 zł)
500.01 €
(2,119.90 zł)
     +15.6 %
Price per Square Feet to Buy Apartment Outside of Centre 278.20 €
(1,179.49 zł)
317.42 €
(1,345.79 zł)
     +14.1 %
Salaries And Financing
Zagreb Edit Warsaw Edit
Average Monthly Net Salary (After Tax) 1,644.90 €
(6,973.92 zł)
1,941.98 €
(8,233.46 zł)
     +18.1 %
Annual Mortgage Interest Rate (20-Year Fixed, in %) 3.23 7.04      +118.1 %
Last update: 22 April 202621 April 2026
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