Cost of Living Comparison Between Toronto and Waterloo 
| Indices Difference |  |
|---|---|
| Cost of Living in Waterloo is 11.7% lower than in Toronto (without rent) | |
| Cost of Living Including Rent in Waterloo is 14.7% lower than in Toronto | |
| Rent Prices in Waterloo are 20.4% lower than in Toronto | |
| Restaurant Prices in Waterloo are 20.0% lower than in Toronto | |
| Groceries Prices in Waterloo are 12.1% lower than in Toronto | |
| Local Purchasing Power in Waterloo is 26.0% higher than in Toronto | |
Restaurants | Toronto Edit |
Waterloo Edit | Difference |
|---|---|---|---|
| Meal, Inexpensive Restaurant | 25.12 C$ | 20.00 C$ | -20.4 % |
| Meal for 2 People, Mid-range Restaurant, Three-course | 120.00 C$ | 95.00 C$ | -20.8 % |
| McMeal at McDonalds (or Equivalent Combo Meal) | 15.00 C$ | 12.50 C$ | -16.7 % |
| Domestic Beer (1 pint draught) | 8.00 C$ | 7.50 C$ | -6.2 % |
| Imported Beer (12 oz small bottle) | 10.00 C$ | 8.00 C$ | -20.0 % |
| Cappuccino (regular) | 5.52 C$ | 4.25 C$ | -22.9 % |
| Coke/Pepsi (12 oz small bottle) | 3.12 C$ | 2.12 C$ | -31.8 % |
| Water (12 oz small bottle) | 2.39 C$ | 2.17 C$ | -9.2 % |
Markets | Toronto Edit |
Waterloo Edit | |
| Milk (regular), (1 gallon) | 15.57 C$ | 10.78 C$ | -30.8 % |
| Loaf of Fresh White Bread (1 lb) | 3.52 C$ | 2.78 C$ | -21.1 % |
| Rice (white), (1 lb) | 2.09 C$ | 1.66 C$ | -20.8 % |
| Eggs (regular) (12) | 4.66 C$ | 4.09 C$ | -12.3 % |
| Local Cheese (1 lb) | 7.49 C$ | 4.70 C$ | -37.2 % |
| Chicken Fillets (1 lb) | 7.76 C$ | 5.43 C$ | -30.1 % |
| Beef Round (1 lb) (or Equivalent Back Leg Red Meat) | 9.02 C$ | 9.68 C$ | +7.3 % |
| Apples (1 lb) | 2.47 C$ | 2.01 C$ | -18.7 % |
| Banana (1 lb) | 0.78 C$ | 0.75 C$ | -4.4 % |
| Oranges (1 lb) | 2.06 C$ | 1.97 C$ | -4.3 % |
| Tomato (1 lb) | 2.48 C$ | 2.09 C$ | -15.9 % |
| Potato (1 lb) | 1.48 C$ | 1.41 C$ | -5.1 % |
| Onion (1 lb) | 1.71 C$ | 1.87 C$ | +9.4 % |
| Lettuce (1 head) | 3.07 C$ | 3.00 C$ | -2.5 % |
| Water (1.5 liter bottle) | 2.29 C$ | 2.61 C$ | +14.0 % |
| Bottle of Wine (Mid-Range) | 18.00 C$ | 15.00 C$ | -16.7 % |
| Domestic Beer (0.5 liter bottle) | 3.53 C$ | 3.20 C$ | -9.3 % |
| Imported Beer (12 oz small bottle) | 4.17 C$ | 4.65 C$ | +11.6 % |
| Cigarettes 20 Pack (Marlboro) | 20.00 C$ | 20.00 C$ | 0.0 % |
Transportation | Toronto Edit |
Waterloo Edit | |
| One-way Ticket (Local Transport) | 3.35 C$ | 3.75 C$ | +11.9 % |
| Monthly Pass (Regular Price) | 156.00 C$ | 92.00 C$ | -41.0 % |
| Taxi Start (Normal Tariff) | 5.00 C$ | 3.50 C$ | -30.0 % |
| Taxi 1 mile (Normal Tariff) | 3.22 C$ | 4.02 C$ | +25.0 % |
| Taxi 1hour Waiting (Normal Tariff) | 31.00 C$ | 40.00 C$ | +29.0 % |
| Gasoline (1 gallon) | 6.00 C$ | 5.82 C$ | -3.0 % |
| Volkswagen Golf 1.4 90 KW Trendline (Or Equivalent New Car) | 34,619.50 C$ | 33,978.00 C$ | -1.9 % |
| Toyota Corolla Sedan 1.6l 97kW Comfort (Or Equivalent New Car) | 29,385.46 C$ | 27,327.93 C$ | -7.0 % |
Utilities (Monthly) | Toronto Edit |
Waterloo Edit | |
| Basic (Electricity, Heating, Cooling, Water, Garbage) for 915 sq ft Apartment | 134.42 C$ | 257.79 C$ | +91.8 % |
| Mobile Phone Monthly Plan with Calls and 10GB+ Data | 52.94 C$ | 55.62 C$ | +5.1 % |
| Internet (60 Mbps or More, Unlimited Data, Cable/ADSL) | 70.32 C$ | 73.33 C$ | +4.3 % |
Sports And Leisure | Toronto Edit |
Waterloo Edit | |
| Fitness Club, Monthly Fee for 1 Adult | 69.85 C$ | 52.67 C$ | -24.6 % |
| Tennis Court Rent (1 Hour on Weekend) | 25.52 C$ | 21.00 C$ | -17.7 % |
| Cinema, International Release, 1 Seat | 17.00 C$ | 18.00 C$ | +5.9 % |
Childcare | Toronto Edit |
Waterloo Edit | |
| Preschool (or Kindergarten), Full Day, Private, Monthly for 1 Child | 1,585.65 C$ | 1,031.00 C$ | -35.0 % |
| International Primary School, Yearly for 1 Child | 23,769.23 C$ | 14,000.00 C$ | -41.1 % |
Clothing And Shoes | Toronto Edit |
Waterloo Edit | |
| 1 Pair of Jeans (Levis 501 Or Similar) | 82.85 C$ | 72.29 C$ | -12.8 % |
| 1 Summer Dress in a Chain Store (Zara, H&M, ...) | 53.55 C$ | 35.00 C$ | -34.6 % |
| 1 Pair of Nike Running Shoes (Mid-Range) | 126.66 C$ | 104.33 C$ | -17.6 % |
| 1 Pair of Men Leather Business Shoes | 160.46 C$ | 132.67 C$ | -17.3 % |
Rent Per Month | Toronto Edit |
Waterloo Edit | |
| Apartment (1 bedroom) in City Centre | 2,510.86 C$ | 1,982.73 C$ | -21.0 % |
| Apartment (1 bedroom) Outside of Centre | 2,084.80 C$ | 1,708.33 C$ | -18.1 % |
| Apartment (3 bedrooms) in City Centre | 4,208.21 C$ | 3,240.00 C$ | -23.0 % |
| Apartment (3 bedrooms) Outside of Centre | 3,475.53 C$ | 2,855.56 C$ | -17.8 % |
Buy Apartment Price | Toronto Edit |
Waterloo Edit | |
| Price per Square Feet to Buy Apartment in City Centre | 1,229.17 C$ | 993.11 C$ | -19.2 % |
| Price per Square Feet to Buy Apartment Outside of Centre | 991.64 C$ | 815.69 C$ | -17.7 % |
Salaries And Financing | Toronto Edit |
Waterloo Edit | |
| Average Monthly Net Salary (After Tax) | 4,795.18 C$ | 5,152.98 C$ | +7.5 % |
| Mortgage Interest Rate in Percentages (%), Yearly, for 20 Years Fixed-Rate | 6.09 | 6.87 | +12.8 % |
| Last update: | December 2024 | December 2024 | |
| Contributors in the past 12 months: | 741 | 52 |
Moving to Toronto? Explore:
Moving to Waterloo? Explore:
Cities near Toronto: | Cost of Living in Vaughan | 16.10 miles |
| Cost of Living in Richmond Hill | 22.87 miles |
| Cost of Living in Oakville | 25.57 miles |
| Cost of Living in Brampton | 27.62 miles |
| Cost of Living in Whitby, ON | 33.84 miles |
| Cost of Living in Burlington | 34.94 miles |
| Cost of Living in Oshawa | 35.88 miles |
| Cost of Living in Hamilton | 44.17 miles |
| Cost of Living in Guelph | 58.38 miles |
| Cost of Living in Cambridge | 60.12 miles |
Cities near Waterloo: | Cost of Living in Kitchener | 5.82 miles |
| Cost of Living in Cambridge | 14.40 miles |
| Cost of Living in Guelph | 17.92 miles |
| Cost of Living in Stratford, ON | 26.89 miles |
| Cost of Living in Milton | 31.02 miles |
| Cost of Living in Brantford | 32.44 miles |
| Cost of Living in Woodstock | 37.86 miles |
| Cost of Living in Hamilton | 43.61 miles |
| Cost of Living in Burlington | 46.51 miles |
| Cost of Living in Simcoe, ON | 48.15 miles |