Numbeo

Cost of Living in Cebu, Philippines

Prices in Cebu

More about Cebu:

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IndexInfo
Consumer Price Index (Excl.Rent): 40.20
Rent Index: 13.09
Groceries Index: 41.04
Restaurants Index: 22.77
Consumer Price Plus Rent Index: 26.98
Local Purchasing Power: 25.64

Currency: Default Currency      Switch to imperial measurement units
Do you live in Cebu? We need your help: Add data for Cebu!
Restaurants [Edit] Avg.
Range
Meal, Inexpensive Restaurant 120.00 ₱
80.00
200.00
Meal for 2, Mid-range Restaurant, Three-course 642.59 ₱
400.00
800.00
Combo Meal at McDonalds or Similar 120.00 ₱
79.00
155.00
Domestic Beer (0.5 liter draught) 45.00 ₱
30.00
60.00
Imported Beer (0.33 liter bottle) 90.00 ₱
70.00
108.65
Cappuccino (regular) 86.64 ₱
60.00
120.00
Coke/Pepsi (0.33 liter bottle) 26.72 ₱
21.00
34.77
Water (0.33 liter bottle) 12.30 ₱
10.00
15.00
Markets [Edit] Avg.
Milk (regular), (1 liter) 74.62 ₱
70.00
80.00
Loaf of Fresh White Bread (500g) 48.36 ₱
35.00
70.00
Rice (white), (1kg) 43.38 ₱
38.00
45.00
Eggs (12) 75.13 ₱
70.00
90.00
Local Cheese (1kg) 347.87 ₱
295.74
400.00
Chicken Breasts (Boneless, Skinless), (1kg) 163.89 ₱
130.00
200.00
Apples (1kg) 93.31 ₱
80.00
123.22
Oranges (1kg) 62.50 ₱
50.00
80.00
Tomato (1kg) 31.67 ₱
25.00
40.00
Potato (1kg) 60.00 ₱
40.00
70.00
Lettuce (1 head) 44.27 ₱
20.00
67.07
Water (1.5 liter bottle) 28.00 ₱
25.00
30.00
Bottle of Wine (Mid-Range) 350.00 ₱
200.00
400.00
Domestic Beer (0.5 liter bottle) 39.75 ₱
26.00
50.00
Imported Beer (0.33 liter bottle) 83.75 ₱
70.00
100.00
Pack of Cigarettes (Marlboro) 50.00 ₱
40.00
54.00
Transportation [Edit] Avg.
One-way Ticket (Local Transport) 8.00 ₱
8.00
9.00
Monthly Pass (Regular Price) 375.00 ₱
350.00
400.00
Taxi Start (Normal Tariff) 40.00 ₱
40.00
40.00
Taxi 1km (Normal Tariff) 12.00 ₱
9.00
35.00
Taxi 1hour Waiting (Normal Tariff) 250.00 ₱
200.00
300.00
Gasoline (1 liter) 51.72 ₱
47.00
55.00
Volkswagen Golf 1.4 90 KW Trendline (Or Equivalent New Car) 945,000.00 ₱
890,000.00
1,000,000.00
Utilities (Monthly) [Edit] Avg.
Basic (Electricity, Heating, Water, Garbage) for 85m2 Apartment 4,514.06 ₱
2,500.00
6,000.00
1 min. of Prepaid Mobile Tariff Local (No Discounts or Plans) 5.88 ₱
5.00
6.50
Internet (6 Mbps, Unlimited Data, Cable/ADSL) 1,312.86 ₱
999.99
2,000.00
Sports And Leisure [Edit] Avg.
Fitness Club, Monthly Fee for 1 Adult 1,580.00 ₱
1,200.00
2,000.00
Tennis Court Rent (1 Hour on Weekend) 133.33 ₱
100.00
150.00
Cinema, International Release, 1 Seat 180.00 ₱
150.00
200.00
Clothing And Shoes [Edit] Avg.
1 Pair of Jeans (Levis 501 Or Similar) 3,100.00 ₱
3,000.00
3,500.00
1 Summer Dress in a Chain Store (Zara, H&M, ...) 1,200.00 ₱
800.00
1,600.00
1 Pair of Nike Shoes 3,665.83 ₱
3,500.00
4,000.00
1 Pair of Men Leather Shoes 3,625.00 ₱
3,000.00
4,000.00
Rent Per Month [Edit] Avg.
Apartment (1 bedroom) in City Centre 19,500.00 ₱
12,000.00
25,000.00
Apartment (1 bedroom) Outside of Centre 9,402.42 ₱
4,000.00
15,000.00
Apartment (3 bedrooms) in City Centre 32,967.43 ₱
25,000.00
45,000.00
Apartment (3 bedrooms) Outside of Centre 15,810.96 ₱
10,000.00
25,000.00
Buy Apartment Price [Edit] Avg.
Price per Square Meter to Buy Apartment in City Centre 69,855.39 ₱
50,000.00
80,487.00
Price per Square Meter to Buy Apartment Outside of Centre 92,094.27 ₱
64,495.31
111,787.50
Salaries And Financing [Edit] Avg.
Average Monthly Disposable Salary (After Tax) 13,318.50 ₱
11,000.00
15,000.00
Mortgage Interest Rate in Percentages (%), Yearly 10.33
10.00
11.00

These data are based on 565 entries in the past 18 months from 84 different contributors.

Last update: September, 2014

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88 Comments so far

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#Don on Oct 01, 2014 :
#dieter

Re: Your interest in property in Cebu or nearby. Kindly reply to dmr.ssl0@gmail.com

Thanks,
Don
#Swe on Sep 25, 2014 :
Michael,
Golf supplies are scarce (shoes, clothes, clubs, grips, repairs etc). No problem with tees, balls, etc.
#Swe on Sep 25, 2014 :
Michael,
Golf is about $40. Bc you must have caddy and should have cart, its hilly. Nice course tho. Ill be back in cebu in oct. malls are great, good food. Taxi is maybe $8-10 each way. You can put your clubs in the trunk no problem. I am a member so playing with a member saves a few bucks. You will enjoy it.
Steve
#Swe on Sep 25, 2014 :
Michael,
Golf is about $40. Bc you must have caddy and should have cart, its hilly. Nice course tho. Ill be back in cebu in oct. malls are great, good food. Taxi is maybe $8-10 each way. You can put your clubs in the trunk no problem. I am a member so playing with a member saves a few bucks. You will enjoy it.
Steve
#R. Singleton on Sep 24, 2014 :
First of all ignore Balud comments,at least most of them. He is paranoid to say the least. Cebu City is not more dangerous to westerners the any other city. Just use common sense and stay out of certain areas at past midnight. You must above all else have patience to live here because things are done on THEIR time and not yours. The cable company said they installer would be at my place between 10am and noon, but he showed up at 3pm with no apologies. Take it with a smile and move on. Find a honest gf or wife it will make settling in easier.
#Celsa on Sep 13, 2014 :
Hi Michael,

I live in Hillsboro, Oregon and from Cebu. I'm not familiar about playing golf in Cebu but I'll check my brother about the country club and let you know.
#Michael on Sep 03, 2014 :
Hi...I am Michael from Portland, Oregon USA-----want to take a trip to Cebu and stay for about a month. I want to bring my golf clubs and play some golf while I am there. I would be traveling alone with just a carry on bag and the golf clubs. I also want to meet some new people and even try to meet a girl...does anyone know generally how much it costs for a visitor to play Cebu Country Club and Alta Vista Country Club....? also any advice on an inexpensive place within a reasonable distance from the golf courses..? and what would be the best source of transportation knowing I have the golf clubs with me...? any advice on how to get along and get around would be nice......
#mark on Aug 24, 2014 :
After reading some of your comments I feel a little nieve...I am looking for a 6 month get away for some much needed R and R and I was thinking of the Philippines for almost next to nothing in cost and my next to nothing means $500.00 a month consisting of rent/lodging and utilities plus food in a good living environment but after reading some post I'm not confident can be done plus the R and R seems thrown out the window and one big daily hassle taking place...can somebody in simple terms tell me if I should be excited for a enjoyable 6 month break in the Philippines or maybe look elsewhere? ???
#Balud on Jul 30, 2014 :
Try to avoid cebu city and the whole island,they try all to rip you off there,at least if you fight back and argue about your money,expect to be killed there.All wants ur money there,here is no way to invest and everyone wants to steal your investment money ,foreigners and pinoys same same,do not trust anybody here.Everyday here a foreigner gets killed,you be warned,i was happy to escape from this country,now i live in thailand for the half cost of living,no big hassle here and nobody wants kill me.
#Anonymous on Jul 11, 2014 :
#Giuseppe,

Your dream is not stupid. Sometimes, we dream something impossible.
#Giuseppe on Jul 08, 2014 :
Hello there!
I've got a question for you! If I rent a house in Italy, I can get about ₱ 20,000.
I want to live alone in a small house and unpretentious. I have no vices ...
Once the citizenship, can I use this money and live in peace in Cebu?
Maybe it's all a stupid dream but an answer is appreciated.
#grace on Jun 30, 2014 :
Apartment for sale,Labangon Cebu City, Lot area 324 sq.m., 5 doors 2 storey.Pls. contact: phil_amlife@yahoo.com
#grace on Jun 26, 2014 :
hi everyone i am a financial advisor one of the top life insurance companies in the Philippines if u need an insurance for your life plan,health plan,educational plan for your children and investment just contacr my email add.: phil_amlife@yahoo.com
#Celsa on Jun 23, 2014 :
Let me know if you're interested of buying a property (land)in Cebu. E-mail me cgorton28@hotmail.com
#Anonymous on Jun 02, 2014 :
I am engaged to a beautiful cebuana who is carrying my baby i own a homeless shelter in california and have some investments in banking circles i want to open a homeless shelter in the philipines for children how much would it cost to procure land and have a building erected to house them Long with permits.
#Samsung on May 21, 2014 :
Why there is 1250php for a 6mb dsl line,a 6mbit dsl line is 4000php min monthly and is in truth a 3mb dsl example at sky,2000php for a 2mb ar pldt,if that works,the internet is the badest ever seen in whole asia here in cebu,so stay away from here if you do internet business.
#MK on May 09, 2014 :
Familiair with the Philippines for over 25 yrs now. Wonder if foreigners and their philippina spouses share my feeling of philippinos being greedy in general. Relatives close or far, ppl who you talk to and think theyre getting closer start asking CHRISTMAS PRESENTS!!! No matter what time of the year, happens every month of the year. Really pisses me of. And dont tell me its the culture, for me its sheer greed and shameless.
LEWIS: Sorry to hear about those bad experiences of you. Didnt you ask for a title then or a abosolute deed of sale when you went to buy that house(and lot)??
#lewis on May 09, 2014 :
Been going to Cebu for 20 years, married 19 years to a Filipina happily after 3 marriages to non-Filipinas. Never trust anyone in phils. cos they will use you and cheat you at every turn. Do not wear valuables. Invested a lot of money there with a Bank manager; he stole it all even though I was close to his parents, wife and kids. Bought a nice house in Pardo then was told we only bought the house, then had to buy the lot it was built on. Laughable if it were not so tragic and my wife was ashamed for her people. They need good escrow companies to prevent swindles. Many more ripoff instances so beware. Forewarned is forearmed.
#Jokelover on May 08, 2014 :
By the way: Youre wrong about Bulacao not part of cebu city.
Bulacao is part of cebu city and part of Talsisay. Bulacao is split in 2 parts (Cebu city and Talisay)
#Jokelover on May 08, 2014 :
Hi Master
You talk about Talisay which is bordering Cebu City.
The example of this house is in a sub about 100mtrs across cebu city boarder in Talisay.So not really outside huh?
If you take the SRP from there,youre faster in down town Cebu than coming from Talamban to downtown for example cause the traffic is horrible in that whole area. It s a matter of calculation my friend. We ,as a couple, own a house in a (guarded)sub in Talisay
Lawaan. It takes me 15 min with the car from there over the SRP to get to the SM. Faster than from many places around the centre of Cebu city to downtown.
No offense but one has to be almost a thief of his own wallet to live in downtown cebu besides the
shit of traffic jams there.
Look at google earth master and see how much better the connection is from talisay to downtown compared to otherareas like Talamban to downtown.
regards
#Master on May 08, 2014 :
Yeah Jokelover thats right,looking outside its cheaper,bulacao its a part of talisay city,but not cebu city itsself,thats also important for people look here at numbeo,cause people have to work here,cebu city,u know how crazy the traffic is if you coming from outside,u loose a lot of time,if i am retired i can live on bantanyan island or whereever and find much much cheaper rent,thats too very clear.But its going here about cebu city,not talisay city,lapu lapu city or anything in the metro cebu area or cebu island.
And for that, the cost of living values above are not right here.U should know,how much also prices are different if you go eat ,compare between cebu city or for example somewhere on Mactan, Danao or carcar,the prices can be easy the double,same for the rent and many other things too.
#Jokelover on May 08, 2014 :
Heres an example of a house in subdivision Bulacao to prove you it doesnt have to be that expensive as you and Brago claim. You just have to make a bit of an effort to find something.
Its even a house bigger then the appartment you talked about in sq mtrs.

here are the details:
3 bedrooms
2bathrooms

with telephone and cable access

here are the details:
3 bedrooms
2bathrooms

with telephone and cable access

this is situated at southgate subdivision (atbang sa East visayan Academy)bulacao talisay city cebu visit us or call us to appreciate
rental :before 25 thou now its 15 thou per month nalng fix
call rose @ 4918427/ 09236124047/ 09231419605 ..

this is situated at southgate subdivision (atbang sa East visayan Academy)bulacao talisay city cebu visit us or call us to appreciate
rental :before 25 thou now its 15 thou per month nalng fix
call rose @ 4918427/ 09236124047/ 09231419605 ..
#Jokelover on May 08, 2014 :
Hi Master
If you live in downtown Cebu for that price of 15 you shouldnt complain even.
In downtown London or Munich you pay a lot more hehe.
Everybody knows that living downtown is always more expensive then going a bit outside.
In Cebu You could think about Pardo, Bulacao, Basak. Distance to downtown is to neglect (3 to 5km)
If you live in east London the distance would be bigger to downtown.
Suggestion: Buy yourself a motor and live in the areas around downtown. Saves you thousands.
Regards
#Master on May 08, 2014 :
Haha jokelover show me any appartment for 10 to 15k monthly in "cebu city" and i invite whole night in cebu for drinking,brako is totally right. im renting now and i am still very lucky for 23k monthly in the city center, but they want soon raise to 28k,its furnished ,that will be still the cheapest to get on market here .60sqm2 condo mostly around 30 to 40k(700-900$) a month,for that price i get easy an appartment in some big cities in europe,maybe not in london,but according to ur billing i would get.
Also everwhere coming extra charges for condo dues together,which is another 4k(100us$),the electric prices in cebu city can be easy 100$(if you not use aircon),depends on the contract your condo owner has,i dont understand what u dream about in cebu city to get for 10/15k appartment, a 5sqm2 to 10sqm2 appartment/studio perhaps where is one bed and a toilet inside,thats it.
And if your not living in a guarded subdivision ,you will be get very fast visit inside ur room and maybe get shot for 10$,have fun to do that.It happend every day in cebu city,exspecial to foreigners.
#Jokelover on May 07, 2014 :
Brako , i dont know from which part of the universe youre from but if you compare prices of appartments or rooms with cities like London or Munich then you make a laughingstock of yourself if you claim that renting there is cheaper than in Cebu.
An average appartment in cebu is nowadays between 10 and 15K (fully furnished)
In London you pay for a (single bed) room already 100 to 150 pounds, equals 7 to 10K.
Appartment is about 500 pounds means about 35K.
In Munich the same as in London almost. Check the internet for that.
So much then for your comparison of prices.
Seems you try to take over the bullshitting you accuse the philino s of.
And believe me chap : Overcrowded and smokked big city in the Philippines? You should have seen Cebu City 15 yrs ago. In that time nobody cared about smok. Nowadays they implemented rules for a lot of things about environment and they seriously try to enforce those laws.
Youre right ofcourse about some things like being ripped off in several ways but again, believe me
they will try to do that to foreigners in any third world country.
#Brako on May 07, 2014 :
The prices are going skyrocket in cebu city,you must to expect for all to pay the double and get the half,this town is the biggest shithole, i ever see worldwide,and i saw many places in africa too,much better you look for other place in SE Asia,if you want a cheap living.For example a 6mb dsl line cost you around 100$us monthly and you can expect lots of outages,try to ripoffs from the company.Appartments are no more payable,rents in london zurich or munich are cheaper then here.Also as a plus everybody wants to rip off you here,ecspecially foreigners here in cebu,dont expect you got your deposit in this countries here back from your landlord.I was living more then 3 years in cebu city and you need easily 2k$ here monthly and you get nothing in return.Look out for thailand cambodia or other places,there are more value for your money and the places are more safer.Stay away from the overcrowded smog cities on the Philippines.
#Ruud on May 05, 2014 :
As an answer to Anonymou:
I laughed reading so much negative expressed feelings. Youre right about 1 thing though.
That Jaime Lim is an example of a philippino with dollar signs in his eyes. The value of that lot if it is a beachlot is about P500 to P1000 per sq mtr in that area. It has to be a real beachlot then otherwise the value will be about 100 to 200 piso per sq mtr.
THat Jonb is really not the foreigner i hope ppl in the Philippines and abroad look at as an exmaple. 3 former wifes and now the next one? I met foreigners before like that. Total scum!!
#letty on May 05, 2014 :
For those looking fo a house to buy or rent anywhere in the Philippines, check this site: ayosdito.ph
#Anonymous on Apr 29, 2014 :
TO: Jaime Lim: I know Ginatilan. Your land is NOT worth P950,000- hahahahaha that is a joke! You might find SOME dumb westerner to buy it but NOT this one, I know what it is worth - almost NOTHING!
To: Derek (Mar 6: 2013) I have been ALL over the Philippines many times, many times. I find 98% of the population will rob or con you in any way they think they can get away with it. The police are corrupt as are the traffic controllers and every one else. You cannot do business or conduct paperwork properly as the place does not function properly. Prices are all over the place from low to expensive. Electrical appliances are more expensive than in western countries and motor vehicles are roughly the same or even a bit more than in western countries. Dont count on a proper mechanical repair. Things are half done and considered by them to be well done, schedules are not adhered to. The weather sucks big time and the dust that blows in can make you sick very quick if you accidentally in hale it. It is a shit hole of a place but I keep going back for some weird reason - I could NEVER live there for longer than 6 months - it would KILL me.
#dieter on Apr 18, 2014 :
I have been legally married to a filapina for 7 yrs we have a son I am interested in buying land in his name can this be done.he in born in php and is still there. Can any one get back to me an please be straight up no story teller
#don herrington on Apr 10, 2014 :
#Karl J., there is an option to view the prices in php or USD if that is your concern
#Jon on Mar 29, 2014 :
My name is Jon and I live in Cebu with my Filipino wife. Would like to make some American friends here. Please e-mail me at jnovenski09@gmail.com.
#jaime lim on Mar 22, 2014 :
Hello Phil. 2/10/2015

Saw your interest to live in Cebu.
I have a beachside property in Ginatilan, Cebu. It is 135km southwest and facung the Tanon Strait. But our people do their shopping in Dumaguete City.
My lot measures 11.5 wide x 15.00 deep with access to the sea. Land was originally used as farmland so there are trees around it. The area is only 177 s.m. but it has the makings of a little paradise. It is cut from a 520 sq. m. lot which I owned for 50 years covered by TD # 23-0012-09180
The price is P950,000.00 only. If you give me your email address, I can send you pics.
I also sell Condos in Cebu City.
Jim Lim
#peter on Feb 23, 2014 :
you are doing it all wrong, have been there on and off for 7 years and still find it comfortable to live there, not sure where you are shopping or get your figures from
#kareen kuhry on Feb 16, 2014 :
Need airlines ticket from the states going to manila or Cebu my website is www.worldwavetravel.com
you can contact me. And also need vacation packages,tours and cruise....
#Phil white on Feb 13, 2014 :
Hello I married a wonderful women from Cebu now 4 yrs we are returning their in march 5 . Thinking might retire their so be very interested in exploring homes rentals . So this is not only a visit but to explore different location to settle down. Be their the whole month of march. Thank you Phil
#Alexa on Feb 10, 2014 :
Hello! i saw all some posts, like few of you are looking for cheaper and decent place to live here in phillipines. im in a real estate business here in philippines & i also incorporate rentals wd no fee. for real! if possible any of you still interested for places rentals or buying just pls. send me email. bluecassiel@yahoo.com. thanks so much.
#viv on Feb 01, 2014 :
Matt is your house a western type of living? Thats a bit out of my range. Im looking for something that my filipino mother can live in but nice enough forme to stay in when i come to visit.
#Matt on Jan 31, 2014 :
My wife and I live in Talamban. Free standing 3/4 bedroom houses are appr. 30/35k php
#viv on Jan 30, 2014 :
Anybody know about rental cost of a decent 2-3 bedrooms in talamban cebu? Any other town that's cheaper?

Thanks
V
#Jon on Jan 12, 2014 :
Hi my name is Jon and I recently moved to Cebu to be with my Filipino wife. Would like to meet other Americans here for friendship and learn how to survive here better. Please e-mail me at jnovenski09@gmail.com if interested in exchanging info.
#Anonymous on Nov 13, 2013 :
Looking for our friend David Jones, an American living on Cebu. If you know him, please email me.
#Anonymous on Nov 13, 2013 :
Looking for our friend David Jones, an American living on Cebu. If you know him, please email me.
#anon on Nov 01, 2013 :
Please, no bad language. I mean you, Realty Cebu. What is your nationality ?
#Realty Cebu on Oct 22, 2013 :
Hi, i'm living for 3 years in Cebu now and find this a big shame for what i read on this site.
All depend on your self if you are a foreigner living in the Philippines and you like to fuck different Asian Pussy's of-course you need to spend a lot! I rent myself a new house in a subdivision for 6000 peso a month i have 3 bathrooms! If you are planning to come over for living here try to find the best location for a good price! Need a help contact Us
#nick on Sep 11, 2013 :
Have been here (Cebu) 3 months this time around. Am realizing that the cost of living here is really high when comparing what a weeks salary (local) will buy compared to a weeks salary in Australia. Here 2500p (average income for one week) will buy around 60 kgs of rice, jn Australia a weeks average income ($1000) will buy around 400 kgs of rice in Australia. 2500p will buy around 100 bottles (330ml) of san Miguel beer here. $1000 in Australia buys me around 500 350ml. bottles of beer. What I am saying is that Cebu is great on an Australian income but horrendous on a local income. A 3000p electricity bill here swallows over a week of local income each month. Imagine paying $1200 a month for power in Australia. It gets worse....2500p will buy around 45 litres of fuel here...In Oz $1000 will buy around 650 litres. If you have limited income Cebu is probably not the place for you. I spend around 20,ooop a month for food etc to feed 3 people. Nothing extravagant, good meat (beef) is impossible to find. 18,000 pays the rent for a comfortable furnished 2 bedder. in a gated estate. After the utilities and jeepney/tricycle fares 50,000 pesos has disappeared. That`s around 5 months of local salary. You can but sympathise with the local population struggling every day to house and feed their families.
#steve on Aug 28, 2013 :
I wud like to go start a new live in cebu...I work as a truck driver r there in cebu.do u have truckdrivers in cebu. How much do they earn...wil I be able to make a living out of trickfriving...please explained the money in south African Rand
#smokey on Aug 18, 2013 :
the cost to live in Cebu is impossible to know until you find just what your willing to accept and how much your willing to adapt ... how long is a piece of string... We have a very nice house in a subdivision which cost more then outside the subdivision but we did it because of zoning we don't want a welding shop next door to our house... if you think all the locals are going to be poor your wrong many locals live way better then foreigners .. a nice lifestyle can be had for 2,000 us a month if you don't have any vices... the biggest shock is schools to send 2 of our children to international school cost about 10,000 us a year .. cars are more expensive for some reason maybe tax and the roads are not well maintained but its an adventure of a lifetime
#Eugene on Aug 04, 2013 :
Sorry! I will be living in Cebu city or area outsiden the city. I would like to know how much the stadard deposit required when renting a property and health care insurance costs? Your input would be most appreciated
Thank you.
#Eugene on Aug 04, 2013 :
I would like to know how much the stadard deposit required when renting a property and health care insurance costs? Your input would be most appreciated
Thank you.
#terie on Jul 23, 2013 :
I am an expat who owns 1 ha garden and a huge house that I mostly rent out. I am looking for retired expats who want to own (long term lease) a piece of this mature garden to build their own unit within the wall. Part of the property can be developed specifically for assisted living.
The main building is 70s style, but in good order. It would need some renovation to be used as a country hotel.
Have a look at the web site orchidpark.net which has all the details and pictures.
I can be contacted through there as well.
#Albert on Jul 23, 2013 :
www.livingincebuforums.com/‎

Hi, if you want to live in cebu, you can ask foreigners/expats already living here. you can go to (www.livingincebuforums.com), 95% of the members there are foreigners. Forum is strictly English only.

Good Luck!
#cedric vergara on Jul 17, 2013 :
i got a white american friend here in los angeles who was talking to me about retiring in the philippines.
He told me to find out how could he buy a property in Philippines. Any idea ?
#cee on Jul 02, 2013 :
you can also visit the site. http://ph.news.yahoo.com/photos/25-emerging-ph-tourism-hot-spots-named-1372740342-slideshow/
#cee on Jul 02, 2013 :
#sue davis, read this website this will help you. http://real-estate-guide.philsite.net/foreigners.htm
#charley on Jun 30, 2013 :
my gf and i are just 2-3 months from completing visa,i had a small cottage built in daanbantayan for 15,000 usd includes 130 sq meter lot,i love it there when im there i dont want to come back to usa,people are freindly its a little hot for me in may but i love being there in december for christmas,i wear old t shirts and cheap shorts u cant look rich but just bcz youre american they assume you are, so be aware is my advice
#SUE DAVIS on Jun 22, 2013 :
is good to see this link.. but is good to know some other ways how to live there. keep me post if you well..
#cee on Jun 13, 2013 :
#moe, im a filipino and i think you must give her up. she doesnt know how to budget the money that you gave. if you like ill let you meet my aunt... LOL.. she can budget your money. shes a business minded girl, she finance small money for the farmers and manage her small farm. before she has a store but closed when her father died due to illness. just reply here if you like.. shes single until now.LOL...
#cee on Jun 13, 2013 :
#victor: if you have 1,600USD it is approximately 64,000php a month. you can rent apartment from 5,000-10,000 outside the center depending on what kind of apartment you prefer. and the rest is you personal expenses. Fare is expensive if youll be riding a taxi. If you have savings you buy a surplus or used car its cost 200,000 to 400,000php. you can also buy japan minivan which costs not more that 200,000php. You can see rates above and compute. prices is still updated for what i saw above.

Some American here buy medium size houses, buy cheap cars and enjoy beer anytime. lol..
#cee on Jun 13, 2013 :
#tonin: banks requires 2 valid id, 1x1 id picture and an initial deposit.
#tonin prossi on Jun 10, 2013 :
what are the steps to open a personal bank acct. my wife is Filipina. We live in the States and planning for future move over there Thank you
#Jadi Akuti on Jun 04, 2013 :
I will be managing a tourist inn in Cebu soon I have P1000 rate of room/day that's free breakfast and airport transport with electricity, water and air conditioned room. If you're looking for a cheap cost and quality living, feel at home, inquire me.. I would be glad to assist you! Thank you so much!!
#Marky Mark on May 24, 2013 :
Spent the month of November 2012 in Cavite near Manila with my filipina wife's family. The price of most food and household goods are through the roof. Labor is a bargain. Rent is not that great of a value for what you get. Even movies at the mall are up in price, about 130-150 pesos. Overall I am disappointed with the cost of living and the hassle to do just about anything as I was planning on an early retirement there. Looks like I will check out Thailand next as I like it better there anyway...
#victor seader on May 01, 2013 :
I get about $1600 each month........ss and vet benefits...as a single person
would I be able to live decently in Cebu. Appreciate any info or suggestions.
#moe on Apr 02, 2013 :
i'm always fighting with my piney girlfriend about money i heard things were cheap there..i started giving a mere 100 usd but soon fould out that just 4000 peso's now i no why she is always broke the middle of the month.i blamed her for not manage money...so i send more last month 8000 peso's by the third week that was gone what am i missing.. the net bill is 12oo sack of rice 1000 is that right ? electric...i think she is to kind....people beg her she give rice the come in use land line..i'm ready to give up on her oh she has 2 little ones 9 and 5 living there plus mother 2 otheres in manila that or there visiting coz school is out lats they were there i gave 10000 pesos it was gone before u no it..she it was xmas she was showing off buy the oldest cell phone..my advice pick a single piney..with no kids and who has a job......
#Graham on Mar 27, 2013 :
@Steve, I think you would find it difficult. The Int school would cost you USD20,000.00 alone for the first year.
#Steve on Mar 21, 2013 :
Thinking of landing in Cebu. 15 yr daughter would go to int school. I like to golf and dive. Can we rent a decent place and have this lifestyle for $3000 US?
#derek l on Mar 16, 2013 :
i was there a few month ago and it was the best time in my life everyone there was very nice, prices on anything there almost made me faint compared to the U S i was so amazed how the people there work together there and i felt more safer there then in the U S if you see the police there you'll know what i mean, but like any country including the U S there will be people trying to make a fast buck who are down on there luck,because i was on vacation there for 3 weeks i did over tip at times but felt good knowing i made that persons life a little better that day, now would i live there in a heart beat im trying to put something together now so my next trip there will will be for good!!!!
#Retired in Samar on Mar 01, 2013 :
My advice is DON'T take advice from people who have only visited Philippines. Trust those expats who have been living and around the islands for many years as they have a more complete understanding of life there. The Philippines can be as diverse as any other country and good judgement and common sense are paramount...in everything.
#John, even though he says he has lived there for 12 years, made the comment "...can't take the bar out of the girl" hasn't a clue and is living in a bubble. Many girls do what they must do to survive and take care of their family and once you understand the culture, you can understand that a good many of these girls are not career hookers. They simply want what many others have which is security and loving caring husband and a trusting relationship. My guess is that #John might even hang out with #jonb - the one who commented about being married to three Filipinas and has children with four Filipinas and is definitely not someone that should be giving advice. When it comes to taking advice, one should always qualify that person giving it. You know what they say about opinions. Do your homework. Caveat emptor!
#Graham on Feb 10, 2013 :
John’s comments are very valid and following are my two bits worth.
I have been living in Cebu for nearly 15 years now. I built a house overlooking the city and therefore my expenses are based on this. In my house there are myself, wife and one teenager plus two gardener/help.
We pay a good salary by Cebu standards and provide everything for them.
Our average monthly expenses for 2012 were:
Restaurants: Php.15,508.
Market: Php.19,215.
Transportation: Php.13,537.
Utilities: Php.19,117
Clothing etc: Php.7,569
Medical[inc Ins Premiums]: Php.11,602
House Help: Php.13,217
What this does not include is education. The international School is expensive compared to Local Private schools but to meet European university requirements this school is the only current option. One means of minimizing this expense is to send one’s child to a Private Local School until Grade 10[local education is till Grade 10 anyway] and then send the child to an International School for the last two years. Overseas countries unfortunately do not recognize a degree from a Philippine University if the child has only completed 10 years of Grade school. 12 years are required.
#John on Feb 07, 2013 :
For those interested in living in the Philippines I read a very good book recently "A Virgin in the Philippines" This guy is a Senior Citizen and describes daily life in the Philippines with humor and preciseness. I bought the book on Amazon Kindle not expensive. Terrible title but full of facts. Worth reading for background info. Filipinos are family oriented, remember you are marrying the whole family not just one girl ! LOL
#john on Feb 07, 2013 :
Driving in Cebu can be stressful but depends on your own attitude. For me, I just accept that most drivers "don't get it" I keep calm, try to be respectful and if drivers block your left turn when their lane is blocked and they cannot go anywhere I just remain calm and keep patient. Eventually someone (usually a foreigner) will let you come out LOL
I have had houses and Condominiums, I prefer condominium life, for a number of reasons, you know roughly what your outgoings will be, security, maintenance of surroundings and swimming pool are all included in the dues. Security is usually better, with burglaries rare. When getting a Condo try to rent first, take into consideration the heat of the sun and try to avoid a sunny side facing apartment. Higher levels have less noise and are fresher with pleasant breezes. A cooler apartment uses less aircon and is cheaper to run. Chickens and dogs are a fact of life here in Cebu, check out how close you will be to small homes (often shanty type dwellings) they will usually have dogs and chickens and sometimes they love Karaoke too so be warned. as in all property decisions Location Location Location. A development in the hills will be fresher with cleaner air. Discuss with a good realtor what you are looking for.
Staff are comparatively inexpensive, a house-help is paid around 4000 Php a month and if you get the right person they will be willing to turn their hand to most household chores, laundry and cooking. If you need more privacy, live out help is available and costs less in food. Get references and if possible a personal recommendation. Be careful with hiring all helpers and drivers, most are perfectly good but a few have perpetrated the "inside job" and left with the valuables so take care. Act in haste repent at leisure. Drivers available for a starting 6000 a month, check their driving style first to avoid a coronary.
Food is readily available and there are supermarkets of different levels but nothing to compare with Sainsbury's or Tescos in the UK. Particularly notable is the absence of convenience ready meals and sweets and things like ready made frozen pastry, which I miss the convenience of.
Here in Cebu there are a lot of restaurants and places to eat at all price levels. Two or three high class hotels with good food and ocasional entertainment. Theatre...non existent. Somtimes a small musical concert at a small venue. More regularly visiting artistes play to a larger crowd at hotel ballrooms, worth visiting.
For the single man, lots of ladies, my advice take your time, hang out where the nice girls lunch, find a girl who can converse on your level. There are plenty of clubs, discos and bars where males can find company always remember you can take the girl out of the bar but you cannot take the bar out of the girl. Marry one at your peril. Be happy.
Drinks here are less expensive than the UK, but you need to exercise some self control. Sometimes there are expats who act like a kid in a candy store, and cannot control their intake. Alcoholics can die happy here and soon.
Weather...my feet in the UK were always cold in the winter, here they are warm always. Sandals and shorts are the order of the day. Short sleeve Shirts and trousers with shoes OK for business.
Private Schools are available, not expensive when compared to UK private education depends on your lifestyle. The International School Cebu is in my opinion very expensive, there are other schools which can lead on to University Education. There are several good Universities with all types of courses.
I have been here about 12 years, love it, keep out of politics, forget the corruption...nothing will happen in my lifetime. Remember we are the aliens and visitors to a foreign country. Try it, if you don't love it leave it. Last word, don't burn your bridges until you are certain the choice is good for you.

#David Naron on Feb 02, 2013 :
I am thinking about retiring to the Philippines since it is so much cheeper there I have been told that Cebu,Dalaguete,Lapulapu,andCitta de Marie are nice places, what do you think Thanks for any help Dave Naron

#Jazy on Jan 28, 2013 :
to joe,

Hello, for your concerns, I am willing to help you to find a good property and location here in cebu. I am working as a property sales consultant in cebu. If you have questions pls feel free to contact me, here's my mobile # +639491438199 or visit my page in facebook http://www.facebook.com/FilinvestLandCebuInc?ref=hl . Thank you!
#Bob on Jan 27, 2013 :
to Joe. I went to Cebu City once a few years ago. Went there for a little less than 2 months. It's a city where you are relatively "safe". At least as much as in any big city in third world countries. Just have to follow basic simple rules like, avoid to be alone at night if you go in the city (go with friends that you know, at least a little). Avoid getting too drung, especially in a place you don't know (easier to get rip off or rubbed). Also avoid flashing anything really expensive... Example...leave your IPHONE at home. If you really need a smarthphone, buy a basic one instead... A top of the line smarthphone car be worth easily 2-4 months of salary for people here...

Regarding the south of the Philippines, just avoid the Island of Mindanao and you should be fine (stay on Islands at the north of that Island, like Cebu, Bohol, etc.). Of course, like I said before, you need to follow basic safety rules, but that is to be expected. Also, don't hesitate to try to negotiate the price of things here, especially if you are not with a filipina lady that can help you negotiate the price for you. Most people are honest here, but some will try to take advantage of you because you are a foreigner. Also AVOID to say something is not expensive... Because next time you try to buy it, the price might have come up LOL.
#Jonb on Jan 19, 2013 :
A general answer to many questions asked here.First and foremost,vacation is fine,depending where you want to visit.cost compared to your own country definetly cheaper.climate,can be hot and humid in most parts of the Phils,depending on the time of the year.Summertime,January until end of May,then the rainy season starts,be prepared.Baguio,is a nice location,much cooler for those who cant stand the heat.Lots of people from Manila head their at the weekends to escape the Manila heat for a few days.Palawan is a up and coming destination.lovely beaches,many place's of interest.lots of very good hotels,and seafood restuarants.i would recommend.Cebu,is slower version of Manila,and is cheaper in some respects.If you really want to escape the hustle and bustle,then Biliran is your paradise.its like going back in time.No malls,no, Mcdonalds,or any fast food outlets.in fact not much of anything compared to your city life.There is some seaside resorts,such as Biliran Garden Resort.Ive stayed here longer than i intended,but i found it very relaxing,friendly,lovely location.scenery fantastic.very good restuarant,international cuisine.Their is also Marvin's,on the seafront.Island hopping is a good idea.However,like everything,wherever you go when in a new country,keep your wits about you,use your commonsense,dont flaunt it,keep it simple,prevention is better than cure.Some people can be nice,but can also be the devil in disguise.Poverty can make some people do the things thats not good for your wallet.So be safe and secure wherever you are.This can apply whatever country you happen to be in.theres much more i would like to say and lots of questions i could answer on many subjects relating to travel and stay and visiting while in the Phils but i guess i would need to write a book.Ive been to the Phils at least 12 times over the past 12 years.Been married to 3 filipinas,i have 4 kid's to four filipinas.Been in business their,been scammed,a couple of times.Much more.Would i go their again?Yes,i'm booked on flight for May,with my filipina wife.Where am i going?Manila,Palawan,then my favourite place Biliran.
#Joe on Dec 30, 2012 :
i was thinking about coming to visit Cebu city , I was looking to buy some property . I'm American and I'm worried about the rebels there in thE southern part of the philliapines . Can you tell me some things to look for and who to trust? I really like the camotes islands . Can you tell me some things about it there. Please any information would be appreciated . Thank you
#Julie on Oct 28, 2012 :
Thanks for all the great information! I'm also curious about the climate... is the humidity always very high? And temperatures? And storms?
#Ken on Oct 21, 2012 :
I rented a partly furnished 1 bed/1bath appt in Pardo in a typicl local sub-division for php8000/$196.... but I only lasted 7 weeks...the MIRIAD of dogs all around me howled and barked 24/7... PLUS the crowing roosters and the screaming kids ...andddd loud music?/kareoke!

Miraculously I saw an ad online for a BRAND NEW 2bed/2bath townhouse in a very upscale private recently created sub- div... 800 yards from the sea for only php10,000/$244 a month!... It's like living in 'heaven'!

I'm not yet up to date on utilities, although I paid $2200 for electric/and php139/$3.40 for mains water Drinking water is php27/$0.58 per 5 gallons delivered!....my first month.

I bought a used Mitsubishi Adventurer 4x4 Van which will save me a lot of taxi fares. although taxi cost are very resonably compared to US/Europe.

Dan is exactly right about 'heart attack' driving conditions... Until I began to drive I though I'd never be able to.... but after i c ouple of days, I'm as nutty and crazy a driver as the locals...heh
#Dan Welch on Oct 16, 2012 :
It would be hard to explain life in the Philippines, without writing a book :-)

I can explain my own experiences.

I rent a 3 Bedroom house in Minglanilla, Cebu ( 7,000 pesos php ) at current rate that is about $169.00 US. The home is better than most locally. Electricity around 2,000 php ($48.00 US ) Water around 1,000 to 1,500 and loosing water pressure often, I would guess 2 to 4 times a week.

Somehow these people make things work ?? (I see extreme hardship every place I go ) Most of the people are nice and friendly. Most speak some English.

I purchased a small Japanese Mini truck so I would stop paying Taxis fees.
Driving here is an instant heart attack, unless you can laugh most of it off like I do. The only thing I can compare it to is Bumper Cars at the Carnaval or amusement park.

Hope this little bit helps
Dan
#Trevor on Jun 28, 2012 :
To date this site has been the most informative and accurate after pouring through diffirent blogs and being exasperated by the lack of substance it's a nice change thanks.
#Trevor on Jun 24, 2012 :
my filipina wife and i travel to cebu twice a year and spend 2 months on each visit, we rent a new 2 bedroom house for 6000 pesos per month. car hire not cheap at 1500 pesos per day (you must search hard for that price.
the average wage is around 12500 pesos per month, many people earning alot less
a couple can feed themselves for as little as 3000 pesos per month if you know where to shop
i hope this is helpful
#Anonymous on Jun 21, 2012 :
Ive lived here over 6 years, owned a home, had a condo, two different apartments, and lived in two hotels long term. Current home rental outside the city in Minglinillia is $130 for real decent 2 bdrm. Electric is $30 (no air con) DSL is $23, Water $6, and Cable $9. Costs me $5 by cab to get to the center of the city, .04 by jeepney. Got to really search and forget the papers.

For your length of stay I'd stay in a $5-600 a month hotel.
#KArl J on Dec 24, 2011 :
Just me not being observant enough to see you added all currencies already. Great work!
#Karl J on Dec 24, 2011 :
Wish you could just use php as currency and let there be a currency calculator instead added somewhere on the page. People interested in this page is very likely also interested to see cost in peso as well.
#Mr C.J.Doyle on Nov 27, 2011 :
I would be interested to know your opinions on a long visit to the philipines,what costs I am likely to in incure by comparison to the cost of living in the uk,.
Renting property,car hire,food & general housing costs,any input would be appreciated,estimated stay,between 5 & 12 months.

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